Financing Home Care

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Colorado CareAssist

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Nov 08, 2021

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Colorado - Boulder County , Colorado - Colorado Springs , Colorado - Denver North Metro , Colorado - Denver South Metro

Long Term Care Insurance
Long term care insurance can pay for both assisted living and in home care. Colorado CareAssist will provide a complimentary review of your long term care insurance policy and help you get the benefits you are entitled to.
What LTC Policies Cover

Services including personal care (bathing, dressing, eating) in a variety of settings such as your home or an assisted living facility.
The long-term care policy reimburses the policy holder or the home care agency a daily amount for services to assist them with activities of daily living.
Some policies may have limits on how long or how much they will pay.

How Your Long-Term Care Insurance is Triggered

The Long Term Care Insurance company usually sends a nurse/social worker who will assess the seniors condition.
If the senior needs help with activities of daily living that meet the minimum criteria stipulated in the policy, the Long Term Care Company will approve payment of services.
Once approved, the care manager from the insurance company will approve a Plan of Care.
Many policies have an elimination period, an amount of time that must pass after the Plan of Care has been approved and before the Long Term Care Company pays for services. During this time, the client must cover the cost of any services received.
Most policies will pay your loved ones cost up to a pre-set daily limit until the lifetime maximum is reached. Colorado CareAssist can help make the policy clear and help you take advantage of every benefit

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Dont Wait: Why End-of-Life Conversations Can't Be Put Off

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Managing Parkinson's Symptoms at Home

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Together, we can make every day safer, stronger, and filled with possibility.Contact us at 469-830-8414