Dying with Debt

Posted on

Sep 20, 2021

To learn more aboutGood Shepherd Home Care & Hospice,CLICK HERE.


The laws regarding debt after death are defined by each state so there isnt a single answer to the question above for everyone. On most occasions, the only time a family member would be responsible for your debt is if they cosigned a loan with you. People generally do not inherit another person's debt.
When we die, a new entity emerges, called our estate. An Estate represents your assets and your liabilities. Upon death, a legal process called Probate (which is the first step of administering the estate of a deceased person), will resolve your debts and distribute your remaining assets to your heir(s).
Creditors may legally seize assets within your estate (money or property) in order to cure a debt owed to them. If you have no assets, your creditors may have to take a loss on your debts. Depending on the state you live in, a creditor has a fixed amount of time to make a claim against your estate for payment.
There is a legal pecking order as to who is allowed first claim to retrieve money from your estate. The higher priority goes to funeral expenses, administrative expenses, and federal taxes. The estate may then pay off expenses from the last illness and state taxes. At the bottom of the barrel are unsecured creditors, like credit card companies.
Generally, all debts must first be paid by the estate before any remaining assets are distributed to an heir. An outstanding credit card balance, for example, must be paid before any money or gifts can be distributed to an heir. If there are not enough assets to pay the debts, then all assets and property will be sold to pay down as much of the debt as possible and the heir will inherit nothing.
In the case of secured debts (e.g. home mortgage or auto loans), property (which is collateral) may be distributed with its debt. For example, you own a car worth $15,000 and the loan on the car is $7,500. If you die and leave that car to someone, it will become that person's obligation to pay off the loan.
Except for certain situations (which include joint property or joint debt), creditors are unlikely to go after surviving family members when a debt cannot be paid by your estate money. The majority of married couples have joint accounts and joint debt. In these situations, a surviving spouse will be held legally responsible for the debt of their deceased spouse even if they did not generate the debt themselves. This is something that will often cause problems for surviving spouses who financially cannot pay off old debt and meet their everyday needs.
If a creditor contacts a surviving family member about a debt of a relative who has died, the family member should give the creditor the contact information of the decedent's representative. The representative is responsible for paying any outstanding debts from the estate. If a will exists, the representative is known as the executor; if there is no will, the representative is known as the administrator.
In community property states (where married couples are considered to own their property, assets, and income jointly) credit accounts opened during marriage are automatically considered to be joint accounts. This could affect what your spouse will have to pay, depending on the debt that you incurred. The following states are community property states:





Arizona
California
Idaho
Louisiana
Nevada
New Mexico
Texas
Washington
Wisconsin





To conclude, when you pass away, your estate is responsible for paying off any balances owed by you, not your family. If your estate goes through probate, your administrator (or executor) will look at your debts and assets and, guided by the laws of your state, determine in what order your bills should be paid. The remaining assets will be distributed to your heirs according to your will or state law.




Other Articles You May Like

Why Geriatric Care Managers Are Essential for Seniors in Utah

Understanding the Role of a Geriatric Care Manager in UtahAs Utahs senior population continues to grow, so does the need for coordinated care and expert guidance. Navigating aging-related challengeswhether medical, financial, or emotionalcan feel overwhelming. Thats where a Geriatric Care Manager (GCM) comes in.A Geriatric Care Manager is a trained professionaloften a nurse, social worker, or gerontologistwho specializes in helping older adults and their families plan and manage long-term care. In Utah, where seniors value both independence and family support, GCMs are becoming increasingly important for bridging the gap between healthcare, home support, and overall well-being. What Does a Geriatric Care Manager Do?In Utah, Geriatric Care Managers provide a wide range of services that can include:Creating care plans tailored to the seniors medical, emotional, and social needsCoordinating medical appointments, home care, and therapiesHelping families make informed decisions about housing, healthcare, and legal planningMonitoring care quality and advocating for the senior in healthcare or senior living settingsOffering emotional support and crisis interventionThese services are especially valuable in Utahs mix of rural and urban communities, where access to care and family proximity can vary widely. When Should You Hire a Geriatric Care Manager in Utah?You might consider hiring a GCM in Utah when:Your loved one is facing multiple health conditions or cognitive declineYoure struggling to coordinate care from out of stateThe senior lives alone and may be at riskConflicts are arising in the family around care decisionsYou need help understanding local resources or government benefitsBecause Geriatric Care Managers are deeply familiar with Utahs senior support network, they can help you avoid costly mistakes and ensure nothing falls through the cracks. The Value of Local ExpertiseUtahs senior population is unique. From Salt Lake Citys urban healthcare resources to rural areas with limited-service availability, navigating options requires deep local knowledge. GCMs based in Utah understand the states systems, culture, and care landscape, making them especially effective advocates.Whether your loved one is in St. George, Ogden, Provo, or a more rural county, a Utah-based Geriatric Care Manager can tailor support that respects their preferences and improves their quality of life. How to Find a Geriatric Care Manager in UtahNot sure where to begin your search? Start with trusted, neutral directories that specialize in senior care. The Seniors Blue Book offers a carefully curated directory of senior resources across Utah, including Geriatric Care Management services.Explore your options here: Utah Senior Resources Directory Geriatric Care Manager Listings in Utah Final Thoughts As caregiving responsibilities grow more complex, a Geriatric Care Manager in Utah can provide peace of mind and expert oversight. Whether you live nearby or far away, working with a GCM ensures your loved one receives compassionate, comprehensive careright when they need it most.

Understanding Long Term Care Insurance in Utah: A Smart Step Toward Securing Your Future

As Utahs population ages, planning for the future becomes more critical than everespecially when it comes to healthcare. One of the most important yet often overlooked financial tools is long term care insurance. Whether youre planning for your own future or helping a loved one navigate their care options, understanding this type of insurance can make a significant difference in both care quality and financial stability.What Is Long Term Care Insurance?Long term care insurance is designed to cover services that traditional health insurance or Medicare typically do notsuch as assistance with activities of daily living (ADLs), including bathing, dressing, eating, and mobility. These services may be provided at home, in assisted living communities, or in skilled nursing facilities.Why It Matters in UtahUtah is known for its healthy aging population, but even the healthiest individuals may require some form of long-term care. According to the U.S. Department of Health and Human Services, about 70% of people turning 65 will need long term care at some point in their lives. In Utah, with its growing senior population and high life expectancy, this statistic is especially relevant.Without long term care insurance, individuals and families are often left to pay out-of-pocket for care costs, which can quickly become overwhelming. Planning ahead with the right insurance policy helps preserve retirement savings, protect family assets, and ensure access to quality care options throughout the state.Key Benefits of Long-Term Care InsuranceFinancial protection: Helps cover the high costs of extended care services, reducing the burden on family members.Care flexibility: Policies can provide coverage for care in various settingswhether at home, in assisted living, or a nursing facility.Peace of mind: Knowing care needs are covered allows families to focus on quality of life rather than finances.When to Start PlanningThe best time to purchase long term care insurance is before its neededideally in your 50s or early 60s. Waiting too long can lead to higher premiums or even disqualification due to health conditions. In Utah, where the demand for long term services is growing, securing a policy early ensures better options and more affordable rates.Navigating Your Options in UtahChoosing the right policy can be complex, especially with the variety of coverage options and providers available. Factors like daily benefit amounts, benefit periods, and inflation protection must be considered. Its wise to work with a knowledgeable advisor or geriatric care manager to tailor coverage to your needs.To explore resources and local professionals who can guide you through the process, visit:Utah Senior Resources Directory Seniors Blue BookLong Term Care Insurance Support in UtahFinal ThoughtsLong term care insurance is more than just a policyits a proactive step toward protecting your future and securing peace of mind. As Utahs senior population continues to grow, the need for education, planning, and reliable resources becomes increasingly important. By understanding your options and preparing early, you can confidently face the future, knowing you and your loved ones will be well-supported when it matters most.

Medicare Planning in Utah: A Guide to Making Informed Decisions

Navigating Medicare can feel overwhelming, especially as you approach retirement or begin planning for senior care in Utah. With various parts, plans, enrollment periods, and supplemental coverage options, understanding how Medicare worksand how to make the best choices for your unique situationis crucial. This guide is designed to help Utah residents simplify Medicare planning and feel confident about their healthcare decisions. Understanding Medicare BasicsMedicare is a federal health insurance program primarily for people aged 65 and older. It consists of several parts:Part A (Hospital Insurance): Covers inpatient hospital stays, skilled nursing facilities, hospice, and some home health care.Part B (Medical Insurance): Covers outpatient care, doctor visits, preventive services, and medical equipment.Part C (Medicare Advantage): An alternative to Original Medicare offered by private insurance companies.Part D (Prescription Drug Coverage): Helps cover the cost of prescription medications.Additionally, Medigap (Medicare Supplement Insurance) helps fill the "gaps" in Original Medicare by covering out-of-pocket costs like co-pays, deductibles, and coinsurance. Why Medicare Planning Matters in UtahUtah's senior population is rapidly growing, and with that comes increased demand for personalized healthcare planning. Medicare isn't a one-size-fits-all programplans and premiums can vary based on your income, location, and healthcare needs. Thats why early and strategic Medicare planning is essential.Factors to consider when planning include:Current and anticipated healthcare needsPrescription drug coverageProvider networks in your areaBudget for premiums and out-of-pocket costs When to Start Medicare PlanningIts never too early to begin. Ideally, you should start reviewing your options at least six months before turning 65. Here are key enrollment periods to keep in mind:Initial Enrollment Period (IEP): Begins three months before your 65th birthday and ends three months after.General Enrollment Period (GEP): January 1 to March 31 each year if you missed your IEP.Annual Open Enrollment Period: October 15 to December 7 for changing plans.Medicare Advantage Open Enrollment Period: January 1 to March 31 to switch Advantage plans or return to Original Medicare.Missing a deadline could mean late penalties or gaps in coverage. Resources for Medicare Planning in UtahResidents of Utah have access to several local organizations and non-profit groups that offer Medicare counseling, educational workshops, and enrollment assistance. These resources can help you:Compare plansUnderstand your rightsIdentify cost-saving opportunitiesAvoid common enrollment mistakesFor a directory of local Medicare planning and senior support services in Utah, visit: Utah Senior Resources Seniors Blue BookTo explore Medicare-specific services, including educational resources and assistance, view: Medicare Planning Resources in Utah Tips for Choosing the Right Medicare Plan Assess Your Health Needs: Make a list of your current medications, providers, and anticipated medical services. Compare Plans Annually: Plans can change yearlypremiums, benefits, and provider networks may shift. Check for State-Specific Programs: Utah may offer additional assistance programs that can reduce your Medicare-related expenses. Consult with a Medicare Counselor: A local expert can provide personalized guidance without trying to sell a specific product.  Final Thoughts Medicare planning in Utah doesnt have to be a confusing process. With a clear understanding of the options available and access to trusted local resources, you can make informed decisions that protect your health and financial future. Whether you're approaching Medicare eligibility or helping a loved one prepare, starting the planning process early is one of the best investments you can make.

SettingsRequest history208msRequest Duration3MBMemory Usage11.x
Laravel Version
11.45.1
PHP Version
8.2.24
Environment
production
Debug Mode
Enabled
URL
seniorsbluebook.com
Timezone
America/Denver
Locale
en
GET articles/{slug}
status
200 OK
full_url
https://seniorsbluebook.com/articles/dying-with-debt
action_name
library-details
controller_action
App\Http\Controllers\Front\ArticleController@libraryDetails
Theme
Open Button Position
Hide Empty Tabs
Autoshow
Reset to defaults
    status
    200 OK
    full_url
    https://seniorsbluebook.com/articles/dying-with-debt
    action_name
    library-details
    controller_action
    App\Http\Controllers\Front\ArticleController@libraryDetails
    uri
    GET articles/{slug}
    controller
    App\Http\Controllers\Front\ArticleController@libraryDetails
    namespace
    App\Http\Controllers
    file
    app/Http/Controllers/Front/ArticleController.php:126-258
    middleware
    web
    duration
    209ms
    peak_memory
    4MB
    response
    text/html; charset=UTF-8
    request_format
    html
    request_query
    []
    
    request_request
    []
    
    request_headers
    0 of 0
    array:18 [ "host" => array:1 [ 0 => "seniorsbluebook.com" ] "pragma" => array:1 [ 0 => "no-cache" ] "cache-control" => array:1 [ 0 => "no-cache" ] "sec-ch-ua" => array:1 [ 0 => ""Chromium";v="130", "HeadlessChrome";v="130", "Not?A_Brand";v="99"" ] "sec-ch-ua-mobile" => array:1 [ 0 => "?0" ] "sec-ch-ua-platform" => array:1 [ 0 => ""Windows"" ] "upgrade-insecure-requests" => array:1 [ 0 => "1" ] "user-agent" => array:1 [ 0 => "Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)" ] "accept" => array:1 [ 0 => "text/html,application/xhtml+xml,application/xml;q=0.9,image/avif,image/webp,image/apng,*/*;q=0.8,application/signed-exchange;v=b3;q=0.7" ] "sec-fetch-site" => array:1 [ 0 => "none" ] "sec-fetch-mode" => array:1 [ 0 => "navigate" ] "sec-fetch-user" => array:1 [ 0 => "?1" ] "sec-fetch-dest" => array:1 [ 0 => "document" ] "accept-encoding" => array:1 [ 0 => "gzip, deflate, br, zstd" ] "cookie" => array:1 [ 0 => "userdata=28a39de9-4e10-4832-9ae2-f26c1ed386c1; XSRF-TOKEN=eyJpdiI6IldwMjdZYWdQTFp4R2tSZVZMMHRldHc9PSIsInZhbHVlIjoiSHpXdDI5SVRzR3lIM2FhSDVpclpGMENwUSszbnJIekVDUFU2b1ZwYkV0VUNLYi9kV2FYVThESTRncU5jdC9QZzJIVVQ0MHhPTnpxUllsVERUTzlJa3ZFUUxSKzVzbjNUOEErSFFIb1VGd0RJcmtsZjlYRDd4b2lxamh4T3ovaDAiLCJtYWMiOiIxMjc2YzAwMWY2MzE5NTk2Mjc2MDg2ZmY0OGIwYWZiZTU1YzQwZGU1ZjdhYzFhYTAzZjM1NjAyZjQ2OGE2ZDJkIiwidGFnIjoiIn0%3D; seniors_blue_book_session=eyJpdiI6Ik1MMHlONjZlS2RlcU56Lzk3WHlsMlE9PSIsInZhbHVlIjoibnVXREtXY0RhcDcyMEJweERVR0dHaVYwcnA5RnNjV0dVaGRVdlFBR2JJMXNKQnBxVEwxQmFRc0tNMUc3d2tqYU9pWWVjZDNrWE9JN0lpaEJRWUhLT2NUeitJNHZNVzZUcURrd083YUdXUmpSdzcyQU9PbkJrUUZTanZwVGhqY0MiLCJtYWMiOiI1YWU2OGI1NWExMzFmNTUzYzcxNTY5YTUzMjRhNDNlNGJiMDNkOWQxNWMyM2MxZTQ2ZDg0OGE3OTZmNjBiZGZkIiwidGFnIjoiIn0%3D; DO-LB="Cg4xMC4xMDguMC4yOjQ0MxCa1rEW"userdata=28a39de9-4e10-4832-9ae2-f26c1ed386c1; XSRF-TOKEN=eyJpdiI6IldwMjdZYWdQTFp4R2tSZVZMMHRldHc9PSIsInZhbHVlIjoiSHpXdDI5SVRzR3lIM2FhSDVpclpGMENwUSszbnJIekVDUF" ] "x-forwarded-for" => array:1 [ 0 => "216.73.216.103" ] "x-forwarded-proto" => array:1 [ 0 => "https" ] "x-forwarded-port" => array:1 [ 0 => "443" ] ]
    request_cookies
    0 of 0
    array:4 [ "userdata" => null "XSRF-TOKEN" => "NbuwSvxImPCcAHRnbxy1YrWYpntBBrHdxsLobWGI" "seniors_blue_book_session" => "WFg6SB6sEyVQ33qQL5feEnCsdF3AWsRHjYpuJ9pl" "DO-LB" => null ]
    response_headers
    0 of 0
    array:3 [ "content-type" => array:1 [ 0 => "text/html; charset=UTF-8" ] "cache-control" => array:1 [ 0 => "no-cache, private" ] "date" => array:1 [ 0 => "Mon, 07 Jul 2025 13:37:47 GMT" ] ]
    session_attributes
    0 of 0
    array:4 [ "_token" => "NbuwSvxImPCcAHRnbxy1YrWYpntBBrHdxsLobWGI" "PHPDEBUGBAR_STACK_DATA" => [] "_previous" => array:1 [ "url" => "https://seniorsbluebook.com/articles/what-is-an-ombudsman" ] "_flash" => array:2 [ "old" => [] "new" => [] ] ]
    • Booting (42.99ms)time
    • Application (165ms)time
    • Routing (519μs)
    • Preparing Response (49.51ms)
    • View: front.articles-detailsviews
    • View: layouts.front.frontviews
    • View: layouts.front.headerviews
    • View: layouts.front.footerviews
    • 1 x Application (79.3%)
      165ms
      1 x Preparing Response (23.82%)
      49.51ms
      1 x Booting (20.69%)
      42.99ms
      1 x Routing (0.25%)
      519μs
      4 x View (0%)
      0μs
      4 templates were rendered
      • front.articles-detailsarticles-details.blade.php#?blade
      • layouts.front.frontfront.blade.php#?blade
      • layouts.front.headerheader.blade.php#?blade
      • layouts.front.footerfooter.blade.php#?blade
      19 statements were executed114ms
      • SessionManager.php#108seniorsbb_db_devConnection Established
        Backtrace
        • vendor/laravel/framework/src/Illuminate/Session/SessionManager.php:108
        • vendor/laravel/framework/src/Illuminate/Session/SessionManager.php:95
        • vendor/laravel/framework/src/Illuminate/Session/Middleware/StartSession.php:159
        • vendor/laravel/framework/src/Illuminate/Session/Middleware/StartSession.php:57
        • vendor/laravel/framework/src/Illuminate/Pipeline/Pipeline.php:209
      • DatabaseSessionHandler.php#97seniorsbb_db_dev18.6msselect * from `sessions` where `id` = 'WFg6SB6sEyVQ33qQL5feEnCsdF3AWsRHjYpuJ9pl' limit 1
        Bindings
        • 0: WFg6SB6sEyVQ33qQL5feEnCsdF3AWsRHjYpuJ9pl
        Backtrace
        • vendor/laravel/framework/src/Illuminate/Session/DatabaseSessionHandler.php:97
        • vendor/laravel/framework/src/Illuminate/Session/Store.php:117
        • vendor/laravel/framework/src/Illuminate/Session/Store.php:105
        • vendor/laravel/framework/src/Illuminate/Session/Store.php:89
        • vendor/laravel/framework/src/Illuminate/Session/Middleware/StartSession.php:147
      • ArticleController.php#130seniorsbb_db_dev9.27msselect `articles`.* from `articles` where `articles`.`slug` = 'dying-with-debt' and `articles`.`active` = 'Yes' and `articles`.`deleted_at` is null limit 1
        Bindings
        • 0: dying-with-debt
        • 1: Yes
        Backtrace
        • app/Http/Controllers/Front/ArticleController.php:130
        • vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
        • vendor/laravel/framework/src/Illuminate/Routing/ControllerDispatcher.php:44
        • vendor/laravel/framework/src/Illuminate/Routing/Route.php:266
        • vendor/laravel/framework/src/Illuminate/Routing/Route.php:212
      • ArticleController.php#130seniorsbb_db_dev3.61msselect * from `listingattachment` where `type` = 'article' and `primary` = 1 and `listingattachment`.`listingId` in (6883)
        Bindings
        • 0: article
        • 1: 1
        Backtrace
        • app/Http/Controllers/Front/ArticleController.php:130
        • vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
        • vendor/laravel/framework/src/Illuminate/Routing/ControllerDispatcher.php:44
        • vendor/laravel/framework/src/Illuminate/Routing/Route.php:266
        • vendor/laravel/framework/src/Illuminate/Routing/Route.php:212
      • ArticleController.php#132seniorsbb_db_dev1.25msselect * from `category` where `id` = '353' and `type` = 'article' limit 1
        Bindings
        • 0: 353
        • 1: article
        Backtrace
        • app/Http/Controllers/Front/ArticleController.php:132
        • vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
        • vendor/laravel/framework/src/Illuminate/Routing/ControllerDispatcher.php:44
        • vendor/laravel/framework/src/Illuminate/Routing/Route.php:266
        • vendor/laravel/framework/src/Illuminate/Routing/Route.php:212
      • ArticleController.php#170seniorsbb_db_dev12.57msselect * from `articlecategories` where `articleId` = 6883
        Bindings
        • 0: 6883
        Backtrace
        • app/Http/Controllers/Front/ArticleController.php:170
        • vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
        • vendor/laravel/framework/src/Illuminate/Routing/ControllerDispatcher.php:44
        • vendor/laravel/framework/src/Illuminate/Routing/Route.php:266
        • vendor/laravel/framework/src/Illuminate/Routing/Route.php:212
      • ArticleController.php#186seniorsbb_db_dev42.37msselect distinct `articles`.* from `articles` inner join `articlecategories` on `articlecategories`.`articleId` = `articles`.`id` where `articles`.`active` = 'Yes' and `articlecategories`.`childCategory` in (638) and `articles`.`type` = 'article' and `articles`.`id` != 6883 and `articles`.`deleted_at` is null group by `articles`.`id` order by `articles`.`created_at` desc limit 3
        Bindings
        • 0: Yes
        • 1: 638
        • 2: article
        • 3: 6883
        Backtrace
        • app/Http/Controllers/Front/ArticleController.php:186
        • vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
        • vendor/laravel/framework/src/Illuminate/Routing/ControllerDispatcher.php:44
        • vendor/laravel/framework/src/Illuminate/Routing/Route.php:266
        • vendor/laravel/framework/src/Illuminate/Routing/Route.php:212
      • DatabaseQueue.php#188seniorsbb_db_dev5.92msinsert into `queue_jobs` (`queue`, `attempts`, `reserved_at`, `available_at`, `created_at`, `payload`) values ('default', 0, null, 1751895467, 1751895467, '{\"uuid\":\"69be5e14-0af9-4b28-beaf-0d0dbda6a7d3\",\"displayName\":\"App\\\\Jobs\\\\TrackLibrary\",\"job\":\"Illuminate\\\\Queue\\\\CallQueuedHandler@call\",\"maxTries\":null,\"maxExceptions\":null,\"failOnTimeout\":false,\"backoff\":null,\"timeout\":null,\"retryUntil\":null,\"data\":{\"commandName\":\"App\\\\Jobs\\\\TrackLibrary\",\"command\":\"O:21:\\\"App\\\\Jobs\\\\TrackLibrary\\\":5:{s:13:\\\"\\u0000*\\u0000track_data\\\";O:45:\\\"Illuminate\\\\Contracts\\\\Database\\\\ModelIdentifier\\\":5:{s:5:\\\"class\\\";s:18:\\\"App\\\\Models\\\\Article\\\";s:2:\\\"id\\\";a:3:{i:0;i:15113;i:1;i:15112;i:2;i:15111;}s:9:\\\"relations\\\";a:0:{}s:10:\\\"connection\\\";s:5:\\\"mysql\\\";s:15:\\\"collectionClass\\\";N;}s:13:\\\"\\u0000*\\u0000usercookie\\\";s:18:\\\"us734trb76et634tbr\\\";s:7:\\\"\\u0000*\\u0000type\\\";s:7:\\\"article\\\";s:13:\\\"\\u0000*\\u0000event_type\\\";s:6:\\\"appear\\\";s:16:\\\"\\u0000*\\u0000inputDataType\\\";s:4:\\\"data\\\";}\"}}')
        Bindings
        • 0: default
        • 1: 0
        • 2: 
        • 3: 1751895467
        • 4: 1751895467
        • 5: {"uuid":"69be5e14-0af9-4b28-beaf-0d0dbda6a7d3","displayName":"App\\Jobs\\TrackLibrary","job":"Illuminate\\Queue\\CallQueuedHandler@call","maxTries":null,"maxExceptions":null,"failOnTimeout":false,"backoff":null,"timeout":null,"retryUntil":null,"data":{"commandName":"App\\Jobs\\TrackLibrary","command":"O:21:\"App\\Jobs\\TrackLibrary\":5:{s:13:\"\u0000*\u0000track_data\";O:45:\"Illuminate\\Contracts\\Database\\ModelIdentifier\":5:{s:5:\"class\";s:18:\"App\\Models\\Article\";s:2:\"id\";a:3:{i:0;i:15113;i:1;i:15112;i:2;i:15111;}s:9:\"relations\";a:0:{}s:10:\"connection\";s:5:\"mysql\";s:15:\"collectionClass\";N;}s:13:\"\u0000*\u0000usercookie\";s:18:\"us734trb76et634tbr\";s:7:\"\u0000*\u0000type\";s:7:\"article\";s:13:\"\u0000*\u0000event_type\";s:6:\"appear\";s:16:\"\u0000*\u0000inputDataType\";s:4:\"data\";}"}}
        Backtrace
        • vendor/laravel/framework/src/Illuminate/Queue/DatabaseQueue.php:188
        • vendor/laravel/framework/src/Illuminate/Queue/DatabaseQueue.php:99
        • vendor/laravel/framework/src/Illuminate/Queue/Queue.php:338
        • vendor/laravel/framework/src/Illuminate/Queue/DatabaseQueue.php:93
        • vendor/laravel/framework/src/Illuminate/Bus/Dispatcher.php:244
      • DatabaseQueue.php#188seniorsbb_db_dev2.47msinsert into `queue_jobs` (`queue`, `attempts`, `reserved_at`, `available_at`, `created_at`, `payload`) values ('default', 0, null, 1751895467, 1751895467, '{\"uuid\":\"cde8056d-ba3f-45a8-91e6-b2a61871e181\",\"displayName\":\"App\\\\Jobs\\\\TrackLibrary\",\"job\":\"Illuminate\\\\Queue\\\\CallQueuedHandler@call\",\"maxTries\":null,\"maxExceptions\":null,\"failOnTimeout\":false,\"backoff\":null,\"timeout\":null,\"retryUntil\":null,\"data\":{\"commandName\":\"App\\\\Jobs\\\\TrackLibrary\",\"command\":\"O:21:\\\"App\\\\Jobs\\\\TrackLibrary\\\":5:{s:13:\\\"\\u0000*\\u0000track_data\\\";a:0:{}s:13:\\\"\\u0000*\\u0000usercookie\\\";s:18:\\\"us734trb76et634tbr\\\";s:7:\\\"\\u0000*\\u0000type\\\";s:7:\\\"article\\\";s:13:\\\"\\u0000*\\u0000event_type\\\";s:6:\\\"appear\\\";s:16:\\\"\\u0000*\\u0000inputDataType\\\";s:4:\\\"data\\\";}\"}}')
        Bindings
        • 0: default
        • 1: 0
        • 2: 
        • 3: 1751895467
        • 4: 1751895467
        • 5: {"uuid":"cde8056d-ba3f-45a8-91e6-b2a61871e181","displayName":"App\\Jobs\\TrackLibrary","job":"Illuminate\\Queue\\CallQueuedHandler@call","maxTries":null,"maxExceptions":null,"failOnTimeout":false,"backoff":null,"timeout":null,"retryUntil":null,"data":{"commandName":"App\\Jobs\\TrackLibrary","command":"O:21:\"App\\Jobs\\TrackLibrary\":5:{s:13:\"\u0000*\u0000track_data\";a:0:{}s:13:\"\u0000*\u0000usercookie\";s:18:\"us734trb76et634tbr\";s:7:\"\u0000*\u0000type\";s:7:\"article\";s:13:\"\u0000*\u0000event_type\";s:6:\"appear\";s:16:\"\u0000*\u0000inputDataType\";s:4:\"data\";}"}}
        Backtrace
        • vendor/laravel/framework/src/Illuminate/Queue/DatabaseQueue.php:188
        • vendor/laravel/framework/src/Illuminate/Queue/DatabaseQueue.php:99
        • vendor/laravel/framework/src/Illuminate/Queue/Queue.php:338
        • vendor/laravel/framework/src/Illuminate/Queue/DatabaseQueue.php:93
        • vendor/laravel/framework/src/Illuminate/Bus/Dispatcher.php:244
      • 3968f797b22a9c6b17ff202289cdb425.php#51seniorsbb_db_dev1.47msselect * from `company` where `company`.`id` is null and `company`.`id` is not null and `company`.`deleted_at` is null limit 1
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:51
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#66seniorsbb_db_dev1.47msselect `books`.*, `bookeditionmapping`.`recordId` as `pivot_recordId`, `bookeditionmapping`.`bookId` as `pivot_bookId` from `books` inner join `bookeditionmapping` on `books`.`id` = `bookeditionmapping`.`bookId` where `bookeditionmapping`.`recordId` = 6883 and `bookeditionmapping`.`type` = 'article'
        Bindings
        • 0: 6883
        • 1: article
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:66
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#85seniorsbb_db_dev1.43msselect * from `listingcontacts` where `listingcontacts`.`listingId` = 6883 and `listingcontacts`.`listingId` is not null and `type` = 'article' and `primary` = 1 limit 1
        Bindings
        • 0: 6883
        • 1: article
        • 2: 1
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:85
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#85seniorsbb_db_dev1.24msselect * from `contacts` where `contacts`.`id` = 343 and `contacts`.`id` is not null limit 1
        Bindings
        • 0: 343
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:85
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#299seniorsbb_db_dev1.65msselect * from `listingattachment` where `listingattachment`.`listingId` = 15113 and `listingattachment`.`listingId` is not null and `type` = 'article' and `primary` = 1 limit 1
        Bindings
        • 0: 15113
        • 1: article
        • 2: 1
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:299
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#301seniorsbb_db_dev1.41msselect * from `listingattachment` where `listingattachment`.`listingId` = 15113 and `listingattachment`.`listingId` is not null and `type` = 'article' limit 1
        Bindings
        • 0: 15113
        • 1: article
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:301
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#299seniorsbb_db_dev2.42msselect * from `listingattachment` where `listingattachment`.`listingId` = 15112 and `listingattachment`.`listingId` is not null and `type` = 'article' and `primary` = 1 limit 1
        Bindings
        • 0: 15112
        • 1: article
        • 2: 1
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:299
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#301seniorsbb_db_dev1.31msselect * from `listingattachment` where `listingattachment`.`listingId` = 15112 and `listingattachment`.`listingId` is not null and `type` = 'article' limit 1
        Bindings
        • 0: 15112
        • 1: article
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:301
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#299seniorsbb_db_dev1.68msselect * from `listingattachment` where `listingattachment`.`listingId` = 15111 and `listingattachment`.`listingId` is not null and `type` = 'article' and `primary` = 1 limit 1
        Bindings
        • 0: 15111
        • 1: article
        • 2: 1
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:299
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#301seniorsbb_db_dev1.33msselect * from `listingattachment` where `listingattachment`.`listingId` = 15111 and `listingattachment`.`listingId` is not null and `type` = 'article' limit 1
        Bindings
        • 0: 15111
        • 1: article
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:301
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 6162bf581736fa7f4e9b70a52a1034b4.php#2seniorsbb_db_dev2.24msselect * from `articles` where `articles`.`deleted_at` is null order by `id` desc limit 3
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/6162bf581736fa7f4e9b70a52a1034b4.php:2
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      App\Models\Article
      7Article.php#?
      App\Models\ListingAttachments
      1ListingAttachments.php#?
      App\Models\Category
      1Category.php#?
      App\Models\ArticleCategory
      1ArticleCategory.php#?
      App\Models\ListingContacts
      1ListingContacts.php#?
      App\Models\Contact
      1Contact.php#?
          ClearShow all
          Date ↕MethodURLData
          #12025-07-07 07:37:47GET/articles/dying-with-debt41912