Do you Qualify for VA Aid and Attendance?

Posted on

Aug 29, 2016

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All too often veterans are told they do not qualify for VA Aid and Attendance.
The truth is you may be eligible for benefits to help pay for needed extended care if you meet The 3 Ms of eligibility. These are: Military, Medical and Money.
Military service. A veteran or a surviving spouse of a veteran must have 90 days of active duty, with one day during a period of war, and have been discharged with an other than dishonorable discharge. The periods of war include World War II, the Korean War, the Vietnam War and the Gulf War. Gulf war veterans must have two years of active duty to qualify.

Medical need. A claimant must have the need of assistance of another individual with at least two activities of daily living. These are bathing, dressing, ambulating, toileting and eating. Legally blind or cognitively impaired also creates a medical need. An example of this would be someone with dementia may simply need daily reminders to eat and bathe, this would qualify.

Money. The VA looks at both income and assets. In order to qualify for the full benefit your income must be less than your cost of care. Here is an example, take someone with an income of $3,000 per month and their cost of care in an assisted living community is $4,500 per month, they would have $1,500 negative per month. They would qualify for the full monthly benefit of $2,120 for a married veteran, $1,788 for a single veteran, and $1,149 for a surviving spouse. The amount of assets they can have is not as straightforward and is somewhat

Do you Qualify for VA Aid and Attendance?

All too often veterans are told they do not qualify for VA Aid and Attendance.

The truth is you may be eligible for benefits to help pay for needed extended care if you meet The 3 Ms of eligibility. These are: Military, Medical and Money.

Military service. A veteran or a surviving spouse of a veteran must have 90 days of active duty, with one day during a period of war, and have been discharged with an other than dishonorable discharge. The periods of war include World War II, the Korean War, the Vietnam War and the Gulf War. Gulf war veterans must have two years of active duty to qualify.

Medical need. A claimant must have the need of assistance of another individual with at least two activities of daily living. These are bathing, dressing, ambulating, toileting and eating. Legally blind or cognitively impaired also creates a medical need. An example of this would be someone with dementia may simply need daily reminders to eat and bathe, this would qualify.

Money. The VA looks at both income and assets. In order to qualify for the full benefit your income must be less than your cost of care. Here is an example, take someone with an income of $3,000 per month and their cost of care in an assisted living community is $4,500 per month, they would have $1,500 negative per month. They would qualify for the full monthly benefit of $2,120 for a married veteran, $1,788 for a single veteran, and $1,149 for a surviving spouse. The amount of assets they can have is not as straightforward and is somewhat subjective process. We have had claims approved with over $80,000 in total assets and others denied for less than $30,000 in total assets. So, how do you know what the correct amount is? The best advice is to consult with an accredited agent or attorney who understands the rules. A competent advisor can help you qualify even if your net worth is excessive.

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Veterans Benefits for Seniors FAQs

Many older veterans and surviving spouses qualify for benefits they never claim. These answers outline the major options.What VA benefits are available to senior veterans?Senior veterans may qualify for VA health care, disability compensation, VA pension, Aid and Attendance or Housebound allowances, home-based care, and burial benefits. Eligibility depends on service history, disability status, income and assets.What is VA Aid and Attendance?Aid and Attendance is an additional monthly amount added to a VA pension for veterans or surviving spouses who need help with daily activities or are bedridden, in a nursing home, or have very limited eyesight. It can help pay for in-home care or assisted living.Who qualifies for the VA pension?Generally, a veteran must have served at least 90 days of active duty with at least one day during a wartime period, have a discharge other than dishonorable, and meet limits on income and net worth. Age or disability requirements also apply. Check current limits on VA.gov.Can the VA help pay for assisted living?The VA does not directly pay for assisted living, but Aid and Attendance benefits can help cover the cost. The VA also offers community living centers, State Veterans Homes and home-based programs.Does the VA offer caregiver support?Yes. The Program of General Caregiver Support Services serves caregivers of veterans of all eras, and the Program of Comprehensive Assistance for Family Caregivers offers stipends and training for eligible caregivers. Respite care may also be available.How do I apply for VA benefits?Apply online at VA.gov, by mail, or in person at a regional office. A Veterans Service Officer (VSO) can help for free. Gather your discharge papers (DD-214), financial records and medical documentation first.Can surviving spouses receive benefits? Yes. Surviving spouses may qualify for Survivors Pension, Dependency and Indemnity Compensation (DIC), health care through CHAMPVA in some cases, and Aid and Attendance.

Creating a Vibrant Lifestyle at The Glenview

When Rachel Ritter first walked through the doors of The Glenview, she wasnt leading concerts, organizing excursions, or planning community-wide celebrations.She was 15 years old, bussing tables in the dining room.Today, more than three decades later, Rachel has come full circle as The Glenviews new Lifestyle Director a role that perfectly combines her lifelong dedication to the community with her passion for enriching the lives of residents.Along the way, Rachel earned both a nursing degree and a degree in history, supported in part by a scholarship from The Glenview Scholarship Fund.  She worked at The Glenview throughout college, held numerous leadership roles in Dining Services, and built lasting relationships with residents and team members alike.Now, she has found what she calls her true calling.After 31 years at The Glenview, Ive discovered that my greatest passion is creating a vibrant lifestyle for our residents, said Rachel.  Dining Servies allowed me to create exceptional experiences around the table, but I wanted to contribute even more to daily life here.  My goal is simple: every resident should wake up each morning with something exciting to look forward to.That philosophy is reflected in every square of The Glenviews bustling Activities Calendar. A Calendar Packed with PossibilityRachels vision is ambitious: create enough variety that every resident can find something that sparks joy, curiosity, connection, or purpose.Its my job to bring joy to peoples lives, said Rachel.  I take that responsibility very seriously.Each month, residents enjoy an extraordinary mix of entertainment, education, wellness, social events, and excursions. Signature Events & EntertainmentTwo to three major events each month bring the community together for unforgettable experiences.  From jazz ensembles and classical concerts to vocal performances and thought-provoking lectures by college professors, residents can explore topics ranging from history and philosophy to pop culture and current events. Culinary ExperiencesFood lovers eagerly await the monthly cooking demonstrations led by Executive Chef David Chidsey or Pastry Chef Ashley Yedeski.  Residents learn professional techniques, enjoy generous tastings, and occasionally see favorite recipes make their way onto the dining room menu.The culinary fun continues with themed luncheons and tea parties.  Recent favorites have included French and Asian-inspired lunches, farm-to-table seasonal luncheons, a Southern Tea Party, and a whimsical Mad Hatter Tea complete with imaginative desserts.Ashley has a gift for creating memorable pastries, said Rachel.  Together, we love finding ways to surprise residents with something delicious and unexpected. Wellness for the Whole PersonAt The Glenview, wellness extends far beyond exercise.Working alongside Director of Health & Wellness Navigation Kari Bone, Rachel helps create programming that supports all eight Dimensions of Wellness:  physical, emotional, social, spiritual, intellectual, vocational, health services, and environmental health.Recent speakers have included cardiologists, dietitians, meditation specialists, IT & fraud advocates, and other experts all lectures paired with refreshments and opportunities for discussion.Our residents are incredibly curious and engaged, said Kari Bone.  Its a pleasure working with Rachel to bring in exceptional speakers on topics that matter most to the quality of life for our seniors.  Lifelong learning is alive and well at The Glenview!Residents can also choose from 13 fitness classes every week, including yoga, meditation, cardio exercise, balance training, chair fitness, Tai Chi, and specialized classes led by physical therapy professionals.  For independent workouts, the Fitness Center offers access to state-of-the-art equipment seven days a week. Adventure Awaits in Pelican BayWhile there is always something exciting happening on campus, Rachel also loves taking residents on the road.  Recent outings have included a Rhythm & Blooms Jazz Concert at the Naples Botanical Garden, rooftop happy hour at The Perry Hotel, and visits to every new exhibition opening at the Artis Naples Museum.Rachel also coordinates transportation for residents who are season ticket holders for Naples Players productions and Artis Naples Masterworks Concerts.One of the best parts of my job is helping residents continue exploring the community they love, said Rachel.  Theres always another adventure waiting in Pelican Bay. The Power of Shared InterestsSome of the communitys most beloved activity programs are resident-led.  Book lovers can join either the Fiction Book Club, led by resident Lynn Nolan, or the Non-Fiction Book Club, led by resident Cynthia Bye.  Creative residents can gather for the Social Crafting Bee, where simple projects are paired with cookies, lemonade, and conversation.  The newest project a handmade greeting card was suggested and organized by resident Carol Levy.The Card Room is always a hub of activity at The Glenview.  Card players gather regularly for bridge, Mexican Train, mahjongg, and other favorite games, while movie enthusiasts enjoy Saturday matinees complete with buttered popcorn.Rachel has a remarkable talent for turning resident ideas into reality, said Lynn Nolan, resident and Chair of the Lifestyle Committee.  She listens, encourages participation, and helps create the sense of community that makes The Glenview so special.  Rachel is much loved by all our residents. Giving Back TogetherSome activities focus on something even bigger than fun.Through a partnership with Meals for Hope, residents participate in quarterly philanthropy events that help organize and distribute food for local families in need.Many residents want hands-on ways to serve others, Rachel said.  This program allows them to make a direct impact while working together as a community.The Glenview knitting group has found a similarly meaningful mission by connecting with the global non-profit Knitted Knockers, where they create soft knitted prostheses for women recovering from breast surgery.Its amazing to watch residents use their talents to comfort someone theyve never met, said Rachel.  The project gives purpose to every stitch. A Scholarship That Came Full CircleOne activity especially close to Rachels heart is the monthly Scholarship Bingo fundraiser.  All proceeds benefit The Glenview Scholarship Fund, which helps employees further their education.I was fortunate enough to receive one of those scholarships myself, said Rachel.  It changed the course of my life.  Every time we host Scholarship Bingo, Im reminded of how much this community invests in its people. Always Looking AheadRachel is already looking to expand the already full Activities Calendar.A new Dining Out Club is in development, giving residents opportunities to explore local restaurants together.  Rachel is also working with yoga instructor Marjorie to launch a Senior Salsa class and continues partnering with the resident-led Lifestyle Committee to bring new ideas to life.The best ideas often come from residents, said Rachel.  When people share their passions, we can create even more opportunities for connection and fun.Resident Judy Johansen agrees.  Rachels enthusiasm is contagious, said Judy.  She creates opportunities for everyone to get involved, make friends, and try something new.  Theres always something exciting on the horizon here.For Executive Director Daniel Gomez, Rachels impact is impossible to miss.  Rachel brings tremendous energy, creativity, and heart to everything she does, said Daniel.  Her decades of experience at The Glenview, combined with the genuine relationships shes built with residents, make her truly irreplaceable.  She helps create the culture of joy that defines this community.Rachel sums up her vision with characteristic enthusiasm: I want The Glenview to feel like a cruise ship that never leaves the dock, she said.  There should always be great food, lively conversation, and exciting activities waiting around every corner!Judging by the packed calendar and the smiles it creates Rachel has certainly contributed to making The Glenview a destination of choice for seniors.We invite you to experience The Glenview personally.  Join us for lunch, tour the community, meet the residents, and see firsthand why so many discerning individuals choose to call it home.To learn more about our community or schedule a visit, call us at (239) 977-9744 or complete our Contact Us form.

Meet Kari Bone: Helping Residents Optimize Life at The Glenview

When you move to The Glenview, youre gaining more than a beautiful apartment home. Youre gaining a trusted guide dedicated to helping you stay healthy, connected, independent, and confident as you embrace this exciting new chapter.That guide is Kari Bone, Director of Health & Wellness Navigation.My goal is simple, Kari said. I want every resident to feel supported, confident, and excited about whats ahead. Whether someone needs help finding a new physician, has questions about available services, or wants to learn new ways to stay healthy and active, Im here for them.Its a role thats part educator, part advocate, part problem-solver and one that helps residents truly optimize life at The Glenview.Wellness That Helps You Live Your Best LifeWellness at The Glenview isnt measured by the number of fitness classes on the calendar. Its about creating opportunities to live with greater purpose, energy, and peace of mind. Kari develops engaging programming that supports all eight Dimensions of Wellness physical, emotional, social, spiritual, intellectual, occupational, financial, and environmental health giving residents new ways to learn, connect, and thrive.On the first Wednesday of every month, residents gather for Health & Wellness Presents, a popular speaker series featuring physicians, therapists, dietitians, wellness experts, and other specialists discussing topics that matter most as we age.Our residents are incredibly curious, Kari said. Every month we have a wonderful turnout because people genuinely enjoy learning something new. They ask great questions, share their experiences, enjoy a healthy lunch or cooking demonstration, and spend time with friends. You leave feeling a little smarterand a little happier.Recent presentations have explored everything from heart health and nutrition to mobility, meditation, fraud prevention, and healthy aging. Interactive demonstrations and lively discussions turn every program into an opportunity to learn something practical while building meaningful friendships.Between presentations, Kari also shares practical advice through her popular Navigator Nuggets easy-to-save wellness guides included in the monthly resident newsletter. Covering topics like hydration, fall prevention, and seasonal wellness, theyre another way The Glenview helps residents make informed choices that support healthy, independent living.More Than Answers Peace of MindKari also introduces residents to the many services available to support successful aging in place, including GlenCare, The Glenviews personalized in-home support program.I never want someone to feel like theyre on their own, Kari said. Whatever question comes up, whatever challenge they face, well figure it out together. Thats what were here for.That reassurance begins long before move-in day.Kari is a results-driven leader with a humanitarian heart, said Krisandra Panting, Director of Marketing & Sales. Shes an incredible resource for prospective residents and their families because she has a solution for virtually every question or concern. She has a remarkable way of helping people feel comfortable, cared for, and confident about their decision to move to The Glenview.Helping Residents ThriveThis October, Kari will launch LifePlus, an exciting new wellness initiative built around four pillars of healthy aging: Connection, Movement, Nutrition, and Longevity. The program debuts with a week-long celebration featuring presentations given by nationally recognized physicians, wellness talks, fitness classes, interactive demonstrations, pop-up events, and the One Million Step Challenge, where residents join forces to track their steps throughout the month, turning walking and healthier habits into a shared community goal.Kari brings so much heart to everything she does, said Daniel Gomez, Executive Director. She doesnt just organize outstanding programs she builds relationships. She helps people discover new interests, make new friends, and feel confident that theyre supported every step of the way. Her guidance is one of the many things that makes life at The Glenview so special.For Kari, thats the real purpose behind every program, every conversation, and every connection.When someone chooses The Glenview, theyre choosing so much more than a place to live, she said. Theyre choosing a community that wants them to feel their best, keep learning, stay connected, and enjoy every stage of life. Seeing residents discover new friendships, new interests, and new confidence thats why I love what I do.Optimizing your life isnt about doing more. Its about living in a community where youre encouraged to be healthier, stay curious, build meaningful relationships, and embrace each day with confidence.Thats the difference youll discover at The Glenview.We invite you to experience The Glenview personally. Join us for lunch, tour the community, meet the residents, and see firsthand why so many discerning individuals choose to call it home.Schedule your private visit today by calling (239) 977-9744 or click here.