5 Questions For Your Doctor: Are Memory Issues A Concern?

Falls Are Rising Among Older Adults. Heres How to Lower Your Risk at HomeAccidental fall deaths in the U.S. have roughly tripled since 2000, according to CDC data analyzed by USAFacts. For adults 65 and older, falls are now the leading cause of both fatal and non-fatal injury, and the increase shows up in every older age group.Several factors seem to be adding up: more prescription medication use, more drinking among older adults, and higher obesity rates. Fear of falling plays a part too. People who worry about falling often move less, and over time that can weaken strength and balance. Know your riskCommon risk factors include limited mobility, chronic conditions such as diabetes or arthritis, certain medications, changes in vision or hearing, and home hazards. The National Council on Agings free Falls CheckUp is a quick way to see where you stand. Build everyday habitsWear glasses and hearing aids as prescribed and keep up with regular eye and hearing exams.Review your medications with your doctor or pharmacist.Use a sturdy step stool, not a chair, to reach high places.Take your time, especially when standing up or changing direction. Make your home work for youFor stairs and steps, a stairlift, wheelchair ramp, home elevator or platform lift can make it easier to move between levels.Install grab bars and consider a shower seat or an accessible walk-in shower.Clear clutter, secure or remove loose rugs, and keep cords out of walkways.Add brighter lighting and nightlights. A few small changes can help you stay active and comfortable at home. Adapted from Deaths from Falls Are Rising. How Can You Reduce Your Fall Risk at Home? by Lifeway Mobility.Contact Person: Eric Rubel | Marketing [email protected]:  847.403.0132

Social Security and the New Senior Tax DeductionBy Senior Tax Advisory GroupTax law changes may help retirees keep more of their income. However, headlines about no tax on Social Security can create confusion. We want seniors to understand what has changed and how the new rules fit their retirement plans.The One Big Beautiful Bill Act created a temporary additional deduction for people age 65 and older. For tax years 2025 through 2028, eligible individuals may deduct up to $6,000. Married couples filing jointly may deduct up to $12,000 when both spouses qualify. There could be a ROTH conversion opportunity at No Additional Tax Cost!This deduction is available whether you itemize or take the standard deduction. Married taxpayers must file jointly to claim it, and each person claiming the deduction must have a qualifying Social Security number.Income limits matter. The deduction begins phasing out when Modified Adjusted Gross Income exceeds $75,000 for an individual or $150,000 for a married couple filing jointly. Taxable IRA withdrawals, capital gains, or Roth conversions may reduce the deduction available.The law did not repeal federal taxation of Social Security benefits. Depending on your combined income, up to 85% of benefits may still be included in taxable income. The new deduction reduces taxable income; it does not change the formula determining how much Social Security is taxable. Eligibility also does not require receiving Social Security.For example, a qualifying couple with both spouses age 65 or older could receive the full $12,000 deduction. If that entire deduction offsets income otherwise taxed at 12%, their federal tax savings would be $1,440. Actual savings depend on their tax situation.Before making withdrawals or changing withholding, review your income and eligibility. Social Security claiming decisions still deserve coordination with taxes, savings, and survivor needs. We believe retirement planning begins with understanding people. Contact Senior Tax Advisory Group at 719-596-4844 or visit www.springstax.com for help evaluating these changes within your retirement plan.

It often happens gradually. A pot left on the stove. A door found open in the middle of the afternoon. A phone call from a neighbor who found your husband walking down the street, unsure how to get home. And then one day you realize: he can't be left alone anymore.If you're caring for someone living with Alzheimer's disease or another form of dementia, this moment can feel overwhelming. You may still work. You may have doctor appointments of your own, errands to run, or grandchildren to see. And you may be exhausted. The good news is that you have more options than you might think."Not Ready for Memory Care" Is a Real StageMany families find themselves in the middle ground. Their loved one needs supervision during the day but isn't ready to move into a memory care community, and the family isn't ready for that step either. Staying at home, in familiar surroundings, is still the right choice. What's missing is safe, engaging support during the daytime hours.That's exactly what a dementia-focused adult day program provides.What to Look for in a Dementia Day ProgramTrained staff. Team members should understand how dementia affects communication, mood, and behavior, and respond with patience and redirection rather than correction.A secure environment. Doors, exits, and drop-off and pick-up procedures should be designed so no one wanders off unnoticed.Meaningful activities. Busywork isn't enough. Look for programs built around music, movement, art, and reminiscence, which research links to reduced anxiety and better engagement for people with memory loss.Nursing support. On-site nurses can manage medications and notice changes in health before they become emergencies.Support for you. The best programs care for the caregiver too, with support groups and education.How Town Square University Parkway Approaches Dementia CareTown Square University Parkway in Sarasota was designed with memory in mind. People living with dementia often hold on most strongly to memories from their teens and twenties. For many of today's seniors, that was the mid-1900s. So the center is built as a nostalgic town square, with 15 themed storefronts that spark conversation and recognition.Staff are trained and compassionate, and the team includes bilingual professionals experienced in dementia care. Medication management and nursing oversight are included in the daily rate, and on-site primary and psychiatric care can help with the behavioral and mood changes that often come with dementia. Many families say their loved one looks forward to going, which makes each morning's drop-off far easier.What It Means for CaregiversAdult day care doesn't just keep your loved one safe; it gives you back hours of your day. You can work, rest, see your own doctor, or simply sit in a quiet house with a cup of coffee. Many caregivers find that this regular break is what allows them to keep their loved one at home longer.Town Square also hosts weekly caregiver support groups and monthly education classes, free of charge, and offers free respite while you attend.You Don't Have to Figure This Out AloneIf your loved one can't safely be alone anymore, start with a conversation. Town Square University Parkway offers free assessments and tours for families in Sarasota, Bradenton, Lakewood Ranch, and throughout Manatee County.About Town Square University ParkwayTown Square University Parkway is an adult day center serving families in Sarasota, Lakewood Ranch, Bradenton, and throughout Manatee County. It offers a nostalgic setting, purposeful programming, nursing oversight, on-site medical services, and free caregiver support. Call today to schedule a tour or a free assessment.Town Square University Parkway8450 Lockwood Ridge Road, Unit 55, Sarasota, FL 34243Phone: 941-277-5048Web: seniorsbluebook.com/senior-resources/town-square-university-parkway