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Whenever you think of life’s big moments, it’s hard to find one without Mom and Dad. They’ve been an unwavering source of comfort, inspiration and strength. So when it’s time to talk to your parents about assisted living, you might find yourself overwhelmed with emotions.
You’re not alone. Many adult children face the arduous task of finding a safe place for their parents to age. However, you can make the transition a lot less stressful for everyone by following these 4 steps in planning for assisted living with your parents.
1. Hold a family meeting.
The choice to transition into assisted living is life-changing, which is why it’s essential for your parents and supportive family members to be involved in the process as much as possible. The best way to get the conversation about assisted living started is by holding a family meeting.
Here are some tips on how to hold a family meeting about transitioning your parents to assisted living:
2. Evaluate their needs.
An in-person visit with their primary care physician is the ideal way to accurately evaluate the needs of your aging parents. Not only will you get a comprehensive evaluation of their functional abilities, you’ll get an assessment of their physical health, too.
In order to provide the right level of care, their doctor will evaluate how well your mom or dad perform Activities of Daily Living, or ADLs . These are activities in which your parents engage on a day-to-day basis, such as:
You also need to evaluate how well your parents perform Instrumental Activities of Daily Living, or IADLS. Adults need to perform these activities in order to live a successful, independent life. Evaluating IADLS is also a way to measure what level of care your parents might need when they enter assisted living. Examples include:
3. Create a sound financial plan for assisted living.
After you’ve determined the level of care your mom or dad might need, it’s time to take a deep look at what your family can afford on a monthly basis. Most families use private funds to pay for assisted living. Your parents may be able to pay for this by combining their personal savings, Social Security payments, pension payments and retirement accounts; they may also be willing to sell their home. In some cases, adult children may contribute some of their own funds to supplement their parents’ resources.
You may be surprised to find out the average cost of assisted living is about the same as the cost of at-home care, which is when you choose to spend retirement in your home. However, aging in place comes with a big caveat: major home renovations.
To live safely at home, your parents will probably need rooms in their home, like the bathroom and kitchen, completely reworked. This could end up costing more money and stress than originally planned.
Talk to your parents about their finances and discuss the difference between aging-in-place and choosing a community that offers assisted living. That way, you can be sure you’re choosing the right path for your parents’ retirement.
4. Delight in exploring the possibilities.
Assisted living communities are not the dreary and sleepy halls you may remember at your grandparents’ “nursing home.” Upscale assisted living offers unsurpassed care, services, and amenities that help your mom and dad thrive through every stage of their retirement.
Housekeeping and laundry services eliminate many daily concerns, scheduled activities help your parents stay social, and state-of-the-art fitness facilities keep them active. They’ll also have convenient access to life’s little luxuries like a hair salon, restaurant-style dining, and scheduled transportation for fun-filled shopping trips.
While your parents are spending their retirement in style at a luxury community offering assisted living, you can rest easy knowing their health is always in caring hands.
Discover Tuscan-inspired views, top-of-the-line amenities, and world-class cuisine at Santa Marta. Not only will your parents be able to enjoy the fabulous amenities and services we offer, but they’ll be able to receive uniquely tailored care as their health needs change.
To schedule a tour or learn more about our assisted living neighborhood and other senior living options, contact us online, and a senior living counselor will get in touch with you as soon as possible.
Welcome to ONA Solutions: Your Safe, Comfortable, and Supportive Home for June! As summer blooms and the days grow longer, there's no better time to find a place where you can feel safe, supported, and right at home. At ONA Solutions, were more than just housing were a community designed for women, built on the values of security, comfort, and compassion. What Makes ONA Solutions Special?When you choose ONA Solutions, youre choosing more than four walls you're choosing peace of mind. Our homes are thoughtfully furnished and designed to provide comfort, connection, and confidence for women in all walks of life.Heres whats waiting for you: All Utilities Included Say goodbye to budgeting stress with electricity, water, and other utilities all covered. High-Speed Wi-Fi Whether you're working, studying, or streaming your favorite shows, you're always connected. Fully Furnished Spaces Our clean, cozy rooms are move-in ready, so you can settle in right away. Women-Only Community Feel empowered and safe in a welcoming space built just for women. We Welcome Women From All BackgroundsAt ONA Solutions, you belong. Whether you're going through a transition, seeking stability, or just looking for a fresh start in a warm and peaceful environment, our doors are open to: Female Veterans Retirees SSI/SSDI Recipients Students & Educators (18+) Why June is the Perfect Time to Join UsJune is a month of growth, renewal, and opportunity and theres no better time to invest in your well-being. With limited spots available and our $75 move-in special, now is the time to secure your space in a safe, affordable, and empowering environment. Get in Touch Today!Our team is here to help you find the right fit. Have questions? Ready to schedule a tour? Reach out during the hours that work best for you: (239) 688-4815 | 9 AM 3 PM (239) 785-3315 | 3 PM 5 PM Or send us a DM anytime were happy to assist! Stay Connected With Us: Facebook: ONA Solutions on Facebook Instagram: @onasolutionsllc2024 LinkedIn: ONA Solutions LLC Website: www.onasolutionsllc.com Your Journey Starts Here. Come home to comfort, community, and care come home to ONA Solutions.
Planning for the next chapter in life comes with many decisionsand one of the biggest questions seniors and their families face is: What will senior living cost, and how can we prepare? With a variety of care levels and housing options available, understanding the true cost of senior living is essential for making confident, informed choices.In this guide, well explore what impacts the cost of senior living, break down common types of care and pricing structures, and offer tips to help you find the right fit for your needs and budget.Why Understanding the Cost of Senior Living MattersWhether youre a senior looking to downsize or a caregiver researching options for a loved one, budgeting for senior living can feel overwhelming. Monthly expenses, care services, insurance, and long-term needs all factor into the equation. By understanding the cost of senior living ahead of time, you can avoid surprises, plan accordingly, and ensure the best possible quality of life.Key Factors That Affect the Cost of Senior LivingSeveral variables influence what youll pay for senior living. Location is one of the biggest factorscommunities in metropolitan or coastal areas tend to have higher rates. The level of care you need, the size of your living space, and the amenities offered (like dining plans, transportation, or wellness programs) will also affect the overall cost.Generally, the more specialized the caresuch as memory care or skilled nursingthe higher the cost.Understanding Your Senior Living OptionsIndependent Living: Designed for seniors who are still active and need little to no assistance, independent living communities offer private apartments with access to social activities and amenities. These typically cost between $2,000$4,000 per month.Assisted Living: For those who need help with daily tasks like bathing, dressing, or medication management, assisted living provides personalized care in a residential setting. Monthly rates range from $3,500$6,500 depending on services and location.Memory Care: This specialized form of assisted living supports individuals with Alzheimers or dementia. Memory care includes additional security, staff training, and programs, with costs averaging $4,000$7,000 per month.Skilled Nursing Facilities: For seniors who need medical supervision or rehabilitation, skilled nursing offers 24/7 care. These facilities are often covered in part by Medicare for short-term stays, but long-term care can exceed $8,000 monthly.Home Care Services: For those wishing to age in place, home care provides assistance right at home. Services include companionship, personal care, and nursing, and typically cost between $20$35 per hour.Senior Housing Financial Planning TipsWhen planning for senior living, consider these financial tips:Start Early: Begin exploring your options before a crisis occurs. This allows time to evaluate costs, benefits, and locations with less stress.Assess Your Finances: Understand your monthly income, assets, insurance coverage, and long-term financial goals.Explore Funding Sources: Medicare, Medicaid, veterans benefits, long-term care insurance, and reverse mortgages may help offset costs. Be sure to consult with a financial advisor or elder law professional for guidance.Ask for Price Transparency: Some communities offer all-inclusive rates, while others use tiered pricing based on care levels. Dont hesitate to request a full breakdown of costs and whats included.Use a Trusted Resource: Seniors Blue Book offers a comprehensive directory of senior housing and services across the country. You can filter by care level, location, and even price to help narrow your options quickly and confidently.Common Mistakes to AvoidDont wait too long to planemergency decisions often lead to rushed and expensive choices. Avoid assuming one size fits all; different communities offer different atmospheres and services. Lastly, dont overlook additional costs like transportation, supplies, or lifestyle preferences, which can add up.How Seniors Blue Book Can HelpAt Seniors Blue Book, we make it easier for seniors, caregivers, and families to navigate the cost of senior living with confidence. Our free online directory helps you compare communities, home care providers, and senior-focused services in your area.We provide practical, up-to-date information on everything from financial planning to choosing the right housingensuring you have access to the tools and resources you need to make empowered decisions.Final ThoughtsSenior living is not one-size-fits-all. Understanding the cost of senior living and exploring your options early on allows you to align care needs with budget goalswhile also giving peace of mind to your family.If youre beginning to research senior living, or need help comparing costs and care options, were here to support you every step of the way. Seniors Blue Book is your go-to source for trusted senior resources, housing directories, and expert insights.Lets make your search easier and smarter.Contact Seniors Blue Book today at hello@seniorsbluebook.com or call 800-201-9989 for a free consultation. Well provide you with a personalized care and financial assessment, along with helpful tips you can implement right away. Explore your options with confidencebecause informed decisions lead to better outcomes.
Welcome to ONA Solutions: Your Safe, Comfortable, and Supportive Home for June! At ONA Solutions, we believe every woman deserves more than just a room you deserve a place to feel secure, cared for, and truly at home. Thats why we offer thoughtfully designed, fully furnished housing that caters to your comfort, peace of mind, and sense of community. What We Offer: All Utilities Included No hidden costs, just stress-free living. High-Speed Wi-Fi Always stay connected with ease. Fully Furnished Homes Cozy, clean, and move-in ready spaces for your comfort. Women-Only Community Feel safe and supported in a space where you belong. We Proudly Welcome: Female Veterans SSI/SSDI Recipients Retirees Students & Educators (18+) Whether you're transitioning, studying, or looking for a supportive environment, ONA Solutions is the place to help you thrive. Get in Touch Today! Call or text during our available hours: (239) 688-4815 | 9 AM 3 PM (239) 785-3315 | 3 PM 5 PM Or send us a DM anytime were here to answer all your questions! Stay Connected: Facebook: ONA Solutions on Facebook Instagram: @onasolutionsllc2024 LinkedIn: ONA Solutions LLC Website: www.onasolutionsllc.com Your Journey Starts Here. Come home to comfort, community, and care with ONA Solutions.