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As our senior loved ones age, we may start seeing
physical and mental signs of decline. While some signs are not worrisome,
others may be more concerning: anxiety, depression, forgetfulness, and
mishandling money. These could indicate more serious issues and are risky
behaviors. So here are four things you can do to help your aging loved one
manage their finances.
Four Ways to Help Your Aging Loved One Manage Finances:
1. Stepping Up to Help With Daily Tasks
As they age, your loved one may
start having difficulty remembering important things such as taking
their medications and getting refills on time. If you notice your loved one is
no longer able to keep track of due dates for their bills or forgets to pick up
their mail and leaves letters unopened, it is time for a conversation. Ask them
if you can take charge of their finances in order to avoid overdraft fees,
missed due dates, and other potential problems.
If you live far away or if you cannot visit regularly, consider
hiring an Aging Life Care Manager® to check on your loved one, assess
their needs, and recommend on-going services. Share a calendar with their care
team to let them know about appointments, and make a readily-accessible list of
phone numbers that include doctors, pharmacies, banking institutions, and
emergency numbers.
2. Finding a Suitable Rental
Another consideration is your loved one’s living
arrangement. A popular option is finding a new, accessible, rental home or
apartment, which means less maintenance than owning a home. When scouting
rentals, look in neighborhoods with the amenities they need. View online
listings to find properties in their price range to locate the perfect place.
3. Getting Power of Attorney
Ask your senior loved one if they’re willing to grant you
power of attorney, which will allow you to make
medical and/or financial decisions for them when they’re no longer
able to do so. A power of attorney is a flexible document that lets your loved
one (the principal) specify what decisions can be made on their behalf by
another person (the agent). The principal can amend or make changes to that
document at any time, provided they are of sound mind.
Once you fill out the required forms and have them
notarized, print extra copies for your records and put them in a safe place.
Being legally prepared before your loved one becomes ill or incapacitated will
give both of you peace of mind – taking the guesswork out of what should happen
and knowing that your loved one’s wishes will be respected in the event
they’re no
longer able to clearly communicate.
4. Closing or Selling Your Loved One’s Business
When your loved one owns a business but can no longer manage
it, it is time to close or sell it. There are many steps involved in dissolving an LLC or
corporation, so consult with an accountant or attorney in order to avoid
penalties. You will have to gather all documents pertaining to the company such
as articles of
incorporation and operating agreement and be able to provide a
potential buyer with several years of tax returns, profit and loss statements,
and client/vendor contracts, etc.
Get a professional business valuation in order to properly
and objectively determine its value. A good business broker will help you come
up with a number by analyzing the company’s management, capital structure,
future earnings, and market value of its assets, and will facilitate and
streamline the selling process.
It can be a difficult conversation, but it is important.
Take time to discuss your loved one’s financial situation. Together, come up
with a plan that will keep them financially secure. You’ll have greater peace
of mind knowing that everything is in order.
5. Efficiency
Aging Life Care Managers streamline care processes, reducing
redundancies and ensuring efficient use of resources. They help avoid
unnecessary hospitalizations and inappropriate placements, which can save
significant costs. For example, an Aging Life Care Manager might identify that
a client’s frequent hospital visits are due to medication mismanagement and
work to set up a system where medications are properly administered at home,
thus reducing the need for hospital care (Yang).
What Distinguishes an Aging Life Care Manager from Other
Geriatric Care Managers?
Aging Life Care Professionals are distinguished by their membership in ALCA, which sets them apart through rigorous education, experience, and certification standards. Aging Life Care Professionals must meet stringent education and certification requirements, which include formal higher education in related fields such as gerontology, nursing, or social work, and professional certifications like Care Manager Certified (CMC), Certified Case Manager (CCM) . Additionally, they adhere to a strict Code of Ethics and Standards of Practice, ensuring a high level of professionalism and quality care.
When to Engage the Services of an Aging Life Care
Professional for Yourself or Your Loved One
Knowing when to engage the services of an Aging Life Care
Professional can be challenging. Here are some indicators that it might be time
to seek help:
Evaluating Aging Life Care Professionals for Yourself or
Your Loved One
When evaluating Aging Life Care Professionals, consider the
following:
Understanding Aging Life Care Management
Aging Life Care Management is not just about addressing
immediate health concerns but also about providing a holistic and proactive
approach to care. This includes planning for future needs, advocating for the
client within the healthcare system, and supporting the family through
emotional and logistical challenges.
“It’s about enhancing the overall quality of life for both
the older adult and their family.”
Advice for Planning for Healthy Aging
Planning for healthy aging involves being proactive about
your health, finances, and lifestyle choices. Here are some key pieces of
advice from ALCA:
Aging Life Care Management is an invaluable resource for
families navigating the complexities of elder care. These
professionals play a pivotal role in ensuring that older adults receive
comprehensive, compassionate care while supporting and relieving the burdens on
their families. By understanding and utilizing the services provided by these
professionals, families can enhance the quality of life for their loved ones
and themselves. For more detailed information and resources, the Aging Life Care Association website is
an excellent place to start.
What is the Sandwich Generation?The term describes adults who are simultaneously caring for their own children and their aging parents. The concept was first popularized in the 1980s as life expectancy rose and more adults found themselves responsible for both older and younger generations at the same time. Who Belongs to the Sandwich Generation?Typically between 40 and 60 years oldOften Gen Xers or younger BoomersIncreasingly includes Millennials, especially those with young children and aging Baby Boomer parentsWomen often take on a disproportionate share of the caregiving duties Why Is It Growing?People are living longer: Aging parents often require care for years or even decades.Delayed parenthood: Many adults have children later in life, so theyre still raising kids while their parents are aging.Boomerang kids: Young adults are more likely to return home after college or need longer-term financial support.Insufficient retirement savings: Aging parents may not have the financial means to fully care for themselves. Challenges FacedEmotional StrainCaregiver burnoutFeelings of guilt or resentmentLack of personal timeFinancial PressurePaying for college and elder care at the same timeLess time and money for personal savings or retirement planningCareer ImpactMay reduce work hours, take unpaid leave, or leave jobs entirelyDifficulty advancing professionally due to divided focus Coping StrategiesFinancial Planning: Budgeting, long-term care insurance, estate planningSupport Networks: Therapy, caregiver support groups, extended family helpWorkplace Flexibility: Remote work, family leave policies, flexible hoursCommunity Resources: Adult day care, respite services, elder care programs A Shift in PerspectiveWhile often described in terms of stress and burden, many in the sandwich generation also report:A sense of purposeStrengthened family bondsIncreased empathy and resilience Financial Planning ToolsBudgeting and Planning:Mint or YNAB (You Need a Budget): Track household expenses including elder care and child-related costs.SmartAsset: Offers tools to plan for long-term care and retirement needs.Long-Term Care Planning:Genworths Cost of Care Calculator: Understand what elder care may cost in your area.AARP Long-Term Care Calculator: Estimates needs and offers planning strategies. Emotional Support & Mental HealthCaregiver Support:Family Caregiver Alliance (caregiver.org): Offers local resources, education, and a support hotline.The National Alliance for Caregiving (caregiving.org): Advocacy, research, and community support.Therapy & Peer Support:BetterHelp or Talkspace: Online therapy platforms.Caregiver Action Network: Offers forums, peer support, and guidance for those caring for multiple generations. Elder Care ResourcesCare Services:Eldercare Locator (eldercare.acl.gov): A U.S. government service to find local elder support programs.Senior Housing Solutions: Helps locate senior living and in-home care services in SWFL.Meals on Wheels: Provides meal delivery and check-ins for seniors.Legal & Medical Documents:Five Wishes: Helps create legally valid advance directives and end-of-life plans.CaringInfo.org (by NHPCO): Free state-specific advance directive forms and planning guides. Child & Teen SupportEducation & Financial Help:FAFSA.ed.gov: Federal student aid applications.Savingforcollege.com: Help with 529 plans and education planning.Childcare Solutions:Care.com: Find babysitters, tutors, and child care services.Boys & Girls Clubs, YMCA, or local afterschool programs: Affordable and reliable youth programs.Read more on Wikipedia
Managing Parkinsons Symptoms at HomeThis article is part of The Parkinsons Care Compass, an educational series from At Your Home Caregiving of Texas. Managing Parkinsons symptoms at home takes preparation, compassion, and the right support and we are honored to guide families every step of the way.Managing Parkinsons disease at home requires a careful balance of patience, knowledge, and proactive strategies. Parkinsons affects not only mobility but also speech, mood, memory, and overall daily living activities. As symptoms progress, the home environment and caregiving approach must evolve to meet new challenges and ensure that the individuals dignity, comfort, and independence are preserved.At Your Home Caregiving of Texas specializes in providing customized home caregiving solutions that empower families to manage Parkinsons symptoms effectively while preserving the quality of life for their loved ones.The Importance of a Symptom Management PlanParkinsons symptoms are highly individual no two people experience the disease in exactly the same way. Creating a personalized symptom management plan is essential to addressing the patients physical, cognitive, and emotional needs.A well-rounded plan typically addresses: Mobility and fall prevention Medication management Cognitive and emotional changes Speech and swallowing difficulties Nutrition and hydration Daily routines and activities for mental and physical engagement At Your Home Caregiving of Texas helps families design care plans that respond to their loved ones unique symptoms, preferences, and goals.Mobility Challenges and Fall PreventionMobility issues are among the most recognizable symptoms of Parkinsons disease. Slowed movements (bradykinesia), stiffness, and balance problems increase the risk of falls and injuries.Strategies for Safer Mobility: Home Modifications: Remove trip hazards (like loose rugs), install grab bars in bathrooms, and ensure adequate lighting throughout the home. Use of Assistive Devices: Canes, walkers, and specially designed furniture can aid in safe movement. Clear Walking Paths: Maintain wide, unobstructed paths through frequently used areas like bedrooms, bathrooms, and kitchens. Encouraging Movement Techniques: Techniques like "freezing" drills and cueing strategies (using rhythmic music or counting steps) can help when patients feel stuck or rigid. At Your Home Caregiving of Texas caregivers are trained in fall prevention and can assist clients safely with standing, walking, and transferring from beds or chairs.Medication Management at HomeStrict adherence to medication schedules is critical in Parkinsons care. Medications like levodopa/carbidopa must be taken precisely to control motor symptoms and prevent sudden worsening.Medication Management Tips: Use pill organizers clearly labelled with times of day. Set alarms or use medication reminder apps. Keep a written medication schedule visible for caregivers and family members. Monitor for side effects like dizziness, hallucinations, or sudden involuntary movements (dyskinesias). Our professional caregivers ensure that medication regimens are followed accurately, reducing the risk of complications and hospitalizations.Addressing Cognitive and Emotional ChangesCognitive changes such as memory loss, slowed thinking, and difficulty concentrating are common in Parkinsons, especially as the disease progresses. Emotional changes, including depression and anxiety, may also develop.Support Strategies: Cognitive Engagement: Activities like puzzles, reading, and conversation help keep the mind active. Routine and Structure: A consistent daily routine minimizes confusion and frustration. Patience and Understanding: Allow extra time for decision-making and avoid rushing tasks. Mental Health Support: Professional counselling and medication management can help address depression and anxiety. At Your Home Caregiving of Texas, we prioritize emotional support alongside physical care, creating a nurturing environment for both the patient and their family.Managing Speech and Swallowing DifficultiesSpeech difficulties (dysarthria) and swallowing problems (dysphagia) are common but manageable aspects of Parkinsons.Tips for Speech Challenges: Encourage slow, deliberate speech. Use voice exercises, sometimes under the guidance of a speech therapist. Practice reading aloud or singing to strengthen vocal muscles. Tips for Swallowing Challenges: Consult a speech-language pathologist for swallowing assessments. Offer smaller, more frequent meals. Use thickened liquids if needed to prevent choking. Monitor for signs of aspiration, such as coughing during meals. Our caregivers are trained to notice changes in speech and swallowing and can assist with appropriate interventions to maintain safety and nutrition.Nutrition, Hydration, and ExerciseProper nutrition and hydration are vital for maintaining strength, energy, and medication effectiveness. Constipation, a common non-motor symptom of Parkinsons, can often be alleviated through diet.Key Nutrition Strategies: Focus on fiber-rich foods (vegetables, fruits, whole grains). Maintain hydration offer water throughout the day. Time protein intake carefully, as large amounts of protein can interfere with medication absorption (consult with a physician or dietitian). Incorporate antioxidant-rich foods to support brain health. The Role of ExerciseExercise is one of the most powerful non-medication tools for managing Parkinsons symptoms. Regular movement improves: Balance and gait Flexibility and strength Mood and cognitive function Simple exercises like walking, gentle stretching, yoga, and chair exercises can make a significant difference. Specialized programs like Parkinsons-specific boxing or dance classes can also offer tremendous benefits.At Your Home Caregiving of Texas, our caregivers incorporate gentle movement and stretching routines into the daily care plan, promoting physical vitality and emotional well-being.Creating an Emotionally Supportive Home EnvironmentBeyond managing symptoms, creating a positive and emotionally supportive home environment is essential.Key Elements: Respect and Dignity: Involve the patient in decision-making whenever possible. Companionship: Regular conversation, laughter, and shared activities prevent isolation. Patience and Flexibility: Parkinsons symptoms can vary from day to day caregivers must adapt with grace and understanding. Empowerment: Focus on what the patient can do, not what they cant. Celebrating small victories boosts confidence. Families often find it overwhelming to balance these emotional needs with the physical demands of caregiving. Thats where trusted professional caregivers make a tremendous difference.How At Your Home Caregiving of Texas Supports In-Home Parkinsons CareOur specialized Parkinsons care services are designed to ease the burden on families while maximizing the comfort and independence of the individual living with the disease.Our Parkinsons Home Care Includes: Assistance with personal care, mobility, and safety Medication management and reminders Nutrition support and meal preparation Exercise encouragement and participation Cognitive stimulation activities Emotional support and companionship Home safety evaluations and fall prevention Coordination with therapists, physicians, and family members Every care plan is customized, compassionate, and flexible evolving as the patients needs change over time.Final ThoughtsManaging Parkinsons symptoms at home is both an art and a science. It requires deep understanding, careful planning, and a loving, patient approach. With the right tools, support systems, and caregiving partnerships, families can help their loved ones live meaningful, dignified lives at home for as long as possible.At Your Home Caregiving of Texas is honored to be a trusted partner in this journey. Our expertise in Parkinsons care, our compassionate caregivers, and our commitment to excellence ensure that families receive the support they need, every step of the way.If you are caring for a loved one with Parkinsons disease, reach out to us today. Together, we can build a personalized care plan that brings peace of mind, safety, and hope into your home. At Your Home Caregiving of Texas is committed to helping families manage Parkinsons symptoms at home with expertise, compassion, and customized support. To learn more about creating a safe, empowering home environment for your loved one, explore the Parkinsons Care Compass series or contact us today. Together, we can make every day safer, stronger, and filled with possibility.Contact us at 469-830-8414
As the senior population continues to grow across the Western Slope of Colorado, so does the need for personalized, expert guidance in navigating aging-related challenges. One of the most valuable resources for families and seniors is a Geriatric Care Manager (GCM)a professional who serves as an advocate, guide, and coordinator in the complex world of elder care.In this blog, well explore what a Geriatric Care Manager does, how they can benefit aging adults and their families, and where to find these services across the Western Slope region. What Is a Geriatric Care Manager?A Geriatric Care Managersometimes referred to as an Aging Life Care Professionalis a licensed expert in fields like nursing, social work, or gerontology. Their role is to assess, plan, and coordinate care for older adults, with the ultimate goal of improving quality of life and reducing family stress.Whether a senior lives independently, with family, or in a care facility, a Geriatric Care Manager can step in to create customized care strategies and ensure those plans are carried out effectively. How a Geriatric Care Manager Can HelpFamilies often feel overwhelmed by the many decisions involved in senior careespecially when distance or limited time is a factor. A Geriatric Care Manager can provide:Comprehensive assessments of medical, social, and safety needsDevelopment and oversight of care plansCoordination of services, such as in-home care, transportation, or therapyCrisis intervention and support during transitionsFamily mediation and educationLocal resource navigation specific to the seniors locationThese professionals act as trusted partners and advocates for older adults, helping families make informed decisions with confidence. Why the Western Slope of Colorado Benefits from Geriatric Care ManagersThe Western Slope of Coloradowhich includes communities like Grand Junction, Montrose, and Glenwood Springsoffers a unique blend of small-town values and scenic beauty. While its a desirable place to age, it can also present challenges when it comes to accessing specialized care and services.A Geriatric Care Manager who understands the local healthcare landscape and senior resource network is a valuable asset in this region. From coordinating with local physicians to finding the right assisted living communities or home care providers, a GCM ensures nothing falls through the cracks.Explore Senior Resources in the Western Slope of ColoradoBrowse Geriatric Care Services in Western Slope When Should You Hire a Geriatric Care Manager?You might consider working with a GCM in the following situations:A senior has multiple chronic conditions and requires coordinated careFamily members live far away or cannot provide daily oversightTheres confusion about local resources or long-term care optionsTransitions between care settings (home to hospital, rehab to assisted living) are approachingCaregiving responsibilities are causing family conflict or burnoutEarly involvement with a Geriatric Care Manager can prevent future crises and ensure aging adults maintain independence for as long as possible. How to Choose a Geriatric Care ManagerWhen selecting a Geriatric Care Manager in the Western Slope, consider these tips:Look for credentials such as RN, LCSW, or certification from the Aging Life Care AssociationAsk for experience related to your specific needs (dementia care, disability support, etc.)Clarify how services are billedsome work hourly, others on a retainerEnsure they are familiar with regional healthcare providers and senior living optionsTake time to speak with several professionals before choosing the right fit for your loved one. Final Thoughts A Geriatric Care Manager can be a vital partner in helping older adults on the Western Slope of Colorado age with dignity, safety, and support. Whether you're facing a sudden health change or simply planning for the future, having a knowledgeable professional by your side can bring clarity and peace of mind.
Elder Maze Solutions offers a helping hand to families navigating the complexities of caring for aging loved ones. Our team of experienced professionals provides a comprehensive approach to elder care, ensuring your senior family members receive the care they need while maintaining their independence and dignity. Understanding the Challenges of Elder Care Caring for aging parents or grandparents can be a daunting task. As seniors face health issues, cognitive decline, or require assistance with daily living activities (ADLs), families are often left struggling to find the best course of action. Elder Maze Solutions recognizes these challenges and strives to alleviate the burden on families by providing expert guidance and support. Elder Maze Solutions: Services to Help You Navigate Elder Care Elder Maze Solutions offers a wide range of services designed to meet the specific needs of your loved one. Here's a closer look at some of their core offerings: Geriatric Care Assessments: A comprehensive evaluation by a qualified geriatric care manager (GCM) to assess your loved one's physical, cognitive, and functional abilities. This assessment helps identify areas where your senior might need assistance and forms the foundation for creating a personalized care plan. Care Coordination and Management: Elder Maze Solutions serves as a central point of contact for all your loved one's care needs. They work with doctors, specialists, therapists, and other healthcare providers to ensure a coordinated and seamless care experience. This reduces stress for families and ensures that your senior receives the right care at the right time. Dementia Care Management: Elder Maze Solutions specializes in providing compassionate and qualified care for seniors with dementia. Their GCMs have extensive experience in managing the unique challenges associated with dementia, such as memory loss, behavioral changes, and safety concerns. They can help families develop a care plan that promotes safety, dignity, and quality of life for their loved ones with dementia. Healthcare Power of Attorney: Elder Maze Solutions can assist you with navigating the legal aspects of healthcare decision-making for your loved one. They can help you understand the importance of a healthcare power of attorney and guide you through the process of appointing someone you trust to make medical decisions on your behalf if you are unable to do so. Long-Term Care Planning: Elder Maze Solutions can help you explore various long-term care options, including assisted living facilities, nursing homes, and in-home care. They can provide you with information on costs, quality of care, and resources to help you make informed decisions about your loved one's future care needs. Advocacy and Support: Elder Maze Solutions serves as your advocate, ensuring that your loved one's voice is heard and their rights are protected. They can help you navigate the complexities of the healthcare system, communicate effectively with medical professionals, and access available resources and benefits. The Elder Maze Solutions Difference Elder Maze Solutions goes beyond simply providing services. They are committed to building trusting relationships with families and their loved ones. Their GCMs take the time to understand your unique situation, concerns, and goals. They provide personalized care plans that are flexible and adaptable to your loved one's changing needs. Benefits:* Reduced stress and burden on families* Improved quality of life for seniors* Increased peace of mind for families* Cost savings through proactive care planning* Personalized care plans tailored to individual needsWith Elder Maze Solutions by your side, you can feel confident that your elderly family members are receiving the care they deserve while maintaining their independence and quality of life. Let us help you navigate the journey of elder care with peace of mind. Give us a call today!