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Downsizing can be an opportunity for sharing and enjoying great memories with family and friends. Keepsakes can be handed down so they can continue to be enjoyed. Items can be sorted into distinct categories: take or keep, give to family, sell or auction, donate to charity, recycle or throw away.
Ask Yourself Some Questions
Enabling the Downsizing Process
Implementing the Plan
Advice for Family Members
Remember, less is more. Give yourself the gift of starting your new journey in a clutter-free space with the items you cherish, or have fun and order new items to fit your new space.
Sterling Life Solutions is proud to be featured in the Seniors Blue Book of South Central PA for our compassionate and full-service approach to senior move management, estate cleanouts, and downsizing. Based in Reading, we support families across Berks County and beyond with personalized planning, packing, donation coordination, and moreall handled by our in-house team with no subcontractors.Our recent feature helps connect more families to the services they need during lifes major transitions. Were honored to be recognized as a trusted partner and invite you to explore our services or schedule a consultation. Call 484-220-3743 or visit www.sterlinglifesolutions.com
Welcome to ONA Solutions Your Safe Space for a Fresh Start This June!As summer arrives and the days grow brighter, there's no better time to find a home that supports your peace of mind and personal growth. At ONA Solutions, we offer more than just affordable housing we provide a community where women feel safe, supported, and truly at home. Why Choose ONA Solutions?At ONA, every detail is designed with your comfort and safety in mind. Whether you're settling in for a new chapter or just need a peaceful place to land, were here for you. All Utilities Included One simple monthly payment, no hidden fees. Fast, Reliable Wi-Fi Stay connected, study, work, or stream with ease. Move-In Ready Clean, fully furnished rooms so you can feel at home from day one. Women-Only Housing Feel safe and supported in a space created exclusively for women. A Community That Welcomes YouOur doors are open to women from all walks of life. Whether you're starting over, downsizing, or simply looking for a calm and secure home, ONA Solutions is here for you.We proudly welcome: Female Veterans Retirees & Seniors SSI/SSDI Recipients Students & Educators (18+) Why Now? June is the Time to BloomThis month is all about new beginnings. With our limited openings and an unbeatable $75 move-in fee, June is the perfect time to claim your spot in a space designed for care, dignity, and comfort. Lets Get You Settled!Have questions or ready to take the next step? Our friendly team is here to help. Call Us: 9 AM 3 PM: (239) 688-4815 3 PM 5 PM: (239) 785-3315 DM us anytime were happy to chat when it works for you! Stay Connected: Facebook: ONA Solutions Instagram: @onasolutionsllc2024 LinkedIn: ONA Solutions LLC Website: www.onasolutionsllc.com Find More Than a Room Find a Home Come home to comfort, connection, and community. Come home to ONA Solutions.
Many married couples share almost everything, including finances. This may be reflected in their estate plan by using one joint living trust instead of two separate trusts. Separate trusts can provide greater flexibility, but a joint trust can be structured so that when one spouse passes away, the trust is split into two sub-trusts: a survivors trust and a decedents trust. This arrangement provides the surviving spouse with the same versatility that separate trusts offer. The surviving spouse has full control over their survivors trust, but may have limited control over the deceased spouses accounts and property that make up the decedents trust. Decedents Trust and a Survivors Trust A survivors trust is a middle ground between a joint trust and separate trusts. If a couple chooses to combine their assets (accounts and property) into a joint revocable living trust, both spouses will usually be named as trustees and beneficiaries. The joint trust can further stipulate that when one spouse passes away, the trust divides into subtrusts. One of those subtrusts can be a survivors trust. A second subtrust, the decedents trust, will also be created to hold and manage assets owned by the decedent. How a Survivors Trust Works A typical joint trust arrangement lists four types of property, depending on the state in which you live: Joint assets Community property First spouses separate property Second spouses separate property When the first spouse dies, the survivors trust receives one-half of the community property, one-half of the joint property, and all property identified as the separate property of the surviving spouse. The deceased spouses half of the community property and joint property, along with their separate property, may be funded into the decedents trust with its own set of instructions. The trust agreement could also state that all of the deceased spouses property will go into the survivors trust instead of going into a separate subtrust. Reasons to Have a Survivors Trust Regardless of exactly how the joint trust assets are allocated, a crucial distinction is that a survivors trust is revocable, while the decedents sub-trust is irrevocable. This means that the surviving spouse retains full control over the survivors trust. They can alter the terms of the trust however they want. For example, they can add and remove assets, change beneficiaries, appoint new trustees, or terminate the trust. The surviving spouse can also completely change the terms of the survivors trust in its entirety. While the surviving spouse may be the beneficiary of the decedents trust, the surviving spouse will likely have less control over the management of assets in the decedents trust. This allows the deceased spouse to put protective measures in place while they are alive to make sure that their assets are managed the way they want and that someone cannot change the rules after they pass away. This can be helpful for clients who are worried about their spouse remarrying after their death and to ensure that assets that remain at the surviving spouses death go to a predetermined person. The purpose of any trust is to take care of loved ones and protect assets from costly probate and taxes. To discuss an estate plan that meets your goals, please schedule your appointment with our Estate Planning attorneys - 724-375-4005.
Harmony at Diamond Ridge in Moon Township, Pennsylvania, is designed so residents can live the lives they choose in a beautiful, enriching, and supportive environment. Our associates embody the ideals we hold so dear, such as genuine warmth, deep courtesy toward each other in a community that celebrates all the possibilities. Our stylish community provides the ideal springboard to all the pleasures of our picturesque city, with spacious, maintenance-free apartment homes, restaurant style dining, and plentiful resources for staying fit and feeling good. This is the place to live your best life.Memory Care Harmony at Diamond RidgeCaring for a loved one living with Alzheimers Disease or another form of dementia can be overwhelming and have a profound effect on everyone in your family. Our Memory Care neighborhood in Harmony at Diamond Ridge features all the best elements of home, combined with the 24/7 support of our highly trained, compassionate family of caregivers. And because we know that people live happier, more fulfilled lives when they are recognized and celebrated for the individuals they are, we make sure every resident gets the specialized attention they deserve. Our industry-leading caregiver-to-resident ratio ensures that every senior who makes Harmony at Diamond Ridge their home is continually supported in an environment created to bring warmth, light, and connection to every moment. In our Memory Care neighborhood residents enjoy a private, home-like atmosphere with warm finishes and large, easy-to-navigate bathrooms. Senior Living, EnrichedOur Harmony Square Memory Care neighborhood blossoms in a loving environment, exemplified by our Signature Memory Care Program Reflections. Reflections is a Family-Focused Art and Music Centered Memory Care Program that engages the resident's present-day experiences while stimulating positive memories through therapeutic visual and tactile aids. Caring for our memory care residents like they truly are our family sets our memory care apart.Reflections - 5 Key ComponentsFamily FocusedWellnessReflections Program- Echoes in Time - Art Therapy- Rhythms Music TherapyDining with DignityHarmony Square NeighborhoodThe peace of mind, comfort, and convenience that come with individualized support and services provided by loving and caring staff are the foundation of our Personal Care and Memory Care programs. Its amazing how a little bit of help can restore energy and improve wellbeing. At Harmony at Diamond Ridge, we appreciate the importance of family and look forward to bringing our families together. Feel engaged, relaxed, and safe as a member of our vibrant community.Contact us today to learn more.
Harmony at Diamond Ridge in Moon Township, Pennsylvania, is designed so residents can live the lives they choose in a beautiful, enriching, and supportive environment. Our associates embody the ideals we hold so dear, such as genuine warmth, deep courtesy toward each other in a community that celebrates all the possibilities. Our stylish community provides the ideal springboard to all the pleasures of our picturesque city, with spacious, maintenance-free apartment homes, restaurant style dining, and plentiful resources for staying fit and feeling good. This is the place to live your best life.Comfort. Easy elegance. Irresistible cuisine. Friends and family. These are the elements that make a person feel at home, and they are the very essence of everyday senior living at Harmony at Diamond Ridge. Our senior living community offers spacious apartments and a rich menu of services and amenities, perfect for those who are ready to expand their horizons. Our friendly community offers residents unrivaled access to everything our picturesque city has to offer, from a short drive to The Mall at Robinson or enjoy an afternoon at the Pittsburgh Botanic Garden. Within our spacious community, spend the day your way with morning yoga and afternoon art classes followed by an evening conversation with friends over wine and cheese. Come see all that good living can be.Senior Living Apartments in Moon TownshipMaking a change is never easy, but we think you will love life in our stunning senior living community, Harmony at Diamond Ridge in Moon Township, Pennsylvania. Our Independent Living community features gorgeous one bedroom apartments sized from 670 to 890 square feet and two bedroom apartments ranging in size from 940 to 1,310 square feet. Featuring full-size kitchens with stainless-steel appliances and chic granite countertops, our sunny apartments are bathed in light and feature breathtaking mountain views. The Harmony at Diamond Ridge Dining ExperienceDining at Harmony at Diamond Ridge provides a delicious journey into the bounty of fresh ingredients available to us year-round. Our executive chef and culinary team prepares elegant meals every day, filled with flavor, enjoyable and nutritious. Enjoy a lovely dinner in our sophisticated dining room or grab a snack in the bistro after your morning exercise class. Great dining experiences play an essential role in our community, offering opportunities to get to know your neighbors, share the news of the day and celebrate special occasions. What could be more enticing than catching the aroma of freshly baked cookies or the intoxicating whiff of a holiday meal as you relax in front of the fire? Nothing says home better than a fine meal among friends and family.Our chef designs each menu to celebrate new flavors while honoring the favorite recipes our residents have come to know and love, helping delight even the most selective diners. Residents of Personal Care enjoy three chef-inspired meals per day along with an in-home kitchenette, perfect for preparing a quiet snack or a cup of morning coffee. Residents of our Independent Living enjoy one chef-inspired meal daily included in their rent, as well as their own full-size kitchen designed for daily cooking. Residents are welcome to add more meals to their plan as needed. Peruse our sample menu, and join us for brunch or a special event at Harmony at Diamond Ridge.Services & Amenities at Harmony at Diamond RidgeBeautifully designed accommodations set the bar high for distinctive senior living at Harmony at Diamond Ridge in , Pennsylvania, but its our services and amenities that really set us apart. The advantages begin with our stunning location, close to the natural beauty of the Pittsburgh Botanic Garden, the superior health care services of the PAM medical system, and go-to shopping destinations like ALDI, Target Grocery, and The Mall at Robinson. Our community offers amenities reminiscent of a fine resort, with an onsite fitness center, restaurant-style dining, organized activities, and a friendly team available around the clock to answer your call. Scroll down our long list of advantages and get in touch for a tour.Independent LivingAir Conditioning Move In Assistance Wi-Fi Available Custom Lighting Private Balcony Laundry Service High Ceilings Smoke-Free Private Patio Garbage DisposalTrash ServiceIn-Home Washer and Dryer Weekly Housekeeping Dishwasher Microwave Ceiling FansRefrigerator Full KitchenStainless-Steel AppliancesEnergy Efficient AppliancesKitchenette You have earned every moment of your free time, and at Harmony at Diamond Ridge, we want to make sure you can spend it exactly as you wish. Our monthly calendar of events and activities offers so much more than a way to pass the time. Residents and our Life Enrichment Director work together to create diverse, engaging, and stimulating opportunities for physical wellbeing, intellectual vigor, and pure, simple fun. Take part in seminars offering the latest and most relevant wisdom regarding senior health, join discussions of current events, enjoy cooking demonstrations, arts exploration, and so much more. You or your loved one will also enjoy a variety of off-campus activities. Dip into the local arts scene, sample the latest hot spot for lunch, or visit the Clever Park for a stroll. There is a lot to love about life in and Harmony at Diamond Ridge is the ideal home base.Contact us today to learn more or to schedule a personal tour!
Harmony at Diamond Ridge in Moon Township, Pennsylvania, is designed so residents can live the lives they choose in a beautiful, enriching, and supportive environment. Our associates embody the ideals we hold so dear, such as genuine warmth, deep courtesy toward each other in a community that celebrates all the possibilities. Our stylish community provides the ideal springboard to all the pleasures of our picturesque city, with spacious, maintenance-free apartment homes, restaurant style dining, and plentiful resources for staying fit and feeling good. This is the place to live your best life.Comfort. Easy elegance. Irresistible cuisine. Friends and family. These are the elements that make a person feel at home, and they are the very essence of everyday senior living at Harmony at Diamond Ridge. Our senior living community offers spacious apartments and a rich menu of services and amenities, perfect for those who are ready to expand their horizons. Our friendly community offers residents unrivaled access to everything our picturesque city has to offer, from a short drive to The Mall at Robinson or enjoy an afternoon at the Pittsburgh Botanic Garden. Within our spacious community, spend the day your way with morning yoga and afternoon art classes followed by an evening conversation with friends over wine and cheese. Come see all that good living can be.Personal Care Harmony at Diamond RidgeTheres a lot to experience at Harmony at Diamond Ridge, and our Personal Care community in Moon Township, Pennsylvania, is dedicated to helping you and your loved one find the most joy in what each day has to offer. Our caring staff works together with you and your family to create an individualized service plan based on a comprehensive assessment. We cater to the whole person, meeting such needs as assistance with medications, scheduling health care appointments, or offering a friendly escort to meals and activities.Spacious, Comfortable ApartmentsThe Personal Care apartments and companion suites at Harmony at Diamond Ridge are sized to fit your unique lifestyle, ranging from cozy, sunlit studios to airy two bedroom apartments. The living is easy and comfortable with large bathrooms, generous storage, and available kitchenettes. Best of all, we take care of the housekeeping and laundry, so you can spend your time doing the things you really love, surrounded by the people who most make you happy. One monthly fee covers rent for your living space, delicious restaurant-style dining, an exciting calendar of events, and the support needed to enjoy it all. View our gallery to take a closer look at Harmony at Diamond Ridge. In our Personal Care neighborhood at Harmony at Diamond Ridge, comfort reigns with charming studio suites sized from 330 to 350 square feet, one bedroom apartments from 450 to 730 square feet, and two bedroom apartments up to 950 square feet. The Harmony at Diamond Ridge Dining ExperienceDining at Harmony at Diamond Ridge provides a delicious journey into the bounty of fresh ingredients available to us year-round. Our executive chef and culinary team prepares elegant meals every day, filled with flavor, enjoyable and nutritious. Enjoy a lovely dinner in our sophisticated dining room or grab a snack in the bistro after your morning exercise class. Great dining experiences play an essential role in our community, offering opportunities to get to know your neighbors, share the news of the day and celebrate special occasions. What could be more enticing than catching the aroma of freshly baked cookies or the intoxicating whiff of a holiday meal as you relax in front of the fire? Nothing says home better than a fine meal among friends and family.Our chef designs each menu to celebrate new flavors while honoring the favorite recipes our residents have come to know and love, helping delight even the most selective diners. Residents of Personal Care enjoy three chef-inspired meals per day along with an in-home kitchenette, perfect for preparing a quiet snack or a cup of morning coffee. Residents of our Independent Living enjoy one chef-inspired meal daily included in their rent, as well as their own full-size kitchen designed for daily cooking. Residents are welcome to add more meals to their plan as needed. Peruse our sample menu, and join us for brunch or a special event at Harmony at Diamond Ridge.Services & Amenities at Harmony at Diamond RidgeBeautifully designed accommodations set the bar high for distinctive senior living at Harmony at Diamond Ridge but its our services and amenities that really set us apart. The advantages begin with our stunning location, close to the natural beauty of the Pittsburgh Botanic Garden, the superior health care services of the PAM medical system, and go-to shopping destinations like ALDI, Target Grocery, and The Mall at Robinson. Our community offers amenities reminiscent of a fine resort, with an onsite fitness center, restaurant-style dining, organized activities, and a friendly team available around the clock to answer your call. Scroll down our long list of advantages and get in touch for a tour.Personal CareBeautiful, Spacious ApartmentsMultiple Floor Plan OptionsAssistance with Activities of Daily LivingDelicious & Nutritious Meals Prepared by an Executive ChefRestaurant-Style DiningHousekeeping & Laundry ServicesTransportation to Shopping & Medical Appointments You have earned every moment of your free time, and at Harmony at Diamond Ridge, we want to make sure you can spend it exactly as you wish. Our monthly calendar of events and activities offers so much more than a way to pass the time. Residents and our Life Enrichment Director work together to create diverse, engaging, and stimulating opportunities for physical wellbeing, intellectual vigor, and pure, simple fun. Take part in seminars offering the latest and most relevant wisdom regarding senior health, join discussions of current events, enjoy cooking demonstrations, arts exploration, and so much more. You or your loved one will also enjoy a variety of off-campus activities. Dip into the local arts scene, sample the latest hot spot for lunch, or visit the Clever Park for a stroll. There is a lot to love about life and Harmony at Diamond Ridge is the ideal home base.Contact us today to learn more or to schedule a personal tour!