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Navigating the costs of assisted living can be tricky. An assisted living community provides your loved one with a socially engaging and supportive environment in which they can thrive. Preparing for this transition, while exciting, can at times be a bit stressful. Formulating a plan for affording the expenses of assisted living shouldn’t feel like an added weight.
At Grace Pointe we want you and your loved one to have the necessary resources to make the process of moving to an assisted living community a smooth one. Here are some of the most common methods for covering the costs of assisted living, coupled with a few helpful resources.
The average monthly cost for assisted living in the state of Colorado is $4,750 according, to the 2021 Genworth Cost of Care Survey. Though that cost may feel daunting, there are many options that make this valuable care more affordable. What does that look like? Let’s take a look.
In many cases, your loved one will use the monies they’ve set up for retirement to pay for assisted living. This can be from a retirement savings account, a personal savings account, or pension payments. In other cases, family members help cover a portion of the costs to help ensure your loved one’s savings cover the duration of their stay in an assisted living community.
Depending on your loved one’s insurance, some assisted living costs may qualify for coverage. As our elderly parents often utilize their insurance programs to cover their various medical needs, it’s helpful to know how those programs can help with supportive care programs like assisted living.
There are a few ways your loved one can use their assets, such as home equity and life insurance policies, to help pay for assisted living costs. Some options include:
These options can be a lot to manage. We recommend consulting an Elder Care Lawyer, a financial advisor, or other experts to help navigate the best and most appropriate options for you or your loved one.
As you put together a strategy for covering the costs of assisted living, keep in mind that there are often options to save some money with specials and discounts. Here are a few you can ask about when choosing an assisted living community:
At Grace Pointe, we want your loved ones to have the care that is right for them, and we understand how tricky it can be to navigate this transition. We offer 100% customizable care packages that save your loved ones from paying for services they don’t require.
Request a free care consultation, and let’s make a plan to get your loved one the care services they need.
Bringing Comfort and Joy: How In-Home Care Transforms the Holidays for SeniorsThe holiday season is often associated with celebration, togetherness, and cherished traditions. But for many older adults, it can also be a time of loneliness, grief, or physical limitations. Fortunately, compassionate caregiving serviceslike those offered by Cornerstone Caregivingcan help bring warmth, connection, and joy back into the season for seniors and their families.Companionship When It Matters MostWhile festive decorations and family meals are central to the holidays, what seniors often need most is simple human connection. Caregivers can provide meaningful companionship through conversation, shared stories, and holiday-themed activities that help rekindle fond memories and lift spirits.Even small momentslike listening to holiday music or sipping cocoa togethercan brighten someones day when shared with a caring presence.Help With Holiday PreparationsThe physical demands of the seasonlike decorating the home, wrapping gifts, or preparing mealscan be overwhelming for seniors. Caregivers offer gentle support with these tasks, allowing older adults to stay involved in traditions without unnecessary stress.With extra help on hand, seniors can still enjoy the magic of the holidays, whether thats baking cookies, setting up festive lights, or simply writing holiday cards.Transportation to Seasonal EventsHoliday gatherings often take place outside the home, and limited mobility can make it hard for seniors to attend. Cornerstone Caregiving offers safe and reliable transportation so that your loved one doesnt miss out on family get-togethers, church services, or community events.This not only enhances inclusion but also helps seniors stay connected to the people and traditions they love most. Emotional Support Through Grief and ChangeFor many older adults, the holidays bring reminders of past losses or changes in family dynamics. Caregivers are trained to provide compassionate emotional support, offering a listening ear and heartfelt encouragement during emotionally sensitive times.This kind of support can be invaluable when the season brings more sorrow than celebration.Personalized Care for Every IndividualAt Cornerstone Caregiving, we believe that no two seniors are the same. Thats why our care plans are completely tailored to each individuals preferences, health needs, and routines. Whether its festive companionship, daily assistance, or specialized support, we meet each client where they arewith care that fits. The communication has been top notch! They are real professionals and truly care about their clients. Cody, Client Review Relief for Family CaregiversFamily members often carry the emotional and physical weight of caregiving, especially during the busy holiday season. Our in-home care services provide trusted respite, giving family caregivers time to rest, recharge, and enjoy their own holiday moments with peace of mind.Whether for a few hours or throughout the season, a helping hand can make all the difference.Give the Gift of Support This Holiday SeasonIf someone you love could benefit from companionship, transportation, or in-home support this winteror if youre a family caregiver in need of a breakit may be time to explore professional caregiving services. Schedule a personalized assessment with Cornerstone Caregiving and give your loved one the gift of dignity, joy, and connection this holiday season.
Supporting Seniors With Daily Dressing: Promoting Safety, Dignity, and IndependenceGetting dressed each morning is a routine task many of us take for grantedbut for older adults, this simple ritual can become physically demanding or even hazardous. Age-related changes in mobility, strength, and dexterity can make it difficultand in some cases, dangerousto dress without assistance.In fact, the Centers for Disease Control and Prevention (CDC) reports that nearly 36 million seniors experience a fall each year, and over 32,000 of those falls are fatal. Something as routine as putting on pants or fastening a shirt can present a serious fall risk if not properly supported.Encouraging Independence While Offering HelpDressing is an inherently personal act. Thats why its essential to approach this task with sensitivitybalancing safety with dignity. A caregiver can empower an older adult by encouraging them to participate in the dressing process as much as safely possible.Start by giving choices: Lay out two or three outfit options instead of opening the entire closet. This reduces decision fatigue, especially helpful for individuals experiencing cognitive decline, while still giving them a sense of autonomy and control.Choosing Clothing That Makes Dressing EasierThe type of clothing provided can make a significant difference in the dressing experience. Look for pieces that are simple to put on and take off, minimizing the need for fine motor control or complex movements.Here are some senior-friendly clothing alternatives: Pullover tops instead of shirts with buttons or snaps Elastic waistbands or drawstring pants in place of those with zippers or belts Velcro shoes or slip-ons to avoid the difficulty of tying laces By selecting easy-to-manage garments, you streamline the dressing process and reduce both frustration and potential injury.Take It SlowPatience MattersCaregivers should always allocate plenty of time for dressing. Rushing this activity can lead to agitation, confusion, or even physical discomfort. Since dressing usually marks the start of the day, setting a calm, unhurried tone is important for the seniors emotional well-being and overall mood.A Calm Start to a Safer DayHelping someone get dressed is about more than just clothingits about respect, comfort, and providing an environment that feels both supportive and safe. With the right mindset, proper tools, and compassionate care, dressing assistance can become a moment of connection rather than frustration.At Cornerstone Caregiving, we understand the importance of preserving independence while providing hands-on support. Our caregivers are trained to help with dressing and other personal care tasks in a respectful, empowering wayalways putting dignity first.Ready to Learn More? If you or a loved one could benefit from daily assistance with tasks like dressing, hygiene, and mobility, were here to help. Schedule a Free In-Home Assessment today and discover how compassionate care can make all the difference.
What Is In-Home Careand How Can It Support You or a Loved One?At Cornerstone Caregiving, in-home care isnt just a serviceits a philosophy of personalized, compassionate support that meets people exactly where they are: at home. Whether you're recovering from a hospital stay, managing a chronic condition, or simply seeking help with day-to-day activities, in-home care allows you to remain in the comfort of familiar surroundings while receiving the attention you need.But what does in-home care really involve? Lets take a closer look.Understanding In-Home CareIn-home care is designed to bring both medical and non-medical support right to your doorstep. It can include everything from personal assistance with daily routines to more advanced care overseen by healthcare professionals.At Cornerstone, our approach focuses on enhancing quality of life by promoting independence, safety, and emotional well-being. Whether someone is managing long-term health concerns or simply looking for a little extra help around the house, were here to offer flexible, compassionate care tailored to their specific situation.Two Types of In-Home CareThere are typically two categories of in-home care: Skilled CareInvolves medical care provided by licensed professionals, often following a doctors referral. Examples include: Medication administration Wound care Vital sign monitoring Physical, occupational, or speech therapy Non-Medical/Companion CareSupports daily living without requiring clinical training. This is where Cornerstone truly shines. Services may include: Help with dressing, bathing, and grooming Meal prep and feeding assistance Light housekeeping and laundry Medication reminders Transportation to appointments Safety monitoring and fall prevention Support for Alzheimers or dementia Companionship and emotional support We can provide care on our own or partner with your existing care providers or hospice team to create a more complete circle of support.Why Families Choose CornerstoneChoosing in-home care is deeply personaland we believe your care should feel just as personal. Thats why we tailor every service to the needs, preferences, and routines of each individual.Heres what sets Cornerstone Caregiving apart: No Hourly Minimums Whether you need 30 minutes or 24/7 care, were here when you need uswithout forcing you to pay for more than you require. Same-Day Service Available We can often begin services within hours of your initial request. Free In-Home Assessments Our team takes time to understand your lifestyle, goals, and care needs so we can match you with the right caregiver from the start. Veteran-Focused Support We proudly serve veterans and their families, helping them access the benefits and services theyve earned. How Is In-Home Care Funded?Payment options vary based on the type of care: Non-medical care is often funded privately, through long-term care insurance, or VA programs. Skilled medical care may be covered by Medicare, Medicaid, or private insurance if ordered by a physician. Our team can guide you through the available funding options and help simplify the process, so you can focus on carenot paperwork.The Benefits of In-Home Care Stay in a familiar, comfortable environment Reduce overall care costs compared to facilities Enjoy one-on-one attention tailored to your schedule Maintain independence and dignity Avoid unnecessary hospital or rehab stays Whether your needs are temporary or long-term, light or comprehensive, in-home care is one of the most adaptable ways to ensure your well-being without leaving home. Lets Talk About What You NeedYour health, time, and peace of mind matter. At Cornerstone Caregiving, were here to help you live life on your termswith the care, companionship, and flexibility you deserve. Call us today at (800) 410-2570 or fill out the form below to schedule your free in-home consultation. Lets build a care plan that fits your life.
Grace Pointe in Greeley, Colorado, stands at the forefront of assisted living, offering compassionate care and unparalleled support within a vibrant Continuing Care Retirement Community (CCRC). Nestled in the heart of Greeley, our community provides seniors with a nurturing environment where they can thrive and enjoy life to the fullest.At Grace Pointe, we understand that assisted living is about more than just receiving support with daily activities; it's about maintaining dignity, independence, and a sense of purpose. Our dedicated team of caregivers is committed to providing personalized care and assistance tailored to meet the unique needs and preferences of each resident. Whether it's help with dressing, bathing, medication management, or simply a friendly smile and a listening ear, our caregivers are always there to lend a helping hand with compassion and respect.Our assisted living residences at Grace Pointe offer seniors the perfect blend of comfort, privacy, and security. Residents can choose from a variety of spacious floor plans, each thoughtfully designed to provide a warm and inviting environment where they can feel right at home. With amenities such as emergency call systems, 24-hour security, and cozy common areas for socializing, our assisted living residences offer peace of mind for both residents and their families.As part of our CCRC, Grace Pointe offers seniors the assurance of knowing that they have access to a full continuum of care services, should their needs change over time. From assisted living to memory care and skilled nursing, our community provides seamless transitions and comprehensive support, allowing residents to age in place with confidence and dignity.Health and wellness are top priorities at Grace Pointe. Our residents have access to a wide range of services and amenities designed to support their physical, emotional, and spiritual well-being. From nutritious dining options prepared by our talented culinary team to on-site wellness programs, fitness classes, and spiritual care services, we provide the resources and support our residents need to live their best lives.At Grace Pointe, we believe that life should be filled with joy, purpose, and meaningful connections. That's why our community offers a robust calendar of activities and events designed to promote engagement, socialization, and personal growth. Whether it's participating in group outings, attending educational seminars, or simply gathering with friends for a game night or movie screening, there's always something exciting happening at Grace Pointe.Our beautiful campus is a sanctuary of tranquility, with meticulously landscaped grounds, walking paths, and outdoor seating areas where residents can enjoy the beauty of nature and soak in the sunshine. With breathtaking views of the Rocky Mountains as a backdrop, Grace Pointe offers seniors the perfect setting to relax, rejuvenate, and reconnect with the world around them.As part of the Grace Pointe community, residents enjoy the peace of mind of knowing that they are part of a supportive and caring community that values their independence, dignity, and well-being. Our team of dedicated professionals is committed to providing personalized attention and support to each and every resident, ensuring that their individual needs and preferences are always met.Discover the perfect blend of comfort, compassion, and community at Grace Pointe in Greeley, Colorado. Contact us today to schedule a tour and experience the unparalleled lifestyle our assisted living community has to offer. Welcome home to Grace Pointe.
Grace Pointe in Greeley, Colorado, stands as a beacon of premier senior independent living, offering a vibrant community and a continuum of care. Nestled in the heart of Greeley, our Continuing Care Retirement Community (CCRC) provides seniors with a fulfilling lifestyle, robust amenities, and peace of mind for the future.At Grace Pointe, we understand that independent living means different things to different people. That's why we offer a variety of spacious and comfortable living options, including apartments and cottages, to suit individual preferences and lifestyles. Whether you're looking for cozy charm or modern elegance, our residences provide the perfect blend of comfort and convenience.Our community is more than just a place to live; it's a vibrant hub of activity and connection. Residents at Grace Pointe enjoy a rich array of amenities and activities designed to promote engagement, wellness, and socialization. From fitness classes and art workshops to cultural outings and social events, there's always something exciting happening at our community.One of the hallmarks of Grace Pointe is our commitment to providing residents with the freedom and flexibility to live life on their terms. Our maintenance-free lifestyle allows seniors to say goodbye to the burdens of household chores and hello to more time for the things they love. Whether it's pursuing hobbies, spending time with family and friends, or exploring the local area, residents have the freedom to create their own schedule and make the most of each day.As a CCRC, Grace Pointe offers residents the peace of mind of knowing that they have access to a full continuum of care services, should their needs change over time. From independent living to assisted living, memory care, and skilled nursing, our community provides seamless transitions and comprehensive support every step of the way.Health and wellness are top priorities at Grace Pointe. Our residents have access to a range of amenities and services designed to support their physical, emotional, and spiritual well-being. From on-site fitness centers and wellness programs to nutritious dining options and spiritual care services, we provide the resources and support our residents need to live their best lives.Our beautiful campus is a haven of tranquility, with meticulously landscaped grounds, walking paths, and outdoor seating areas where residents can enjoy the beauty of nature and soak in the sunshine. With breathtaking views of the Rocky Mountains as a backdrop, Grace Pointe offers seniors the perfect setting to relax, rejuvenate, and reconnect with the world around them.As part of the Grace Pointe community, residents enjoy the peace of mind of knowing that they are part of a supportive and caring community that values their independence, dignity, and well-being. Our team of dedicated professionals is committed to providing personalized attention and support to each and every resident, ensuring that their individual needs and preferences are always met.
Grace Pointe in Greeley, Colorado, is a beacon of hope and support for individuals and families navigating the challenges of memory loss. Our Memory Care Secured Unit, nestled within our esteemed Continuing Care Retirement Community (CCRC), provides a safe, nurturing environment where residents can live with dignity, purpose, and compassion.Memory loss can be a daunting journey, but at Grace Pointe, we believe that every individual deserves to be treated with the utmost respect and dignity. Our Memory Care Secured Unit is specially designed to meet the unique needs of residents with Alzheimer's disease, dementia, and other memory-related conditions. With a team of dedicated caregivers trained in memory care techniques and best practices, we provide personalized support and assistance tailored to each resident's specific needs and preferences.Safety and security are top priorities in our Memory Care Secured Unit. Our state-of-the-art facility features secure access and monitoring systems, ensuring that residents are always safe and protected. From secure entrances and exits to enclosed outdoor spaces, we provide peace of mind for both residents and their families, knowing that their loved ones are in a safe and nurturing environment.Our Memory Care Secured Unit offers residents a comforting and familiar environment designed to promote independence, engagement, and overall well-being. Residents enjoy spacious and thoughtfully designed accommodations, providing a warm and inviting space where they can feel at home. With amenities such as cozy common areas, secure outdoor spaces, and life enrichment activities tailored to their unique interests and abilities, residents have every opportunity to thrive and live their best lives.As part of our CCRC, Grace Pointe offers the assurance of knowing that residents have access to a full continuum of care services, should their needs change over time. From memory care to assisted living and skilled nursing, our community provides seamless transitions and comprehensive support, allowing residents to age in place with dignity and grace.Health and wellness are at the forefront of our Memory Care Secured Unit. Our dedicated team of caregivers works closely with residents and their families to develop personalized care plans that address their unique needs and preferences. From medication management to assistance with activities of daily living and specialized memory care programming, we provide the support and resources our residents need to thrive.At Grace Pointe, we understand that memory loss affects not only individuals but also their families and loved ones. That's why we offer a range of support services and resources to help families navigate the challenges of memory care with confidence and peace of mind. From educational seminars and support groups to counseling services and respite care options, we are here to support families every step of the way.Our beautiful campus provides the perfect setting for residents to enjoy the beauty of Colorado's natural landscape. With meticulously landscaped grounds, walking paths, and secure outdoor spaces, residents can enjoy the sunshine and fresh air in a safe and nurturing environment.As part of the Grace Pointe community, residents of our Memory Care Secured Unit enjoy the peace of mind of knowing that they are part of a supportive and caring community that values their dignity, independence, and well-being. Our team of dedicated professionals is committed to providing personalized attention and support to each and every resident, ensuring that their individual needs and preferences are always met.Discover the compassionate care and support of our Memory Care Secured Unit at Grace Pointe in Greeley, Colorado. Contact us today to schedule a tour and experience the unparalleled lifestyle our community has to offer. Welcome home to Grace Pointe.