Estate Plan Check-UpsEffective estate planning is personal, and its more than just deciding who to leave your assets to once you die.  Effective estate planning  is a comprehensive process that encompasses pre-need planning: health care decisions, financial management, and maintaining a delicate balance between independence and security.  Like your preventive doctor visits, you should regularly check in on your estate plan to ensure it fits your current needs, considers and plans for potential future care needs, and will give effect to your wishes now and in the future. Generally, estate planning involves creating a last will and testament, possibly a revocable trust, possibly an asset protection trust or a supplemental needs trust for a loved one who is unable to manage finances or may be vulnerable to abuse or exploitation.  Estate planning also involves important advanced directives, such as a durable financial power of attorney, a health care power of attorney, and a living will.   Creating an estate plan, or getting my affairs in order, tends to be an item on our to-do lists, for us to get done and move on to the next thing. However, while it may not be something you have to look at every month, or even every year, once your initial estate plan is completed, it is something that needs to be reviewed with some regularity.Most people get an annual physical when they are healthy, not when they are sick. They do this because they want to proactively spot any issues that could cause them to become ill in the future. The same concept can and should be applied when it comes to reviewing and updating your estate plan. Your estate plan may be healthy now, but you want to make sure that it stays that way by checking it regularly, to ensure it fits your needs and family circumstances, protects and provides for you now, and  accomplishes your goals and wishes in the future. Editors Note: This article is for informational purposes only and is not intended to be legal advice.  This article was submitted by Ashley Day, Esq.  Ashley Day Law, LLC.  Reach her at 251-277-3377. 

Following surgery or hospitalization for an illness, seniors are typically referred to an in-patient rehabilitation center to aid in their recovery. Senior rehabilitation may include physical therapy, occupational therapy and speech therapy. Because in-patient rehab is for those who require intensive care for an extended period of time additional services are offered, such as assistance with a number of daily needs as well as social activities and counseling.What is a Senior Rehabilitation Center?A senior rehabilitation center is a place for seniors to recover with specific attention on pain reduction and improved function through multiple therapies.Physical therapy helps increase strength and improve mobility, balance and flexibility, as well as manage pain.Occupational therapy assists patients with performing daily activities that often require fine motor skills or the use of adaptive equipment like a cane or walker.Speech therapy helps with communication, swallowing and cognitive skills such as attention and memory problems.What Does a Typical Day Look Like?MorningNurses visit patients and help with personal care tasks such as bathing, dressing and grooming, as needed. Since the goal of rehabilitation is to prepare patients for a successful transition home, the facility simulates a home environment as much as possible. Patients determine their own schedules (within reason), wear their own clothes, and in some cases, have their own personal living space.After breakfast, patients begin physical therapy in a gym setting that features specialized equipment and technology to aid recovery while minimizing pain. Exercises vary depending on the patients needs and abilities. Daily physical therapy builds strength, coordination and balance all necessary to regain independence.NoonPatients have time to recuperate from therapy and socialize during lunch. Options to eat with visiting family and friends, or in their room are also available. Patients meet with the dietitian regularly to discuss food preferences and dietary needs.AfternoonTherapy sessions usually continue after a relaxing lunch. Afternoon therapy might include working with a speech-language pathologist or an occupational therapist. Depending on individual needs, activities might also include shopping, counseling or other activities, such as going on excursions, taking classes, playing games, making crafts or watching live performances, to promote socialization and mental wellbeing.EveningEvening is often a time for relaxing or visiting with family. Following dinner, patients are given ample time to rest up for the next days therapy. Quiet activities such as reading or doing puzzles are encouraged.Colavria Hospitality offers short-term in-patient rehabilitation. Each of our locations provides the perfect mix of therapy, fun and engaging activities, and rest and relaxation that will prepare patients to return home as quickly as possible.Colavria Hospitality currently manages four senior living communities in the Denver metro area which offer a unique mix of care options. Our mission is to provide those we serve with an environment that focuses on hospitality, person-centered relationships, and the well-being of each individual. Each community operates under our Core Principles of Collaboration, Innovation, and Harmony to assure a rich and secure lifestyle for patients as well as a pleasant working environment for our care team. We invite you to take a tour of our facilities.

Hello, allow us to introduce ourselves! We are Beneficent, and we provide trustworthy long-term care guidance for deeply caring family members facing a critical long-term care financial crisis.Beneficent helps clients understand, prepare, and qualify for programs covering high costs of Long-term Care including assisted living, adult day care, home care, or skilled nursing homes for seniors and disabled adults.As Certified Medicaid Planers Read our Top 5 questions we hear most.Must I spend down to $2,000 to apply for long-term care Medicaid? No, reducing your assets to $2,000 is not the only route to qualify for Long-term Care Medicaid if your income exceeds the limits. By leveraging legal strategies within Medicaid regulations, we can assist in navigating the income requirements.For 2024, a single applicant is expected to have a resource limit of $2,000, while the limit for a married applicant is about $150,000 If I accept Medicaid assistance will I lose my home?Once a Medicaid recipient passes, the state may seek reimbursement of the amount they paid for in long-term care costs. However, proper planning can protect a home and other assets from a Medicaid claim.I have been told I make too much money to qualify for Long-term Care Medicaid?The best way to figure out your best options is to schedule your first free initial consultation with Beneficent on our home page. (www.doinggoodforothers.com)During that time, we'll review and evaluate your assets to determine if we can help you qualify for a long-term plan4. Is Medicaid Planning legal and ethical?Proper Medicaid planning is legal and ethical and it works to ensure that all rules and regulations are followed.Medicaid planning seeks out effective methods of securing eligibility while preserving assets for the future benefit of the applicant and the applicants loved ones5. Should I apply for Medicaid or VA Aid + Attandance on my own?We appreciate your determination to tackle the application process independently. However, it's important to note that many individuals find themselves facing denials due to the complexity of the process.To support you, we offer a complimentary 1-hour consultation where we share our expertise on how to file for and qualify for these benefitscompletely free of charge.If you feel prepared to dedicate the significant amount of time required and are ready to manage the intricate details involved, we are more than willing to equip you with all the necessary information. Our goal is to ensure that you are informed and confident in whichever path you choose to take, whether it's proceeding on your own or seeking further assistance. Remember, our guidance during the consultation is meant to empower you with knowledge, but navigating the process can still be a challenging endeavor. Call us to schedule an appointment. 719.645.8350 - OR - read more of our FAQs on our website. www.doinggoodforothers.com/faqs