Assisted Living & Memory Care Weighing Options
Nov 10, 2022
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What family caregivers need to know about services, costs and finding the right place.
Assisted living facilities are designed for older people who are no longer able to manage living independently and need help with daily activities such as bathing or dressing, but don’t require the round-the-clock health care that a nursing home would provide.
“Typically, residents need a little bit of help,” says Rachel Reeves, director of communications for the National Center for Assisted Living (NCAL), an industry group. “Assisted living is there to offer that assistance, while maximizing their independence.”
Assisted living facilities usually provide residents with their own apartments or rooms, as well as some common areas. They offer around-the-clock supervision and a range of services, including meals, housekeeping and laundry, as well as assistance with personal care and help with medications.
Assisted living also aims to offer a “rich social environment” where residents can get plenty of interaction that’s beneficial to their health care and mental well-being, Reeves says. That can include social and recreational activities, such as book clubs, trips to movies and concerts, and exercise and wellness programs.
Facilities typically offer multiple levels of care depending on what residents need and what they and their families can afford.
Assisted living facilities, which are mostly regulated at the state level, have a lot of variation among them.
To ensure that you find one that’s a good fit for your loved one, it’s important to follow a structured, methodical search process and ask a lot of questions. Have your senior living advisor carefully evaluate the facility’s contract before you sign it.
And “include your loved one, if you can, in the decision-making,” It’s imperative that the person who will be moving there be involved in choices about care.
Range of assisted living services
Nationwide, 28,900 assisted living facilities nationwide have nearly 1 million beds, according to the most recent data available from the National Center for Assisted Living.
They vary widely in size, from fewer than 10 residents to more than 100, with an average capacity of 33. More than half of assisted living facilities are part of national chains with the rest independently owned.
Most facilities provide some basic health care services, according to the organization.
Some offer specialized services for people with dementia, sometimes called Memory Care. A little more than 14 percent of assisted living facilities have a special memory care unit, wing or floor, and another 8.7 percent accept only dementia patients.
Some also offer services tailored for people with intellectual and developmental disabilities or particular medical conditions such as Parkinson's Disease.
How to find facilities in your area
The best way to find the right community is to connect with a FREE local referral service like: The Right Senior Living Solution will have files of the care and ammenities offered by the communities in the local area. A reputable senior living advor will have an array of professional partners that will assist you with all of your needs to make the transition to a new community and lifestyle as smooth as possible.
A Local Senior Living Advisor will have knowledge of:
1. What are the size and types of units available?
2. Do any units have kitchens or kitchenettes?
3. Are all the rooms private?
4. Are bathrooms private?
5. Is special care available for residents with Alzheimer’s disease or other conditions?
6. Does each resident have a written care plan, and is the person involved in creating it?
7. Is a contract available that details fees, services and admission and discharge policies?
8. Are additional services available if a resident’s needs change?
Remember that the person you speak with will most likely be a marketing or sales representative whose job is to promote the residence and a good well connected assisted living advisor will assist you in negotiating and getting the best move in incentive package available.
What to look for when you visit with your advisor
Once you and your advisor narrow down your list to a few communities/facilities with the services and price range you’re looking for, your advisor will schedule visits and tour the communities with you. During your visit you will speak with administrators, staff and the residents to ask questions and get a feel of the community.
Its good to also bring a friend or family member for support.
An Advisor will recommend visiting each community/facility multiple times. It is best to be there during mealtimes and perhaps even have lunch with residents, to give you a better sense of what it’s like to live there.
When visiting communities with your senior living advisor, there are some other very important things to look for:
A good referral agency like The Right Senior Living Solution will advise that you ask plenty of questions about staff members, including their qualifications and whether they receive additional training from the facility.
On your visits, observe how employees interact with residents. Ask about the facility’s suggestion, complaint and grievance procedures, and whether it has resident and family councils to provide feedback.
Before signing a contract:
Look carefully at the facility’s contract. Take it home with you and go over it with other family members.
State regulations for assisted living facilities are on the National Center for Assisted Living’s website. The list also contains contact information for each state's regulators, who can guide you on how to find information about a facility.
Make sure you clearly understand the terms, and if you have questions, get them answered before you sign.
Your Advisor will know:
• How much are entrance fees and monthly rent, and is a security deposit required?
• What level of personal and health care services are provided?
• What privileges do residents have? For example, are they permitted to bring personal furniture?
• What are the transfer and discharge policies? What specific reasons would lead to a resident being asked to move out, and how much notice would be given?
• Is a resident’s space held if he or she has to be hospitalized?
• Does the contract put any limitations on your right to bring legal action for injury, negligence or other causes? Consumer Reports cautions that many residences include arbitration clauses, which require disputes to be settled outside the legal system via a third party.
Some financing options to keep in mind:
• Long-term care insurance
If you have a policy, it probably covers assisted living, but Medicare and most private health insurance plans do not.
• Medicaid. The federal/state health care program for people with low incomes and limited assets, may provide some help if you’ve exhausted other financial resources.
Most states offer some level of financial aid to qualified assisted living residents
Do you qualify for Aid & Attendance Benefit Department of Veterans Affairs
Former service members may be able to get federal help. The Aid and Attendance benefit, a supplement to VA pensions for older veterans who need help with daily living activities, can help pay for assisted living or memory care.
VA health care does not pay for room and board at an assisted living but might cover some additional services.
The Right Senior Living Solution Specializes in communities in:
Independent Living in Bradenton
Independent Living in Sarasota
Assisted Living in Bradenton
Assisted Living in Sarasota
Memory Care in Bradenton
Memory Care in Sarasota
George Smith
The Right senior Living Solution
(941) 705-0293
- To view the original version of this article visit www.therightseniorlivingsolution.com
- Seniors Blue Book was not involved in the creation of this content.
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