A Path to Peace for Seniors: Decluttering with A Call to Order Professional Organizers

You should always be able to ask as many questions as youd like when working with your financial advisor. So, before you have your annual review, think carefully about what youd like to ask. Here are a few suggestions: Are my goals still realistic? When you first began working with your financial advisor, you may well have articulated several financial goals. For example, you might have said that you wanted to pay for most of your childrens college education, or that you'd like to retire at age 55, or that you hope to travel internationally every year during retirement. In fact, you could have many different goals for which youre saving and investing. When you meet with your financial advisor, youll certainly want to ask whether youre still on track toward meeting these goals. If you are, you can continue with the financial strategies youve been following; but if you arent, you may need to adjust them. The same is true if your goals have changed. You and your financial advisor will want to build a strategy to address any new or different goals such as emergency cash needs, having adequate insurance protection or estate planning. Am I taking on too much or too little risk? Put market declines in perspective. The financial markets always fluctuate, and these movements will affect the value of your investment portfolio. Suppose you watch the markets closely every day and track their impact on your investments. You may find yourself fretting over their value and wondering whether youre taking on too much investment risk for your comfort level. Conversely, if during an extended period of market gains your own portfolio appears to be lagging, you might feel that you should be investing more aggressively, which entails greater risk. In any case, its important to consult with your financial advisor to determine your risk tolerance and use it as a guideline for making investment choices. How will changes in my life affect my investment strategy? Your life is not static. Over the years, you may experience any number of major events, such as marriage, remarriage, loss of a spouse, birth of children or grandchildren, changing jobs or illness leading to early retirement.  When you meet with your financial advisor, you will want to discuss these types of changes, because they can affect your long-term goals and your investment decisions. How are external forces affecting my investment portfolio? Generally speaking, you will want to create an investment strategy based on your goals, risk tolerance and time horizon. And, as mentioned, you may need to adjust your strategy based on changes in your life. But should you also make changes based on outside forces, such as interest rate movements, political events, inflation, new tax legislation or news affecting industries in which you have invested substantially? Try not to make long-term investment decisions based on short-term news. Yet, talk with your financial advisor to make sure your investment portfolio and spending strategy are not out of alignment with relevant external factors. By making these and other inquiries, you can help yourself stay informed about your overall investment picture and what moves, if any, you should make to keep advancing toward your goals. A financial advisor is there to provide you with valuable guidance so take full advantage of it.        Chad Choate III, AAMS 828 3rd Avenue West Bradenton, FL 34205 941-462-2445 chad.chaote@edwardjones.com This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

Safe at Home: Supporting Seniors to Age IndependentlyBy Premier Care Management of FloridaJune is National Home Safety Month, and theres no better time to talk about the importance of creating a safe environment for aging adults who wish to remain in their homes. At Premier Care Management of Florida, we believe that with the right support and proactive planning, many seniors can thrive independently at home for years to come.Why Home Safety MattersHome is where we feel most comfortablebut for older adults, it can also be full of hidden hazards. According to the Centers for Disease Control and Prevention (CDC), 1 in 4 Americans aged 65+ falls each year, and over 3 million are treated in emergency departments for fall-related injuries. Many of these accidents happen at home due to preventable risks like poor lighting, loose rugs, or lack of grab bars in bathrooms.Falls arent the only concern. Medication errors, fire risks, and mobility issues can also compromise a seniors safety and independence. Thats why its critical to regularly evaluate the home environment with a trained eye.How a Care Manager Can HelpAt Premier Care Management of Florida, our RN-certified Care Managers provide comprehensive home safety assessments as part of every client intake. We take the time to examine living conditions through a professional lenslooking at everything from flooring and lighting to emergency preparedness and medication storage.But we dont stop at identifying riskswe help solve them. Our Care Managers can: Recommend modifications like grab bars, handrails, or stair lifts Coordinate trusted home improvement professionals Simplify medication routines to reduce error Help families create emergency plans and organize medical information Connect clients with vetted personal care and home health providers We tailor every safety plan to the unique needs of the senior and their living situation. Whether someone is aging in place alone, with a spouse, or with family, our goal is to support independent living without compromising safety.Real Peace of MindWhen families partner with Premier Care Management, theyre not just getting a to-do listtheyre getting a team. Our Care Managers act as advocates, educators, and problem-solvers, guiding each client through the complexities of aging safely at home.If you or a loved one is exploring options for safe aging in place, lets talk. A safer home means greater independence, better health outcomes, and peace of mind for everyone involved. To learn more or schedule a consultation, contact Premier Care Management of Florida at www.PremierCMFL.com

Whether your aging parent is transitioning to assisted living, downsizing to a senior apartment, or moving in with family, planning ahead can ease the stress for everyone involved. Moving in later life comes with unique emotional and physical challenges, but you dont have to do it alone.As a senior living placement company in the Greater Pittsburgh area, weve helped many local families navigate this journey with confidence and compassion. Here are six practical tips to support you and your loved one every step of the way.1. Start Small and Share the LoadLets face it: a lifetime of memories can be hard to pack. Many older adults have spent decades in the same home, surrounded by treasured keepsakes and familiar routines. The thought of letting go can be overwhelming.Heres how to lighten the emotional load: Begin with low-sentiment spaces like guest rooms or bathrooms. That first win builds momentum. Sort together. Create keep, donate, and pass along piles. Encourage your loved one to gift meaningful items to children, grandchildren, or close friends. Make it meaningful. Donating to local Pittsburgh charities or giving heirlooms to family members can bring peace of mind. 2. Consider Senior Move Management ServicesHiring a professional can make a world of difference. While friends and family are often eager to help, a neutral third party especially one trained in working with older adults can ease tension and smooth the process.Look for services like: Senior move managers who specialize in downsizing and relocation for older adults. Companies affiliated with the National Association of Senior Move Managers (NASMM) for trustworthy help. Local resources in Pittsburgh that offer packing, organizing, estate sales, and post-move support. If youre juggling work, caregiving, and moving logistics, outsourcing some of these tasks can give you much-needed peace of mind.3. Make Travel Safe and ComfortableGetting from point A to point B isnt always easy for older adults. Whether youre moving your loved one across town or across state lines, transportation should fit their health and comfort needs.Travel tips for seniors: Add buffer time. Frequent breaks help with circulation and comfort. Plan around mobility needs. For flights, request wheelchair service and pre-boarding. For car trips, pack medications, snacks, and extra pillows. Look into senior transportation services. In Pittsburgh and beyond, some companies offer non-emergency medical transport, including services equipped with stretchers, wheelchairs, or even nursing staff. 4. Set Up Health Care Before the MoveA new ZIP code may mean a new doctor, pharmacy, and care team. Take care of these logistics early to ensure a smooth transition especially if your loved one has ongoing health needs.To-do list: Transfer prescriptions to a nearby pharmacy. Verify insurance coverage in the new area check which local specialists and clinics are in-network. Connect with a geriatric care manager. These experts often know the best local healthcare providers and in-home care agencies in Western PA. Having a plan in place ensures continuity of care from day one.5. Help the New Space Feel Like HomeEven if the new apartment or assisted living suite is smaller, it can still feel cozy, familiar, and full of life. Small touches make a big difference.Ideas to personalize the new home: Recreate familiar spaces by placing photos and dcor just as they were before (snap a few reference photos before packing). Unpack favorite blankets, books, or that special coffee mug first. Bring beloved furniture or artwork, and explore fun updates like a new recliner or colorful accent wall. Many senior living communities surrounding Pittsburgh encourage residents to decorate their rooms to reflect their style this helps ease the emotional transition.6. Emphasize the PositivesYour loved one may be leaving behind a house filled with memories, but theyre also stepping into a new chapter one filled with support, activities, and connection.Help them see the bright side: Less worry. No more home maintenance or mowing the lawn. More connection. Many assisted living communities offer events, exercise classes, and outings. Opportunities for joy. Explore local senior centers, volunteer programs, or art classes in their new neighborhood. Encourage them to explore and celebrate whats next.Ready to Take the Next Step?Moving a senior loved one can feel like a huge undertaking but you dont have to navigate it alone. As a trusted senior living advisor in Pittsburgh, weve helped thousands of families find the right care options, whether it's assisted living, independent living, memory care, or downsizing solutions. Let us guide you through the process from personalized placement help to local resource referrals. Contact us today at Serving Our Seniors to speak with a compassionate senior care advisor who truly understands the Pittsburgh area.