Continuing Care Retirement Community VS. Nursing Home: What’s the Difference?

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Grace Pointe

For more information about the author, click to view their website: Grace Pointe

Posted on

Jul 31, 2023

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Colorado - Northern Colorado

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So, you’re looking into senior care for yourself or your loved one but have some questions about what the difference is between a continuing care retirement community (CCRC) and a nursing home community. This blog will go into the differences along with more commonly asked questions to help you make an informed decision about senior care. 

When it comes to senior care, some might envision a hospital-like environment, and many will immediately think of the term “nursing home.” Even though modern-day senior living options — such as continuing care retirement communities (CCRCs) — have come a long way from the traditional nursing homes of the past, there is often still a misconception between the two. 

When searching for a senior care community, people want more than just a hospital-like environment. They want a place where they can have an active lifestyle and be in a community that uplifts and supports each other, and that’s where CCRCs come in.

Let’s first start by differentiating nursing home communities and CCRCs, getting down to which is the best fit for you. So, what exactly qualifies as a nursing home community?

What is a Nursing Home Community?

By definition, a nursing home community is a place for people who don’t need to be in a hospital but can’t be cared for at home. The primary function of a nursing home is to provide the basic medical care services that the residents require, not taking into account the quality of living. While nursing homes certainly do an excellent job of caring for seniors who need medical services, they primarily focus on providing generalized care in a comfortable setting.

What is a Continuing Care Community?

In contrast, a continuing care retirement community or CCRC is a senior living community that combines an active lifestyle, hospitality, and access to different levels of healthcare in one convenient location. A CCRC focuses on the relationship between the caretakers and the residents, listening and learning from each other to create a more hospitable place to live.

Unlike a nursing home community, CCRCs offer a continuum of care, including independent livingassisted livingmemory carelong-term care that includes skilled nursing, and rehabilitation services so residents can age in place and receive the right level of care at any given time. Residents also gain access to a broader range of on-site medical professionals — from registered nurses to occupational therapists to nutritionists — specially trained to provide personalized geriatric care.

What it all boils down to is that continuing care retirement communities focus on going beyond medical care and forming meaningful relationships with each individual resident.

Today’s CCRCs offer far more than the typical nursing home, with many amenities and services designed to help residents lead fulfilling lifestyles. With spacious living accommodations in a neighborhood-style atmosphere, enriching social programming, restaurant-style dining, engaging activities, and more residents can enjoy an active and comfortable lifestyle. Choosing a CCRC means more time, freedom, and opportunities.

Now that you understand the difference between nursing homes and continuing care communities, it’s time to think about what other kinds of questions you’ll want to ask while looking for the best senior living option. It only makes sense that you would want the best for your loved one, and knowing what questions to ask is a great place to start. Below is a list of questions to consider during your search for the right continuing care retirement community for you and your family.

How Much Does Continuing Care Cost and Will Insurance Cover Any of It?

The cost of CCRCs varies, dependent on location, availability, and popularity. Looking at the cost of continuing care in your area is a good starting point. The average monthly cost for assisted living in the state of Colorado is $4,750 according to the 2021 Genworth Cost of Care Survey

 

Here are some of the expenses associated with CCRCs you’ll want to consider:

 

  • Entrance Fee – This is a one-time fee that varies with each CCRC
  • Monthly Fees – These fees will vary depending on the services and amenities offered
  • Long-Term Care Costs – The cost of long-term care can vary and will be paid monthly
  • Assisted Living Facility Costs – These costs will vary depending on the type of housing you choose

 

It’s important to remember that these costs can add up quickly and should be taken into consideration when making your decision about continuing care. However, depending on your loved one’s medical insurance coverage, some of the costs may be taken care of. Let’s take a look at different types of insurance that can help cover some of the cost of your CCRC. 

 

Medicare

Medicare typically does not cover the costs of Continuing Care Retirement Communities, as they are considered to be long-term care facilities. Medicare is primarily intended to cover medical costs, such as hospitalization, doctor’s visits, and prescription medications.

 

However, some CCRCs offer services or programs that may be covered by Medicare. For example, if a resident of a CCRC requires skilled nursing care, Medicare may cover the costs of this care for a limited time. It’s important to research the specific CCRC you are considering and speak with their admissions team to determine which services may be covered by Medicare, if any.

 

It’s also important to note that Medicare Advantage plans (also known as Medicare Part C) may offer additional benefits that can be used to cover the costs of care in CCRCs. However, the specific benefits offered will depend on the individual plan and may vary widely.

 

Medicaid

Generally, Medicaid does not cover the costs of Continuing Care Retirement Communities. This is because CCRCs are considered to be private pay facilities, and residents are expected to use their own assets to cover the costs of care.

 

However, some CCRCs may offer programs or services that are Medicaid-certified. For example, if a CCRC has a skilled nursing facility as part of its campus, residents may be able to use Medicaid to cover the costs of care in that particular area.

 

Veteran’s Benefits

There are several veterans benefits that may apply to the cost of care at Continuing Care Retirement Communities. Some of these benefits include the following:

 

  1. Aid and Attendance – This is a tax-free benefit for veterans who require the help of another person to perform daily activities, such as bathing or dressing. The benefit can be used to cover the costs of care in a CCRC or another facility.
  2. Housebound Benefits – This tax-free benefit is available to veterans who are unable to leave their homes without assistance. The benefit can be used to cover the costs of care in a CCRC or another facility.
  3. Veterans Directed Home and Community-Based Services – This program allows veterans to manage their own care and use their benefits to pay for care services in a CCRC or another facility.
  4. VA Pension – This is a needs-based benefit for wartime veterans who have limited income and assets. The benefit can be used to cover the costs of care in a CCRC or another facility.

 

Please note – eligibility requirements for these benefits can vary and that there may be a waiting period for some benefits. Additionally, not all veterans are eligible for every benefit.

 

To learn more about the cost of continuing care retirement communities and answer any more questions you may have, visit our blog, How to Afford the Cost of Assisted Living. Now that you know the general cost of continuing care, let’s talk about how long your loved one can stay in continuing care.

 

How Long Can My Loved One Stay At a Continuing Care Retirement Community?

Most people that come to live at a CCRC do so for as long as they need, with the exception of those staying in our Rehab Center for short-term recovery. Living at a continuing care retirement community means that we can evaluate you or your loved ones’ needs and add services dependent on their current needs, whereas nursing homes look at only the medical care provided to the residents. 

 

At Grace Pointe, the progression of our continuing care changes based on your loved ones’ level of care. We offer Independent Living, Assisted Living, Memory Care, and Long Term Care. Each provides different levels of care and independence provided to the residents while ensuring they have a wide array of stimulating activities to choose from. 

 

What Should I Pack When I Move to a Continuing Care Retirement Community? Can I Bring My Own Furniture?

The benefit of choosing a continuing care retirement community over a nursing home is that you can personalize your room to make it your own. This includes sentimental items such as special furniture. If you find that you need more space but we do not currently have the room size you want, you can move to a bigger room when it becomes available. Our current residents have priority when it comes to room choices.

 

Although it’s encouraged to bring items that are important to you, you don’t have to bring the entire house. We have created a custom moving checklist to make packing easy for you, so you can focus on getting settled.

Grace Pointe Continuum of Care

While nursing homes provide basic medical care, CCRCs offer a combination of an active lifestyle, access to different levels of healthcare, and personalized senior care, including independent living, assisted living, memory care, long-term care that includes skilled nursing, and rehabilitation services. CCRCs are designed to provide a hospitable place to live where caretakers listen and learn from each resident, providing enriching social programming, restaurant-style dining, engaging activities, and other amenities. 

Understanding what differentiates a continuing care retirement community from a nursing home community will help you compare senior living options and find the best fit for you or your loved one. Ready to start learning more about the community and care services at Grace Pointe? Contact us today, and we can answer any questions or concerns you may have or schedule a virtual tour!

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Do CCRCs offer pickleball?

Yes, Continuing Care Retirement Communities (CCRCs) often offer pickleball as part of their recreational and wellness programs. CCRCs are designed to provide a range of care options, from independent living to assisted living, memory care, and skilled nursing, all within one community. Because many CCRCs prioritize the health and well-being of their residents, they often include amenities that encourage physical activity and social engagement, and pickleball fits that criteria perfectly.Heres why pickleball is commonly available in CCRCs:Active Lifestyle: Since many CCRCs cater to seniors who are still able to live independently or semi-independently, they tend to offer a variety of activities to keep residents active and engaged. Pickleball is especially popular in these communities because its easy on the joints, yet provides a great cardiovascular workout and promotes mobility.Wellness Focus: CCRCs usually have a strong focus on wellness and holistic health. This includes offering fitness programs, outdoor activities, and sports like pickleball, which encourage physical exercise and social interaction.Socialization: Pickleball is a great way for residents to meet others, socialize, and stay mentally sharp, which are important aspects of life in a CCRC.Adaptability: Many CCRCs have facilities that can adapt to various levels of physical ability. They may offer different levels of play, from casual matches to organized tournaments, and may even provide training or coaching for those new to the game.Some examples of CCRC amenities where pickleball is commonly offered include:Outdoor pickleball courts (sometimes shared with other recreational activities)Indoor courts for all-weather playPickleball leagues or tournaments for residents to compete or socializeTo find a CCRC that offers pickleball, its best to inquire directly with the community youre interested in to confirm what recreational activities they provide. Many larger, more upscale CCRCs are likely to have pickleball courts, given the popularity of the sport.For more information, please go to: www.seniorhousingsolutions.net 

Senior Housing Trends in 2025

Senior housing in 2025 will likely experience significant shifts due to evolving trends in demographics, technology, and societal expectations. Some key aspects that may shape senior housing in the coming years include:1. Aging PopulationBy 2025, the U.S. will have a larger percentage of older adults due to the baby boomer generation aging. This will increase the demand for senior housing, with a focus on more accessible, affordable, and specialized living options. The aging population will require both independent living spaces and services that support aging in place (i.e., allowing seniors to stay in their homes as they age).2. Technological IntegrationTechnology will play an increasingly significant role in senior housing:Smart Homes: Homes and apartments will likely incorporate more technology to help seniors maintain independence. Smart sensors, fall detection systems, voice-activated devices, and medication reminders will all be used to enhance safety and convenience.Telehealth Services: Virtual healthcare consultations will be commonplace, enabling seniors to access medical advice without leaving their homes. Remote monitoring and health apps will assist in chronic disease management.Robotics: Robots for assistance with tasks like cleaning, mobility, and even companionship may become more prevalent.3. Aging in PlaceMany seniors will prefer to age in place, meaning they will stay in their own homes for as long as possible. This preference is driving innovations in home modifications, in-home care services, and community support. Housing providers may focus on designing homes that are more adaptable for older adults, such as single-level living spaces, wider hallways, and accessibility features like grab bars and wheelchair ramps.4. Assisted Living and Memory Care ExpansionAssisted living communities and memory care facilities will continue to grow in popularity, particularly as more seniors require help with daily activities. Expect:Specialized Services: Communities will offer more tailored services, such as dementia care or rehabilitation programs.Continuum of Care: Housing options that allow individuals to age in place as their health needs changeoffering everything from independent living to skilled nursing care under one roofwill become increasingly common.5. Intergenerational CommunitiesIn an effort to combat isolation and enhance community living, some senior housing will feature intergenerational elements, where seniors live alongside younger individuals or families. This trend encourages a more diverse and dynamic living environment, with opportunities for mutual support, socialization, and community engagement.6. Focus on Wellness and LifestyleThe modern senior housing model is likely to emphasize overall wellness. Many communities will offer amenities that support not just physical health but also mental and emotional well-being:Fitness Centers: Tailored to older adults, with classes like yoga, tai chi, or aquatic therapy.Social Spaces: Common areas for communal activities, arts and crafts, and socializing.Outdoor Spaces: Gardens, walking paths, and access to nature will be prioritized to promote mental well-being.7. Affordability and AccessibilityAs the demand for senior housing increases, there will be a growing emphasis on affordable options. Many older adults live on fixed incomes, so affordable housing options that combine quality with cost-effectiveness will be crucial. Governments may introduce policies to support affordable senior housing, and more non-profit developers may step into the market.8. SustainabilityEco-friendly housing will become more important as both older adults and younger generations prioritize sustainability. Senior housing communities may adopt green building practices, use renewable energy sources, and focus on water and energy efficiency. These efforts align with the growing awareness of environmental issues among seniors and younger generations alike.9. Urban and Rural Housing OptionsSenior housing in 2025 will vary widely depending on geographic location:Urban Centers: More seniors may choose to live in urban areas where there are abundant services, public transportation, and social opportunities.Rural Areas: In contrast, some seniors may prefer quieter, rural locations with larger properties and fewer crowds. However, these communities may require more creative solutions for healthcare access and social engagement.10. Short-Term Stays and Respite CareThere will likely be an increase in short-term stays and respite care for seniors who need temporary housing due to recovery from illness or surgery. This type of flexible housing allows families to have peace of mind while also providing high-quality care and services.ConclusionSenior housing in 2025 will reflect the evolving needs and preferences of an aging population. There will be greater emphasis on independence, wellness, and accessibility, all while integrating technology to improve quality of life. The variety of housing options, from independent living and aging-in-place solutions to more intensive care facilities, will be crucial in meeting the diverse needs of seniors.For more information, please visit www.seniorhousingsolutions.net

National Rankings and Rave Reviews: The Glenview Shines Among Senior Living Communities

The Glenview at Pelican Bay has long been recognized as one of the best retirement communities in Florida, providing seniors with exceptional living, comfort, and care experiences in a stunning beach setting. But our Naples community isnt just a leading CCRC in Florida, we also shine nationally.Continuing Care Retirement Communities (CCRCs) have become popular for seniors seeking independence and reliable care as they age. With around 2,000 CCRCs across the U.S., communities like The Glenview provide adaptable care to meet residents changing needs. To help seniors find the best options, Newsweek partnered with a global research firm to rank Americas top 250 CCRCsplaces where residents not only live, but thrive.The Glenview ranked 24th nationwide and seventh among Florida retirement communities on Newsweeks first-ever list of Americas best 250 Continuing Care Retirement Communities. This top 15% national ranking reflects The Glenviews strength among the best retirement communities in Florida, outperforming notable competitors and showcasing our positive impact on senior living.With this prestigious honor, its clear our luxury senior lifestyle community is one of the best CCRCs in Florida, and remains a trusted choice among those seeking top-notch care and service. Other kudos include Best Florida Home Care Provider, Best Independent Living, Best Continuing Care Retirement Community, Best Short-Term Rehab, and No. 1 in customer and family satisfaction.A Reputation of Excellence and CareOne of the standout features at The Glenview is the remarkable quality of care at Premier Place, our communitys onsite healthcare center, which U.S. News & World Report recently named a Best Nursing Home for five years in a row. This noteworthy rating in short-term rehabilitation demonstrates the high standards and dedication The Glenview brings to its care services. Premier Place also earned the Governors Gold Seal Award for Excellence, honoring Florida nursing centers that demonstrate sustained excellence in long-term care.For seniors and their families, these accolades underscore The Glenviews commitment to delivering exceptional healthcare, further distinguishing us as a retirement community in Florida that excels in providing quality and compassionate care.Rave Reviews From Our ResidentsResidents praise The Glenview for our outstanding services and welcoming environment. With an impressive 4.9 Google rating, testimonials reveal the unique care and attention to detail that set us apart.Resident Nancy shared, The moment you walk in The Glenview you are surrounded by beauty. It is not just the gorgeous aesthetics but the friendliness of the staff welcoming you. What a lovely place to spend your golden years.After living at The Glenview for the last decade, resident Cynthia only has wonderful things to say about life here. The entire (GlenCare Home Care and Premier Place teams) have been there when I needed them. My apartment is lovely, and I love the view of the Gulf. At 95, the little pleasures in my life are very important, plus feeling safe and (being) well looked after.Resident reviews like these reflect the caring and attentive environment that defines The Glenview as one of the best 62+ communities in Florida.Award-Winning Management From Life Care ServicesThe Glenview benefits from the management expertise of Life Care Services (LCS), which J.D. Power named the No. 1 brand in Senior Living Satisfaction across independent living, assisted living, and memory care. LCS has consistently ranked at the top for resident satisfaction, winning awards for excellence in dining, community grounds, apartment quality, staff, resident activities, and pricing fairness. These accolades establish Life Care Services as one of the nations most-awarded senior living providers, reinforcing The Glenviews reputation for quality, making it one of the best CCRCs in Florida.Floridas Only Equity-Ownership LifeCare CommunityThe Glenview is Floridas only equity-ownership LifeCare Community, giving it a unique advantage over other retirement communities in Florida. While some LifeCare options only refund a percentage of entrance fees, The Glenview provides true ownership. Residents dont pay an entrance fee; instead, they own their homes and benefit from property appreciation, tax deductions, and other financial advantages.This equity ownership model builds wealth and empowers residents to participate in their Florida retirement community decision-making as controlling members. Additionally, residents enjoy special monthly pricing on our award-winning healthcare services, should they ever need them.The Glenview at Pelican Bay is a nationally ranked retirement community in Florida combining quality care, unmatched luxury, and financial advantages in a welcoming beach environment. To learn more, call us at 239-977-9744 or fill out our Contact Us form.

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Grace Pointe Senior Care Community

Memory Care 1919 68th Avenue, Greeley, Colorado, 80634

Grace Pointe in Greeley, Colorado, is a beacon of hope and support for individuals and families navigating the challenges of memory loss. Our Memory Care Secured Unit, nestled within our esteemed Continuing Care Retirement Community (CCRC), provides a safe, nurturing environment where residents can live with dignity, purpose, and compassion.Memory loss can be a daunting journey, but at Grace Pointe, we believe that every individual deserves to be treated with the utmost respect and dignity. Our Memory Care Secured Unit is specially designed to meet the unique needs of residents with Alzheimer's disease, dementia, and other memory-related conditions. With a team of dedicated caregivers trained in memory care techniques and best practices, we provide personalized support and assistance tailored to each resident's specific needs and preferences.Safety and security are top priorities in our Memory Care Secured Unit. Our state-of-the-art facility features secure access and monitoring systems, ensuring that residents are always safe and protected. From secure entrances and exits to enclosed outdoor spaces, we provide peace of mind for both residents and their families, knowing that their loved ones are in a safe and nurturing environment.Our Memory Care Secured Unit offers residents a comforting and familiar environment designed to promote independence, engagement, and overall well-being. Residents enjoy spacious and thoughtfully designed accommodations, providing a warm and inviting space where they can feel at home. With amenities such as cozy common areas, secure outdoor spaces, and life enrichment activities tailored to their unique interests and abilities, residents have every opportunity to thrive and live their best lives.As part of our CCRC, Grace Pointe offers the assurance of knowing that residents have access to a full continuum of care services, should their needs change over time. From memory care to assisted living and skilled nursing, our community provides seamless transitions and comprehensive support, allowing residents to age in place with dignity and grace.Health and wellness are at the forefront of our Memory Care Secured Unit. Our dedicated team of caregivers works closely with residents and their families to develop personalized care plans that address their unique needs and preferences. From medication management to assistance with activities of daily living and specialized memory care programming, we provide the support and resources our residents need to thrive.At Grace Pointe, we understand that memory loss affects not only individuals but also their families and loved ones. That's why we offer a range of support services and resources to help families navigate the challenges of memory care with confidence and peace of mind. From educational seminars and support groups to counseling services and respite care options, we are here to support families every step of the way.Our beautiful campus provides the perfect setting for residents to enjoy the beauty of Colorado's natural landscape. With meticulously landscaped grounds, walking paths, and secure outdoor spaces, residents can enjoy the sunshine and fresh air in a safe and nurturing environment.As part of the Grace Pointe community, residents of our Memory Care Secured Unit enjoy the peace of mind of knowing that they are part of a supportive and caring community that values their dignity, independence, and well-being. Our team of dedicated professionals is committed to providing personalized attention and support to each and every resident, ensuring that their individual needs and preferences are always met.Discover the compassionate care and support of our Memory Care Secured Unit at Grace Pointe in Greeley, Colorado. Contact us today to schedule a tour and experience the unparalleled lifestyle our community has to offer. Welcome home to Grace Pointe.

Grace Pointe Senior Care Community

Skilled Nursing 1919 68th Avenue, Greeley, Colorado, 80634

Grace Pointe in Greeley, Colorado, sets the standard for excellence in skilled nursing and rehabilitation services within our esteemed Continuing Care Retirement Community (CCRC). With a commitment to compassionate care, personalized attention, and state-of-the-art facilities, we provide residents with the support they need to recover, rehabilitate, and thrive.Our Skilled Nursing and Rehabilitation Center at Grace Pointe is staffed by a team of dedicated healthcare professionals who are passionate about providing the highest quality care to our residents. From registered nurses and licensed therapists to certified nursing assistants and social workers, our interdisciplinary team works collaboratively to develop personalized care plans tailored to each resident's unique needs and goals.At Grace Pointe, we understand that rehabilitation is a journey, and we're here to support residents every step of the way. Whether recovering from surgery, injury, or illness, our comprehensive rehabilitation services are designed to help residents regain strength, mobility, and independence. With a focus on evidence-based therapies and cutting-edge techniques, we provide residents with the tools they need to achieve their highest level of functioning and quality of life.Our Skilled Nursing and Rehabilitation Center features state-of-the-art amenities and facilities to support residents on their journey to recovery. From spacious therapy gyms and rehabilitation rooms to private accommodations and comfortable common areas, we provide a warm and inviting environment where residents can focus on their rehabilitation in comfort and privacy.As part of our CCRC, Grace Pointe offers the assurance of knowing that residents have access to a full continuum of care services, should their needs change over time. From skilled nursing to assisted living, memory care, and independent living, our community provides seamless transitions and comprehensive support, allowing residents to age in place with confidence and peace of mind.Health and wellness are top priorities at Grace Pointe. Our skilled nursing and rehabilitation services are complemented by a range of amenities and programs designed to support residents' overall well-being. From nutritious dining options prepared by our talented culinary team to wellness programs, social activities, and spiritual care services, we provide the resources and support our residents need to thrive.Our compassionate caregivers are at the heart of everything we do at Grace Pointe. With a commitment to person-centered care and dignity, our team goes above and beyond to ensure that each resident receives the individualized attention and support they deserve. Whether assisting with activities of daily living, providing medication management, or offering emotional support and companionship, our caregivers are dedicated to making a positive difference in the lives of our residents.At Grace Pointe, we believe that recovery is not just about physical healing; it's also about emotional and spiritual well-being. That's why we offer a range of support services and programs to help residents and their families navigate the challenges of rehabilitation with confidence and peace of mind. From support groups and counseling services to educational seminars and caregiver respite options, we are here to support families every step of the way.Our beautiful campus provides the perfect setting for residents to focus on their rehabilitation in a serene and tranquil environment. With meticulously landscaped grounds, walking paths, and outdoor seating areas, residents can enjoy the beauty of nature and find moments of peace and reflection during their recovery journey.As part of the Grace Pointe community, residents of our Skilled Nursing and Rehabilitation Center enjoy the peace of mind of knowing that they are part of a supportive and caring community that values their well-being and dignity. Our team of dedicated professionals is committed to providing personalized attention and support to each and every resident, ensuring that their individual needs and preferences are always met.Discover the compassionate care and support of our Skilled Nursing and Rehabilitation Center at Grace Pointe in Greeley, Colorado. Contact us today to schedule a tour and experience the unparalleled lifestyle our community has to offer. Welcome home to Grace Pointe.

Grace Pointe Senior Care Community

Independent Living 1919 68th Avenue, Greeley, Colorado, 80634

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