One of the VAs best-kept secrets, called Aid and Attendance, is an excellent source of funds for long-term care (either at home or in an assisted living facility) for a non-service connected disability.
Most VA benefits and pensions are based on a disability which was incurred during a veterans wartime service; however, Aid and Attendance (A&A) is available for individuals who are disabled due to the issues of old age such as Alzheimers, Parkinsons and other non-service connected disabilities.
For those veterans and widows(ers) who are eligible, these benefits can be a blessing for the disabled individual who is not yet ready for a nursing home. This benefit can be as high as $1,949 per month for a married veteran and $1,056 per month for a veterans surviving spouse. This money can be used for home healthcare or assisted living bills. The benefit is not generally used for the cost of nursing home benefits.
To qualify for A&A, the applicant must be permanently and totally disabled. The applicant does not need to be helpless he only needs to show that he is in need of outside help on a regular basis. Someone who is housebound or in an assisted living facility and is over the age of 65 is presumed by the VA to be in need of A&A.
The A&A program has strict qualifiers relating to the applicants income and assets. It is very important to meet with a knowledgeable veterans service officer or an experienced elder law attorney to determine whether or not you qualify for this amazing benefit. Filing for A&A is free; however, restructuring income and assets to qualify may involve a legal fee.
To learn more, call (303) 409-3563 (Diana) to order the Colorado Guide to VA Aid and Attendance together with a 30-minute audio CD that brings this amazing benefit to life.
Editors Note: This article was written by Richard Hughes of The Hughes Law Firm, Denver. He may be reached at 303-758-0680 or www.thehugheslawfirm.net
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