6 Questions to Get Your Medicare Right

Author

AIS Medicare & More

For more information about the author, click to view their website: AIS Medicare & More

Posted on

Jan 15, 2024

Book/Edition

Colorado - Colorado Springs

Reviewing your Medicare plan doesn’t have to be complicated. These questions can help you assess your plan and make any changes you need.

1.   Have your health care needs changed in the past year? For example, did you sustain an injury that requires ongoing care, or were you diagnosed with a chronic illness?

2.   Are your doctors still considered in-network? If you have a Medicare Advantage plan that only covers a specific list of providers, facilities, and/or pharmacies, you'll want to have the most up-to-date network information. Covered providers can change from year to year.

3.   Will your prescriptions be covered under your current drug plan? Make a list of the medications you take and check them against the formulary for your Part D or Medicare Advantage plan with prescription coverage.

4.   Do you need additional benefits such as transportation, dental, hearing, or vision? These services are usually not covered under Original Medicare. If you think you'll need these additional coverages, you may want to look into a Medicare Advantage plan that offers them.

5.   Will you be traveling long term next year? If you have Original Medicare, you're covered nationwide to see any provider that accepts Medicare. If you have a Medicare Advantage plan, some plans restrict your coverage to a certain geographic area.

6.   Have your financial needs changed? Consider how your plan fits into your current budget, and whether you need something more affordable. In addition to the monthly premium, you'll want to consider deductibles, coinsurance, and co-payments.

There’s no one-size-fits-all Medicare plan and no carrier that is right for everyone. Everyone’s needs and situations are unique. That’s why it’s essential to do your homework before enrolling in a Medicare plan even if it’s one recommended by your family or friends. A local, experienced agent can help you compare the plans in your area to find the one that suits you. For more information visit: aismedicareandmore.com

Editor’s Note: This article was submitted by Jolynn Allen, of AIS Medicare & More.  She may be reached at 719-404-3202, or by email at info@aismedicareandmore.com

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Local Services By This Author

AIS Medicare & More

Medicare Advantage Plans 3030 N Hancock, Colorado Springs, Colorado, 80907

AIS Medicare & More has been serving Southern Colorado seniors since 2008. We have started to spread all throughout Colorado, to broaden our reach and help more Colorado seniors. Our complimentary Medicare appointments are available in office, at your home, by phone or by computer. We believe in educating you about your Medicare options and both Medicare systems, so you can make an educated and informed decision that meets both your health insurance needs and fits your budget. Our agents are with you for life. We provide annual policy reviews, lifetime claims service, account management and prefer if you call us not the carriers. We want to know what is going on in order to better assist you with any of your needs in the future. We help you with State and Federal programs, Medicare Savings Reimbursement, Extra Help, Pharmaceutical Assistance Programs, Veterans Programs, Long Term Care Medicaid and more. By combining all of the programs available to you with your Medicare plan benefits, we can improve your overall coverage and reduce your out of pocket expenses. We are on your team! We want to ensure that you are taking advantage of all of the benefits available for you.