Do I Need Assisted Living?

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New Cassel Retirement Center

Posted on

Oct 27, 2022

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Nebraska - Eastern Region

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Nobody enjoys getting older, but it’s inevitable. Everyday things may seem like they’re becoming increasingly difficult if not impossible. Your family and friends may be there for you, but you don’t want to become a burden. Should you move to a senior living community? Is it right for you? You shouldn’t worry about the stereotype of being “put in a home”, today’s assisted living homes allow you to be yourself and live as independently as you want to. In fact, privacy and independence is encouraged.

5 Signs You Need Assisted Living

There are numerous things for you to do, you can enjoy dinner with people your own age, play games, watch movies, even dance and get exercise. If you’re still not sure if assisted living is the right move for you, ask yourself the following five questions:

1. Do your family and friends have difficulty providing you with care? No matter how much they care and want to help family and friends are not professional caregivers. If you’re becoming overwhelmed by the activities of daily living and your family is not able to be there for frequently enough assisted living may be the right choice.
2. Are you no longer able to drive? As people get older, they find that they’re not able to do the things that they were once able to do. Unfortunately, for many seniors driving is one of those things. If public transportation or other alternative isn’t available, you may feel like you’ve lost a large part of your independence. Something as simple as picking up groceries now becomes a major task. Assisted living facilities provide transportation to appointments and events, so you won’t have to rely on friends or family that may not always be available.
3. Is maintaining a home becoming too much for you? The daily chores that come with living in your own home can become cumbersome. If you feel like you can no longer keep up with the work of cleaning, cooking, laundry and shopping for groceries an assisted living center can do these tasks for you while you live in cozy surroundings that resemble home.
4. At home, do you feel lonely? Living alone, especially if you’re a recent widow or widower, can quickly become depressing and make you feel isolated. It’s important to have an active social life maintain your happiness and health. A major benefit of a quality assisted living community is a wide selection of social events and recreational activities.
5. Are you worried about safety? There are a lot of potential dangers of living all by yourself. You may feel vulnerable at your age especially if your mobility is limited. If you’re afraid of what could happen if you fell and were stranded in your own home for hours or even days an assisted living facility could be right for you. Many communities have safety systems in place so residents can alert caregivers and staff in case of an emergency.

Moving is always a stressful event in one’s life no matter what the situation is. This is especially true if you’re thinking of leaving your home for an assisted living facility. While it is ultimately up to you and your family to decide, these five things should help you consider if assisted living is the best next step for you.

www.asssitedlivingcenter.com

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"why doesn't this person just list their house with an agent?"Then the real estate market, along with the rest of the economy "corrected" in 2008.  In the several years after that, I had more seniors and their families calling me that wanted to sell a house.  Because they typically had no or very little debt, they actually could sell their house if they wanted to.The way the market was back then, I would talk to numerous sellers who had listed their house with an agent (some more than once), and when the house didn't sell, would call me.  We are in a much different market now, but the reasons that a seller would sell to a home buyer haven't changed all that much.Sellers would typically tell me that they had spoken to one or more real estate agents, were told they needed to do this, fix that, etc, to list their house, but they didn't want to do those things.  They just wanted to sell their house.For years, one of the first things I ask a seller is, "why wouldn't you just list your house with an agent?"  And, they typically always have or had a reason or reasons why they didn't.A common item that I heard and continue to hear from sellers is, "I'm sure I could get more for my house if I listed it, but I like and value the benefits your company offers, so I would prefer to just sell the house to you."These were the hundreds of sellers that "taught me" why they would choose to sell their house to me.Not needing to get "top dollar" or finding value in home buyer company non-financial benefits are something that seems impossible to grasp for most real estate agents.Are Home Buying Companies A Scam?In my view, some certainly are.  As I've discussed in other articles and videos, beware of "wholesalers."  Wholesalers are individuals or companies that state that they buy houses, advertise that they buy houses, but actually have no intent or financial ability to do so.  Once they get a contract to purchase a house, they look for a "real" buyer to sell the contract to and close on the transaction.Because they have no financial risk, they can often overpromise what they can pay for the house.  And, if they cannot find an end buyer, it leaves the seller in a very precarious position, or the wholesaler tries to reduce the purchase price.Another problem is when a home buyer doesn't actually look at your house before making an offer.  When they make an offer without looking at a house, and the seller signs an agreement with them, and they do finally inspect the property, the price will likely be reduced based on some unknown item the buyer states that they weren't aware of.A real home buyer should be able to "close" and purchase a property as soon as a title company can check title and prepare closing paperwork.  With Home Downsizing Solutions, in less than 7 days, or when the seller wants.  We've even purchased a house within 24 hours of having an agreement signed!Characteristics Of A Good Home Buying CompanyI will provide several characteristics of what I think you should look for in a good home buying company, as these are items that I have done to ensure we are "one of the good guys."Have a Real Estate License.  I think its beneficial for a member of a home buying company to have a real estate license.  In an effort to serve sellers I work with as well as possible, I have a real estate license as well as an SRES (Senior Real Estate Specialist) designation.This allows me to provide information on the positives and negatives of listing a house as well as selling to a home buying company.  Have The Financial Ability To Actually Buy Houses.  As mentioned above, there are companies that state that they buy houses, but actually don't or can't.  In my company's case, we actually buy houses.  I encourage sellers to call the title/closing company that the home buyer says will close the transaction to confirm that they can actually buy the house, and not just act as a middleman to sell the contract to the end buyer.I also encourage sellers that I 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all the transaction costs to sell a house.Realize that when an agent says they can sell a house for $200,000, for example, that is a "gross" number and not the "net" amount that a seller will put in their pocket.  The total amount of transaction costs and what a seller will "net" from the sale of a house will vary and is dependent upon a number of factors.  In average markets, transaction costs will typically amount to 10% to 15% of the gross selling price.Credible and Trustworthy.  Home Downsizing Solutions and their predecessor entity have had an A+ rating with the Better Business Bureau for more than 25 years.  They also have numerous testimonials and 5 start Google reviews from those 25+ years.As mentioned above, I have a real estate license with an SRES designation.I've written books, articles, and provide other information to educate homeowners about selling a house and downsizing or moving to senior living.Home Downsizing Solutions is also an Industry Partner with the NASMM (National Association of Senior Move Managers).Why Would Someone Want To Sell A House To A Home Buying Company?What I tell every homeowner I meet with is, that if the benefits that Home Downsizing Solutions offers are of enough value, we can be a great solution.  Otherwise, one of the Total Solutions Agents we work with could be a better option to list and sell their house in a traditional manner.What Are Home Buying Company Benefits?No Need To Do Repairs or Updates to A House.  If your house is in great condition, this item is most likely not very important.  But to a person who has owned a house for 20, 30, or more years and has deferred maintenance or updates to be competitive with potential buyers, this may be a very valuable benefit.Contacting multiple contractors, getting bids, ensuring the work is done well, and living in a construction zone is not something that every homeowner wants to deal with.  I've also had numerous sellers say, "If I do all that work and put a bunch of money into my house, I just as well stay."No Need To Get Rid Of The Stuff.  With Home Downsizing Solutions, I always tell sellers to take what you want, sell what you want, and leave the rest...  we'll take care of it.  Unlike a traditional sale, where you want the house to show as well as possible, we don't care what the house looks like or the amount of stuff.  We purchase hoarder houses, so whatever stuff a seller has is not an issue.  This eliminates the need of getting a dumpster and the time and effort to go through stuff that a seller just doesn't care about.No Showings.  A lot of sellers we've worked with just don't want to get and keep their house in a show ready condition.  They don't want strangers in their house.  They don't want to have to leave their house every time an agent wants to show the house.  Maybe someone in the household has health issues that does not allow them to leave the house, or at least not without a great deal of effort and planning.No Whole House Inspections or Appraisal Surprises.  Most traditional buyers will, understandably, always want a whole house inspection.  And since most buyers need to get a loan from a traditional lender, they will need an appraisal.  In almost all but the very "hot" markets, these items notoriously will turn up "deficiencies" that give the buyer opportunities to renegotiate the purchase price.  In my company's case, we buy the house completely "as is."  Unless a structural issue has been discussed with a seller during the initial walkthrough or signing a purchase agreement, the price doesn't change.Move When You Want.  With Home Downsizing Solutions, we can close and buy a house, but let the seller remain in the house for up to 90 days or more.We have worked with many situations where the seller had a "catch 22" where they could either move into a new living arrangement right away but didn't want to leave a vacant house, or they wanted to sell but their new home or apartment wasn't ready for them to move into.  By buying their house and letting them transition to their new home or apartment on their schedule, we eliminated those issues.By being able to buy a house before having to move, sellers are also able to eliminate the need of a bridge loan, if they needed funds from the sale of their house to move into a new living arrangement.We have also worked with situations where we purchased a house, and let the seller keep possession until they were able to have a local resource have an estate sale so they could monetize whatever "stuff" they could.  Then we took care of any of the stuff that didn't sell, so the seller or estate sale company didn't have the time or expense to dispose of the items.Sell Your House And Stay As Long As You Want.  If you love your home but don't want to worry about maintenance or repairs, we now provide an option for that.  We can buy a house and allow the seller to rent the property as long as they want.  We can even come in, make updates or repairs to "age in place," and create the home environment you want.Provide Concierge Services.  A good home buying company, like Home Downsizing Solutions, will learn and understand the logistical needs of the seller.  We have provided or introduced sellers to services such as senior placement agents, senior move managers, moving companies, or other resources that made the transition to a new home less stressful.What Do Home Buying Companies Actually Pay For HousesOne of the first questions I typically am asked is, "what do you pay for houses," or "what percentage of market value do you pay for houses?"  It is common for real estate investing "gurus" to teach their new students to make offers of 70% to 75% of market value, minus repairs.  However, for a good home buying company, this is not all that accurate, and is a very simplistic way to look at this.  It would be comparable to say, "all real estate agents charge 7% to sell a house."With Home Downsizing Solutions, it depends... it depends on what time of year (holding costs are higher in the winter).  It depends on the comparables we can find to determine values or potential values of an area or subdivision.  It depends if there are just cosmetic and "stuff" issues to deal with or if there are structural or potential structural issues.  Another way to state the above is, it depends on risk.  If we perceive more risk to buying a house, our offer is going to be lower than if we perceive less risk.When a real estate agent lists a house, they have no financial risk.  When a wholesaler makes an offer on a house, they have no financial risk.  When my company buys a house, we have a lot of financial risk.  If our calculations are wrong, or there are issues with a house that we were not able to determine before purchasing a house, we can't go back to a seller and renegotiate.  We have all the risk.I know that when we speak to a seller, we have to be competitive with our offers, because they have multiple other options to choose from.  If we were not competitive or provide value to potential sellers, we would not be in business after 25+ years.Home Downsizing Solutions home buyers provides multiple types of offers for sellers.  One example of an offer, other than an all-cash offer, is if a seller doesn't need all of the funds from the sale of a house immediately, we can pay a much higher than retail price by making payments to the seller and turning the equity in the house into an income stream.  Another way to look at this type of option is, the easier it is to buy a house, the more we can pay.Is A Cash Home Buying Company A Good Option To Sell A House?Everyone's situation is unique, and one size does not fit all.  If you're considering selling your house, we can provide a free consultation to discuss the positives and negatives of the multiple options you have to get your house sold.  We want to provide the information you need to make an informed decision of the best path forward for your real estate 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Are You Suffering from Too Much House

Have you lived in your house for 20, 30, 40 years or more?  Are there rooms or entire floors that you no longer use or need?  Are there maintenance or repair items that should be addressed, but you don't have the funds or want to spend what is needed for those items?These are common concerns homeowners think when they are considering selling their house and downsizing.  Like with any important decision, you need to educate yourself as best you can on this important life change, take time to digest the information, and study all of your available options.  Selling a house and moving to a smaller home, apartment, or other senior living arrangement provides new opportunities as well as potential challenges.Questions You May Be AskingJust some of the questions you may be asking are:  Where will I go?  What are the best living arrangements for my current as well as future needs?  What are the financial limitations or benefits with a move?  Is your present or future health condition a concern?  What items do I want, or can I take with me?  How much is my house worth in its present condition?  What repairs and maintenance items need to be addressed to make the house more sellable, and what are the costs of those?Is It Time to Sell Your House and Downsize?Only you can answer the above question.  One of the primary items to consider is whether your house is too large or is just not the best housing option for your current or future needs.Has the death of a spouse made you ask if now's the time to move?  This can certainly occur after the loss of a loved one.Has your house become too much of a burden?  Has navigating stairs become a challenge or a danger to your health?Are there repairs or deferred maintenance that needs to be addressed?  Ignoring these items will not make them go away.  You may no longer want to take on the do-it-yourself projects that you once did.  These items may not be possible because of your current finances, or you just don't want to spend the money on them.Is the condition of your health pushing you to move in with an adult child or move to an apartment community with healthcare options available for current and future needs?  This can often be a factor in determining that it is indeed time to make the move to a better living arrangement, and be able to enjoy life more!  If an adult child worried that you're no longer safe in your house and would like you in a living arrangement better suited for your needs?Would you like to stay in your house if you didn't have to worry about repairs, maintenance items, or outside tasks like mowing the lawn and scooping snow?  There are options available that will allow you to stay in your house and not have to worry about those items.Items to Consider Before Selling Your House and DownsizingSome things to consider before selling your house and downsizing include:  The timeline you are working with in regard to when you'd like to move, your current health, do you want or need to move sooner than later, and other factors such as what type and cost of living accommodations do you want to move to, and what items do you wish to take with you.Choosing The Best Real Estate ProfessionalThe right real estate professional can be a great asset in the process of selling a house and downsizing.  They should have the experience in assisting homeowners that have your unique needs when selling a house and downsizing or moving to senior living.Most importantly, they should be able to offer multiple solutions to accommodate your needs and desires to get your house sold.  Someone that I consider a Total Solutions Agent.The best real estate professional is someone that can offer or facilitate a direct sale of your house in its current "as is" condition and assist with your transition to a new home or other senior living arrangement, as well as being able to market your house in a traditional manner.Selling to a direct home buyer can be a great solution if you don't want to show your house, have strangers in and out of your house, do updates and repairs that you would not prefer to do or just don't want to spend the money on, or don't want to deal with the "catch 22" of selling your house before you know you can move into your new home or apartment, or moving and worrying about a vacant house.A direct home buyer may also be a good solution in situations where adult children, who live out of the area, are tasked with getting a parent or loved one into a senior living arrangement, and do not have the time or ability to get a house into show ready condition, especially if the house needs repairs and maintenance or is a hoarder situation.Listing and putting your house on the MLS (Multiple Listing Service) may be the best solution if you don't mind those items mentioned above and want or need to maximize the value from your house.  Listing your house will expose your property to the market of buyers and their agents that are looking to purchase a home.  Current market conditions will dictate how easy or challenging selling your house in this manner will be.The best solution to sell your house typically comes down to the benefits a direct home buying company or real estate agent provides and the value you place on those benefits.Additional Resources to Serve YouThe best real estate professionals will also have additional resources available to make the transition from your house to a new home or apartment as stress and hassle free as possible.Providing "concierge like" services with connecting you with a move manager and/or moving company and possibly a "placement agent" that can discuss your needs of a new home or apartment community, can make the transition much easier.Are You Ready See If Selling Your House and Downsizing Is Right for You?If you're ready to see if selling your house and downsizing is right for you, just know that there are many resources available, starting with contacting us at Home Downsizing Solutions!

Estate Sale Secrets

Are you considering selling your house and moving to a smaller home, apartment, apartment community, or other senior living arrangement?  Maybe you have a parent or loved one that is considering making that transition or may have already made the transition to a senior living community, and you're tasked with taking care of all the "stuff" left in the house and getting the house sold.One of the most common items I hear when talking to homeowners considering downsizing or that have already moved is, "I'm thinking about having an estate sale for the items that I or my family don't want or need."  Although this is a very common thought to have, I'd like to discuss some of the realities of estate sales and various options available to take care of that "stuff."Evaluating Your PossessionInitially, you need to conduct a thorough assessment of your belongings.  This could involve labeling or creating a list of items into categories, such as:  must keep, sentimental items, and non-essential or unwanted items.  This initial step will provide a good foundation for downsizing and the transition to a new home.Keepsakes and Sentimental Items:  It's important to identify items that are of value, both monetary and that have sentimental value.  Items like antiques, collectibles, artwork, and some furniture might be suitable for an estate sale.  If items have sentimental value and cannot be easily replaced, you may want to consider what happens with these items more carefully.Donations to Charities:  Items that are in good condition that you no longer need or want, and that you would like to see be used or of value can be given a new home through donations to local charities or organizations you support.  Something that I don't think most people realize though, is how picky most charities are.  Whether its because of potential liability or other reasons, most charities do not accept items unless they are in great condition or brand new.  Many items that we'd think a charity would accept typically are not.Gifts to Family & Friends:  If you have items that you want members of your family to have or that has significance to family members that will appreciate them, utilize this opportunity to ensure those items go to a good new home.The Estate Sale OptionAn estate sale can be a great way to sell your belongings when downsizing.  These sales are typically conducted by professionals who manage the process from start to finish.Inventory:  Do you have enough inventory for an estate sale?  Its very common for most estate sale companies to only work with sales where there is at least $10,000 to $15,000 of inventory.  Because of the time and effort that goes into having a successful sale (for the estate sale company as well as the home owner) having enough value in inventory is essential.Preparing For The Sale:  Estate sale companies take care of organizing, pricing, and presenting items for sale to potential buyers.  They also handle marketing, advertising, and managing the event itself, which may be at the house, online, or a combination of both.  For the home owner, this relieves the stress and hassles of handling all of the details that can come with an estate sale.One challenge that I often hear about is the timing of the sale in regards to needing funds to get the home owner (parent or loved one) into senior living, selling the house, having the estate sale or getting funds for the the belongings in other ways, and cleaning out the house to get the house sale ready.Home Downsizing Solutions can solve these problems by BUYING the house, getting the funds from the sale of the house to the seller/family immediately so that funds are available for senior living, having the estate sale to generate additional funds if possible, and then handing possession of the house to Home Downsizing Solutions "as is," with or without any stuff.  Home Downsizing Solutions will take care of any of the stuff you don't want, need, or can't sell.Other Options When You Don't Have Enough Stuff For An Estate SaleWhat happens in situations where there's not enough inventory to have an estate sale?  This can often happen once you've determined the items you want to keep, items you want to give to family and friends, and items you want to see donated to a favorite charity.Some home owners decide they still want to try to monetize the items they have left, which can lead to trying to sell items individually or by having a garage sale.  This can be financially successful, but you will need to consider the time and effort of organizing all of the items, pricing the items, marketing the event, and what it takes (especially your time) to have the actual sale.An easier "done for you" option is to have a company, like Home Downsizing Solutions, purchase your house and all of the "stuff" in it!  This allows you to just make one call to have your house and all the stuff in it sold, making the transition to a smaller home or apartment less stressful!Additional Resources For Downsizing Your HouseAlthough dealing with all of the stuff in your house to be able to make the transition to your next home can seem daunting, it doesn't have to be with the right resources. There are great estate sale and other companies that help with a person's belongings and the transition to a smaller living arrangement.There are services that can assist with packing & moving, finding the right senior living community.And, there are great services, like Home Downsizing Solutions, that can buy your house, take care of the stuff in the house, and facilitate moving to your next home, apartment, or other senior living arrangement.If you have questions, or we can be of service to you and your family, please contact us at (855)-433-5854 or at www.HomeDownsizing.comBen Souchek is an author of the book Home Downsizing Secrets, and the owner and founder of Home Downsizing Solutions, a company that specializes in helping home owners transition from their current house to a new home, apartment, or other senior living community for more than 25 years.

Local Services By This Author

New Cassel Retirement Center

Independent Living 900 North 90th Street, Omaha, Nebraska, 68114

New Cassel is a vibrant and affordable community of older adults who live, eat, worship, and have fun together without sacrificing their privacy. Our team strives to keep our residents active and healthy by providing a variety of life-enriching activities and outings, in addition to regularly scheduled exercise classes in our Fitness Center.

Franciscan Adult Day Center

Adult Day Services 900 North 90th Street, Omaha, Nebraska, 68114

The Franciscan Adult Day Center is a ministry of New Cassel Retirement Center. The Center offers daytime support services for adults with functional loss, Alzheimer's, or other aging frailties and provides a viable option for seniors who can no longer be at home alone or are isolated due to disability.

Franciscan Adult Day Center

Respite Care 900 North 90th Street, Omaha, Nebraska, 68114

The Franciscan Adult Day Center is a ministry of New Cassel Retirement Center. The Center offers daytime support services for adults diagnosed with Alzheimer's, dementia or other special needs.  Each day is filled with meaningful. large and small group activities and a wide range of opportunities for social interaction.  Our staff specialize in caring for adults who benefit from mental stimulation and structured activities in a safe, secure environment.