Retirement is something everyone dreams of. However, as you near the age of retirement there are a few things you should do to prepare. Here are some ways to ensure you have the best retirement possible!
Creating goals can help you get a better vision of your future during retirement. Try to set at least 3-5 realistic goals. What kind of lifestyle you want and who you want to be around? Do you want to spend more time with family and friends? Get involved in the community? Take some time to travel? Then get more specific. For instance, if you want to travel, think about where you want to go and how long you want to stay there. Do you want to travel internationally? Go somewhere warm?
EVALUATE YOUR FINANCES
An essential part of having a successful retirement is having enough money saved up for when you aren’t working. At the start of your career, you probably enrolled in your company’s 401(k) program or opened a similar account to prepare for retirement. While these will probably have you covered, it’s smart to evaluate your current financial situation to ensure you have enough money saved.
Once you know what your income will be during retirement, create a budget to live off of. If you have debt, make a plan to pay it off before you retire. Remember, it’ll be much harder to tackle debt payments without your normal income from work; it’s best to be proactive!
FOCUS ON YOUR HEALTH
Being healthy will make retirement much more enjoyable and will allow you the freedom to do whatever you want! Be proactive and schedule preventative checkups with your doctor so you can make a plan to improve your health or get treatment for any serious conditions. You should also continue to stay active and exercise regularly to maintain your muscle and bone strength. Eat a healthy diet, get enough sleep, and focus on your mental health so you’re ready for this lifestyle change!
CONSIDER YOUR OPTIONS
Think about your retirement goals and where you envision yourself later in life. Moving into an independent living community might be the right choice for you! In these communities, you can meet new people, participate in social events, and have access to luxurious amenities (like room service, fitness centers, gourmet chefs, and more!).
Editor’s Note: This article has been submitted South Hills Square Retirement Resort. Contact them today to discover the benefits of all-inclusive retirement living at 412-253-6100.
Top 7 Tips for Touring Florida Assisted Living CommunitiesNovember 30, 2022Florida is Great For SeniorsFlorida is one of the best states for active seniors. Florida seniors comprise more than 21% of the states population, or about 4.6 million seniors. And Florida seniors have the added advantage of living in a state their kids and grandkids love to visit. With some of the best beaches, world-class theme parks, and more than 240 sunny days per year, relatives love to visit the Sunshine State. Florida gets more than 120 million tourists annually. Many visit their parents and grandparents and sneak in a visit to the beaches, Disney World, Universal Studios, and many more.Florida Seniors are Active and Living LongerEveryone wants a long life, but no one wants to get old. There are many factors that contribute to a long life - including healthy food, rest, exercise, genetics, and happiness - but staying active is one of the most important. For example, the oldest poll worker in Florida is Vera Craig, who is 101 years old and has been working for Lee County for the past 20 years. Eventually, Everyone Needs a Little AssistanceNo matter how healthy we eat or how much we work or exercise, eventually, everyone needs a little help as they age. Some Floridians choose to age in place at home for as long as possible. Sometimes progressive diseases, like Alzheimers, dementia, or other conditions, result in the need for a nursing home or memory care facility.But more and more senior Floridians are choosing to live in assisted living communities, with plenty of amenities and trained staff, to get just the right amount of care and assistance they need.First, Decide Your Needs, Budget, and LocationIf assisted living seems right for you or your senior loved one, you first need to narrow your search. You and your family should decide on your medical needs, an affordable monthly budget, and your desired geographic location. Then, you can tour the communities to decide your best option.Florida Senior Consulting works with assisted living communities throughout Florida and will help you with this process without charge.NeedsDecide what assistance you or your senior loved one require now and in the future. Your needs will be specific to you, and each Florida assisted living community offers different services. According to the American Health Care Association and the National Center for Assisted Living, the typical assisted living community offers the following:24-hour assistance and supervisionHealth, exercise, and wellness programsHousekeeping and maintenanceDining services and mealsMedication managementHelp with Activities of Daily Living and personal care servicesTransportationSome assisted living communities even specialize in serving individuals with specific needs, like Alzheimer's disease and other forms of dementia, intellectual and developmental disabilities, and specific medical conditions, like Parkinsons disease.BudgetFlorida is fortunate to have more than 2,400 assisted living communities statewide. These communities come in varying sizes, with differing amenities and fees. According to Genworth Financial, the average assisted living community fee is about $4,500 per month. There are also more upscale units that can cost between $10,000 to $15,000 per month. LocationLocation is critical. Do you want to be near your current neighborhood? Do you have family in Florida? Will your out-of-state family be coming to visit? Once you have narrowed your search with the basics of medical needs, budget, and location, you can begin touring communities to see if they are the best fit for you or your senior loved one.7 Tips for Assisted Living TouringWhether you are touring assisted living communities in Sarasota, Ft. Myers, Tampa, Orlando, Jacksonville, Miami, or elsewhere in Florida, visiting these potential communities in person is an important step. Below are the seven top tips for touring.1. Bring Your Own ExpertTouring assisted living communities can be fun and exciting. After all, you are choosing a new home and neighborhood. But with so many choices and critical information, the process can seem complicated and overwhelming. How do you know you are asking the right questions?Assisted living communities welcome you to tour their properties. But bringing an unbiased senior care specialist and advocate will ensure you make the best choices for your situation. For example, Florida Senior Consultings team knows senior care, the communities, the amenities, the level of care available, how to coordinate care management, and so much more. Unlike the tour directors of individual communities, Florida Senior Consulting is not limited to one place, but instead is dedicated to finding the community that best fits your situation. And this service is at no charge to you. We work with these communities daily and can show you the pros and cons of each facility, so you can make your best decision.2. Compare Costs Equally (Apples to Apples)Every community has its own services, amenities, prices, and options. Making a financial apples-to-apples comparison can seem a bit complex. However, it is essential to know your actual living costs and precisely what is and is not provided for you in each community. Financially, you want to know if there are any annual increases, unlisted fees, community fees, and more. Also, how do the recreational amenities compare? How are the food plans different? What medical services are available? As you get answers to all these questions, you can compare the communities equally.3. Notice How the Community FeelsHome should be warm and welcoming. When you are touring, notice how the atmosphere feels in the buildings, grounds, and residences.Are the grounds green and attractive? Are there outdoor places to relax and meet with friends and family? Are there flowers, trees, and gardens?Are the halls wide and brightly lit when you walk through the buildings? Are the carpets well-kept and modern? Is the paint fresh and new? Are the community areas inviting? Is the dining area spotless and welcoming?Does the indoor air smell fresh and clean? Are the residences spacious or cramped? What are the views from the rooms and apartments? Are the window sills, baseboards, and corners clean? Do the amenities fit your lifestyle? Are there walking paths, exercise rooms, community rooms, and more? Are there places to socialize? Will you feel comfortable inviting your friends and family to your new home? Florida has gorgeous and well-maintained assisted living communities. Choose one that feels right for you or your senior loved one.4. Determine if the Staff is Friendly and QualifiedNo matter how gorgeous the building and residences are, a well-qualified staff is the backbone of an assisted living community.Are the staff members professional, helpful, and friendly? When touring, observe the interactions between the staff and residents.Are staff members qualified? What certifications and licenses do they have? How many registered nurses are on site? What are the ratios of staff to residents? What are the qualifications of the staff included in these ratios? Does the staffing ratio change at night?Staffing and level of care are significant factors in comparing community pricing.5. Observe the Other Residents (Your New Neighbors)Assisted living communities are just that: communities. As you tour the community, take time to notice the residents as they go about their day.Are they active, engaged, and happy? Are there enjoyable daily activities for them? Talk to some of them and ask questions about life in the community, like food service, card games, family visits, pets, alcohol, cooking, and more.The gorgeous building is your residence. The qualified staff takes care of you. But the residents are the community. You want to pick the most comfortable community for you and your lifestyle.6. Consider the Activities and Food Activities. An active assisted living community is often a happy one. Review the community's events calendar. Try and schedule your tour when activities are happening.See how closely the activities appeal to you or your family member's interests. When visiting, be sure to observe or even participate in an activity. Look for the range of resident participation levels and how much fun the staff seems to be having. Ask about the opportunities for trips off-site, shopping outings, and the location and frequency of nearby religious services.Food. Assisted living communities now pride themselves on their food and meal offerings. Find out what meal options are available. Visit the dining areas. Besides being nutritional and healthy, food should be fun and great tasting. When touring, make sure and try the cuisine.7. Ask about Safety and SecuritySafety and security bring peace of mind to you and your family.Ask about the community's safety protocols if residents need assistance in their living quarters or anywhere on-site at any time.Ensure the grounds and residences are always secure, with security cameras, sign-in policies, and security personnel on-site.Ask if there is adequate lighting throughout the community. Do the residents have call lights or pendants? What are the after-hour safeguards in place?The best assisted living communities have state-of-the-art security and are proud to share it with you on your tour.Your Next Best StepChoosing one of Floridas great assisted living communities may be your best choice for health, well-being, and living the best life possible. And it does not have to be confusing or complex.Florida Senior Consulting knows senior care and the available assisted living communities that have the best services and amenities for your particular needs. We regularly visit communities along with their management and staff. We know the pros and cons to help you make your best decision.Florida Senior Consulting has certified staff, licensed nurse advocates, and decades of experience in the field. We are a Florida-based company with expert knowledge of the Florida senior market. While senior options can seem confusing, this is all we do.Whether you are considering an assisted living community or aging in place at home, let us help.Senior living should be on your terms, and the choice should always be yours.Call us, and we will answer all your questions and help you decide what is best for you or your senior loved one.For peace of mind, call us at (941) 661-6196 or visit us at floridaseniorconsulting.com.
Do you avoid using the telephone because you have difficulty hearing? Are you constantly asking people to repeat themselves during phone calls? While it can be frustrating to use a standard phone when you have hearing loss, there are accessible services that can make telecommunication possibleand easy!With the assistance of Pennsylvania Captioned Telephone Relay Service (CTRS), a free public service offered through the Pennsylvania Public Utility Commission and powered through Hamilton Relay, individuals who are hard of hearing can communicate with other callers without missing or misunderstanding whats spoken to them.How CTRS Works in Your FavorUsing CTRS, people who are hard of hearing can speak directly to another caller and listen to their responses while reading captions of whats said to them during the call. The free captioning service is available in English and Spanish and produces captions that appear on the easy-to-read, built-in screen of the CapTel device, just moments after the other caller has spoken.Captions are provided by a specially trained Captioned Telephone operator, who uses voice recognition technology to translate what is spoken by the other caller and transforms it into a typed, transcript-like conversation. Those who qualify can apply for a CapTel phone through the Telecommunications Device Distribution Program (TDDP), which provides assistive devices to individuals who are deaf, hard of hearing, deaf-blind, or have difficulty speaking. CapTel phones can also be purchased directly for $75 through WCI.Introducing Hamilton Mobile CapTel for iOSWould you rather communicate with your smartphone instead of a CapTel device? No problem! Hamilton Relay recently released its Hamilton Mobile CapTel for iOSallowing you to use the trusted captioning service on your iPhone.The handy app provides accurate captions and conversation transcripts for incoming and outgoing calls, has a built-in voicemail with captions, allows you to personalize how your captions appear, and so much more! The Hamilton Mobile CapTel app is available now for download in the Apple App Store. Visit HamiltonCapTel.com to learn more about this exciting communication solution!Could You Benefit from CTRS?Contact our customer service team at firstname.lastname@example.org or visit parelay.net to learn more!Hamilton Relay is a registered trademark of Nedelco, Inc. dba Hamilton Telecommunications. CapTel is a registered trademark of Ultratec, Inc.
Pennsylvania Captioned Telephone Relay Service (CTRS) makes telecommunication possible for those who are hard of hearing. The free public service is offered through the Pennsylvania Public Utility Commission and powered through Hamilton Relay. The Pennsylvania Public Utility Commission oversees nearly 9,000 entities which provide utility services across the stateincluding telecommunicationsand strives to balance the needs of Pennsylvania residents as well as the utility sectors that serve them. Hamilton Relay provides telecommunication relay services for people who are deaf, hard of hearing, DeafBlind or have difficulty speaking, and offers Traditional Relay Services (TRS) and Captioned Telephone service to contracted states throughout the United States.With the assistance of Pennsylvania CTRS, people who find it difficult to use a standard phone due to hearing loss can enjoy phone calls without missing or misunderstanding what is spoken to them. CTRS provides accurate and consistent captioning during phone calls in English and Spanish.Users who are hard of hearing can respond and listen to the other caller, as they normally would, while reading captions of whats been said. Captions are generated by a specially trained captioning assistant who uses voice recognition technology to relay the conversation. Captions appear on the bright, easy-to-read display screen of the Captioned Telephone (CapTel) devicemaking calls more enjoyable and easier to understand.Learn More About Pennsylvania CTRSCLICK HERE to see how you can use CTRS to your communication advantage! Hamilton Relay is a registered trademark of Nedelco, Inc. dba Hamilton Telecommunications. CapTel is a registered trademark of Ultratec, Inc.
South Hills Square is located in the borough of Whitehall, just six miles from downtown Pittsburgh. With all of the Steel Citys charms just a short trip away, yet with the neighborly hometown feel of a village, its the ideal location for South Hills Square. Our all-inclusive, 55 plus retirement community is home to those who relish living a luxurious lifestyle, complete with 24/7 service, resort-style dining, and lavish accommodations. Interested in this luxury retirement community? Call us any time to learn about our community.