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As adults start to plan their future care path, there are many options to choose from. Two of the options that offer some flexibility and choice in your home are Continuing Care at Home plans like Providence At Home and long term care (LTC) insurance. The membership we offer at Providence At Home is similar to the concepts of a LTC insurance plan, but we go above and beyond on a more personal level. Let’s learn how.
What Long-Term Care Covers
According to the Administration for Community Living/The Administration on Aging, most LTC policies sold today are comprehensive. They typically allow you to use your daily benefit in a variety of settings, including in your own home, adult day service centers, hospice care, respite care, assisted living facilities, Alzheimer’s special care facilities or nursing homes.
LTC policies in the home setting generally cover these services:
These services through LTC insurance become available for reimbursement when you meet stringent functional needs criteria and after your predetermined elimination period. Once you are eligible, you are responsible for coordinating your care and paying for the services, then you submit paperwork to the LTC Insurance Claims Department to request reimbursement.
What a Providence at Home Membership Covers
On top of providing you with the best of what a LTC insurance plan can offer, Providence At Home also gives you personalized wellness and support programs. Our membership-based plan options offer you the benefits of a Continuing Care Retirement Community partnered with the independence of living in your own home. You’ll also have the support of a Personal Plan Concierge to help you live the life you want!
One of the key elements of our program is an emphasis on individualized, personal care, while being in your own home. And with being in your own home comes the daily duties of home care. This is where many members find the added value of the Providence at Home membership over a LTC insurance plan. For example, should the need arise for snow removal, your Personal Concierge will provide a trusted vendor to set up the service for you. Landscaping needs come spring? We can help with that too! Want to get out of the house? We can help with that! Then once you need services, you become eligible for them with fewer functional needs that are required by LTC insurance and the benefit is paid directly to the caregivers so you don’t have to pay and wait for reimbursement.
We Will Be There
Unlike that binder that you put away after you sign on for LTC insurance and then can’t find, Providence at Home has people focused on you to help guide you through all of the services we offer and meeting all of your needs. Our staff is ready to provide members with support and expertise, whenever it is needed. With us, it is personal. And we want to keep it that way.
Running is very accessibleit doesn't require any special equipment or a gym membershipwhich is why so many individuals decide to do it. Running can take a toll on the body, especially when the body is not used to the training or the training intensity changes too much in a short period of time. Injuries are more likely to occur when running without the proper warm-up or attire.Listed below are some common injuries that runners may face, as well as signs and symptoms to look out for.Plantar FasciitisThe plantar fascia is a band of tissue that connects the heel bone to the base of the toes. It supports the arch at the bottom of the foot. Plantar fasciitis occurs when the fascia tissue that links the heel to the base of the toes becomes inflamed. One of the main symptoms of plantar fasciitis is pain in the heel, especially after exercise or first thing in the morning.Achilles TendonitisThe achilles tendon is the band of tissue that connects the calf muscles at the back of the leg to the heel bone. Achilles tendonitis is an overuse injury to the achilles tendon. Symptoms can include a mild to severe ache or pain in the back of the leg or above the heel. Tenderness and stiffness in the morning, which gets better with activity, can also occur.IT (Iliotibial) Band SyndromeThe IT band is a thick band of tissue (ligament) that runs on the outside of the leg; it starts at the hip and extends to the outer side of the shinbone below the knee joint. IT band syndrome occurs when the band of tissue gets swollen and irritated from rubbing against the hip or knee bone. Symptoms can include hip or knee pain, redness, and warmth around the outside of the knee. The symptoms may start after exercise, and as they worsen, you will feel pain during exercise and during rest periods.Runners KneeRunners knee is a dull and aching pain that is felt behind the knee cap, especially where it meets the femur. Symptoms of runner's knee can include swelling, popping or grinding of the knee, and pain around or behind the knee.Ankle SprainAnkle sprains are one of the most common injuries that occur at all ages and at all activity levels. Ankle sprains occur when the ankle ligaments are stretched beyond their limits and tear. Sprains can range from a tiny tear to a complete tear of the ligament. Symptoms of ankle sprains can include swelling, pain, bruising, tenderness, and instability of the ankle.FracturesFractures are breaks or cracks in a bone. There are different kinds of fractures and different severities. Symptoms of fractures can include swelling, bruising, tenderness, or deformity. Fractures can occur in most bones; the most common area for fractures to occur in runners is in the foot or ankle.If you are experiencing any of the conditions or symptoms listed above, please call our office at 239 - 325 - 4090 to schedule an appointment for evaluation.
For older adults, life can become quieter and lonely as the years go by. One way to combat this life change is by owning a pet. The health benefits of owning a pet for seniors far outweigh the work that goes into owning one.Our furry, feathery, or even scaly family members can provide a variety of physical, mental, and emotional benefits. The bond between seniors and their pets goes far beyond mere companionship. Here are some of the top health benefits of owning a pet for seniorsReduces Loneliness And IsolationAs they get older, many seniors experience feelings of social isolation and loneliness. This can lead to depression and other significant health problems. Having a pet, whether its a dog, cat, or even a bird, provides companionship and helps to reduce these feelings of isolation. Pets are loyal and loving, offering unconditional affection that can significantly improve your mental and emotional well-being.Increases Physical ActivityOne of the biggest benefits of owning a pet, particularly an active dog, is that it forces you to be physical. Dogs need to be walked, which in turn encourages regular physical activity on your part. Seniors with dogs are more likely to go for daily walks or play with them in the yard. Even this little bit of physical activity helps maintain mobility, joint flexibility, and cardiovascular health. In addition, physical activity of any kind leads to a stronger immune system and a reduced risk of chronic diseases like heart disease and diabetes.Lowers Stress And AnxietySimply looking at a picture of a little puppy or kitten is almost guaranteed to put a smile on your face. Studies show that petting a dog or cat can trigger the release of the mood-regulating hormone serotonin. It also increases the feel good hormone dopamine while decreasing the level of the stress hormone cortisol. This fluctuation helps to reduce stress and anxiety levels. Additionally, a pets rhythmic, soothing presence can help lower blood pressure, contributing to overall cardiovascular health.Boosts Mental AlertnessInteracting with pets can stimulate mental alertness and cognitive function. While training your pet and teaching them tricks helps to boost their mental capacity, it also helps to maintain your mental acuity. This mental stimulation can delay the onset of cognitive decline and reduce your risk of dementia and Alzheimers disease.Fosters A Sense Of PurposeMost of us work hard and look forward to the day we can finally hang up our work boots and retire. However, when that day finally comes, many seniors often experience a diminished sense of purpose. Owning a pet can give you back a sense of responsibility and purpose. Caring for a pet requires routine tasks like feeding, grooming, and exercise, providing structure to your days and a reason to get out of bed in the morning.Enhances Social ConnectionsA study has shown pet owners are more apt to meet their neighbors than non-pet owners. Pets make great icebreakers for seniors when they are out on walks or at pet-friendly facilities. This can give you an opportunity to connect with others and strike up a conversation.Reduces The Risk Of Allergies And AsthmaAlthough it sounds like it would be the opposite, having a pet has been found to reduce the risk of developing allergies and asthma the older we get. This can be an added health benefit for seniors who have had pets throughout their lives.Get Your Purrfect CompanionOwning a pet can do wonders for your health and well-being. These little bundles of joy enrich seniors lives in ways that extend far beyond companionship. The emotional, physical, and mental health benefits of having a pet cannot be argued or overlooked. Seniors who share their lives with a furry friend often experience reduced stress, increased physical activity, enhanced emotional well-being, and a greater sense of purpose. This article was submitted by VIPCare. For more information visit the website: getvipcare.com
Often the hardest part of doing something new is getting started, and that's especially true about exercise. This article from AARP makes it easy to get started with the most important exercise to help you age healthy: squats. Five or ten squats are easy to do while you wait for the coffee to brew or the microwave to finish heating.Even when we're healthy we sometimes need a little extra help with the house or errands. Visit our website at www.rosehillathome.com to learn more about how Rose Hill Stay-at-Home Services can help you or a loved one stay in independent and at home.