How Does Private Pay Home Care Work?

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FirstLight Home Care Minneapolis

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Sep 18, 2024

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Minnesota - Twin Cities Metro Area

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As our parents grow older, they may need more hands-on help than their children can provide. According to a 2021 AARP survey, 77% of adults 50 and older want to age in place, staying in their own homes long term and retaining as much independence as possible. With private pay home care services, families can avoid placing their loved ones in a nursing home and help ensure they’re safe and comfortable in their own home.  

What is Private Pay Home Care?

Private pay is the most common way of paying for home care services. This is when the payment comes directly out of pocket, using savings or existing assets to cover the costs of services.  

Some families are concerned about how to pay for in home care if they don’t have existing assets to cover everything. At FirstLight Home Care, we understand that cost matters, so we work with you and your family to fully understand and navigate any third-party payment options. A number of insurance companies will provide home health care insurance, and there are also a variety of benefits and programs you may qualify for, including veteran benefits.  

What Do I Get Out of My Investment in Home Care? 

At FirstLight Home Care, care is not one size fits all. We assess your loved one’s unique needs and develop a customized plan from our experienced care team. This personalized approach means that home care prices will vary depending on each client’s needs.  

For example, your mom may still live at home and only need about four hours of care per day to help her with daily tasks such as housekeeping, meal preparation and running errands. Meanwhile, another family might need a live-in caregiver for a loved one with dementia and requiring full-time support. 

When taking care of a family member, the cost of caregiving goes beyond the value of paying for food or medications but also the lost time and energy spent in caretaking. Having someone else step in and help as a caregiver is one of the best ways to strengthen your relationship with your family member while also ensuring their physical and mental safety. 

What Services Can I Expect From Home Care?

Aging in place in the comfort of your own home is one of the biggest blessings and one that everyone should be able to experience. With FirstLight’s senior care services, we allow your loved ones to maintain their independence and keep up with their daily routines.  

Here are just a few of the ways our caregivers can help at home: 

Light housekeeping services
Meal preparations
Maintaining personal hygiene and bathing assistance
Continence and toileting care
Transportation to medical appointments and errands
Medication reminders
Assisting with walking and mobility
Providing conversation and company

At FirstLight Home Care, we’re committed to helping you find the best solution for care services for your loved ones. Request a personalized quote, and we’ll guide you through the process and partner with you to explore all options available for your particular situation.  Call us at (612) 473-3227 for more information.  

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