6 Mistakes You Can Avoid When Searching For Senior Care
The road to finding senior care options for a loved one can be a bumpy one if you don’t have the right resources to help select the assisted living or residential care options that are right for that individual, based on factors like medical requirements, special needs and financial concerns. As a valued referral partner, we know that acting as an advocate for your clients can help make the difference in helping guide them to available options.
What do well meaning families do wrong when searching for senior care options?
One is to only visit one facility. Even if it is incredible and seems too good to be true, having a point of reference is essential. Advising them to tour at least three communities is a wise decision and will help them learn about their options as well as experience what is available for their loved one.
Another common mistake is to assume that because a facility is perfect for a friend’s parent, it would be a great choice for theirs. Every individual has unique needs and concerns and one facility isn’t necessarily the cookie cutter choice for everyone. They should always seek personal recommendations as well as professional ones, but follow that with a visit and ask questions that are tailored to their loved one’s situation.
During this vulnerable time, families may make decisions based on feelings like guilt or on the pressure that may be used by the marketing or sales staff during a venue visit. As difficult as it may be, it is necessary to look at the big picture and have questions answered rather than being swayed by luxury amenities like a swimming pool or to cave to sales pressure.
When a loved one is faced with senior care needs, there are so many options that they and their families can feel overwhelmed. Taking into account special needs, medical requirements and financial concerns, it is hard to know where to start. That’s when rushed decisions can be made based on receiving misinformation or by not searching for the requirements that your loved one needs. Before you start the process of finding residential care or assisted living options, here are some tips that will make the experience more effective:
1. Visit multiple facilities. Don’t fall in love with the first assisted living establishment that you tour and call it a wrap. If it is truly perfect, you’ll feel that way after you see some others. A good rule of thumb is to see at least three communities so you have a point of reference when making your final decision.
2. Don’t compare parents to parents. Getting word of mouth recommendations is a powerful thing to consider but the requirements that your best friend’s mom has are probably not the same as your dad’s needs. So a facility that may be a perfect fit for a friend’s loved one isn’t necessarily going to be the best one for yours. Instead, look at the facility but ask questions that are relevant to your loved one to gauge if it might be a viable choice.
3. Resist pressure. Don’t get caught up in the sales pitch that you will hear during the tour. Pressure can be a fierce motivator but during this challenging time, take the opportunity to speak to your siblings about options, tour multiple locations and make the choice that feels right.
4. Do your research. Read reviews online. If your loved one has special needs like memory or dementia issues, ask how the operators handle these situations, the resources they have to offer clients and if they are working with clients who currently have these challenges. Read their marketing material and ask as many follow up questions as you need to ensure that they can care for someone with these concerns and that they have a track record of doing so.
5. Maintain a critical eye and don’t be swayed by aesthetics. Well manicured grounds and well appointed furnishings are wonderful but looks can be deceiving. It is surprising how frequently expensive facilities that look appealing are cited for violating regulations. CarePatrol is proud to review the care and violation history of every community we align with.
6. Don’t give in to guilt. Family members searching for senior care for loved ones are in a vulnerable position and often operate from a deep sense of guilt. Making a decision to select a facility because it has a swimming pool on site may not matter to your loved one. Don’t
make choices out of a sense of feeling bad and wanting to give your loved one things they may not have an interest in. Pick the place that will be the right option for your loved one.
At CarePatrol, we know how daunting this situation can be. That’s why we are here to partner with you, absolutely for free. Because finding the right care is everything, We at CarePatrol of Greater Mobile and NW Florida look forward to finding quality care for your clients, absolutely for free! Call us at 251-317-0183.
For older adults, life can become quieter and lonely as the years go by. One way to combat this life change is by owning a pet. The health benefits of owning a pet for seniors far outweigh the work that goes into owning one.Our furry, feathery, or even scaly family members can provide a variety of physical, mental, and emotional benefits. The bond between seniors and their pets goes far beyond mere companionship. Here are some of the top health benefits of owning a pet for seniorsReduces Loneliness And IsolationAs they get older, many seniors experience feelings of social isolation and loneliness. This can lead to depression and other significant health problems. Having a pet, whether its a dog, cat, or even a bird, provides companionship and helps to reduce these feelings of isolation. Pets are loyal and loving, offering unconditional affection that can significantly improve your mental and emotional well-being.Increases Physical ActivityOne of the biggest benefits of owning a pet, particularly an active dog, is that it forces you to be physical. Dogs need to be walked, which in turn encourages regular physical activity on your part. Seniors with dogs are more likely to go for daily walks or play with them in the yard. Even this little bit of physical activity helps maintain mobility, joint flexibility, and cardiovascular health. In addition, physical activity of any kind leads to a stronger immune system and a reduced risk of chronic diseases like heart disease and diabetes.Lowers Stress And AnxietySimply looking at a picture of a little puppy or kitten is almost guaranteed to put a smile on your face. Studies show that petting a dog or cat can trigger the release of the mood-regulating hormone serotonin. It also increases the feel good hormone dopamine while decreasing the level of the stress hormone cortisol. This fluctuation helps to reduce stress and anxiety levels. Additionally, a pets rhythmic, soothing presence can help lower blood pressure, contributing to overall cardiovascular health.Boosts Mental AlertnessInteracting with pets can stimulate mental alertness and cognitive function. While training your pet and teaching them tricks helps to boost their mental capacity, it also helps to maintain your mental acuity. This mental stimulation can delay the onset of cognitive decline and reduce your risk of dementia and Alzheimers disease.Fosters A Sense Of PurposeMost of us work hard and look forward to the day we can finally hang up our work boots and retire. However, when that day finally comes, many seniors often experience a diminished sense of purpose. Owning a pet can give you back a sense of responsibility and purpose. Caring for a pet requires routine tasks like feeding, grooming, and exercise, providing structure to your days and a reason to get out of bed in the morning.Enhances Social ConnectionsA study has shown pet owners are more apt to meet their neighbors than non-pet owners. Pets make great icebreakers for seniors when they are out on walks or at pet-friendly facilities. This can give you an opportunity to connect with others and strike up a conversation.Reduces The Risk Of Allergies And AsthmaAlthough it sounds like it would be the opposite, having a pet has been found to reduce the risk of developing allergies and asthma the older we get. This can be an added health benefit for seniors who have had pets throughout their lives.Get Your Purrfect CompanionOwning a pet can do wonders for your health and well-being. These little bundles of joy enrich seniors lives in ways that extend far beyond companionship. The emotional, physical, and mental health benefits of having a pet cannot be argued or overlooked. Seniors who share their lives with a furry friend often experience reduced stress, increased physical activity, enhanced emotional well-being, and a greater sense of purpose. This article was submitted by VIPCare. For more information visit the website: getvipcare.com
What Are Elder Law and Special Needs Planning?Elder law and special needs planning involve preparing for expected and unexpected life circumstances, including the possibility of becoming incapacitated as well as protecting and providing for future needs of loved ones with disabilities.At its core, Elder Law focuses on the unique needs of older persons and practice areas that address issues of concern for aging adults, adults with disabilities/incapacity, their families and caregivers. Unlike traditional estate planning, Elder Law begins by assisting you with issues associated with a long and healthy life, rather than simply planning for death. It mixes legal and practical issues such as being able to continue residing in your home if you had a chronic condition, having someone help in managing your finances, and not becoming a victim of financial abuse in the process. Elder law endeavors to help you solve the problem of not knowing what you dont know.Special Needs Law focuses on solving legal problems for individuals with special needs and their caregivers. Although there is no uniform definition of special needs, the phrase describes individuals with a wide variety of physical or mental conditions who require assistance with personal care needs, activities of daily living, paying bills, managing finances, etc., who may be vulnerable to and need protection from exploitation or abuse, and who may need access to public benefits or any number of other types of assistance. If you currently provide care for a child or loved one with special needs (such as mental or physical disabilities), you must have contemplated what may happen to him or her when you are no longer able to serve as the caregiver. Frequently, parents and grandparents are concerned about how their children and grandchildren will be cared for after the parents or grandparents deaths and want to plan in advance to protect their special needs loved one. Elder Law and Special Needs Planning encompass many different fields of law, including, for example: Disability planning, durable powers of attorney, living trusts, advance directives, other tools to delegate management and decision-making to another in case of incompetency or incapacity Estate planning, including the management of finances and assets during life and disposition on death using trusts, wills, and other instruments Special/Supplemental Needs Trusts Conservatorships and guardianships Long-term care planning and placements Trust and probate/estate administration Elder abuse and financial exploitation Medicaid planning Retirement and Social Security planningWhen each day seems to present a new challenge, thinking about the future can be overwhelming. A plan can help break things down into achievable pieces. No matter what age or stage, it is getting started that counts.This article is for informational purposes only and is not intended to be legal advice.This article was submitted by Ashley Day, Esq., A Day Law, LLC. Reach her at 251-277-3377.
Basics of Reverse Home MortgageA reverse home mortgage is a type of loan that allows homeowners to access a portion of their home equity without having to sell their home or make monthly mortgage payments. Unlike a traditional mortgage, the loan balance of a reverse mortgage increases over time and is typically only repaid when the homeowner sells the home or passes away.Differences from Traditional Mortgage Reverse mortgages do not require monthly mortgage payments, while traditional mortgages do. The loan balance of a reverse mortgage increases over time, while the loan balance of a traditional mortgage decreases over time as payments are made. Reverse mortgages are typically only repaid when the homeowner sells the home or passes away, while traditional mortgages are repaid over a set term. A Financial Solution for Seniors For seniors, a reverse mortgage can be a great financial solution. It allows them to access the equity in their homes without selling or giving up ownership. Reverse mortgages are also a great way to supplement retirement income. They provide a steady stream of funds that can be used to cover living expenses. With a reverse mortgage, seniors can enjoy their retirement years and have peace of mind knowing they have a reliable source of income.Reverse mortgages are also a great way to pass on wealth to heirs. The loan is paid off from the sale of the home, and the remaining equity is passed on to the heirs.Eligible homeowners obtain reverse mortgages for many reasons including: Repairing or modifying the home to meet the physical needs of getting older Supplementing retirement income to meet expenses Managing the costs of in-home care Paying off an existing mortgage Paying increased bills due to inflation and economy Paying property Taxes Delaying Social Security Providing a source of funds for living expenses in lieu of liquidating financial investments during times of market downturn or disruption Helping retirement savings last longer Purchasing a retirement home Recent ClientsA retired couple in their late 60s, John and Susan, were struggling to make ends meet on a fixed income, due to inflation and the cost of living increasing. They had significant equity in their home but were hesitant to sell it and downsize because of the current real estate market. They decided to explore a reverse mortgage as an option to access their home's equity without having to sell it. The reverse mortgage allowed John and Susan to access their home's equity and use the funds to pay off their existing mortgage and cover their increased living expenses. They were able to stay in their home and maintain their quality of life, without having to worry about making monthly mortgage payments. Mary Anne, a retired infusion nurse, suffered some medical challenges and her insurance did not cover all of her additional expenses. She decided a reverse mortgage was her best option. It allowed her funds to seek non-traditonal treatment and was able to eliminate the financial stress in her life, allowing her body to heal.A retired widow in his late 70s, James wants to stay in his home as long as possible. His home was mortgage free and he intends to leave it to his two children who live out of state. The reverse mortgage allowed him to access his home's equity and use the funds to make the modifications to continue staying in the home unassisted.It allows him the peace of mind knowing the has additional money to pay an in-home care giver if and when he needs one.He is able to stay in his own home and now worry about being a burden on his out of state children. He expressed to me that feeling of relief is priceless.This article was submitted by Nicole Cramer with Anchor Funding, Inc. Contact Nicole at 251-349-9891 or email her at firstname.lastname@example.org for more information about whether a reverse mortgage can work for you.
WHO WE ARE & WHAT WE DOIs there really a difference in quality of service? At CarePatrol, we think so.We understand that this is probably a decision you never wanted to make. Thats why we will personally meet with you, pick you up, and take you on a guided tour of our recommended communities which are based on the specific individual needs of your loved one.Our services are no cost to you, as we are paid for by over 20,000 preferred providers across the nation.