Be careful when naming beneficiaries

While aging can be hard, Medicaid Planning Assistance for the Elderly can make the process easier.  To get Medicaid eligibility, many criteria must be achieved. Obtaining the help of a professional in Medicaid Planning Assistance for the Elderly can assist you or a loved one not only in understanding the requirements but in meeting them and getting Medicaid eligibility for you or your loved one.  Whats more is that the strategy will be specially tailored to you or your loved ones situation.Medicaid Planning Assistance for the Elderly Can Make The Process So Easier:Professionals know that each situation is different not only from an asset and income perspective, but from a family perspective.  Experts in Medicaid Planning Help for the Elderly consider this and design a qualification plan that is suited to you.  The crux of Medicaid Qualification is assets and income.Florida Medicaid has stringent asset and income limits.  There are different asset limits for individuals and married couples.  In the event that an applicant exceeds the asset or income limit, Medicaid Planning Assistance for the Elderly is needed.There are quite a few different ways to convert assets that used to be countable to exempt or non-countable assets.  Whats more,  when an applicant exceeds the income limit, things must be done to lower his or her income so that it does not exceed the limit.  This income will still be able to be used, but it has to be structured in a way that Medicaid allows.  Often, a large amount of legal documentation is needed, which can get difficult quickly.  Luckily, getting a professional for Medicaid Planning Assistance for the Elderly means that you and/or your loved ones will get guidance each step of the way and have the legal work and paper shuffling done for you.During this trying time in your life, do you want to learn the specifics of asset and income promissory notes, absolute assignments, intra-family real estate buy-ins, personal services contracts, qualified and non-qualified annuities, pooled trusts, qualified income trusts, etc.?  its doubtful!  The fact of the matter is that these are often needed to obtain Medicaid eligibility.  The good news is that with a professional providing Medicaid Planning Aid for the Elderly, you dont have to have expertise in any of the aforementioned topics.The last thing you should have to do when going through this time is have to become a legal expert.  While a professional who provides Medicaid Planning Assistance for the Elderly will want to educate you on the basics to make sure that you understand and are comfortable, you do not need to worry about having in-depth knowledge of every part of the process.  Instead, you can rest assured knowing that you will be cared for throughout the process.Over to You:Medicaid qualification is complex, but it does not have to be impossible!  Get in touch with Platinum Benefit Services for Medicaid Planning Assistance for the Elderly so that instead of having to stress about understanding the legal side, you can spend time with and care for the ones that you love!

A simple checklist for making sure your obituary honors and informs.When a loved one has passed away, writing an obituary that honors their life can seem overwhelming. Dont worry - your obituary will honor their life simply by the act of you writing it. You want to celebrate your loved ones life and offer happy and enjoyable memories. You are helping to ease the pain of others simply by telling a story about your loved one.We hope that this checklist will take the stress and pressure off of you and allow you to honor your loved one. Remember, your funeral arranger is an experienced professional and is a valuable resource for writing the obituary.Include basic details about the persons lifeYou dont have to include all of this information, but here are the basics that are often included in an obituary. Choose the elements that are most relevant to your loved one: Age Any familial survivors Education Vocation When the person retired, if relevant Any military affiliations Any volunteer affiliations Include funeral informationFamily and friends often rely on an obituary for information on when and where a persons life will be celebrated, so your obituary will make it very simple for them to get that information (and will save you the hassle of having to answer lots of questions at a time when you would prefer not to be bothered with small details). You can include: Date and time of the funeral Place the funeral is being held Any viewing details Request for donations in lieu of flowers

The thought of public speaking throws many people into a panic. Add to that fear the common discomfort of discussing death, and it's easy to understand why the idea of delivering a eulogy can be disconcerting. If you've been asked to write a eulogy, take heart. This article will help you put your fears in perspective so you can deliver a loving eulogy."Why me?"You were probably asked to deliver a eulogy because of your close relationship to the deceased, and because the family trusts you to honor his or her memory on behalf of family and friends. The family doesn't want to make you feel uncomfortable, foolish or as though your grief is on display. It's an honor they've bestowed upon you. Helping others say goodbye may turn out to be a rewarding experience. Don't worry about making mistakes. A eulogy comes from the heart of the deliverer. I can't see how a mistake could be made as long as it is honest and true."I can't write."Don't let the thought of writing intimidate you. You don't have to be a novelist to move people. Everyone has a story to tell and that's your job as a eulogist. Tell people your story.In the book "A Labor of Love: How to Write a Eulogy," author Garry Schaeffer says a eulogy should convey the feelings and experiences of the person giving the eulogy, and should be written in an informal, conversational tone. Schaeffer dispels the misconceptions that a eulogy should objectively summarize the person's life or speak for all present. Sit down and write from the heart.Eulogists often write about the person's attributes, memories and common times that were shared together. Sometimes they include the deceased's favorite poems, book passages, scripture verses, quotes, expressions, lines from songs or items that were written by the deceased. Whatever is selected, it generally reflects the loved one's lifestyle.These questions should get you thinking: How did you and the deceased become close? Is there a humorous or touching event that represents the essence of your passed loved one? What did you and others love and admire about the deceased? What will you miss most about him or her? Some of the simplest thoughts are deeply touching and easy for those congregated to identify with. For example, "I'll miss her smile," or "I'll never forget the way he crinkled his nose when he laughed," are just as good as "I admired her selflessness.""I can't speak in front of people."It may not be easy, but you can do it. A funeral is one time you'll surely have a kind and empathetic audience. They feel for you and are on your side. You'll only have to speak for five to ten minutes, but your gift will live in the hearts of the deceased's family and friends.If you're worried about choking up or breaking down in the middle of your eulogy, you can take a moment to compose yourself, then carry on, as Schaeffer recommends, or you can have a back up person ready to step in. Give a copy of your eulogy to the minister or funeral director so that person can finish the eulogy if you're unable to continue.Tips Be honest and focus on the person's positive qualities Humor is acceptable if it fits the personality of the deceased. "If you are inclined to be a perfectionist, lower your expectations and just do what you can given the short time-frame and your emotional state," writes Schaeffer in "Labor of Love." Keep it brief. Five to ten minutes is the norm, but it's a good idea to verify that with the minister or funeral director. Leo Saguin recommends interviewing family and friends in his book "How to Write and Deliver a Loving Eulogy." Put the eulogy on paper - at least in outline form. Eulogy or Sharing Time?If you're planning the funeral, you might want to consider "sharing time" as an alternative to a eulogy. In sharing time, the people congregated pass a microphone or take turns standing up to share their thoughts. It's like a lot of mini eulogies and is more spontaneous.Links Offering Examples Mona Simpson, sister to Steve Jobs, delivered a heart wrenching eulogy that was posted in The New York Times on October 30, 2011 - Click here to read it in its entirety. Former British Prime Minister Margaret Thatcher's eulogy for President Ronald Reagan was telecast at his services in 2005 as she remembered her friend. Click here to read it in its entirety. Books Offering Help, Examples and Inspiration Books Offering Help, Examples and Inspiration "The Book of Eulogies: A Collection of Memorial Tributes, Poetry, Essays, and Letters of Condolence" by Phyllis Theroux (editor) "How to Write and Deliver a Loving Eulogy" by Leo Seguin "Final Celebrations: A Guide for Personal and Family Funeral Planning" by Kathleen Sublette and Martin Flagg "In Memoriam: A Practical Guide to Planning a Memorial Service" by Amanda Bennett and Terence B. Foley "My Deepest Sympathies: Meaningful Sentiments for Condolence Notes and Conversations, Plus a Guide to Eulogies" by Florence Isaacs "Remembering Well: Rituals for Celebrating Life and Mourning Death" by Sarah York "Readings for Remembrance: A Collection for Funerals and Memorial Services" by Eleanor C. Munro (introduction) "Remembrances and Celebrations: A Book of Eulogies, Elegies, Letters, and Epitaphs" by Jill Werman Harris (editor)