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If your loved one is entering a nursing home, you may worry
whether you could be liable for their care. Under federal law, a facility
cannot require a family member or friend to co-sign an admission agreement and
take on personal liability. However, nursing homes around the country still try
to do so, and often these matters end up in court.
What can you do to prevent this from happening to you? It
starts with educating yourself on what is and isn’t allowed.
A law known as the Federal Nursing Home Reform
Law prohibits a nursing home or facility from requiring or asking for a
financial guarantee from a third party. Federal regulations regarding Medicare
and Medicaid have similar restrictions.
These laws and regulations state that a home cannot have a
resident’s family member or friend co-sign an admission agreement to take on
financial liability. However, a nursing facility may obtain the signature of
the resident’s agent, who has access to the resident’s income or assets,
agreeing to use these resources to pay for care. Still, this agreement may not
impose personal financial liability on the agent.
Review Before You Sign
If you’re assisting a loved one with entering a nursing
home, you should carefully review all the admission paperwork before you sign
it. Many facilities have unscrupulous practices of using admission agreements
that violate federal law or regulations.
You don’t have to sign or “volunteer” to sign a financial
guarantee that makes you personally responsible. It’s incorrect if a nursing
home claims a guarantee is necessary because the federal law only applies to
Medicaid-eligible individuals. Nursing homes are also not allowed to condition
admitting or keeping a person on receipt of a third-party guarantee.
Today, the most common tactic used by nursing homes is an
admission agreement that obligates the signor as an agent with supposed control
over the resident’s money. These agreements stipulate the agent will apply
these resources to the nursing home expenses and apply for Medicaid on the
resident’s behalf. Often, the person signing this document doesn’t know how to
handle this situation, doesn’t have this control, or makes mistakes in the
resident’s Medicaid application, causing coverage to be denied.
What follows may be a lawsuit by the nursing home, claiming
the agent violated their duties in the agreement and must pay the care costs.
Courts have gone both ways on whether these agreements are enforceable, and the
agent’s conduct often influences a court’s decision. Egregious conduct can lead
to courts ruling in favor of the nursing home. An example is where an agent
used the resident’s money for luxury items or other people’s expenses rather
than their loved one’s care.
Plan Ahead As Much As Possible
The best action is to plan before nursing home care is
necessary. This can put you or your loved ones in a position to be ready to
apply for Medicaid should the need arise. At the same time, an aging individual
can do proper asset protection planning and avoid look-back periods creditors
could otherwise exploit against the resident or an agent.
However, this isn’t always possible for many older adults and their family members. Individuals who will take on the responsibility of being an agent should understand what this entails and seek the advice of an elder law attorney in your area before starting the admission process.
Whether your aging parent is transitioning to assisted living, downsizing to a senior apartment, or moving in with family, planning ahead can ease the stress for everyone involved. Moving in later life comes with unique emotional and physical challenges, but you dont have to do it alone.As a senior living placement company in the Greater Pittsburgh area, weve helped many local families navigate this journey with confidence and compassion. Here are six practical tips to support you and your loved one every step of the way.1. Start Small and Share the LoadLets face it: a lifetime of memories can be hard to pack. Many older adults have spent decades in the same home, surrounded by treasured keepsakes and familiar routines. The thought of letting go can be overwhelming.Heres how to lighten the emotional load: Begin with low-sentiment spaces like guest rooms or bathrooms. That first win builds momentum. Sort together. Create keep, donate, and pass along piles. Encourage your loved one to gift meaningful items to children, grandchildren, or close friends. Make it meaningful. Donating to local Pittsburgh charities or giving heirlooms to family members can bring peace of mind. 2. Consider Senior Move Management ServicesHiring a professional can make a world of difference. While friends and family are often eager to help, a neutral third party especially one trained in working with older adults can ease tension and smooth the process.Look for services like: Senior move managers who specialize in downsizing and relocation for older adults. Companies affiliated with the National Association of Senior Move Managers (NASMM) for trustworthy help. Local resources in Pittsburgh that offer packing, organizing, estate sales, and post-move support. If youre juggling work, caregiving, and moving logistics, outsourcing some of these tasks can give you much-needed peace of mind.3. Make Travel Safe and ComfortableGetting from point A to point B isnt always easy for older adults. Whether youre moving your loved one across town or across state lines, transportation should fit their health and comfort needs.Travel tips for seniors: Add buffer time. Frequent breaks help with circulation and comfort. Plan around mobility needs. For flights, request wheelchair service and pre-boarding. For car trips, pack medications, snacks, and extra pillows. Look into senior transportation services. In Pittsburgh and beyond, some companies offer non-emergency medical transport, including services equipped with stretchers, wheelchairs, or even nursing staff. 4. Set Up Health Care Before the MoveA new ZIP code may mean a new doctor, pharmacy, and care team. Take care of these logistics early to ensure a smooth transition especially if your loved one has ongoing health needs.To-do list: Transfer prescriptions to a nearby pharmacy. Verify insurance coverage in the new area check which local specialists and clinics are in-network. Connect with a geriatric care manager. These experts often know the best local healthcare providers and in-home care agencies in Western PA. Having a plan in place ensures continuity of care from day one.5. Help the New Space Feel Like HomeEven if the new apartment or assisted living suite is smaller, it can still feel cozy, familiar, and full of life. Small touches make a big difference.Ideas to personalize the new home: Recreate familiar spaces by placing photos and dcor just as they were before (snap a few reference photos before packing). Unpack favorite blankets, books, or that special coffee mug first. Bring beloved furniture or artwork, and explore fun updates like a new recliner or colorful accent wall. Many senior living communities surrounding Pittsburgh encourage residents to decorate their rooms to reflect their style this helps ease the emotional transition.6. Emphasize the PositivesYour loved one may be leaving behind a house filled with memories, but theyre also stepping into a new chapter one filled with support, activities, and connection.Help them see the bright side: Less worry. No more home maintenance or mowing the lawn. More connection. Many assisted living communities offer events, exercise classes, and outings. Opportunities for joy. Explore local senior centers, volunteer programs, or art classes in their new neighborhood. Encourage them to explore and celebrate whats next.Ready to Take the Next Step?Moving a senior loved one can feel like a huge undertaking but you dont have to navigate it alone. As a trusted senior living advisor in Pittsburgh, weve helped thousands of families find the right care options, whether it's assisted living, independent living, memory care, or downsizing solutions. Let us guide you through the process from personalized placement help to local resource referrals. Contact us today at Serving Our Seniors to speak with a compassionate senior care advisor who truly understands the Pittsburgh area.
As our loved ones age or face medical challenges, finding the right level of care becomes crucial. For many families across the Western Slope of Colorado, skilled nursing is a vital solution that provides both medical support and day-to-day assistance. Whether you're planning ahead or responding to a sudden need, understanding skilled nursing and how it applies to your local area is the first step to making informed decisions.In this blog, well explore what skilled nursing is, who can benefit from it, and what options are available across the Western Slope of Colorado. What Is Skilled Nursing?Skilled nursing refers to high-level, medical care provided by licensed healthcare professionals in a clinical setting. Unlike assisted living or home care, skilled nursing facilities (SNFs) offer 24/7 access to medical services that may include:Wound care and post-surgical recoveryIV therapy and injectionsPhysical, occupational, and speech therapiesPain managementMedication administrationMonitoring of chronic health conditionsSkilled nursing is often short-term, serving as a bridge between a hospital stay and returning home. However, for some seniors with ongoing complex needs, long-term skilled nursing may be the most appropriate option. Who Needs Skilled Nursing?Not every senior requires skilled nursing care, but it is essential for individuals who:Are recovering from surgery, injury, or a strokeHave chronic illnesses that require regular monitoringNeed rehabilitation services under medical supervisionRequire complex medication managementIn many cases, a physicians referral is needed for admission to a skilled nursing facility, especially if Medicare or insurance is being used to cover the cost. Skilled Nursing in the Western Slope of ColoradoThe Western Slope covers a broad and diverse region of Coloradofrom Grand Junction to Montrose, Glenwood Springs to Durango. Access to skilled nursing here is shaped by both geography and community needs. Fortunately, there are reputable, well-equipped skilled nursing facilities throughout the area, offering a range of services tailored to the needs of local seniors.Whether youre looking for transitional care after a hospital stay or long-term skilled nursing, the Western Slope offers supportive, medically focused options in both urban and rural communities.Explore all senior housing options in the area: Western Slope Senior Housing DirectorySpecifically looking for skilled nursing? Browse here: Western Slope Skilled Nursing Listings What to Look for in a Skilled Nursing FacilityChoosing a skilled nursing provider for yourself or a loved one is an important decision. Here are some factors to consider:Licensing and accreditation: Make sure the facility is properly licensed and meets state and federal requirements.Staff qualifications: Ask about the training and experience of nurses, aides, and rehab professionals.Rehabilitation services: If short-term recovery is the goal, make sure physical, occupational, and speech therapy are available on-site.Cleanliness and safety: Tour the facility and ask about infection control procedures, especially post-COVID.Family involvement: Look for a facility that keeps family members informed and encourages participation in care planning. Paying for Skilled NursingCost is often one of the biggest concerns when it comes to skilled nursing care. In many cases, Medicare will cover short-term skilled nursing following a qualifying hospital stay. Medicaid and private insurance may also provide coverage depending on eligibility and the facility.Its helpful to meet with a care coordinator or facility representative to understand your options and what services are covered. Trusted Care Across the Western SlopeSkilled nursing plays a vital role in helping seniors recover, manage health challenges, and live with dignity. On the Western Slope of Colorado, families have access to compassionate, licensed providers who offer the care and support their loved ones need. Whether you're beginning your search or helping a loved one navigate next steps, Seniors Blue Book is here to connect you with trusted local resources.
As the need for advanced care grows among aging adults in Utah, many families are searching for reliable, high-quality skilled nursing services. Whether for short-term rehabilitation after surgery or long-term medical care, understanding what skilled nursing entailsand how to find the right facilityis essential.In this blog, well explain what skilled nursing is, the types of care it offers, how it differs from other senior care options, and how to locate skilled nursing facilities throughout Utah. Our goal is to help families make informed decisions while navigating the complex world of elder care.What Is Skilled Nursing?Skilled nursing refers to a high level of medical care provided by licensed nurses and certified professionals in a clinical setting. This care is typically prescribed by a physician and is available in both short-term and long-term stays.Examples of skilled nursing services include:Post-operative care and rehabilitationWound carePhysical, occupational, and speech therapyMedication managementIntravenous (IV) therapyMonitoring of vital signs and chronic conditionsSkilled nursing facilities (SNFs) are regulated by state and federal agencies to ensure a consistent standard of care. In Utah, these facilities play a crucial role in both recovery and long-term support for seniors who require daily medical attention.Skilled Nursing vs. Assisted Living: Whats the Difference?One of the most common questions families ask is how skilled nursing differs from assisted living. While both serve older adults, they meet very different needs.Skilled nursing offers round-the-clock medical care provided by trained health professionals. It's ideal for seniors with serious health conditions or those recovering from hospitalization.Assisted living provides support with daily tasks like bathing, dressing, and meals but does not include intensive medical care.Choosing between the two depends on the senior's medical needs, personal preferences, and recovery goals.Who Needs Skilled Nursing Care?Skilled nursing is often recommended for:Seniors recovering from strokes, falls, or surgeriesIndividuals managing chronic illnesses such as heart failure or COPDPatients requiring wound care or specialized therapySeniors with complex medication regimens or multiple health conditionsIn Utah, skilled nursing care is widely available, with options in both urban areas like Salt Lake City and more rural regions of the state. Each facility varies in size, specialty services, and amenities, making research and personal visits important before making a decision.Finding Skilled Nursing in UtahSearching for the right skilled nursing facility in Utah can be overwhelming without the right tools. Fortunately, Seniors Blue Book offers a comprehensive directory of skilled nursing options across Utah, allowing families to filter by location, services, and care levels.You can also start with the general senior housing directory for Utah to compare skilled nursing alongside other housing types like independent living, assisted living, and memory care.When evaluating facilities, consider the following:Is the facility Medicare- or Medicaid-certified?What do recent health inspection reports show?Are therapy services offered onsite?How is communication handled between staff and families?Are personalized care plans developed for each resident?Planning Ahead for Skilled Nursing NeedsEven if your loved one doesnt need skilled nursing right now, its wise to prepare early. Illness or injury can happen unexpectedly, and having a plan in place helps ensure fast, quality care when its needed most.Make time to research, schedule tours, and consult with professionals familiar with Utahs elder care landscape. Ask physicians, hospital discharge planners, or geriatric care managers for recommendations. These early steps can make all the difference in managing stress during a health crisis.ConclusionSkilled nursing plays a critical role in the continuum of senior care, offering intensive medical support for recovery and long-term health management. For families in Utah, understanding skilled nursing options and how to find reputable care providers is essential.Whether you are planning for the future or actively seeking a facility, use trusted resources like the Seniors Blue Book directory to explore qualified skilled nursing facilities across Utah. By staying informed and proactive, you can ensure your loved one receives the care they deserve with professionalism, compassion, and dignity.
Our Firm Prepares You for Life What makes our firm different is that we were built with the needs of growing families in mind. We understand you are BUSY, you are growing, you are planning for a life of prosperity and you value ease, convenience and efficiency. You are raising children, and caring for elderly parents, while also working hard to build your own nest egg for a lifetime of support. You want to know youve made the best decisions for your family and that your plan will work when your loved ones need it most. You want to make sure your minor children would be raised by the people you choose, and never by anyone you wouldnt want, and that your teens and adult children are properly prepared to care for you and what you leave behind. You want to feel confident that youve made the right choices, and handled everything so that you arent leaving behind a mess, when something happens. That is our focus as well. Weve developed unique systems to give you the same access to a Personal Family Lawyer as was previously only available to the super-wealthy, so you can have the guidance you need to build and maintain a life of prosperity and wealth. And, to keep your family out of court and out of conflict, which is the greatest risk to the people you love and all you have created, even if youve already worked with a traditional lawyer or created documents online. Our Team Is Here for You We encourage communication with our clients. In fact, weve thrown out the time clocks so you never have to be afraid to call with a quick question. Everything we do is billed on a flat-fee basis, agreed to in advance, so there are never any surprises. We have a whole team to serve you. When you call our office to ask your quick question, you wont have to wait hours or days for a phone call back. Youll get your question answered, right away. And, if you need to schedule a more in-depth legal or strategic call with your Personal Family Lawyer, a call will be scheduled when you're both available and ready for the call so we can make the very best use of your time and not waste your time by leaving voicemail after voicemail back and forth. And, we ensure the most important details of your planning are followed through on and your plan continues to work throughout your lifetime. We have a funding coordinator to ensure your assets are owned the right way throughout your lifetime and none of your assets will end up going through a long, expensive court process or being lost to the state because they were missed after your death. Weve created unique membership programs to keep your plan up to date year in and year out as well as give you access to our Trusted Team of Legal Experts for guidance on ANY legal or financial matter. One day you will need a lawyer. I dont know why and I dont know when, but when you do, you will be grateful you can call on us and well be here to advise you or get you out of a jam. We Help You Transfer Your Life and Legacy Lastly, we believe your financial wealth is only a small part of your overall Life and Legacy Planning which is made up of your far more valuable and most often lost upon incapacity or death intellectual, spiritual and human assets. These assets are what make you who you are, and sum up whats most important to you. And, a survey of inheritors has revealed that what they care about even more than inheriting your money, is inheriting these intangible assets. Most estate plans only focus on the transfer of your financial wealth to the next generation. Most people have such great intentions of passing on the intangible, but very few ever get around to it. Its just not a priority, until its too late. How much do you know about your grandparents values? Their most prized personal possessions? How they felt about you? What they had learned during their lifetime? If you are like most people, you know very little. Thats why we build the capture and passage of these most valuable assets into every estate plan we create. Not only will we help you pass on your money, but also your values, your insights, your stories and your experience the truly valuable assets your loved ones care about the most. Weve developed a tool that allows us to capture and pass on your whole family wealth, including your Intellectual, Spiritual and Human assets. I cant go into all of the details here, but well definitely talk about it when you come in for your Life and Legacy Planning Session.
Pennsylvania Probate: What You Need to Know After the Passing of a Loved OneIf you are here to learn about Pennsylvania probate laws after the passing of a loved one, we first want to extend our sincere condolences. We understand that this is a difficult time, and we hope the information on this page provides clarity and helps minimize the legal and administrative challenges you may otherwise face.What Is Probate in Pennsylvania?Probate in Pennsylvania is a court-supervised legal process that ensures the transfer of assets from a deceased individual to their rightful heirs or beneficiaries. This process is essential for: Proving the validity of a will Appointing an executor (if there is a will) or an administrator (if there is no will) Inventorying and appraising estate property Paying outstanding debts, estate taxes, and creditors Distributing assets as directed by the willor by Pennsylvania intestacy laws if no will existsIn Pennsylvania, if a deceased person owned real estate or assets solely in their name, their estate must go through probate before assets can be legally distributed.The Downsides of Pennsylvania Probateand What You Can Do NextMany residents in Allegheny County, Butler County, Beaver County, Washington County, and Westmoreland County have heard that probate is a lengthy, expensive, and public process. Unfortunately, this is truewithout proper estate planning, probate can be costly and time-consuming.The best way to avoid probate in Pennsylvania is to plan ahead using strategies such as revocable living trusts, beneficiary designations, and joint ownership structures. However, if you are already in a position where probate is required, the best thing you can do is educate yourself and seek experienced probate legal assistance to complete the process as efficiently and cost-effectively as possible.How Is a Probate Case Started in Pennsylvania?Probate can be initiated by any beneficiary or creditor, but most often, the process begins when the Executor named in the will files the original will and a petition with the Pennsylvania probate court.If there is no will, a close relative of the deceased (such as a spouse, child, or sibling) typically files the petition to become the Administrator of the Estate.Choosing the Executor for a Pennsylvania EstateIf a valid will exists, the individual named as Executor will handle the probate processif they are eligible and willingIf no Executor is available or no will exists, any interested party (such as a family member) can petition the Pennsylvania Orphans' Court to be appointed as the Administrator of the Estate.Executor Compensation in PennsylvaniaUnder Pennsylvania probate law, Executors and Administrators receive compensation based on a percentage of the total probate estate value. This is designed to fairly compensate them for their time and effort in managing estate matters.However, Executors can be held personally liable for any mistakes made during the process. Given the complexity of Pennsylvania probate rules, its critical to work with a skilled probate attorney to avoid legal pitfalls.Do You Need to Go Through Probate If a Trust Exists?In most cases, no. If the deceaseds assets were properly titled in the name of a trust, probate is not required. Instead, the successor trustee will work with an estate planning lawyer to administer the trust and distribute assets.However, many families are surprised to learn that simply having a trust does not guarantee that probate will be avoided. Common mistakes include: The trust was not updated over time to reflect new assets. The decedents assets were never properly transferred into the trust.To ensure your estate plan works as intended, its important to work with an estate planning attorney who provides ongoing trust maintenance and reviews.Which Assets Are Subject to Probate in Pennsylvania?Assets that must go through probate include: Real estate, bank accounts, or investments owned solely in the deceaseds name Personal property and valuable assets without a beneficiary designationAssets that bypass probate include: Jointly owned property with Right of Survivorship Bank accounts or investment accounts with Transfer on Death (TOD) or Payable on Death (POD) designations Life insurance policies and retirement accounts with named beneficiariesHowever, some assets that normally bypass probate can still become subject to the process under certain circumstances. Consult with a Pennsylvania probate attorney to determine if probate applies to your specific situation.How Pennsylvania Intestacy Laws Distribute an Estate When There Is No WillIf no valid will exists, Pennsylvania intestacy laws dictate how the estate will be distributed:1 Spouse (If married, a portion or all of the estate goes to the spouse)2 Children (If the deceased had children, they inherit next)3 Parents (If there are no children, parents inherit)4 Siblings (If no spouse, children, or parents, siblings inherit)This highlights the importance of estate planningwithout a will or trust, the state determines who receives your assets.How Long Does Pennsylvania Probate Take?The timeline for Pennsylvania probate varies depending on the estates complexity. On average: Minimum of 12 months for simple cases Up to 2+ years for complex estates, disputes, or tax-related mattersWhat Are the Costs of Probate in Pennsylvania?Probate costs in Pennsylvania include: Attorneys fees (Based on estate size and complexity) Court filing fees Executor fees (set by Pennsylvania law) Appraisal and valuation fees Publication and administrative costsIn more complex estates, additional fees may apply, increasing probate expenses and delays.How to Choose the Right Pennsylvania Probate AttorneySelecting the right probate lawyer in Pennsylvania is crucial. Many general practice lawyers dabble in probate law, but only experienced probate attorneys have the knowledge to navigate complex estate matters efficiently. You do NOT have to use the attorney who prepared the will. You have the right to choose a specialized probate lawyer who understands the nuances of Pennsylvania estate law and can expedite the process. Avoid costly mistakes. Working with an experienced probate attorney prevents errors that could increase costs, cause delays, or result in legal disputes.Contact Entrusted Legacy Law for a Complimentary Pennsylvania Probate ConsultationIf youre ready to begin the probate process in Pennsylvania, our Allegheny County and Butler County probate attorneys are here to guide you.Call us at 412-347-1731 to schedule a complimentary 15-minute consultation to determine your next best steps.During your consultation, we will: Answer your probate-related questions Provide guidance on estate administration Help you navigate the Pennsylvania probate process efficientlyWe are here to relieve the legal and administrative burden during this difficult time and ensure that your loved ones estate is handled with care.
Comprehensive Special Needs Estate Planning & Special Needs Trusts in PennsylvaniaEstate planning for families with special needs children presents a unique set of financial, legal, and healthcare challenges that require the expertise of a special needs planning attorney. Not all estate planning lawyers understand the intricacies involved, but the experienced special needs estate planning attorneys at Entrusted Legacy Law are dedicated to ensuring your child with special needs is fully protected when you are no longer able to serve as their primary caregiver.We provide a full range of estate planning services tailored to families with special needs children in Pennsylvania. Our goal is to help you preserve assets for your childs future care while ensuring they remain eligible for essential government benefits like Medicaid and Supplemental Security Income (SSI). We assist in setting up special needs trusts (SNTs) to safeguard financial resources, appointing legal guardians and trustees, and identifying long-term care options to ensure your child receives the best possible support and housing solutions.Special Needs Trusts & Asset ProtectionOne of the most significant challenges in special needs financial planning is ensuring that your child has adequate resources without jeopardizing their eligibility for public assistance programs. Many families unknowingly risk disqualifying their child from essential benefits by leaving them a direct financial inheritance. Instead, the best strategy is to establish a special needs trust to provide financial security while preserving their access to Medicaid, SSI, and other government assistance programs.A properly structured special needs trust allows funds to be used for supplemental expensessuch as medical care, therapy, education, and personal carewithout affecting eligibility for disability benefits. However, the regulations governing these trusts are complex. Funds must be managed by a designated trustee and cannot be distributed directly to the beneficiary, as this could trigger disqualification from public benefits. Additionally, a child's needs evolve over time, making it critical to have a trust that can adapt to changing circumstances and legal requirements.By working with an experienced Pennsylvania special needs attorney, you can ensure that your childs special needs trust is legally sound, structured correctly, and customized to their specific requirements.Special Needs Planning for Families in PennsylvaniaAt Entrusted Legacy Law, we specialize in estate planning for children with disabilities, including Down syndrome, autism, cerebral palsy, and other developmental or intellectual disabilities. Our firm helps families create a comprehensive life care plan that provides financial security while safeguarding access to government benefits and essential support services.Whether you need help establishing a special needs trust, securing a legal guardian, or planning for long-term care and housing, our Pennsylvania special needs planning attorneys are here to guide you through every step of the process.Contact Entrusted Legacy Law today to start creating a sustainable, secure future for your child with special needs.