An Epidemic: Substance Abuse a Growing Problem Among Seniors

Author

Entrusted Legacy Law

For more information about the author, click to view their website: Sharek Law LLC

Posted on

Jul 18, 2023

Book/Edition

Pennsylvania - Greater Pittsburgh Area

email
Email US
Click to Email Us
share-this
Share This

The United States population of aging adults has grown exponentially over the past decade. According to projections published by the U.S. Census Bureau, the number of Americans aged 60 and older increased by 34 percent from 55.7 million to 74.6 million between 2009 and 2019. Unfortunately, amid their growing numbers, more and more seniors are facing a substance use disorder problem that in large part has remained silent.


What Are Substance Use Disorders?

According to the Centers for Disease Control and Prevention, substance use disorders include “treatable, chronic diseases characterized by a problematic pattern of use of a substance or substances leading to impairments in health, social function, and control over substance use.”

Seniors are an overlooked group regarding substance abuse issues, but the problem is growing nationwide. Learning the extent and cause of substance abuse among seniors can help improve outcomes for this population.


Rates of Substance Abuse and Misuse Among Older Adults

Seniors often get disregarded in conversations about substance misuse. Yet according to some estimates, nearly 1 million adults aged 65 and older were reported to be living with an addiction as of 2018. Today, that number could be much higher.


Drug Abuse

Drug abuse among older adults is a dangerous problem, in part because health care providers and caregivers so often overlook it. It may even be diagnosed incorrectly as a health condition related to aging.

Seniors are likely to use one or more prescription medications. Adverse drug interactions between multiple prescriptions, nutritional supplements, and over-the-counter medication can inadvertently harm one’s health.

Misuse of certain prescriptions can also lead to a substance use disorder. Opioids, for example, have been prescribed to millions of people suffering from chronic pain. The proportion of U.S. adults aged 55 and up who have sought treatment for opioid use disorder has been surging over the past two decades; between 2013 and 2015 alone, it jumped more than 50 percent. One 2006 study stated that at least one in four older adults were using prescription drugs that have potential for abuse.

Many seniors are at risk of developing a dependence on nonprescription, over-the-counter, and illicit drugs as well. Meanwhile, research has suggested that American seniors use illicit drugs at a higher rate than older adults from most other countries.


Alcohol Use

Surveys show that alcohol use among people 65 and older has increased 22 percent over the past two decades. The extent of alcohol abuse remains unknown due to the impact of underreporting. However, seniors in some studies do report binge drinking and at-risk drinking.

People binge drink when they have five or more drinks in one setting. According to one study, more than a tenth of older adults in the U.S. are regular binge drinkers.

Research published by the National Library of Medicine defines at-risk drinking as consuming more than three drinks on one occasion or having more than seven drinks in one week. The prevalence of at-risk drinking among men is estimated at 16 percent and 10.9 percent among women.

Note that the National Institutes of Health offers a series of free worksheets that can help you evaluate your use of alcohol and learn how to make positive changes.


Why Do Seniors Abuse Substances?

Seniors are less likely to abuse substances for a euphoric effect. Older adults typically use drugs and alcohol to self-medicate against the physical and emotional pain that comes with aging.

Some common causes of substance abuse among people aged 65 and older include:

  • Loss of a spouse or family member

  • Decreased income

  • Change in living arrangements

  • Trouble sleeping

  • A mental and physical decline in health

  • Conflicts with family

  • Lack of purpose

  • Retirement

A senior’s coping style early in life may correlate with late-life substance abuse. People with avoidant coping styles tend to rely on substances to deal with stress and change. If seniors spend their lives avoiding stress or problems, they are more likely to develop a late-life drinking problem than those who cope in other ways.


Social Factors Leading to Substance Abuse Among Older Adults

Various social factors appear to increase the chance of late-life drug and alcohol abuse. The following social factors are among those that may lead to increased substance misuse:

  • Unexpected or forced retirement

  • Social isolation

  • Being divorced, separated, or single

  • Lack of religious affiliation

  • Affluence or feeling comfortable with the availability of financial resources

  • Grief

Physical Factors Leading to Substance Abuse Among Aging Adults

Older adults with substance abuse disorder typically have these physical factors in common:

  • Comorbidities

  • Chronic medical conditions

  • Reduced mobility

  • Chronic pain

  • Poor health status

Psychiatric Risk Factors Leading to Substance Abuse Among Seniors

Psychiatric risk factors among older adults with substance abuse disorder include:

  • History of substance use disorder

  • Current or previous mental illness

  • Feeling socially isolated

  • Having an avoidance coping style

Symptoms of Substance Abuse Among Older Adults

Substance abuse is a serious medical condition. Prompt diagnosis and treatment can help seniors get the help they need to improve their quality of life. Caregivers and medical providers should watch out for the following symptoms of substance misuse:

  • Depression and loss of interest in previously enjoyable activities

  • Use of a prescription drug more often than what is outlined in the instructions

  • Memory problems

  • Change in appetite

  • Social withdrawal

  • Irritability and sadness

  • Change in sleeping patterns

  • Decline in hygiene

Leading Substance Use Disorders According to Region

Substance misuse is occurring everywhere in the U.S., regardless of age, but certain areas are seeing abuse of specific types of substances. The Agency for Healthcare Research and Quality compiled the following data for 2016 through 2018 about regions nationwide:

  • New Jersey and parts of Appalachia have a concentration of opioid-related substance use disorders.

  • The Midwest, Appalachia, Rhode Island, and Nevada saw a higher concentration of alcohol dependency issues than other parts of the country.

  • Appalachia saw a more-significant-than-average concentration of sedative-related substance use disorders.

  • Stimulant-related disorders appeared more in the Midwest, the South, and Appalachia.

  • Cannabis-related substance abuse disorders occurred in Mississippi and other Southern states.

Health Impacts of Substance Abuse on Seniors

The health implications of substance abuse disorder are more significant for older people. Older people are more vulnerable than other groups to the effects of drug use on mental health. Seniors who take prescription medication risk negatively impacting their mental state by mixing their medicine with recreational drugs or by abusing alcohol.

Drug and alcohol abuse can also lead to increased fall risk, physical impairment, adverse psychiatric effects, worsening of other physical conditions, and death.

In fact, among people aged 65 and over, certain types of opioid overdose deaths increased by 53 percent between 2019 and 2020 alone. The number of alcohol-related deaths for this age group rose by 18 percent over the same timeframe.


Recovery Options for Older Adults

Whether a senior should receive inpatient or outpatient treatment depends on their needs. Older adults with a substance use disorder may benefit from inpatient treatment if they meet some of these criteria:

  • A high likelihood of relapse

  • Suicidal thoughts or thoughts of self-harm

  • Likelihood of experiencing withdrawal symptoms

  • No familial support

  • Previous attempts at detox

  • Co-occurring severe medical conditions that need continuous monitoring

Seniors may also need the following to get the most out of recovery:

  • Careful case management

  • Family, group, and individual counseling

  • Cognitive behavioral therapy

How Can the Health Care Industry Help Older Adults With Substance Use Disorder?

Much work is needed to decrease the substance abuse rates among older adults. There is a critical need to address this problem.

Primary care physicians are the first line of defense. Education for clinicians should include skill and strategy development to treat substance abuse issues among older adults. Health care workers should know how to identify substance misuse with proper screening and assessments. Understanding co-occurring disorders and the connection between mental illnesses and substance use disorders is also crucial.

If you notice signs of addiction in a loved one, it is essential to get them professional help. In addition to improving their quality of life, you may save them from succumbing to this disease.


Contact Sharek Law Office at 412-347-1731 or click here to schedule a complimentary 15-Minute Call to learn how we can help.

 

This article is a service of Sharek Law Office, LLC. We don’t just draft documents; we ensure you make informed and empowered decisions about life and death, for yourself and the people you love. That's why we offer a Life and Legacy Planning Session, during which you will get more financially organized than you’ve ever been before, and make all the best choices for the people you love. You can begin by calling our office today to schedule a Life and Legacy Planning Session and mention this article to find out how to get this $750 session at no charge. Please note this is educational content only and is not intended to act as legal advice.

An Epidemic: Substance Abuse a Growing Problem Among Seniors

Other Articles You May Like

Where Can Family Caregivers Get More Support?

Family caregivers can quickly find themselves overwhelmed and need more support than they have available. Home care can offer that support. Some family caregivers have a ton of support from family and friends. Unfortunately, thats not the case for everyone. Family caregivers who dont get the support they need can quickly feel overwhelmed and overloaded. Caregiving brings with it a lot of responsibilities and demands on top of the ones that exist with daily life alone. Home care services offer the support that family caregivers need to offer the best care possible to the seniors they love.   Family Caregiving Challenges First, it helps to understand the types of challenges that seniors and family caregivers face. So many family caregivers juggle many different roles, which leaves little or no time for them to care for themselves. There is a big emotional toll in caregiving, too. Watching a beloved family members life and circumstances change dramatically can lead to depression, anxiety, and other emotional issues. Caregivers worry a lot about their seniors, too, which adds up over time. If seniors experience mobility challenges or other needs that require more physical effort, family caregivers can experience serious physical demands, too.   Respite Care One of the solutions that can help immediately is for family caregivers to take respite time. This occurs when home care providers step in for a few hours so that family caregivers can step away to take care of other needs. Professional home care providers can handle a variety of different situations, allowing family caregivers to feel confident that everything will be okay while they are gone.   Emotional Support Both family caregivers and seniors experience some big emotional challenges related to caregiving. It can be tough for seniors to acknowledge that theyre experiencing big changes that require them to need additional help. For family caregivers, there is a lot of stress related to wanting to do the right thing. Home care providers understand and offer emotional support to everyone involved. They also spend time with seniors, offering companionship that makes a true difference.   Delegating Responsibilities It can be complicated for family caregivers to let go of some of their responsibilities, even when theyre feeling overwhelmed. Home care providers make it easy for family caregivers to delegate and pass along some of their responsibilities. Home care services can help with light housekeeping tasks, transportation, meal preparation, and so much more.   Benefiting the Entire Family Integrating home care assistance into caregiving routines helps families find more balance. They can focus on the issues that truly matter rather than worrying about how theyre going to get everything done. Seniors get personalized attention, and family caregivers feel more confident in their own abilities.   Home care services offer critical support for family caregivers and seniors. Professional caregivers reduce the workload for family caregivers while making sure seniors are both comfortable and safe. This allows family caregivers to have a much different experience with family caregiving than they might have had up to this point. Being able to focus on self-care gives family caregivers the space they need to fully show up for beloved family members.    If you or an aging loved one are considering Home Care in Denver, CO, please contact the caring staff at Talem Home Care & Placement Services today. Call (720) 789-8529 At Talem Home Care of Broomfield, we provide passionate, understanding, and flexible caregivers in Broomfield, Arvada, Aurora, Boulder, Brighton, Commerce City, Denver, Erie, Firestone, Lafayette, Lakewood, Longmont, Louisville, Northglenn, Sherrelwood, Thornton, Welby, Westminster, Wheat Ridge and surrounding areas in Colorado.

Read More

Staying Connected with Elderly Loved Ones During the Holidays

In a world that is constantly evolving, the holiday season serves as a powerful reminder of the significance of human connection. For seniors, these connections offer profound emotional and psychological benefits. This discussion explores the joy of maintaining relationships, the challenges faced by older adults, and strategies to ensure their holidays are filled with a sense of belonging, remembrance, and shared experiences.The Importance of Connection for SeniorsEmotional and Psychological BenefitsHuman connection is essential throughout life, and its importance grows as individuals age. Seniors experience numerous benefits from social interaction, including improved mental health, better cognitive functioning, and a heightened sense of purpose. Meaningful relationships create a support network that can help alleviate feelings of isolation and depression, promoting overall well-being. Engaging with family and friends fosters a sense of belonging and self-worth, while participation in conversations and activities can enhance emotional stability and reduce the risk of cognitive decline.Loneliness During the HolidaysWhile the holiday season is often associated with joy and togetherness, it can also amplify feelings of loneliness for seniors. Many may face the loss of loved ones or find themselves separated from family due to distance. Such circumstances can heighten emotions of isolation, especially during a time when connection is most valued. The holidays can serve as poignant reminders of lost connections, intensifying nostalgia and grief.Challenges in Staying ConnectedSeveral obstacles can hinder seniors from maintaining connections during the holidays. Geographic distance can prevent reunions with family and friends, while health issues may limit mobility and travel options. Additionally, technological barriers can complicate digital communication, leaving some seniors feeling disconnected in an increasingly digital world.Emotional FactorsGrief and depression can significantly impact seniors desire to connect. The holiday season may magnify feelings of loss, making it difficult for individuals to engage in celebratory activities. Recognizing these emotional challenges is crucial for facilitating meaningful connections.The Role of CaregiversCaregivers play an essential role in supporting seniors during this time. By understanding the emotional hurdles that may arise, they can offer companionship and empathy. Caregivers can also assist with practical needs such as technology use, transportation arrangements, or organizing inclusive celebrations that accommodate health considerations.Practical Ways to ConnectIn-Person ConnectionsHoliday Visits: In-person gatherings bring warmth and meaning to seniors' lives.Shared Meals: Enjoying favorite holiday dishes together fosters conversation and bonding.Participatory Activities: Engaging in festive tasks like decorating or baking creates joy and involvement.Remote ConnectionsVideo Calls: These allow seniors to see loved ones faces, enhancing feelings of connection despite distance.Letter Writing: A heartfelt letter or card can convey emotions that transcend technology.Online Games: Simple games or trivia challenges provide fun interaction opportunities from afar.Adapting Holiday TraditionsTo include seniors in holiday traditions:Involve Them: Encourage their input in planning to shape traditions that suit their preferences.Modify Activities: Adapt events to accommodate mobility and energy levels.Storytelling: Invite seniors to share stories from their past to enrich the holiday experience.Technology as a BridgeUser-friendly technology options like smartphones and tablets can facilitate communication for seniors. Simplified apps designed for ease of use can enhance their ability to stay connected with loved ones. Teaching them how to use these technologies through patient instruction and hands-on demonstrations can help build their confidence.Navigating Emotional ChallengesSeniors may face various emotional difficulties during the holidays:Grief: The absence of loved ones can be particularly poignant during this time.Depression: Feelings of sadness may intensify due to health struggles or social isolation.Isolation: Distance from family combined with limited mobility can exacerbate loneliness.Supporting Emotional HealthEncouraging open communication allows seniors to express their feelings. Setting flexible expectations for participation in holiday activities helps reduce pressure. Engaging them in joyful activities enhances their experience during this festive season.Professional ResourcesIf needed, professional support such as therapy or counseling specializing in geriatric care can provide seniors with tools to navigate their emotions. Support groups offer community understanding for those dealing with grief or depression. Helplines are also available for immediate emotional support.As we navigate this holiday season together, let us remember that nurturing connections enriches the lives of seniors. Emphasizing compassion and care across generations reinforces our shared spirit of togetherness during this special time.

Read More

Stress-Free Holidays: Essential Tips for Family Caregivers

Stress-Free Holidays: Essential Tips for Family Caregivers Here you are, a caregiver on call 24/7 for someone you love, and suddenly its holiday time. You start thinking about inviting relatives, ordering the turkey, and getting out the holiday decorations. But wait a minute. Before your holiday autopilot kicks in, step back and look at where you are. The first thing you have to acknowledge is that things are different now, says Barbara Abramowitz, Massachusetts-based psychotherapist and herself a longtime caregiver. Maybe its time to rethink the holidays. Dont be bound by traditions. Give yourself permission to change things up. It can be liberating. We get caught up in expectations and what other people are going to think of us, Abramowitz told me. Be bold. Ask yourself, What do I want to keep, and what do I want to let go of? Give yourself time to think about whats really important about the holidays. Do You Have to Deck the Halls?Maybe you dont have to decorate every square inch of your home this year. Martha Shapiro, director of programs for Senior Concerns, which supports seniors and family caregivers in Southern California, says, Think outside the box. Dont be bound by traditions. Give yourself permission to change things up this holiday season. It can be liberating. That big family gathering? How about paring down the guest list this year? (Aunt Helen will just have to understand.) Pare down the menu, too. (Do you absolutely have to have mashed potatoes as well as sweet potatoes?) Bring in food from a good supermarket or a favorite restaurant, or make it a potluck this time; its a good way to give those reluctant siblings some way to help you out. One family moved to Chanukah in May when the airports would be less congested and the weather would be better. Even if the holiday meal has always been at your house, this might be the year to ask another family member to host. Easiest of all, if it works for your budget (or your sisters budget), hold the dinner at a hotel. The holiday decor, the giant buffet not to say the prep and the cleanup are all on them. Time-Shifting and Place-Shifting TipsWho says that everything has to be done in December? Send New Years greetings instead of the usual holiday cards in January. No one loves traveling on the holidays. One family moved to Chanukah in May when the airports would be less congested and the weather would be better. You can even move or extend the holiday itself. If its tough to get everyone to the same place on the same day, consider visiting with your person a day before or after. Beth Williams, who directed programs for the Alzheimers Association in nineteen counties in Georgia and is a former professor of gerontology, has counseled countless caregivers on how to manage the holidays. If (the person you care for) has lost the concept of time, she says, just celebrate. So Christmas could be December 24 or December 26. Think of it as a holiday helper you get to extend the holiday over more than one day, it takes some pressure off and you still get to celebrate. You could try place-shifting as well. One Massachusetts family ditched December in New Jersey, which was hard for the extended family to get to, opting instead for a July celebration in Rhode Island. Or go virtual. Covid taught us how to do all kinds of family get-togethers over Zoom. Many senior care facilities have tech folks who can help. Or ask one of the grandkids to go to Nanas place and set up the holiday Zoom call. Dont Forget the Comfort and Joy for YourselfNo question that youre under stress as a caregiver. Everyone keeps telling you to make time for self-care, but its harder now than ever. So sneak it in. Seriously. Breathe. Or stare at the sky or your garden and reconnect with your senses and soul. According to Abramowitz, The respite doesnt have to be in big chunks. It can be in the moment. Pause in the transitions between activities. In the car, take a moment before heading to your destination. Breathe. Take time between appointments. Breathe. Or stare at the sky or your garden and reconnect with your senses and soul. Breathe. While shopping for gifts at the mall, find a coffee shop, sit down and treat yourself to one of those only-at-the-holidays specialty drinks. And when you go to the Post Office to mail off the presents, look at the revolving gift card kiosk. Theyve got cards from retailers and restaurants, movie theaters, online stores and more. Prices can be as low as $10 or $20. Treat Yourself to Your Holiday GiftFor delayed gratification, book a massage for January or February (check out local massage franchises, health clubs, spas and massage schools). You deserve it. Dr. Karen Midyet, a clinical psychologist in Fort Collins, Colorado, whose coaching practice includes many older caregivers, knows how critical self-care is. I tell them, hire somebody to come in so you can leave for a few hours. Sometimes, she adds, you can just do something as simple as sitting outside in the sun for one minute, taking a short walk with the dog. A short walk is better than no walk. For some extra help during the holidays, Shapiro suggests looking into the senior centers in your area (search on senior centers near me and adult day care near me). Many of them offer unique programs and caregiver support groups during holiday times. Several states offer free respite care services. Check out the Family Caregiver Alliance for details on respite programs, state by state. The National Adult Day Services Association has an interactive Find a Center map for daycare facilities nationwide. Respite care for veterans and their caregivers is also available through the US Department of Veterans Affairs. All Dad Wants For Christmas is YouYour first impulse may be to bring Mom or Dad home for a family gathering. But if your person is in a care facility, Shapiro points out, it may be more detrimental to bring them to your house and bring them back. For a lot of people with dementia, the back-and-forth causes stress. Big gatherings and blinking Christmas lights may also be overwhelming. So bring a quiet celebration to them or join in whatever holiday event the care facility offers. Bring your persons favorite holiday food, get a stack of holiday cards to look through, show photos of the family in their red-and-green elf caps, or FaceTime with the grandchildren. If you want your person to enjoy the holiday, it has to be meaningful to them. If you want your person to enjoy the holiday, it has to be meaningful to them, says Williams. Keep the tradition of celebrating; just shift the focus. If youre taking Mom to someones party, consider what she needs. Have a quick meal, Williams advises. Just stay for an hour. The key, says Shapiro, is to plan. Set things up for success. If youre going to someones house, make sure there is a chair they can get in and out of, a quiet room they can retreat to. You need to find a way to make it comfortable and realistic. If your loved one has dementia, they can still engage in reminiscing. Use that to your advantage, she says. When the family gets together, ask what was the favorite part of this holiday for each of us. Have an intergenerational table and design questions so the older people can impart their memories. Shapiro adds, With dementia you have to slow everybody down. Tell them that after dinner, were all going to sit on a couch and listen to some stories. Holidays often involve religious observances, but extended services and large crowds may not work this year. Do you have to go to church for the big gathering? Williams asks caregivers. Try Saturday evening instead. You could call Father So-and-so and ask, Can we come as a small group, and could you give us a sermon and Communion?' Jim Sherblom, a social impact investor and former Unitarian Universalist minister in Brookline, Massachusetts, encouraged innovative ways to mark the holidays. Especially if it was difficult for his congregants to get to church, he would invite them over to his house, and they would walk together in the nearby woods. These days many religious groups live stream their services. All Dad wanted for Christmas was church, one caregiver told me. So we watched the holiday service on his iPad, and it worked just fine. Ask your person what theyd like to do for the holidays it may surprise you. Leave day-to-day activities behind, put on your fancy clothes (or that once-a-year Christmas sweater), and share some moments. Focus on that. Stick to whats doable and enjoyable for you and meaningful for your person. Reminiscing may be the best way to enrich your persons day. Play the music that moves them, says Williams. Maybe its just the same five oldies. Thats okay. Run old family movies on a loop. Or maybe its playing a game together, laughing, watching a football game. Holidays are an opportunity to create new rituals, Abramowitz reminds us. We get to remake the holidays. We get to create what we want. You never know this could be the last holiday with your person. Take a lot of photos, says Shapiro, adding, take mental photos. Say to yourself, I will capture this and remember this moment. Whatever you create, whether you trim the tree or trim down the festivities, the holidays are still a unique time to build new memories and savor the simple joy of being with people you love. Writer: Connie Baher This article originally published on nextavenue.org___________ SYNERGY HomeCare offers no obligation home assessments. Contact Synergy HomeCare of Daphne at 251-621-1900 to learn how we can provide additional support to you and your loved ones.

Read More

Local Services By This Author

Entrusted Legacy Law View Details

Entrusted Legacy Law

Elder Law 100 Pinewood Lane Suite #303, Warrendale, Pennsylvania, 15086

Our Firm Prepares You for Life What makes our firm different is that we were built with the needs of growing families in mind. We understand you are BUSY, you are growing, you are planning for a life of prosperity and you value ease, convenience and efficiency. You are raising children, and caring for elderly parents, while also working hard to build your own nest egg for a lifetime of support. You want to know youve made the best decisions for your family and that your plan will work when your loved ones need it most. You want to make sure your minor children would be raised by the people you choose, and never by anyone you wouldnt want, and that your teens and adult children are properly prepared to care for you and what you leave behind.  You want to feel confident that youve made the right choices, and handled everything so that you arent leaving behind a mess, when something happens. That is our focus as well. Weve developed unique systems to give you the same access to a Personal Family Lawyer as was previously only available to the super-wealthy, so you can have the guidance you need to build and maintain a life of prosperity and wealth. And, to keep your family out of court and out of conflict, which is the greatest risk to the people you love and all you have created, even if youve already worked with a traditional lawyer or created documents online. Our Team Is Here for You We encourage communication with our clients. In fact, weve thrown out the time clocks so you never have to be afraid to call with a quick question. Everything we do is billed on a flat-fee basis, agreed to in advance, so there are never any surprises. We have a whole team to serve you. When you call our office to ask your quick question, you wont have to wait hours or days for a phone call back. Youll get your question answered, right away. And, if you need to schedule a more in-depth legal or strategic call with your Personal Family Lawyer, a call will be scheduled when you're both available and ready for the call so we can make the very best use of your time and not waste your time by leaving voicemail after voicemail back and forth. And, we ensure the most important details of your planning are followed through on and your plan continues to work throughout your lifetime. We have a funding coordinator to ensure your assets are owned the right way throughout your lifetime and none of your assets will end up going through a long, expensive court process or being lost to the state because they were missed after your death. Weve created unique membership programs to keep your plan up to date year in and year out as well as give you access to our Trusted Team of Legal Experts for guidance on ANY legal or financial matter. One day you will need a lawyer. I dont know why and I dont know when, but when you do, you will be grateful you can call on us and well be here to advise you or get you out of a jam. We Help You Transfer Your Life and Legacy Lastly, we believe your financial wealth is only a small part of your overall Life and Legacy Planning which is made up of your far more valuable and most often lost upon incapacity or death intellectual, spiritual and human assets. These assets are what make you who you are, and sum up whats most important to you. And, a survey of inheritors has revealed that what they care about even more than inheriting your money, is inheriting these intangible assets.   Most estate plans only focus on the transfer of your financial wealth to the next generation. Most people have such great intentions of passing on the intangible, but very few ever get around to it. Its just not a priority, until its too late. How much do you know about your grandparents values? Their most prized personal possessions? How they felt about you? What they had learned during their lifetime? If you are like most people, you know very little. Thats why we build the capture and passage of these most valuable assets into every estate plan we create. Not only will we help you pass on your money, but also your values, your insights, your stories and your experience the truly valuable assets your loved ones care about the most.  Weve developed a tool that allows us to capture and pass on your whole family wealth, including your Intellectual, Spiritual and Human assets.  I cant go into all of the details here, but well definitely talk about it when you come in for your Life and Legacy Planning Session.

© Copyright 2025, SeniorsBlueBook. All Rights Reserved.