It is estimated that there are over 3.5 million potentially preventable adult hospitalizations every year in the US. These are defined as hospital stays of at least three nights and do not include short trips to the ER. As verified by the Agency for Healthcare Research and Quality, most of these stays are related to seniors not properly managing their medical conditions! To prevent these hospitalizations, a Senior Care Agency that provides in-home care must perform an assessment of a seniors living situation to understand what areas can be improved. This evaluation should focus on 5 key areas: Safety Risks, Medical Condition Monitoring, Independence, Quality of Life, and Caregiver Support.The homecare agency should evaluate 13 key areas that a Senior must have their needs met to successfully Age in Place. These areas include mobility, activities of daily living, and the number one reason for hospitalizations: proper medical condition management. After the in-home assessment is complete, the homecare agency can analyze the findings and make recommendations for corrective action. This will greatly enhance the five key areas of focus that were originally identified. To illustrate, on average, most Seniors participate in only six eight activities that they enjoy each week. Tools such as a Quality-of-Life weekly Activity Planner can be utilized to track and increase participation in quality of life activities, leading to decreased depression, improved strength, and increased motivation. Safety hazards can be identified and mitigated. Furthermore, any additional gaps in the five key areas can be addressed and corrected. Some in-home care agencies can now do this electronically even generating reports that can be utilized cross functionally across the healthcare spectrum (Doctors, Social Workers, Care Managers, etc.). Proprietary tools such as LIFE Profile from Senior Helpers is one such example. In short, a thorough and complete initial assessment performed by a senior care agency can have a significant positive impact for seniors, leading to better outcomes. Editors Note: This article was written by Jeff Kosor, owner of Senior Helpers of Southwest Pittsburgh. He can be reached at 412-851-3223 or by email at firstname.lastname@example.org.
LIFE Pittsburgh, a nonprofit program that provides comprehensive and integrated care to seniors who may not otherwise be able to live independently at home, continues to provide care to their participants by keeping them safe in their homes during these uncertain times. While adapting the process at their Adult Day Health Centers to ensure the health of current participants, LIFE Pittsburgh also left enrollment open for new participants who would benefit from access to their essential programs. LIFE Pittsburgh has been serving the elderly population in Allegheny County for over 20 years with a comprehensive program of support services that provide seniors the ability to maintain their independence in their homes and communities. The program model, known nationally as PACE (Program of All-Inclusive Care for the Elderly), provides the participants, family, caregivers, and professional health care providers the flexibility to meet those health needs with integrative care.Eligible participants must be 55 years old or older, live in the designated service area, meet the states medical requirements for nursing facility level of care, be able to live safely in the community, and be financially eligible as determined by the Allegheny County Assistance Office or be able to privately pay. Individual care plans are coordinated for each participant to assist in medical, social and daily living activities while focusing on providing care with respect and dignity as outlined in the Balanced Budget act of 1997 set forth by the National PACE association.A participant of LIFE Pittsburghs team may include a doctor, registered nurse, masters-level social worker, licensed therapist, personal care aid, or registered dietician in addition to the center manager and staff. Care for participants can be daily vital checking, solution focused health routines, communicating with family members the participants ongoing needs, surveying home accessibility, or providing transportation to appointments with their LIFE Pittsburgh wheelchair accessible van fleet.To learn more about eligibility and the process of enrolling, contact LIFE Pittsburgh at 412-388-8050 TTY:711 and ask for the Enrollment Department or visit their website, www.lifepittsburgh.org. Editors Note: This article was submitted by Deanna Guarnaccio, Outreach Supervisor, BS, CTRS at LIFE Pittsburgh. To learn more about LIFE Pittsburgh visit www.lifepittsburgh.org or call 412-388-8050.
You might think that only the super wealthy need to worry about asset protection planning. But the truth is that if you dont have millions, you may be at even greater risk. Like all types of planning, you must have your asset protection strategies in place well before something happens. Here are four essential strategies to consider for safeguarding your familys most valuable assets.1. Invest In InsuranceInsurance is always the first line of defense when it comes to asset protection. Anyone can file a lawsuit against you at any time and basically for any reason. And whether you are ultimately found at fault or not, defending yourself in court can be extremely costly.A Personal Family Lawyer will evaluate your current insurance policies and advise you about the types and amounts of insurance you should have for maximum protection of your assets.2. Take Advantage Of Statutory ExemptionsAnother way to protect your familys assets is by taking full advantage of federal and state laws that make certain types of assets exempt from creditor claims and judgments.Similarly, federal and state laws also classify many retirement plans, such as 401(k)s and IRAs, as exempt assets. Additionally, some states offer significant, or complete, exemptions for life insurance policies and annuities.3. Use The Right Business EntityOwning a business can be a major wealth-generating asset for your family, but it can also be a serious liability. Without the proper protection, your personal assets are at serious risk if your company ever runs into trouble.4. Put The Proper Estate Planning In PlaceIf you become incapacitated or die without proper estate planning in place, your assets and family will face a number of potentially tragic outcomes. Without proper planning, your assets will get stuck in the court system, which could result in those assets passing to family members you would never want inheriting them, or if the assets eventually do pass to the loved ones you would want inheriting them, those assets could be seriously depleted or even lost. Planning in advance is one of the greatest gifts you can give those you love most.A Personal Family Lawyer can help safeguard your familys most valuable assets.Editors Note: This article was written by Attorney Ashley Sharek of Sharek Law Office, LLC. Ashley can be reached at 412-347-1731 or visit her website at www.shareklaw.com.
At Senior Helpers Alle-Kiski Valley we believe that getting the best care for your loved ones should not be complicated. We recognize the growing need for in-home care services, and with our passion for helping others, we are committed to delivering the best possible care to seniors in our community. Knowing your loved one is happy, safe and cared for is your priority and ours too. Senior Helpers provides the peace of mind you need when making the decision to honor your family members wish to remain in their home. Our wide range of services ensures your loved one receives the care they both want and need. Call us today for a free assessment which includes a complimentary home safety assessment.Services:Alzheimers & Dementia Care Senior Helpers is proud to offer our exclusive program for seniors with Alzheimers and dementia: Senior Gems. The Senior Gems program was designed by experts to help your loved one live the fullest life possible. We are happy to focus on what each person can do and what makes them unique and special. This positive focus allows usand youto treasure the person in front of us today, even as the brain changes with Alzheimers and dementia.Parkinsons Care Senior Helpers Parkinsons Care Program is a specialized training and certification program created in conjunction with leading experts from the Parkinson Foundations Center of Excellence. This program, the first of its kind in the in-home senior care industry, is designed to provide our caregivers with the expert training and education necessary to create personalized care plans for individuals living with Parkinsons disease.Companionship and Socialization Our companion care line of senior home health care services offers daily companionship and assistance with daily living activities. If your loved one is living alone and your visits are limited, social interaction becomes very important to their happiness and helps prevent feelings of isolation and depression. Whether they need a little fun or maybe just help keeping house and running errands, we have you covered with home care activities.Personal Care Our personal care line of services helps your loved ones with more intimate, non-medical care needs. Whether it is for normal aging challenges, hospital recovery or sickness, we are here to make everyday life easier and more manageable. Our experienced caregivers are specifically trained to handle these tasks and our care managers will be closely involved to conduct periodic assessments to survey your loved one's care.Transitional Care Senior Helpers makes the transition from a hospital or long term care facility to home easier with Staying Home Safe - a unique approach to care management that is built around patient goals and creating a safe environment for recuperation. Let us provide you with the peace of mind and confidence that your loved one is going home and staying home - safely.Chronic Disease Care Senior Helpers creates comprehensive at-home plans for non-medical management and support of chronic diseases and conditions, including Cancer, Arthritis, Diabetes, Heart Disease, Multiple Sclerosis and Osteoporosis.VA Benefit Assistance As experts in the senior care industry, Senior Helpers understands the needs of our Veterans. We work seamlessly with the professional assistance organizations to make sure that Veterans and their spouses receive the benefits they deserve as quickly as possible. While the assistance organization helps you start your application, Senior Helpers will begin to provide the in-home quality senior care you deserve.Respite Care Senior Helpers Respite Care Services enable your senior loved one to comfortably remain in their own home, while providing you with a much-needed interval of rest or relief. As the primary caregiver for your loved one, it is important to recognize that it is ok to take a break from your caregiving responsibilities.Surgery Assistance You want to be there with your elderly family member every minute of the day, but you simply can't. Senior Helpers can help. We can monitor your elderly loved one while they are in the hospital so that you can go to work or simply take a break. Our professional, locally-based caregivers are available 24-hours a day to give you the peace of mind that your loved one is not alone.End-of-Life Support Care We help families navigate the full continuum of senior care. At some point, the focus may shift from helping a senior client with health and recovery to providing comfort and support. We are available to work alongside your local hospice and provide around-the-clock care for your loved one. Our Caregivers receive in-depth end-of-life training to provide the personal and emotional support your loved one and the family needs during this difficult time.