Benefits For Veterans And Family Members

This Veterans Day, we pause to honor the brave men and women who have served our nation with unwavering dedication. Your military service demonstrated a profound commitment to protecting America's future and now it's time to protect your family's future through thoughtful estate planning I call Life & Legacy Planning. Just as you approached missions with precision and care during your service, attending to your Life & Legacy Planning with the same attention to detail can ensure your loved ones are well-cared for and your legacy is preserved.  In this article, I will help you understand the unique estate planning opportunities available to veterans and the steps you can take to secure your family's tomorrow. Lets start with veterans' benefits. Understanding Your Veterans Benefits Your military service has earned you and your family special benefits that extend beyond your lifetime. The Department of Veterans Affairs (VA) offers several programs that can provide for your loved ones after you're gone. Your spouse may be eligible for Dependency and Indemnity Compensation (DIC), if you pass away due to a service-connected condition. Additionally, your family might qualify for burial benefits, including a free burial plot in a national cemetery, a headstone or marker, and a burial flag. To ensure your family can access these benefits, keep your discharge papers (DD Form 214) with your estate planning documents and inform your executor of their location.  You should also maintain a current list of all VA benefits you receive, as this information will be crucial for your family to continue receiving eligible benefits. When you work with me to create your Life & Legacy Plan, I will help you organize the information your family will need so theyll know for sure theyll receive all the benefits they are entitled to. No guessing, no extra work, and no lost benefits simply because they didnt know what was available to them. Creating Your Estate Planning Strategy Life & Legacy Planning for veterans requires careful consideration of both military and civilian assets. I recommend you create a comprehensive list of your assets, including: Military pension and retirement accounts Life insurance policies (both military and private) Property and real estate Investment accounts Personal possessions with monetary or sentimental value When you meet with me for a Life & Legacy Planning Session, I will support you to create this inventory before we create your plan, because this inventory is incredibly important. Without an inventory, your family will not know how to find your assets and assets you care about could easily get lost or be difficult to find.  Once you have created your inventory, well meet for up to 2 hours and review your assets, your benefits, your family dynamics and your desires, values, and wishes for what you want to happen with everything you own and everyone you love, in the event of your incapacity, or eventual death. Well go through your asset inventory, and Ill tell you what will happen to each under your current estate plan. Ill also tell you what will happen to your loved ones, including your minor children. Armed with this knowledge, youll then decide on the right plan for you, based on whats important to you and in alignment with your budget.  Note that service members can create basic estate planning documents through the military legal assistance office at no cost. This may or may not be an adequate option for you, depending on your needs. For example, if you have minor children, you need a comprehensive plan that will keep your children from being taken into the care of strangers or raised by people youd never want to raise them, if something happens to you. Or, if you have a blended family, no children, a business, a child with special needs, or significant assets, you need a comprehensive plan that will keep your family out of court and conflict, which a free, documents-only plan will not do. Finally, for your plan to work when you need it to, your plan needs regular reviews and updates as your life changes, your family dynamics change, and your assets change.  A free, documents-only plan is just that - documents. You wont have a trusted advisor who has your back and will ensure your plan stays updated over time. But you get all these benefits (regular reviews, a comprehensive plan that keeps your family out of court and conflict, etc.) when you work with me and create a Life & Legacy Plan. So I encourage you to educate yourself before creating a plan based only on documents. I have many free resources for you on my website to help, or you can book a complimentary consult call with me using the booking link below. Working with a Trusted Advisor While the military legal assistance office provides valuable services, you may benefit from working with an attorney who understands both veterans' benefits and estate planning, especially if you have a potentially complex situation, like a blended family, a family member with special needs, a debilitating illness, no children (yes, this is often a complex matter, not a simple one!), or many varied assets. A competent attorney can help you: Structure your estate to maximize benefits for your survivors Create trusts to protect assets if you need long-term care Navigate complex VA regulations Ensure your estate plan complies with state and federal laws Update your plan as laws and regulations change Please book a complimentary call with us below for more information and guidance about whats right for you and your loved ones. Your service to our nation demonstrates your commitment to protecting what matters most. Now, it's time to protect your own legacy through careful estate planning. By taking these steps, you're continuing your tradition of service by ensuring your family's security and well-being. Remember that Life & Legacy Planning isn't a one-time task. Its imperative to review your plan regularly, especially after major life changes like marriage, divorce, a birth, or significant changes in your financial situation. When you work with me, we include regular reviews to ensure your plan works when you and your loved ones need it.  You deserve the peace of mind that comes from creating a comprehensive Life & Legacy Plan. Its one of the greatest gifts you can give your loved ones, and it's a fitting way to honor the sacrifices you've made in service to our country. How We Help You Honor and Protect Your Legacy Veterans have already given so much in service to our country you shouldn't have to worry about your family facing legal challenges or missing out on earned benefits. As an Estate Planning Law Firm, we help you create a Life & Legacy Plan that honors your military service by ensuring your loved ones stay out of court and conflict, while maximizing the benefits you've earned through your service. Once you've created your plan, you can rest easy knowing your wishes will be honored and your family will be protected with the same dedication you showed to protecting our nation.   Contact Entrusted Legacy Law at 412-547-9855 or click here to schedule a complimentary 15-Minute call.

Warmer weather is a great invitation to enjoy the outdoors and nature. Staying hydrated is essential for maintaining health and keeping critical bodily functions working properly. Hydration can be a challenge for some seniors because seniors may have a diminished ability to sense thirst, notice changes in body temperature, and may be taking medications that have a dehydrating effect. Keeping a few tips in mind will ensure that seniors stay hydrated and continue to enjoy the activities that bring them joy.Older adults looking to stay hydrated throughout the day should try these tips to get started. Being dehydrated can cause confusion, headaches, elevated heart rate, muscle weakness, and fatigue. Seniors who think they may be dehydrated should discuss their symptoms with their doctor before changing their fluid intake. Seniors should discuss hydration with their doctor as only can a healthcare professional recommend how much water someone needs, and they can also provide guidance and tips on managing water intake.  Create a schedule drinking a lot of water in one sitting can be difficult. However, creating a schedule that accounts for daily activity, physician-recommended intake levels, and the preferences of the senior can help keep hydration on track. Eat water-rich foods cucumbers, watermelon, apples, and other water-rich produce can help seniors get more fluids at mealtimes. Broth is also a good option. Make water more interesting For those that dont enjoy drinking water, adding small amounts of juice or flavoring to water can make it less boring. Popsicles are also a great optionespecially on warm days! Reduce water loss excessive sweating can contribute to dehydration keeping inside temperatures at a reasonable level, and being mindful of fluid loss during outside activities, can help seniors stay hydrated. Dont wait for thirst often, when seniors feel thirsty; they may already be dehydrated. Comfort Keepers Can HelpComfort Keepers can provide support for seniors that are concerned about the issue of hydration. Our caregivers can provide transportation to healthcare appointments, assist with meal preparation and planning, and provide support for physician-prescribed hydration regimens. Our goal is to support physical and emotional care goals and to elevate the spirits of our clients and their families every day.To learn more about our in-home care services, contact your local Comfort Keepers location today by calling (970) 241-8818 References Centers for Disease Control and Prevention. Get the Facts: Drinking Water and Intake. Web. 2016. FamilyDoctor.org. Hydration: Why Its So Important. Web. 2017. Mayo Clinic. Dehydration. Web. 2018. WebMD. What is Dehydration? What Causes It? Web. 2019 Healthline The Causes and Symptoms of Dehydration in Older Adults

Caregiving can be a rewarding experience, and an opportunity to give back some of the care and compassion received earlier in life. As we watch family members age, it can bring big emotions and challenges. It's hard to see an aging parent loved ones growing older and in need of help. Especially when it comes to having the initial conversation about options like in-home care. Having that first conversation about a loved one and their needs can be challenging, but it should be done sooner rather than later. As a person ages, their ability to make decisions may diminish. For a decision as important as this one, everyone in the family should feel heard. Steps for a Successful Family Care Conversation Step 1: Plan the ConversationAs the saying goes, seeing is believing. Phone calls don't always convey the complete picture of the situation. How can your family make this easier? Try to pick a date and time when you can get the whole family together and in person for this vital conversation. If its impossible to get your family together in person, a video call can be a great alternative. Try not to wait for an accident or medical emergency before addressing the future after all, it is always harder to think clearly and make decisions in moments of crisis.  There are many different options for in-home care, and information can help find a solution that is the best fit. Start your research to see what you think is best for you and your family. Step 2: Share concerns from a place of love  Although this can be intimidating, staying calm and taking breaks is important. The initial conversation is to understand each other and begin to set goals together as a family. Have the necessary paperwork or documents to help everyone in the family. Share any stories or anecdotes from the older family members doctors or friends will be helpful as well. It's easier for everyone to understand the situation when medical records illustrate important care concerns. If the older member of the family expresses interest in staying in their home as they age, then in-home care may be the right choice for them. Seniors who use home care services report 25% fewer doctor's visits than those who do not. [AM1] Step 3: Talk it out Make sure you give everyone time to speak; everyone might not always agree during this process but respecting each other and staying level-headed is key. Ultimately a good rule of thumb is to ask a lot of questions. Ask siblings and family members for their thoughts and what they think about getting an aging parent in-home assistance, and ask the loved one their desires for this next step in life. What to do after the first conversation? Give it some time, and make sure everyone has collected their thoughts from the initial discussion.  Every family is different. Don't feel discouraged if a few conversations are needed before everyone is comfortable moving to the next step. It can take some time for siblings and family members to come around; just remember to be patient and make sure everyone has a clear understanding of their role and responsibility in this decision.  Here's a resource to help define the roles when moving forward. Comfort Keepers Can Help Comfort Keepers caregivers can help with encouragement, support, and assistance with daily living. Caregivers can encourage overall health through meal planning, grocery shopping, meal preparation, and activities. Our custom care plans focus on physical and mental health and wellness activities. Our goal is to see that clients have the means to find joy and happiness each day, regardless of age or understanding.