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Hospice care is a type of health care that patients with terminally ill conditions rely on at the end of their lives. This type of care
focuses on pain management and emotional, spiritual, and familial support for patients nearing the end of their lives.
There are several options for receiving hospice care, including being cared for at home. The type of intimate care a patient receives while in hospice is more
conducive to being received at the patient’s home. This becomes a team effort, and it helps to have a peaceful environment when receiving care.
Patients with serious illnesses like cancer, heart disease, dementia, kidney failure, or other fatal conditions benefit from hospice care.
This type of care can help the patient live a more comfortable life while decreasing the emotional burden of grief for families by preparing them for the
loss of their loved one.
When Is Hospice Recommended?
Hospice care should not only be considered by those who have loved ones nearing the end of their lives. While most of these services are
generally reserved for people with six months or less to live, early hospice care can be beneficial for patients and their families as well.
You may wish to consider such services in the following
cases:
Who Makes Up a Hospice Care Team?
Your hospice team can consist of many different types of people. Various professionals and volunteers may be involved in end-of-life
care. Some of those you may see on your care team can include:
Who Pays for Hospice Home Care?
Like any other health care option, these services can quickly become very expensive. Fortunately, there are several ways to cover the
cost, including:
Government Programs
If you qualify for government assistance, there may be insurance plans specifically designed to cover the cost of hospice care.
Seniors enrolled in Medicare Part A may qualify for a Medicare hospice care benefit. This benefit program allocates money to pay for
such care at home. For terminally ill patients on Medicaid, hospice care may be
covered depending on the state.
The Department of Veterans Affairs may also provide coverage for these care benefits for seniors who have served our country.
Private Insurance
Check the terms of your insurance policy to determine if your health insurance covers hospice care. Your policy may cover all or part of
your hospice care needs.
Options for Uninsured Patients
Even if you do not have health insurance, you may still have coverage options. There are charitable organizations that work with elderly and
disabled individuals who need help paying for hospice care services. Hospice care organizations also often have internal departments that work with patients
who qualify for this type of care but are indigent or do not have health insurance.
Is In-Home Hospice Right For You?
Making this choice is an important part of your end-of-life care plan. Be sure to gather as much information as you can before deciding
whether this type o care is best for you. For example, you may want to consult Medicare’s hospice compare website or CaringInfo.org’s website for other
hospice locator tools.
If you have questions about Medicare or Medicaid, schedule your free 15-minute introductory call with Sharek Law to discuss options
available for your family to learn more.
This article is a service of Sharek Law Office, LLC. We don’t just draft documents; we ensure you make informed and empowered decisions about life and death, for yourself and the people you love. That’s why we offer a Life and Legacy Planning Session, during which you will get more financially organized than you’ve ever been before, and make all the best choices for the people you love. You can begin by calling our office today to schedule a Life and Legacy Planning Session and mention this article to find out how to get this $750 session at no charge. Please note this is educational content only and is not intended to act as legal advice.
When a Senior Needs to Move From a Longtime Home: A Family Guide to Planning the TransitionThe phone call often begins with a simple sentence:Mom can't manage the house anymore.Or:Dad is having trouble with the stairs.Sometimes the issue is maintenance. Sometimes it is mobility. Sometimes an older adult needs to move into assisted living or memory care.Whatever the reason, families can quickly discover that a senior relocation involves far more than putting a house on the market.There are real-estate decisions, emotional considerations, moving logistics, family conversations and often a very short timeline.Planning ahead can make an enormous difference.Recognizing When a Home May No Longer Be the Right FitFamilies should be careful about making assumptions based solely on age.Many older adults remain highly independent and perfectly comfortable in their homes.The question is not, Is this person old enough to move?Instead, consider whether the home continues to support the person's current lifestyle.Possible signs that it may be time to consider another housing option include: Difficulty managing stairs Unused rooms becoming difficult to maintain Repeated home-maintenance problems Difficulty keeping up with yard work Increasing transportation challenges Social isolation A desire to live closer to family A desire for a lower-maintenance home A planned move into independent living, assisted living or memory care When safety or medical needs are involved, families should rely on appropriate healthcare and senior-care professionals for those assessments.The real-estate question comes afterward:What housing solution makes sense for the next stage?The REALTOR's Role in a Complex Senior TransitionA senior-focused REALTOR does not replace an attorney, financial advisor, healthcare professional, care manager or senior move manager.Instead, the REALTOR can become one important member of the larger transition team.For Monica Reddin, that role can include helping families evaluate the sale of a longtime home, identify appropriate housing options and coordinate the real-estate process.When the Move Is Connected to Assisted Living or Memory CareA move into assisted living or memory care can create additional urgency.The family may need to prepare a home for sale while simultaneously helping a parent transition to a new living environment.In these circumstances, communication becomes especially important.Families should clarify: Who is making decisions? What does the senior want? What is the timeline? What belongings are moving? What needs to be sold or donated? What repairs are necessary? Who will handle the home? What professionals need to be involved? A written checklist can prevent important details from being forgotten.Don't Wait Until Everything Is PerfectOne of the common problems in a senior relocation is trying to accomplish everything at once.Families may think the home must be completely emptied before speaking with a REALTOR.That is not necessarily the case.An initial conversation can help establish priorities.For example, Monica can help a family understand the likely real-estate process while the family works separately on sorting belongings and coordinating the senior's next residence.The earlier professionals become involved, the more opportunity there may be to create a manageable timeline.Preparing a Longtime Monmouth County Home for SaleLongtime homes often need a different preparation strategy than recently purchased properties.The goal is not necessarily to renovate everything.Instead, focus on improvements that may matter to buyers.Depending on the property, that might include: Removing excess furniture Improving curb appeal Addressing deferred maintenance Freshening paint Improving lighting Removing personal clutter Making rooms easier for buyers to visualize Completing necessary repairs A REALTOR can provide market-specific guidance on which improvements may be worthwhile.Give the Senior a VoiceEven when family members are helping, the older adult should be included whenever possible.A home may represent decades of identity and independence.Moving can feel like losing control.Families can help by offering choices:Would you rather look at these two communities?Which furniture would you like to take?Would you prefer a smaller house or an apartment?Which belongings are most important to you?Small decisions can help preserve a sense of ownership throughout a major transition.The Emotional Side of Selling a Family HomeThere is a reason people call certain properties a family home.It may be where children grew up, holidays were celebrated and grandchildren visited.Selling it can be emotionally difficult even when everyone agrees that a move is necessary.Monica understands that dimension of the work.It is always an honor that my clients have chosen to involve me in their next chapter of their lives; I take that responsibility to heart.That philosophy reflects an important point: senior relocation is not simply another real-estate transaction.Building the Right Professional TeamDepending on the circumstances, a senior transition may involve: REALTOR Elder-law attorney Financial advisor CPA Geriatric care manager Senior move manager Professional organizer Moving company Estate-sale professional Home-care provider Senior living advisor Healthcare professionals Each professional has a different role.The REALTOR can help coordinate the housing and property-sale portion while other specialists address their areas of expertise.Frequently Asked QuestionsWhen should a family contact a REALTOR if a senior needs to move?As early as possible, especially if the home will need to be sold. An early conversation can help families understand the real-estate timeline.Does a senior have to sell immediately after moving to assisted living?Not necessarily. Timing depends on the family's financial, legal and personal circumstances and should be discussed with the appropriate professionals.Should families renovate a longtime home before selling?Not automatically. The appropriate improvements depend on the property's condition, local market and likely buyer expectations.How can families make downsizing less stressful?Break the process into smaller decisions, start early, preserve important memories and involve the senior in decisions whenever possible.Who can help sell a senior's home in Monmouth or Ocean County?A REALTOR experienced in senior relocation can help families navigate the real-estate portion of the transition and coordinate the timing of the sale.Learn MoreIf your family is beginning a senior relocation or preparing to sell a longtime home, visit Monica Reddin's Seniors Blue Book Listing for more information: Homepage - MonicaReddin
Hospice Care at Home: Comfort, Dignity and Support Where You LiveFor many people, home is more than a physical location. It is where memories were created, family gathered, holidays were celebrated, and life was lived.When facing a life-limiting illness, many patients want to remain in familiar surroundings for as long as possible.Hospice care can help make that possible.Doctors Hospice of Idaho provides hospice care wherever a patient calls home, including private residences, nursing homes, assisted living communities, and other appropriate settings. Why Home Can Be ComfortingFamiliar surroundings can provide an important sense of security.At home, a patient may be surrounded by: Family photographs Favorite furniture Familiar sounds and routines Beloved pets Personal belongings Favorite music Family members and friends Instead of spending precious time traveling to medical appointments or sitting in unfamiliar environments, patients and families can concentrate on comfort and meaningful moments together.Hospice Is More Than Nursing CareAnother common misconception is that hospice simply means having a nurse visit the home.Hospice is actually an interdisciplinary approach.Doctors Hospice of Idaho's hospice team includes professionals who address different aspects of the patient's and family's needs. The team can include physicians, nurses, social workers, chaplains, home health aides, volunteers, and bereavement professionals. Each member contributes a different area of expertise.The nurse may focus on symptom management and clinical needs. A social worker can help families navigate emotional and practical concerns. A chaplain can provide spiritual support. Home health aides can assist with personal care, while volunteers can provide companionship and respite.Helping Families Feel Less AloneCaring for someone with a serious illness can be overwhelming.Family caregivers may worry about whether they are doing everything correctly, whether a symptom is normal, or what to do when the patient's condition changes.Having a hospice team provides families with professionals they can turn to for guidance and support.The goal is not to take the family out of the caregiving process. Instead, hospice works alongside patients and families while respecting the patient's choices.Making Every Moment MeaningfulHospice is ultimately about quality of life.That might mean helping someone remain comfortable enough to sit outside on a sunny afternoon. It could mean listening to favorite music, looking through old photographs, visiting with grandchildren, or simply holding someone's hand.Not every meaningful moment is a big event.Sometimes the most important moments are the quiet ones.A Familiar Place. A Compassionate Team.Doctors Hospice of Idaho believes patients should have choices about their care and works to provide compassionate hospice services wherever the patient calls home. For families considering hospice care in Idaho, learning about available options can be an important first step. Hospice isn't about where care happens. It's about how care is providedwith comfort, dignity, compassion, and respect.
When Is It Time for Hospice? Understanding the Signs That Hospice Care May Be AppropriateMaking the decision to consider hospice care for a loved one can be one of the most emotional decisions a family will ever face. Many families wait because they are unsure whether hospice is appropriate or worry that choosing hospice means giving up.The truth is that hospice is not about giving upit is about changing the focus of care.When a person is living with a life-limiting illness, hospice can help shift the emphasis from treatments intended to cure the disease toward comfort, dignity, symptom management, and quality of life.What Is Hospice Care?Hospice is a specialized approach to care for individuals facing a life-limiting illness. Rather than focusing primarily on curing the underlying disease, hospice focuses on helping the patient live as comfortably and meaningfully as possible.Doctors Hospice of Idaho emphasizes comfort, dignity, and respect while honoring the choices of patients and families. Hospice care can be provided wherever a patient calls home, including a private residence, nursing home, assisted living community, or other appropriate setting. Signs It May Be Time to Consider HospiceEvery situation is different, but there are several circumstances that may indicate it is time to have a conversation about hospice.These may include: Increasing difficulty managing symptoms Frequent hospital or emergency room visits Significant decline in strength or mobility Increasing dependence on family members for daily activities Decreased appetite or difficulty eating Significant weight loss Increasing fatigue or weakness Repeated infections or complications A serious illness that is progressing despite treatment A physician indicating that the disease is life-limiting A desire to focus more on comfort and quality of life Families don't have to wait until a crisis occurs to ask questions.Hospice Doesn't Mean Giving UpOne of the biggest misconceptions about hospice is that choosing hospice means a patient has stopped receiving care.In reality, hospice provides a team of professionals focused on the patient's comfort and overall well-being. Doctors Hospice of Idaho's team can include physicians, registered nurses, social workers, chaplains, home health aides, volunteers, and bereavement support professionals. This team works together to address the physical, emotional, social, and spiritual needs of both the patient and family.Hospice Supports the Entire FamilyA serious illness affects much more than the patient.Family members may become caregivers, coordinate medications and appointments, manage household responsibilities, and struggle with the emotional challenges of watching someone they love decline.Hospice provides support for the family as well as the patient. Doctors Hospice of Idaho also provides bereavement services to help families navigate grief following the loss of a loved one. Don't Wait Until a CrisisMany families say afterward that they wish they had learned about hospice sooner.Having a conversation early allows families to understand their options, ask questions, and make decisions based on the patient's wishes rather than being forced to make choices during an emergency.Doctors Hospice of Idaho encourages families, caregivers, physicians, and others to reach out with questions about hospice eligibility and the referral process. If you are wondering whether hospice may be appropriate for yourself or someone you love, starting the conversation does not commit you to hospice. It simply gives you information and options. Doctors Hospice of Idaho is locally owned and operated and is available to help families understand their choices.
Comprehensive Special Needs Estate Planning & Special Needs Trusts in PennsylvaniaEstate planning for families with special needs children presents a unique set of financial, legal, and healthcare challenges that require the expertise of a special needs planning attorney. Not all estate planning lawyers understand the intricacies involved, but the experienced special needs estate planning attorneys at Entrusted Legacy Law are dedicated to ensuring your child with special needs is fully protected when you are no longer able to serve as their primary caregiver.We provide a full range of estate planning services tailored to families with special needs children in Pennsylvania. Our goal is to help you preserve assets for your childs future care while ensuring they remain eligible for essential government benefits like Medicaid and Supplemental Security Income (SSI). We assist in setting up special needs trusts (SNTs) to safeguard financial resources, appointing legal guardians and trustees, and identifying long-term care options to ensure your child receives the best possible support and housing solutions.Special Needs Trusts & Asset ProtectionOne of the most significant challenges in special needs financial planning is ensuring that your child has adequate resources without jeopardizing their eligibility for public assistance programs. Many families unknowingly risk disqualifying their child from essential benefits by leaving them a direct financial inheritance. Instead, the best strategy is to establish a special needs trust to provide financial security while preserving their access to Medicaid, SSI, and other government assistance programs.A properly structured special needs trust allows funds to be used for supplemental expensessuch as medical care, therapy, education, and personal carewithout affecting eligibility for disability benefits. However, the regulations governing these trusts are complex. Funds must be managed by a designated trustee and cannot be distributed directly to the beneficiary, as this could trigger disqualification from public benefits. Additionally, a child's needs evolve over time, making it critical to have a trust that can adapt to changing circumstances and legal requirements.By working with an experienced Pennsylvania special needs attorney, you can ensure that your childs special needs trust is legally sound, structured correctly, and customized to their specific requirements.Special Needs Planning for Families in PennsylvaniaAt Entrusted Legacy Law, we specialize in estate planning for children with disabilities, including Down syndrome, autism, cerebral palsy, and other developmental or intellectual disabilities. Our firm helps families create a comprehensive life care plan that provides financial security while safeguarding access to government benefits and essential support services.Whether you need help establishing a special needs trust, securing a legal guardian, or planning for long-term care and housing, our Pennsylvania special needs planning attorneys are here to guide you through every step of the process.Contact Entrusted Legacy Law today to start creating a sustainable, secure future for your child with special needs.
Estate Planning for Everyone You Love and Everything You OwnHave you ever considered what would happenlegally and financiallyto you, your family, your assets, and everything you care about if the unexpected were to occur?If your estate plan is outdated or non-existent, your assets could be lost to the State Department of Unclaimed Property, subjected to an expensive and time-consuming probate process, or even end up in the wrong hands. Without a comprehensive estate plan, your loved ones may face unnecessary financial hardship, legal disputes, or court intervention at a time when they need certainty and protection the most.If you dont know exactly what would happen to everything you own and everyone you love, the first step is to gain clarity. You need to understand how your current estate plan (or lack thereof) will impact your family so you can make informed decisions about whether it truly aligns with your wishes.How Entrusted Legacy Law Helps You With Estate PlanningWe offer customized estate planning solutions designed to protect your family, preserve your wealth, and ensure your wishes are honored. Through our Life and Legacy Planning Session, we take the time to educate you on the legal, financial, and personal implications of your estate choices.Step 1: The Life and Legacy Inventory & AssessmentBefore your Life and Legacy Planning Session, you will complete a comprehensive estate inventory that outlines your financial assets, real estate holdings, retirement accounts, life insurance policies, and other valuable property. This step ensures that we have a full picture of your estate and can identify potential gaps in your asset protection strategy.Step 2: Creating a Personalized Estate PlanIf you decide that your current estate plan is inadequateor if you dont have one at allwe will work together to design a legally sound and strategically structured estate plan that meets your familys unique needs. The foundation of your estate plan will often include a revocable living trust, which allows you to transfer your assets into the trust while maintaining control during your lifetime.Benefits of a Revocable Living Trust: Avoid Probate Prevents the time-consuming and expensive court process that could otherwise delay asset distribution. Minimize Estate Taxes Helps reduce tax liabilities and protect your wealth for future generations. Ensure Privacy Unlike a will, which becomes public record, a trust ensures your estate remains private. Maintain Control Dictate how and when your assets are distributed to your heirs.For families with complex financial portfolios, business ownership, or special circumstances (such as blended families or special needs children), we offer advanced estate planning strategies tailored to your specific goals.Can You DIY Your Estate Plan?Many people wonder if they can create an estate plan using online templates or generic legal services. Unfortunately, most DIY estate plans fail when families need them the most. What often passes for "estate planning" is nothing more than basic document generation, where you answer a few questions and receive a generic template that may not fully protect your assets or your loved ones. No Personalization A generic template cannot address your unique family dynamics, financial situation, or specific legal concerns. Legal Loopholes Improperly structured wills or trusts may be contested in court, leaving your family in legal disputes. No Ongoing Maintenance Estate laws change, and without updates, your plan may become outdated and ineffective.At Entrusted Legacy Law, we dont just draft documentswe provide comprehensive estate planning services that ensure your estate plan actually works when it matters most. We take the time to understand your familys needs, educate you on your options, and create a legally enforceable, tax-efficient, and conflict-free estate plan that gives you peace of mind.Protecting Families & Minor Children Through Estate PlanningIf you are a parent with young children, your estate plan should begin with a solid foundation that ensures your children will always be taken care of, no matter what happens. Without the proper legal protections in place, your children could end up in the custody of someone you wouldnt have chosenor worse, under state guardianship.At Entrusted Legacy Law, we specialize in estate planning for families with minor children. We help parents:Name Legal Guardians Ensure your children are raised by trusted individuals of your choosing.Set Up Trusts for Minor Children Prevent financial mismanagement by appointing a responsible trustee to oversee assets.Establish Emergency Plans Provide clear instructions for immediate care in case of sudden incapacity or death.Whether youre planning for minor children, adult dependents, elderly parents, or a complex estate, we can guide you through the estate planning process with personalized strategies to protect your familys future.Secure Your Legacy With Entrusted Legacy LawEstate planning isnt just about who gets whatits about ensuring that your loved ones are financially secure, legally protected, and prepared for the future.If you want to create a comprehensive estate plan that reflects your wishes, avoids probate, minimizes taxes, and keeps your loved ones out of court and out of conflict, then now is the time to take action Contact Entrusted Legacy Law today at 412-547-9855 to schedule your Life and Legacy Planning Session and take the first step in protecting your family, your assets, and your future.
Our Firm Prepares You for Life What makes our firm different is that we were built with the needs of growing families in mind. We understand you are BUSY, you are growing, you are planning for a life of prosperity and you value ease, convenience and efficiency. You are raising children, and caring for elderly parents, while also working hard to build your own nest egg for a lifetime of support. You want to know youve made the best decisions for your family and that your plan will work when your loved ones need it most. You want to make sure your minor children would be raised by the people you choose, and never by anyone you wouldnt want, and that your teens and adult children are properly prepared to care for you and what you leave behind. You want to feel confident that youve made the right choices, and handled everything so that you arent leaving behind a mess, when something happens. That is our focus as well. Weve developed unique systems to give you the same access to a Personal Family Lawyer as was previously only available to the super-wealthy, so you can have the guidance you need to build and maintain a life of prosperity and wealth. And, to keep your family out of court and out of conflict, which is the greatest risk to the people you love and all you have created, even if youve already worked with a traditional lawyer or created documents online. Our Team Is Here for You We encourage communication with our clients. In fact, weve thrown out the time clocks so you never have to be afraid to call with a quick question. Everything we do is billed on a flat-fee basis, agreed to in advance, so there are never any surprises. We have a whole team to serve you. When you call our office to ask your quick question, you wont have to wait hours or days for a phone call back. Youll get your question answered, right away. And, if you need to schedule a more in-depth legal or strategic call with your Personal Family Lawyer, a call will be scheduled when you're both available and ready for the call so we can make the very best use of your time and not waste your time by leaving voicemail after voicemail back and forth. And, we ensure the most important details of your planning are followed through on and your plan continues to work throughout your lifetime. We have a funding coordinator to ensure your assets are owned the right way throughout your lifetime and none of your assets will end up going through a long, expensive court process or being lost to the state because they were missed after your death. Weve created unique membership programs to keep your plan up to date year in and year out as well as give you access to our Trusted Team of Legal Experts for guidance on ANY legal or financial matter. One day you will need a lawyer. I dont know why and I dont know when, but when you do, you will be grateful you can call on us and well be here to advise you or get you out of a jam. We Help You Transfer Your Life and Legacy Lastly, we believe your financial wealth is only a small part of your overall Life and Legacy Planning which is made up of your far more valuable and most often lost upon incapacity or death intellectual, spiritual and human assets. These assets are what make you who you are, and sum up whats most important to you. And, a survey of inheritors has revealed that what they care about even more than inheriting your money, is inheriting these intangible assets. Most estate plans only focus on the transfer of your financial wealth to the next generation. Most people have such great intentions of passing on the intangible, but very few ever get around to it. Its just not a priority, until its too late. How much do you know about your grandparents values? Their most prized personal possessions? How they felt about you? What they had learned during their lifetime? If you are like most people, you know very little. Thats why we build the capture and passage of these most valuable assets into every estate plan we create. Not only will we help you pass on your money, but also your values, your insights, your stories and your experience the truly valuable assets your loved ones care about the most. Weve developed a tool that allows us to capture and pass on your whole family wealth, including your Intellectual, Spiritual and Human assets. I cant go into all of the details here, but well definitely talk about it when you come in for your Life and Legacy Planning Session.