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Many women, especially those in mid-career, find themselves facing the difficult decision of whether to leave the workforce to care for aging parents. The demands of eldercare can pile up with little warning or predictability and quickly become overwhelming. The "easiest" solution for many women in this position may seem like stepping away from their professional lives altogether.
However, leaving the workforce can have long-term, unseen consequences—financially, emotionally, and professionally. Before women make this decision, we want to bring to light to some of the costs of stepping away, as well as share options that are available to help women care for aging parents or loved ones without sacrificing their career.
It's a systemic problem that the large majority of caregiving responsibilities fall on women. We believe fully this should not be the case - and will continue to advocate for a future where men and women are expected to share, and do share, these responsibilities more equally. That said, this article is going to focus on the impact of eldercare on women, and options available, because the data shows the women are the ones who are much more likely to pay the price of eldercare.
Female caregivers are more likely than males to ask for a less demanding job, take unpaid leave, or give up work entirely to support caregiving
Women lose an estimated $325K over their lifetime due to caregiving
Women who exit the workforce early face immediate income loss, diminished retirement savings, and a reduction in Social Security benefits. AARP reports that caregivers can expect to spend an average of $7K annually on out-of-pocket expenses.
Additionally, exiting the workforce comes with professional setbacks that may be hard to recover from. Studies show that women who take time off for caregiving often find it difficult to re-enter their fields, and when they do, they may face lower wages, fewer opportunities for advancement, or the need to start in less demanding roles.
A less recognized aspect of women’s caregiving burden is eldercare (i.e. daughterhood), which is frequently overshadowed by the attention given to childcare (i.e. motherhood). While businesses have made strides in supporting working mothers, they have largely ignored the unique challenges posed by eldercare. The emotional and physical toll of eldercare, which often includes managing chronic illnesses, dementia, and end-of-life care, cannot be underestimated.
According to the Federal Reserve, four times as many people have left the workforce due to adult caregiving compared to childcare, yet corporate policies and benefits packages rarely address these realities.
Balancing work, children, aging parents, mental and physical health, a "clean" home, and the semblance of a social life - it's simply not sustainable. It would make Superwoman run for the exit. It's no wonder that women leave their jobs in order to quickly take something off their plate. But before putting in your notice, let's talk about resources and options that may be available.
Workplace Benefits: Find out what your company offers. Some offer paid caregiver leave, flexible work schedules, Employee Assistance Programs (EAPs) that provide counseling and eldercare resources.
Even if your employer is moving away from remote work post-pandemic, you can advocate for more flexibility, such as flexible hours or a partial work-from-home arrangement.
According to experts, a flexible workplace arrangement is often the most important factor for caregivers trying to juggle their professional and personal lives.
External Support Systems: there are local and national organizations that can provide assistance. Naborforce is one of these organizations - our founder Paige Wilson lived all of the stark truths discussed in this article, and that is why she decided to do something about it! And if Naborforce isn't in your area or isn't an option for you - there are other resources to check out: care.com, Bright Horizons, home care agencies, caregiving forums, etc.
Note: Naborforce partners with employers to provide discounted hourly rates. If your employer doesn't have Naborforce as an option, reach out to us and we will see if there is an opportunity to collaborate!
Talk to your people: Many organizations are beginning to create employee resource groups for caregivers, offering a safe space to share experiences and tips for managing eldercare. These groups can be a lifeline for employees who feel isolated in their caregiving roles.
Employers play a crucial role in supporting women who are caregivers. Unfortunately, 79% of caregivers do not have access to benefits that support them in this role.
Supporting working women is not just about helping parents; it’s about addressing the needs of adult daughters (and sons) who are balancing caregiving with their professional lives. As 10,000 people turn 65 every day in the U.S., this challenge is only going to grow. Employers must adapt to this reality if they want to retain top female talent.
While caregiving can feel like an all-consuming role, women should not have to choose between their careers and their families. By tapping into workplace benefits, seeking flexible arrangements, and exploring external resources, women can navigate the challenges of eldercare without sacrificing their professional futures.
In health care settings, the body gets medical attention, but the mind and soul matter, too. Older adults in medical care face a battery of health questions, but too often the most consequential one goes unasked and unanswered: What does a good day look like for you today?Medicare requires people to receive a spiritual assessment within their first five days of admission into hospice. Many states allow a nurse to conduct the initial spiritual assessment, but I think it helps both the person and the health care provider for the assessment to be done with someone who has theological training. Many have been certified in clinical pastoral education, or CPE. Nurses can get so focused on the technical to-do lists of medical work the measurements, the tests, the drug regimens that it can be hard to make time for the issues that matter most to the living human, namely, their happiness, peace and contentment. As a spiritual care provider with 17 years in senior care facilities, and as a chaplain in the Army National Guard and Air Force National Guard, I have counseled hundreds of people in the final days of their lives. For older adults and their families, one of the most valuable resources is also little-known a Medicare option that provides spiritual counseling for people in hospice. Longing for ConversationToo often older adults in care are being talked at, not listened to. Many times, I've found that people in the last chapter of life want to discuss their path to the end more than their medical professionals and, especially, more than their loved ones. It often helps to have that discussion with a professional who is trained to hear them, and, if requested, to comfort and advise them. RecommendedOpinion: Why I Went on Hospice Even Though I'm Not Dying | Personal PerspectivesThe code of ethics for the leading chaplain and spiritual care associations all prohibit proselytizing. A spiritual care provider should be able to work with someone on their own terms, no matter their beliefs. The United States may be turning more secular, but the fact remains that older adults are the most faith-affiliated of any demographic age group.This initial spiritual meeting is likely to be about the basics: Is the person religious? What is their support system? Will a certain faith-based ritual bring meaning or comfort? Do they have a preferred faith leader? Or is a secular discussion a better fit for the person's beliefs?
Guardianship is a serious legal process that serves as a last resort for caring for an elderly parent who can no longer make sound decisions for themselves. It requires a court hearing and confirmation of incapacity by medical providers.What is Guardianship?Guardianship means an individual is appointed by the court to make medical decisions and manage daily care for an elderly parent. This typically occurs when an elderly parent:Is diagnosed with cognitive impairments like dementia or Alzheimer's diseaseHas suffered brain injuriesExperiences serious health conditions that impair decision-making abilitiesKey Considerations in GuardianshipEmotional ChallengesDeciding to pursue guardianship often involves mixed emotions. Adult children may feel uncomfortable, especially if family members disagree about the necessity of guardianship.Legal RequirementsTo establish guardianship, documentation must be submitted to the court that:Substantiates the degree of cognitive impairmentProvides evidence of poor decision-makingIncludes a medical assessment, potentially a neuropsychological evaluationTypes of GuardianshipGuardian ResponsibilitiesMake medical decisionsManage daily careAdvocate for the elderly parent's best interestsFollow the principle of substituted judgment (making decisions the parent would make)ConservatorshipIn most situations, a conservator is also appointed to manage money and property. This can be the same person as the guardian or a separate individual.Challenges of GuardianshipAdvocacy and Medical InteractionsGuardians must:Navigate complex healthcare systemsCommunicate with medical professionalsUnderstand and research medical conditionsMake thorough, prudent decisionsFamily DynamicsGuardianship can create:Potential conflicts between family membersDisagreements about care and spendingEmotional stress that may damage relationshipsState-Specific ConsiderationsGuardianship laws and terminology vary by state. Some states have:Different definitions of guardianshipVarying availability of professional guardiansUnique legal frameworks for elder careImportance of PreparationRecommended StepsHave early discussions about care preferencesDocument the elderly parent's wishesUnderstand the full scope of guardianship responsibilitiesSeek support and resources for caregiversAs the population ages and chronic diseases become more prevalent, understanding guardianship becomes increasingly important for families caring for elderly parents.
Check In on Your Loved One During the Holidays The holiday season is a time for family gatherings, traditions, and reconnecting with loved ones. Its a wonderful opportunity to catch up and celebrate, but its also the perfect chance to check in on elderly parents or relatives to ensure theyre doing well. Sometimes, these visits can provide insight into their health, well-being, and overall quality of life that you might not see from a distance.Here are some signs to look for during your visit: Changes in personal hygiene: Noticeable neglect of bathing, grooming, wearing clean clothes, or maintaining trimmed nails. Pay attention to mobility issues, recent falls, or unexplained bruising. Medication management: Look for missed doses, expired prescriptions, or general confusion about their medication routine. These are all signs they might need help managing their health. Living space upkeep: Take note of unkempt homes with piled laundry, misplaced items, spoiled food, or clutter that could pose a fall risk, like throw rugs or poorly placed cords. Emotional or cognitive changes: Watch for signs of depression, forgetfulness, confusion, loneliness, or isolation. These shifts can indicate underlying health issues. Financial management struggles: Keep an eye out for stacks of unopened mail, unpaid bills, or disorganized storage of important documents. Difficulty handling finances is a common red flag. Driving concerns: If theyre still driving, check their car for signs of accidents, such as scrapes or dents.What to Do if You Notice Changes If you spot signs of decline, here are steps you can take to address your concerns:1. Take notes: Write down your observations. Keeping a detailed list of your concerns will help when speaking with your loved one or their healthcare provider. 2. Start the conversation: Share your observations in a compassionate and nonjudgmental way. Use this as an opportunity to discuss their needs and explore support options, such as assistance with daily activities, companionship, or meal services. 3. Consult their doctor: Reach out to their primary care provider to share your concerns and learn about any recommendations. The doctor may already have insights into their health or suggest scheduling a physical or needs assessment. 4. Explore senior living options: If additional support seems necessary, consider visiting senior living communities to understand the available levels of care, such as independent living, assisted living, or memory care. Touring a community can help determine if its the right fit for your loved one.Tips for Having the Conversation Discussing a loved ones needs can be delicate. Here are some tips to make the conversation more effective and compassionate: Pick the right time: Choose a quiet, private moment to bring up your concerns. Avoid discussing sensitive topics during large family gatherings or high-stress situations. Be empathetic: Acknowledge their feelings and emphasize that you want to support them in maintaining their independence and quality of life. Involve them in decisions: Wherever possible, let them take an active role in deciding how to address their needs. This helps them feel respected and in control. Focus on solutions: Frame your concerns around finding practical ways to help, rather than simply pointing out problems.Why the Holidays Are a Perfect Time to Check In The holidays offer a rare opportunity to see your loved ones in person and observe any changes in their behavior, health, or environment. With everyone gathered together, its also easier to have collaborative conversations with other family members about how best to support them.By being proactive during your holiday visit, you can help ensure your loved one gets the care and support they need to stay happy and healthy. Whether that means arranging for extra assistance at home or exploring senior living options, taking action now can make a meaningful difference in their quality of life.
Nabors Helping Older Neighbors Naborforce is a new service that is bridging the gap between full independence and home/companion care by providing light support for older adults who just need a friendly hand from time to time. We connect our clients to a network of Nabors for social engagement and on-demand support for errands, transportation and help around the home. Its who to call for help with all those little things that keep your parents or you independent and happy. Whether youre busy balancing your career, raising kids, live out of town or just need a little support, let Naborforce provide a backup son or daughter on-demand. Our goal is to promote productive, connected, and joyous aging and living. We are the perfect solution for active, independent older adults who dont need a caregiver yet. For older adults or families seeking licensed care, companion or home care is the right alternative.A Little Help Can Make a Big Difference Naborforce is on-call for the things that family or neighbors might help with if they were available. We all know that in this frantic, modern world, communities and neighborhoods have become more decentralized. Through our platform, Naborforce makes it simple to connect you or our loved ones to vetted folks right in your community. A short visit from a Nabor can make a world of difference. Our technology platform gives you quick and simple access to our corp of Nabors who are vetted and ready. Sign up and schedule visits online, or just give us a call. No cumbersome paperwork, no extensive consultations. And, if one hour is all you need, thats ok with us. Add family members to your profile and we will send them an update or photo from our visit. It could be sharing notes after a visit or maybe its a photo after a visit to the hair salon!Your Dallas - Fort Worth Naborforce team is ready to assist with of your help at home needs!A Helping Hand for Older Adults - Naborforce 844-696-2267 Were Naborforce. We match older adults who need a little help and kindness with Nabors eager to provide it, strengthening the communities we serve.Everyone can use a little help. Help around the house. Help running errands. Help preparing a meal. Help by just being a friend! Our goal is to promote joyous and independent aging and living while providing peace of mind to families. PLEASE NOTE: Naborforce DOES NOT PROVIDE ANY PERSONAL CARE. We do not assist with bathing, feeding, dressing or toileting. Additionally, we do not provide medication management, wound care, safe transfers, or any other regulated activities. Should you need that level of care, please contact a home care agency.