Health Heartbeat: How Your Heart Changes As You Age

What it Means to be an Organ DonorOrgan donors save lives and provide a second chance for men, women, and children waiting for transplants. According to the Health Resources and Services Administration, more than 100,000 people are on the national transplant waiting list at any given time. Every day, 17 people will die from that list waiting for an organ donation. The unfortunate truth is there is a greater demand for organs than there are people to donate them, and understanding how donations afterlife can help those in need may make a difference in your decision to be an organ donor.  What is an organ donor?An organ donation is when doctors take a healthy organ from one person and put it into someone else. An organ donor allows their organs to be used in an organ transplant. An organ donor can save up to eight lives and improve the lives of 75 more individuals. Some most commonly donated organs include kidneys, hearts, pancreas, intestines, skin, corneas, and bone marrow.  While some organ donations occur after the donor passes away, there are several organs and tissues that you can donate while alive. While alive, you can donate a kidney, liver lobe, or part of a lung, pancreas, or intestine. These organs can continue to function, even if you only have a portion of them.  Misconceptions about organ donationsSome people are concerned about becoming organ donors because of misconceptions theyve heard. Here are the facts behind common misconceptions to help you feel more at ease with your decision.  Myth: I cant donate organs because of a medical illnessTruth: Few medical conditions automatically disqualify someone from being a donor. Even if someones had cancer or disease of an organ, they could still have healthy tissues or other organs that would be viable for a donation.  Myth: Im too old to be an organ donorTruth: There is no age limit on organ donations. Doctors assess organs on a case-by-case basis; even older adults have working organs and tissue that may be suitable for a transplant to save someones life.  Myth: My family will have to change end-of-life arrangements if I donate an organTruth: The body is treated with care throughout the donation process and will not interfere with your end-of-life plans. Those who wish to have an open-casket funeral can still do so without anyone noticing anything different about the body.  How do I become an organ donor?If you think organ donation might be something for you, you can sign up to be a donor online through your state registry or by going to https://www.organdonor.gov/sign-up. You can also sign up in person at your local motor vehicle department. You can change your mind or update your information at any time.  Working with Visiting AngelsIf youre waiting on a transplant or have recently undergone transplant surgery and need help caring for yourself at home, the team at Visiting Angels can help. Our caregivers can assist with light housekeeping, meal preparations, medication reminders, personal grooming, and transportation.   Our Mobile office works with seniors in Mobile and the surrounding area. If youd like to learn more about our services or wish to schedule a complimentary consultation, visit our listing, our website or call 251.345.4100.

Early detection of lung cancer increases your odds of successful treatment and celebrating more birthdays. But a lung cancer screening comes with a few risks, too. So, should you get checked?The American Cancer Society, American Lung Association and the U.S. Preventive Services Task Force (USPSTF) say yes if you meet certain criteria tied to long-time cigarette use.Lets take a closer look at your options with pulmonologist Peter Mazzone, MD, MPH.Who should get a lung cancer screening?A lung cancer screening isnt for everyone, states Dr. Mazzone. Its recommended only for adults who are at high risk for the disease which explains why screening guidelines are pretty specific.The USPSTF suggests an annual lung cancer screening if all of the following apply:  Youre between age 50 and 80.Youve smoked at least 20 pack-years of cigarettes. (To calculate pack-years, multiply the average number of packs smoked per day by the number of years you smoked. So, 20 pack-years is one pack a day for 20 years or two packs a day for 10 years).You currently smoke or have quit smoking within the past 15 years.Its also important that youre healthy enough to benefit from finding and treating early-stage lung cancer. People who get tested dont typically have symptoms of lung cancer.If someone comes to us in a wheelchair already wearing oxygen and couldnt tolerate treatment, they typically arent eligible for screening, clarifies Dr. Mazzone. However, there are nearly 15 million Americans who are at high risk and should receive screening.It should be noted, too, that a lung cancer screening is a quick and painless imaging exam. It uses low-dose computed tomography, or low-dose CT, to capture very detailed pictures of your lungs.Why is lung cancer screening important?As noted, lung cancer often doesnt announce itself with early symptoms. So, without an annual screening, lung cancer is often detected once the disease has progressed and spread which makes successful treatment less likely.People with lung cancer have about an 80% chance of being alive five years later if the cancer is diagnosed and treatment begins during Stage 1. The five-year survival rate is about 4% if tumors have spread.That leads us to this alarming reality: Only about 1 in 4 people with lung cancer are diagnosed before the cancer spreads. Early detection is key to changing that, says Dr. Mazzone.Are lung cancer screenings perfect? Of course not. Scans sometimes detect small spots called nodules that look concerning but are basically harmless little scars. Radiation exposure is a concern, too. Ditto for overdiagnosis of conditions and additional testing and stress.But the benefits of lung cancer screening still outweigh any potential harm for many people, notes Dr. Mazzone.How often is lung cancer found during a screening?Lung cancer is found in about 1 in every 140 people who get screened. This may sound like a small number, but its about the same or better than the results for breast cancer and colon cancer screening.How to decide whether to get a lung screening?A counseling session is often required before a lung cancer screening so you can discuss lung cancer risks, the screening process, benefits and potential harm. It can be a complex and difficult decision for people to make.Many people value the potential benefit of screening so much theyre happy to accept them, explains Dr. Mazzone. Others may have a different perspective. Talk to your doctor to help decide whats best for you.And because the test is annual, the decision on whether to do it can be revisited every year.This article was written by Lungs, Breathing and Allergy Team from Cleveland Clinic and was legally licensed through the DiveMarketplace by Industry Dive.Contact Blue Cross and Blue Shield of Alabama for your medicare and health insurance needs. Contact them at 251-344-2115

What do you know about testamentary trusts?A trust protects your assets and determines where those assets will go once you are gone. Three common types of trusts are a revocable trust, an irrevocable trust, and a testamentary trust.Most trusts, like revocable and irrevocable trusts, are made and actively used while the trustor (or the creator of the trust) is still alive. In contrast, a testamentary trust only comes into being after the trustors passing. A testamentary trust is created based on explicit instructions written into a will. In it, a trustee, (or the person who manages the assets on behalf of beneficiaries of the trust) is appointed and given instructions on how to distribute the estate. The trustee can decline the position. If a trustee does decline the position, a court can appoint someone to act as trustee. It is best to select a trustee that is willing and able to administer your estate after you are gone in order to limit the courts involvement. Advantages of testamentary trusts:There are many advantages to creating a testamentary trust. The following are reasons that you may want to consider setting up a testamentary trust.1. A testamentary trust can establish that assets cannot be paid to beneficiaries until certain conditions are met. This is especially helpful for parents who wish to condition the receipt of funds for children. For example, you may condition the disbursement of assets on a child reaching a certain age, graduating from college, or marriage. 2. A will can have more than one testamentary trust, meaning that there is no limit to the number of beneficiaries one can have. This ensures that assets will get distributed according to your desires, depending on the conditions you set. 3. Creating a testamentary trust is inexpensive. A testamentary trust does not come with the same costs as establishing a living trust. This can be beneficial if you cannot afford to establish a trust because the cost of creating a testamentary trust comes out of the estate. 4. There are tax benefits in using a testamentary trust as opposed to another type of trust. Testamentary trusts only require payment of income taxes on the trust as a whole. This means that the beneficiaries are not required to pay taxes on their distributions from the trust.Disadvantages of testamentary trusts:There is one major downside to establishing a testamentary trust: a testamentary trust must go through probate. Probate is the court procedure by which assets are distributed after an individual has passed away. Probate can be extremely expensive and lengthy. Assets cannot be distributed until probate is complete and assets are then transferred into the trust.Knowing what type of trust is right for you can seem confusing and difficult. We are here to help you decide what plan is right for you based on your individual circumstances and needs. If you have any questions about how to plan for your future and the future of your loved ones, contact us today at 385.334.4030 or email@skvlegal.com.