Grandparent Scams and Fraud are on the RISE!
Fraud is on the rise, and one of the most popular scams is the Grandparent Scam. This scam hit close to home when my step-father, who lives in Mississippi received an odd call from a man claiming to be my son. The caller had greeted him with, “Hi Grandpa, it’s Chris. I’ve been in a car accident, I’m bleeding and in jail. I need you to call my lawyer.” The caller sounded a bit like my son, but it made no sense that he would be calling his grandpa two states away for help. I checked in on my son, who was sound asleep in his bed and had not been in an accident. My step-father had been the target of a Grandparent Scam!
Grandparent Scams involve an imposter posing as a grandchild who is in trouble: they’ve been in an accident, or arrested. Once they have the grandparent concerned and ready to help, they hand the phone off to another scammer posing as a police officer or lawyer who then will make arrangements to have the grandparent wire money to them.
This scam is on the rise, but you can protect yourself by following these 5 tips:
1) Set privacy settings on your social media accounts.
2) Ask questions that only your grandchild could answer.
3) Tell the caller you will call them back, then call your grandchild’s cell number.
4) Contact other family members to verify the story.
5) Trust your gut instinct.
Fraud targeting older people should be reported to the FTC at 877-382-4357.
Article submitted by Lori Williams with Lori Williams Senior Services
Navigating the Extra Day: A Journey Through Leap YearsLeap years, those quadrennial anomalies in our calendar, have intrigued and puzzled people for centuries. While the concept may seem simple, the implications of leap years are far-reaching, affecting the lives and experiences of individuals across generations.The Earth's orbit around the sun takes approximately 365.25 days. To account for this fractional day, our calendar includes an extra day, February 29th, every four years. This additional day is what we commonly refer to as a leap day.The leap year calendar, also known as the Gregorian calendar, is the most widely used calendar system in the world. It was introduced by Pope Gregory XIII in October 1582 to reform the Julian calendar and correct inaccuracies in the calculation of leap years.Under the Gregorian calendar, a leap year occurs every four years, except for years that are divisible by 100 but not by 400. This rule helps synchronize the calendar year with the solar year, making it a more accurate representation of the Earth's orbit around the sun. Imagine reaching the remarkable milestone of 100 years old. Those fortunate enough to celebrate a century of life would have experienced numerous leap years. By the time someone reaches the age of 100, they would have witnessed 25-26 leap years. If you were born on February 29, 1924, and you want to count the leap year in which you were born, then you would experience 26 leap years by February 29, 2024. This includes the leap year of your birth in 1924 and all subsequent leap years every four years, up to and including 2024. The baby boomer generation, born between 1946 and 1964, has experienced a varying number of leap years depending on their current age. As of 2024, the youngest baby boomers would be around 60 years old, having experienced 15-16 leap years. Those born in the mid-1940s would be in their late 70s, with 19-20 leap years under their belts. The number of leap years increases with age, contributing to the diversity of experiences within the baby boomer generation.For individuals aged 55 and above, leap years hold a unique significance. These extra days serve as reminders of the passage of time, providing an opportunity for reflection and celebration. Leap years often coincide with major life events, such as milestone birthdays or anniversaries. The occurrence of an extra day in the calendar can be seen as a symbolic bonus, a chance to appreciate the gift of time and the memories accumulated over the years. Leap years, with their irregular but predictable cadence, add a layer of complexity to our understanding of time. For centenarians, baby boomers, and those in the 55+ age group, these extra days contribute to the tapestry of memories and experiences that shape their lives. As we navigate the twists and turns of our temporal journey, let us embrace the quirkiness of leap years and appreciate the additional moments they provide for reflection, celebration, and gratitude. Happy Birthday to all the Leap Day Babies!
Informed Decisions: Benefits of Professional Senior Living AdvicePosted: February 22, 2024 , in My Care Advisors PodcastFor older adults, few decisions carry as much weight as selecting the ideal Assisted Living Community to meet their needs. With a staggering number of nearly 31,000 Assisted Living Communities across the U.S., the task of finding the perfect match can feel daunting, overwhelming, and emotionally draining.However, enlisting the expertise of a seasoned senior living advisor can help alleviate these burdens. By partnering with a knowledgeable professional who comprehensively understands the continuum of senior care options, tailored to individual needs and preferences, you can navigate this pivotal transition with confidence. Such advisors not only ensure the quality of life for you or your loved one but also offer invaluable support throughout every step of the decision-making process. From clarifying intricate details to providing emotional reassurance, their guidance proves indispensable in securing a comfortable and fulfilling living arrangement for seniors.Click to listen to this episode:Tune in for insights and resources from Tracy Toomer, Certified Senior Advisor and Owner at CarePatrol Collin County-Central.About Tracy Toomer:Tracy Toomer is President and Owner of CarePatrol of Collin County. CarePatrol is the nations largest senior care solutions franchise in the United States. Through more than 200 offices in 35 states, local senior advisors provide a free service in helping families find quality, top-rated assisted living, independent living, memory care, and in-home care.Toomer is a seasoned business executive with more than 25 years of experience in the specialty retail, grocery, restaurant, fitness and now in senior healthcare. In recent years Toomer served as vice-president of operations for the largest Planet Fitness Franchise, with over 168 locations in 14 states. There she built an operations team of seven regional directors and grew from 69 gyms to 168 gyms through two acquisitions and organic growth.Toomer holds a Certified Senior Advisor (CSA) designation awarded to qualified, multidisciplinary professionals serving older adults. Tracy is active in the senior community and brings a creditable and important voice to finding safer senior living. Each month, Tracy facilitates mental aerobics at the Wellness center for Older Adults in Plano, Texas.In 2022 Tracy earned the Compassion Ambassador Award from CarePatrol Franchises, LLC amongst her 180 Franchise peers. Her dedication to the families and those living with dementia inspired the Franchisees to do more; to contribute more for a huge segment of their client base.Tracy Toomer is a proud southern California native but currently resides in Allen, Texas with her parents and four-legged brother Bruno. Show/Episode Notes:Learn what the role of a Senior Living Advisor means and some of the services they offerDiscover how working with a Senior Living Advisor can help you navigate the complicated world of Assisted LivingHear about the importance of working with a Senior Living Advisor to avoid potential dangers or hazardsWalk away with tips and tricks from Tracy Toomers past experiences Determine some of the resources available to you and where to find them
Harmonious Healing: Benefits of Music Therapy for SeniorsFebruary 6, 2024 | Tiffany Wyndham Hunt, MA, MT-BC, Music Therapist Board CertifiedAs we age, our bodies undergo numerous changes, and maintaining a good quality of life can become a challenge. In this pursuit of well-being, music therapy for seniors has emerged as a powerful and uplifting tool. Beyond being a source of joy and entertainment, music therapy has proven to offer physical, emotional and cognitive benefits for supporting quality of life.Music Therapy ExplainedWhat is music therapy anyway? According to the American Music Therapy Association, its the use of music interventions to accomplish individualized goals within a therapeutic relationship. Music therapy is administered by a credentialed professional who has completed an approved music therapy program.Enhancing Cognitive FunctionMusic has a unique ability to stimulate multiple regions of the brain simultaneously. For seniors, especially those dealing with cognitive decline or dementia, participating in music therapy can help activate neural pathways and improve their cognitive function. The rhythm, melody, harmonic progression, instrumentation, style of music, and so many other aspects can support reminiscence and memories, communication, alertness, engagement and cognitive response.Breakthrough BehaviorsBarbara, a CC Young memory support resident, appeared tired and, when asked by our music therapist how she was doing, she commonly answered that she was hanging in there. During one music therapy session, Barbara was given a small tambourine and naturally began to play it. Barbara gradually became more engaged, including the time when Take Me Home, Country Roads was playing, and she commented, Virginia is far away. This was an exciting breakthrough during the session, as Barbara had been reluctant to participate.Emotional Well-BeingMusic has a powerful and scientifically based ability to evoke emotions and memories. Due to changing living circumstances that often accompany aging, seniors may face challenges such as loneliness, depression or anxiety. Music therapy offers an emotional outlet, comfort, relaxation and a sense of connection. Listening to or singing familiar tunes or participating in music-making activities lifts spirits, reduces stress and creates a positive emotional environment. Music is innate in our culture, and it is therefore a source of grounding. So when music is intentionally employed by a music therapist, it can produce noticeable comfort, enjoyment and camaraderie.At the beginning of one particular group music therapy session, CC Young resident Rose was dozing in her chair. When approached by our music therapist who was playing the song New York, New York, Rose awoke with a big smile, began singing along and played a hand drum while moving to the beat of the music. She perked up, sharing with the group memories of her times visiting New York City and how much she loved shopping there.Physical RehabilitationMusic therapy programs for seniors dealing with physical ailments or limitations can also be integrated into rehabilitation plans of care. The rhythmic patterns and coordinated movements associated with music aid in improving motor skills, coordination and overall physical well-being. Whether through dance, rhythmic exercises or playing instruments, seniors experience benefits in movement that promote physical and mental health, often aiding their rehab and road to recovery.Social ConnectionMusic brings people together and finds common ground regardless of race, language and socio-economic factors. Music therapy does the same thing. Through group activities or one-on-one sessions, it creates a sense of community and social connection. Group singing, drum circles or interactive musical games provide opportunities for social interaction, which reduces feelings of isolation and loneliness. Music therapy creates a sense of belonging and emotional support.Habla EspaolAt CC Young, occasionally, we will care for a resident for whom English is a second language. When Julio came to CC Young for rehab services, he was encouraged to participate in music therapy as part of his care plan. He was delighted to know the music therapist spoke Spanish and had fun joining the therapist in singing Spanish hymns.Improved Sleep QualitySleep disorders are common among seniors, and they can affect physical and mental health. According to UC Davis Health, music at around 60 beats per minute, which is the same as a relaxed heart, can slow your heart rate, reduce blood pressure and promote better sleep patterns, contributing to overall improvement in quality of sleep. Likewise, listening to calming music before bedtime or incorporating music into relaxation routines can promote better sleep patterns and contribute to an overall improvement in sleep quality.In the symphony of life, music therapy stands out as a harmonious healer on multiple levels for older adults. Music therapys ability to address physical, emotional and cognitive well-being makes it a valuable and accessible tool for seniors. As we continue to explore the therapeutic potential of music, it becomes increasingly clear that the melody of life can be enriched, and the challenges of aging can be met with the uplifting power of music therapy.Want to learn more about music therapy for seniors? Contact us and get in touch with a CC Young senior living expert today.
Finding senior housing for yourself or for a loved one can be a time-consuming and stressful process. You can search google and find a senior community that sounds perfect, only to find out later that its way beyond your budget...or not the right fit for your loved ones care needs. We are here to help. Lori Williams Senior Services is a completely free senior living advisement service. Our senior experts are locally based, know the senior living options in the area, and are dedicated to helping you find the right solution for yourself or your family member.How It Works PHONE CONSULTATIONDuring our phone consultation, our objective is to learn as much as we can about your senior loved one. We will ask questions about their day to day experience, health concerns, personality, interests/hobbies, budget and desired geographic location. This helps us determine which senior community or services will be the best fit.HOUSING/CARE OPTIONSWe create a custom list of options that fit your loved ones unique needs. We go over each option together in detail, and schedule a date/time for you to visit the community. We are dedicated to helping you find the right fit for your loved one. GUIDANCEWe stay in contact with you as you visit senior communities, carefully listening to your feedback and fine tuning your search as needed until we find the perfect solution. There can be a lot of moving parts as you transition to senior living and we can help with that too. We can connect you with realtors who work specifically with seniors, estate sale companies, packers/movers, and more.