How to Afford the Costs of Assisted Living

What Type of In-Home Caregiver Do You Need?You think you or your loved one might need some help around the house, but youre not sure what. Youve done a bit of research, but the language can be confusing. Whats the difference between home care and home health care? What services does a companion provide? And most importantly, which services do you need?Each type of service, from companion care to skilled nursing care, caters to different needs and offers varying levels of support. Knowing the differences can help you make an informed decision thats best for your family. Heres a breakdown of the primary in-home caregiver services available.Companion Care (or Sitter Services)Companion care, sometimes known as sitter services, mainly provides companionship for seniors or individuals who do not require intensive medical care but may need supervision and light assistance. This service is ideal for those who wish to remain in their home and maintain a level of independence. Companion care helps ensure the individual is safe in their home and gets regular social interaction.Caregivers in this role engage in activities such as:          Conversation and companionship, including hobbies, games, and walks          Meal preparation and dining company          Light housekeeping Errand services, such as grocery shopping          Transportation to appointments or social events          Medication reminders Companion care is suitable for individuals who are mostly independent but may be at risk if left alone for long periods, such as those with early-stage dementia or limited mobility. Personal Care (or Home Care)Personal care professionals provide a more hands-on level of support, helping with the personal care of an individual. This service is often more generally called home care. These caregivers have more training than companion caregivers and can assist with the physical aspects of daily living. Their tasks typically include:          Bathing and personal hygiene          Dressing assistance          Mobility assistance          Incontinence care          More detailed medication management          Monitoring of vital signs under some circumstancesPersonal care is ideal for individuals who need regular assistance with personal care tasks but do not require medical intervention. Its a good fit for those with moderate disabilities or more advanced stages of age-related conditions. Home care visits are typically a minimum three-hour shift as often as needed up to 24/7 care and can continue as often as visits are needed.Nursing Care (Home Health Nurses)Nursing care at home is provided by registered nurses (RNs) or licensed practical nurses (LPNs). This type of care is necessary when an individual needs medical care at home, whether theyre recovering after a hospital stay or need help managing a chronic condition such as chronic lung or kidney disease.Home health nurses perform a range of medical tasks, including:         Wound care          Administering medications, including injections          Pain management          Medical equipment operation          Monitoring health status and adjusting care plans accordinglyNursing care is suited for individuals with significant medical needs that require professional health monitoring. Its commonly used for recovering from surgery, managing serious illnesses, or managing complex health conditions requiring regular medical attention. Home health visits are often intermittent and limited. They last until recovery goals are met or the health care provider certifies the visits can continue.How To Decide What Type of In-Home Care Is Best         Its common for care needs to cross over these categories. For example, someone who needs a nurses help managing their lung disease at home may also need the housework type help provided by a home care aide. Here are some additional thoughts to help with the decision:         Evaluate the individuals level of independence and medical needs. The person with lung disease may not need help around the house.         Consider the care recipients preferences and financial situation. Insurance (including Medicare/Medicaid) typically does not pay for in-home care or may pay only under limited circumstances.         Consult with health care professionals for tailored advice and guidance. What kind of care does the primary care physician recommend? Patients who are being discharged from a hospital or nursing home may also receive recommendations from the discharge staff.Remember, the goal for receiving care or assistance at home is to maintain the highest quality of life possible. If you are helping a loved one or friend decide on care, respect their wishes and needs as they age or recover in the comfort of their own home.Questions To Ask When Considering In Home Care Providers         As you research in-home care options, ask each provider these questions to ensure the company is reputable and will provide exceptional, quality care:         Are Social Security, federal and state taxes, and unemployment insurance paid? Are the caregivers bonded/insured? Are workers compensation and professional liability insurance paid? A trustworthy company will pay the taxes and insurance for its caregivers, so you are protected from legal and financial responsibility.         Is the required state licensing up to date? Have all caregivers undergone background checks, including references and criminal records?         Are supervisory home visits conducted to verify that quality care is being provided?Asking these questions will help sort out which providers have a good reputation and are highly regarded in the community, and which do not have these qualities. Above all else, ensure that dependable, quality care will be provided by people you can trust. Question, please contact Right at Home 970-494-1111.

Helen, a vibrant 78-year-old who thrives in the hustle and bustle of the winter holiday season, hosts gatherings and participates in longstanding family traditions. Come January, the sudden silence of her home, now void of guests and decorations, can feel overwhelming. This abrupt shift from constant social interaction to minimal contact is one of the main reasons seniors feel lonely after the holidays. Helens situation is, sadly, very common. The winter holidays bring a flurry of activity and companionship that can brighten seniors lives, whether they live alone or in a senior living community. But once the decorations are packed away and families return to their routines, a stark quiet can settle in, leaving many seniors feeling isolated. The contrast can be jarring.Why Post-Holiday Loneliness OccursSocial interaction drops off: During the holidays, older adults often experience an increase in social contactvisits from family and friends, holiday parties, and community events. Once the festivities end, the sudden drop in social interaction can feel particularly stark, leading to feelings of loneliness and isolation.Seasonal affective disorder (SAD): The winter months bring shorter days and longer nights, especially when winters are coldcan lead to seasonal affective disorder or winter blues, exacerbating feelings of loneliness and sadness.Physical challenges: Cold weather can also limit an older adults mobility, making it difficult for them to leave home and engage with others.Reflection and remembrance: The holidays can also be a time of reflection, where older adults may reminisce about past holidays and loved ones or friends who are no longer present. Even during the holidays, these memories can contribute to feelings of loneliness.Coping Strategies for Seniors Compare Helens story to that of David, a retired teacher who lives in a senior community. His family lives across the country, and visits are infrequent. Although he sometimes does not see his family during the winter holidays, David has found new sources of purpose and community throughout the year. He volunteers at the local library and participates in the community garden, activities that keep him connected and engaged all year long.For older adults, maintaining a regular schedule of social contacts like that can be incredibly beneficial. Engaging in regular activities, even simple ones like joining a book club, attending a craft workshop, or simply having a scheduled weekly phone call with family, can make a big difference. Here are more tips:         Use technology. Technology can help bridge the gap, especially for family members who live far away. Video calls, social media, and even online games can provide interaction.         Schedule regular activities. Many senior centers and communities offer regular programming. If you have hobbies that you typically do independently, like reading, crafts, or gardening, consider inviting a friend to enjoy them with you.          Look for volunteer work. Volunteering can be an excellent way for seniors to feel connected and purposeful, which are key to combating loneliness. Start with your personal knowledge or interestsfor example, avid readers could consider volunteering at a local library.         Consider getting professional help for mental health. Be honest with yourself about your mental health. You could start by asking your primary health care provider for advice or a referral. Unchecked loneliness and isolation can ultimately affect your physical health and well-being.How Family and Friends Can Help Older Adults1. Make regular visits or stay in touch. Make a concerted effort to visit or communicate regularly with the senior in your life. Something as simple as a daily text or phone call can make a big difference. 2. Plan post-holiday visits. Consider scheduling a visit in January or February, which can give your older loved one something to anticipate after the holidays wind down. 3. Involve them in planning. Encourage your older loved one to help plan that post-holiday visit or other gatherings or events. Planning can help fill their hours and get them talking with you or others. 4. Watch for signs of depression. Signs of depression or severe loneliness could include changes in appetite, sleep, or general disinterest in life. Early intervention is key in managing these issues. 5. Talk to your older loved one about in-home caregivers. Right at Home offers companion care, in which our caregivers provide important social interaction while also helping with tasks at home or elsewhere.Understanding the reasons behind post-holiday loneliness and taking proactive steps to counteract it can help ensure that seniors feel connected, valued, and cared for all year round. By weaving a safety net of family, friends, activities, and professional support, we can help diminish the quiet that comes after the festive season and foster a year full of meaningful connections. Article by Right at Home in Fort Collins. Please call 970-494-1111 with any questions.

1. Memory Care Assisted Living CommunitiesMemory care is a specialized form of assisted living that focuses on residents with memory-related challenges. These communities offer: Secured Environments: Prevent wandering and ensure safety. Trained Staff: Professionals experienced in dementia care. Structured Activities: Programs designed to promote cognitive function and social engagement. Memory care facilities are ideal for individuals who need daily assistance and a structured routine. 2. Skilled Nursing Facilities with Memory CareFor individuals requiring medical supervision in addition to memory care, skilled nursing facilities often provide: 24/7 Medical Assistance: Nurses and doctors available to manage complex health conditions. Specialized Therapies: Physical, occupational, and speech therapies tailored to residents with memory loss. Comprehensive Care Plans: Addressing both cognitive and physical health needs. These facilities cater to residents with advanced dementia or coexisting medical conditions. 4. Adult Day Care CentersAdult day care centers offering memory care services provide daytime support for individuals while allowing them to return home in the evening. Key benefits include: Respite for Family Caregivers: Time for caregivers to rest or focus on other responsibilities. Engaging Activities: Socialization opportunities, games, and exercises tailored to memory care needs. Professional Oversight: Ensuring safety and well-being during the day. This option is ideal for families who want to balance professional care with at-home living. 5. In-Home Memory Support ServiceFor those who prefer to remain in their own homes, memory support can be brought directly to the individual. In-home services may include: Caregiver Assistance: Help with daily tasks, such as bathing, dressing, and meal preparation. Cognitive Engagement: Memory exercises and stimulating activities provided by trained professionals. Safety Modifications: Recommendations for making the home safer for individuals with dementia. In-home support allows for familiar surroundings while ensuring proper care. 6. Community and Nonprofit OrganizationsMany local organizations and nonprofits offer memory support programs, including: Support Groups: Providing emotional and practical guidance for families and caregivers. Educational Workshops: Teaching coping strategies and care techniques. Day Programs: Offering structured activities for individuals with memory challenges. These services are often more affordable and widely accessible.