Plan While You Still Can


The Love Law Group, LLC

Posted on

Jul 14, 2022


Kansas/Missouri - Kansas City

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Plan While You Still Can

Do you know what healthcare treatments you would and would not want if you could not speak for yourself? Have you considered what would

happen if you were no longer able to make decisions for your healthcare or finances?

These are hard questions to think about but taking time to answer them and make them official is essential. To make your decisions known

and give power to those you choose, you need legal documents in place; specifically, a Healthcare Durable Power of Attorney, an Advanced Directive,

and a Financial Durable Power of Attorney. A Healthcare DPOA allows you to document who makes

medical decisions about your healthcare. The person designated as your “agent” is authorized to speak ONLY if you can’t speak for yourself. An Advanced

Directive is a document that states your wishes for medical treatments at the end of life. These documents are essential for making your healthcare wishes

known and avoiding a Guardianship during incapacity. You can prepare these documents with an Estate Planning or Elder Law Attorney, or there are free

versions of them available with the Center for Practical Bioethics. A Financial DPOA is a document that gives authority from one

person (the principal) to another person (the agent) for the agent to act on behalf of the principal. These are much more technical and require the

assistance of an attorney to ensure they are prepared properly. Creating a Financial DPOA is essential for you to ensure your finances are in the hands of

someone you trust. If this year has taught us anything, it’s to plan while you can. Talk to your attorney to get started.

Disclaimer: This is not intended to be legal counsel. The choice of an attorney is an important decision and should not be based solely upon advertisements.

This article was submitted by Aaron L. Love, JD, an attorney with The Love Law Group, LLC and may be reached at 816-554-3330 or by email at

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Protecting Social Security Payout

With more than 5 million Americans living with Alzheimers, planning for the possibility of long-term care, and considering who will make decisions if you cant, is not just smart, its necessary. PROTECTING YOURSELFWhile you may think creating legal documents that grant authority for someone to act on your behalf, financially or even medically, will be enough to protect your wishes, usually more is required.When it comes to handling Social Security payments for a disabled senior, establishing powers of attorney, medical  directives or guardianship arrangements are not enough. The Social Security Administration (SSA) requires a special designation known as representative payee.A representative payee is someone who acts on behalf of another person who is incapable of representing themselves and is responsible for directing payouts exclusively to meet a beneficiarys needs. The SSA may determine that an individual is incapable of managing or directing someone else to manage his or her benefits and would then appoint a representative payee.Generally, a family member or friend serves as representative payee. If friends or family are not able to serve as payees, the SSA will look for qualified organizations to be representative payees.A critical thing to keep in mind about the responsibilities of acting as a representative payee is that the permissions that accompany the role do not extend to other facets of your affairs. Making medical decisions or signing legal documents on your behalf will still require that someone be granted powers of attorney or guardianship.PROTECTING A LOVED ONEIf you assume the role of representative payee, this will likely require a trip to a Social Security office and a completed SSA-11 form explaining why the beneficiary needs assistance and why they have selected you for the job.Recall, too, that this designation will be in addition to any other legal or medical role you might be playing for your loved one. Its one piece of the larger whole that, with forethought and planning, can help ensure your loved ones or your own future is secure.Editors Note: This article was submitted by Erin Weber. Erin is a Financial Advisor with the Weber Group of Raymond James. She may be reached at 878.208.1285 Raymond James & Associates, Inc., member New York Stock Exchange/SIPC

3 Reasons Why Single Folks with No Children Need an Estate Plan

These days, more and more young people are delayingif not totally foregoinga life that involves marriage and parenting. The lack of jobs, crushing student debt, multiple recessions, and the pandemic have pushed many young people into a life path that leaves little room for settling down with a partner and getting marriedand even less room for having children. Yet, for other young adults, staying single and childless is simply a matter of choice. Regardless of the reason, as more young adults opt for non-traditional lifestyles, the number of single childless households is likely to steadily increase in the coming years.While most adults dont take estate planning as seriously as they should, if you are single with no children, you might think that theres really no need for you to worry about creating an estate plan. But this is a huge mistake. 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Your Estate Plan Checklist

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The Love Law Group, LLC

3435 NE Ralph Powell Rd, LEES SUMMIT, Missouri, 64064

Your Estate Planning, Elder Law, or Probate needs are likely complex, emotional, and bringing up all kinds of new scenarios you never imagined having to think about. The best way to keep your peace of mind in regards to your estate is planning ahead. Everybody is willing to go to the dentist to avoid pain, but all too often we put off Estate Planning until it is too late. We exist to help you plan well, live secure, and ensure your legacy in order to experience peace of mind. We are here so you dont need to wonder what happens when youre no longer able to make decisions for yourself.As experienced Estate Planning, Elder Law, and Probate professionals catering to the Kansas City Metro area, we serve you by focusing on your individual needs.You are not a number to us.When you choose us as your law team, we will treat you as a valuable client who deserves our time and attention. The Love Law Group will work to develop an individualized plan to preserve and protect your legacy and respond to your immediate needs. Our process is simple: Educate, Serve, Plan, and Empower.