Often the hardest part of doing something new is getting started, and that's especially true about exercise. This article from AARP makes it easy to get started with the most important exercise to help you age healthy: squats. Five or ten squats are easy to do while you wait for the coffee to brew or the microwave to finish heating.Even when we're healthy we sometimes need a little extra help with the house or errands. Visit our website at www.rosehillathome.com to learn more about how Rose Hill Stay-at-Home Services can help you or a loved one stay in independent and at home.
Intermittent fasting for seniors can be a beneficial dietary strategy when approached with caution and under medical guidance. At a retirement community, we understand the importance of promoting the health and well-being of our residents. In the next few paragraphs, well explore how retirees can safely embark on an intermittent fasting journey.Consult Your Doctor FirstBefore beginning any significant dietary changes, such as intermittent fasting, its imperative to talk to your healthcare provider. This is especially important for people who may have underlying health conditions. Your doctor can evaluate your individual health status and help you determine if intermittent fasting is right for you.Start Slow and GradualRetirees should approach intermittent fasting with a slow and gradual transition. Its important to acclimate your body to this new routine. Begin by extending your overnight fast by a few hours, ideally under the guidance of a healthcare professional.Choose the Right Intermittent Fasting PlanThere are various intermittent fasting plans, but for retirees, the 16/8 method is often recommended. This involves fasting for 16 hours and eating during an 8-hour window. This plan provides enough flexibility to suit most peoples schedules while reaping the benefits of fasting.Stay HydratedStaying well hydrated is absolutely necessary during intermittent fasting. Participants should make sure they drink enough water throughout the fasting period to prevent dehydration. Dehydration can make health issues worse, so maintaining proper hydration is essential.Prioritize Foods that Are Nutrient-DenseWhen you do eat, focus on foods classified as nutrient-dense. Especially when youre in your golden years, you need a well-balanced diet to support your health. Incorporate whole grains, lean proteins, vegetables, fruits, and healthy fats into your meals to make sure youre getting the required nutrients.Monitor Your HealthKeep a close eye on your health while practicing intermittent fasting. People in Memory Care and Assisted Living may want to involve their caregivers or nursing team in this process. Regular check-ups, blood pressure monitoring, and blood sugar checks can help make sure that fasting is not negatively affecting your health.Be Mindful of MedicationsRetirees often take medications, some of which may need to be taken with food. Consult your doctor to adjust the timing of your medication intake to align with your fasting schedule while ensuring the medications effectiveness.Listen to Your BodyYou should be attuned to your body during intermittent fasting. If you experience weakness, dizziness, or other worrisome symptoms, it may be a sign that fasting isnt suitable for you. Always prioritize your health and well-being.Break the Fast CarefullyWhen its time to stop your fast, do so with a small, balanced meal. Rushing into a large, heavy meal can cause digestive discomfort, which is especially important to avoid for those in Memory Care and Assisted Living.Stay Committed to Your Regular Exercise RoutineExercise is vital for your health. Continue with your regular exercise routine during intermittent fasting. But consider adjusting your workout schedule to align with your eating window for optimal results.Evaluate Progress and AdjustPeriodically assess your progress and how intermittent fasting affects your health and daily life. Make necessary adjustments to your fasting schedule if needed, with the guidance of your healthcare provider.Within reason, intermittent fasting for seniors can be a valuable approach to support health and well-being. But it should always be done under the supervision and guidance of a healthcare professional. Our retirement community offers Memory Care and Assisted Living options, where we prioritize your health and provide the support you need to safely embark on an intermittent fasting journey. Remember to consult your doctor, start slow, stay hydrated, and choose the right fasting plan to enjoy the potential benefits of intermittent fasting while maintaining your health and well-being.
As you know, the gig economy has been booming over the past several years. If youre thinking of using your skills to take on a side gig, what should you do with the money youll make?Theres no one right answer for everyone, and the decisions you make should be based on your individual situation. And of course, you may simply need the extra income to support your lifestyle and pay the bills. But if you already have your cash flow in good shape, and you have some freedom with your gig money, consider these suggestions: Contribute more to your IRA. If you couldnt afford to contribute the maximum amount to your IRA, you may find it easier to do so when you have additional money coming in from a side gig. For the 2023 tax year, you can put in up to $6,500 to a traditional or Roth IRA, or $7,500 if youre 50 or older. (Starting in 2024, this extra $1,000 catch-up contribution amount may be indexed for inflation.) The amount you can contribute to a Roth IRA is reduced, and eventually eliminated, at certain income levels. Look for new investment opportunities. If youre already maxing out your IRA, you might be able to find other investment possibilities for your side gig money. For example, if you have young children, perhaps you could use some of the money to invest in a 529 education savings plan. A 529 plan offers potential tax advantages and can be used for college, qualified trade school programs, and possibly some K-12 expenses. Please keep in mind that potential tax advantages will vary from state to state. Build an emergency fund. Life is full of unexpected events and some can be quite expensive. What if you needed a major car repair or required a medical procedure that wasnt totally covered by your health insurance? Would you have the cash available to pay these bills? If not, would you be forced to dip into your IRA or 401(k)? This might not be a good move, as it could incur taxes and penalties, and deprive you of resources you might eventually need for retirement. Thats why you might want to use your gig earnings to help fund an emergency fund containing several months worth of living expenses, with the money kept in a liquid, low-risk account. To avoid being tempted to dip into your emergency fund, you may want to keep it separate from your daily spending accounts. Pay down debts. Most of us will always carry some debts, but we can usually find ways to include the bigger ones mortgage, car payments and so on into our monthly budgets. Its often the smaller debt payments, frequently associated with high-interest-rate credit cards, that cause us the most trouble, in terms of affecting our cash flow. If you can use some of your side gig money to pay down these types of debts, you could possibly ease some of the financial stress you might be feeling. And instead of directing money to pay for things you purchased in the past, you could use the funds to invest for your future.As weve seen, your side gig money could open several promising windows of opportunity so take a look through all of them. Chad Choate III, AAMS828 3rd Avenue WestBradenton, FL email@example.com This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones, Member SIPC