A big part of what Humana does on a daily basis is make
sure members get the support they need. You may think the support is mainly
approving claims and answering plan questions. That is an important part of its
business, but more and more of what Humana does focuses on making sure its
members get the resources they need to live a full life.
There are many things that affect your health that aren’t
medical, but social. Known as social determinants of health, they are part of
the national conversation on healthcare. The conditions in the places where
people live, learn, work and play affect a wide range of health risks and
outcomes.
These barriers to good health occur outside of the health
care system and can be things like poor education, low income or lack of
transportation, food insecurity and loneliness.
Social determinants of health are so important that Humana
has made it a core principle of its business- to co-create solutions with
community partners – like the government, physicians and community
organizations and veteran’s service organizations – that address care of the
whole person.
It’s common to experience feelings of loneliness, even when
surrounded by friends and family. Loneliness is a feeling of sadness or
distress about being alone or feeling disconnected from the world. It can
strike when a person doesn’t feel a sense of belonging or have social
connections to friends, neighbors or others.
“Many veterans don’t realize that support for loneliness
may be available to every veteran through his or her primary care physician
(PCP) or veterans service officer,” said Ed Sandrick, Director of the Veterans
Channel at Humana. “Identifying individuals at risk for loneliness, social
isolation and related outcomes allows physicians and health plans like Humana
to also predict their healthcare needs and establish appropriate preventive and
intervention strategies to improve their health.”
If you or someone you love is facing loneliness, visit
FarFromAlone.com to find resources to help or have them reach out to their
veterans service officer who can support them.
Editor’s
Note: This article was submitted by Lisa Dimond
Why Having a Healthcare Advocate Can Make a Difference in Your Medical Journey. Navigating the healthcare system can sometimes feel overwhelming, especially when dealing with a new diagnosis, managing a chronic condition, or making important decisions about medical treatment. Between scheduling appointments, understanding medical terminology, communicating with multiple healthcare providers, and keeping track of treatment plans, patients and their families can quickly become frustrated or confused. This is where a healthcare advocate can make a meaningful difference. A healthcare advocate serves as a knowledgeable support person who helps patients navigate the healthcare system, understand their medical options, communicate with healthcare professionals, and make informed decisions about their care. Whether someone is facing a serious diagnosis, preparing for surgery, managing a long-term illness, or simply trying to understand their treatment options, having an advocate can provide valuable guidance and reassurance throughout the medical journey. What Is a Healthcare Advocate? A healthcare advocate is someone who helps patients understand and navigate the often-complicated healthcare system. Their role is to support patients by helping them access information, communicate with medical professionals, coordinate care, and better understand their healthcare choices. Healthcare advocates may assist with a variety of needs, including: Helping patients understand medical diagnoses and treatment recommendations. Preparing questions for upcoming doctor appointments. Helping patients communicate concerns and symptoms to healthcare providers. Coordinating appointments with multiple specialists. Reviewing treatment options and helping patients understand the information provided by their medical team. Helping patients obtain and organize medical records. Supporting patients who are considering a second medical opinion. Helping families understand available healthcare resources and services. A healthcare advocate does not replace a physician or make medical decisions for the patient. Instead, they help patients become more informed, confident, and involved in their own healthcare decisions. Understanding Your Diagnosis and Treatment Options Receiving a medical diagnosis can be an emotional and confusing experience. Patients may leave a doctor's appointment with more questions than answers, especially when they are unfamiliar with medical terminology or are trying to process unexpected news. A healthcare advocate can help patients better understand the information they receive from their healthcare providers. For example, after receiving a diagnosis of cancer, heart disease, diabetes, or another serious medical condition, a patient may need to understand several aspects of their care, including treatment options, potential side effects, follow-up appointments, and lifestyle changes. An advocate can help organize this information, identify questions that need clarification, and encourage patients to discuss their concerns directly with their physicians. Having someone help explain complicated healthcare information can make it easier for patients and families to understand their situation and feel more prepared for the decisions ahead. Improving Communication Between Patients and Doctors Good communication between patients and healthcare providers is essential for effective healthcare. However, patients sometimes feel intimidated, rushed, or unsure about how to express their concerns during medical appointments. They may forget important questions, struggle to describe their symptoms, or leave without fully understanding their physician's recommendations. A healthcare advocate can help bridge this communication gap. Before an appointment, an advocate may help patients prepare a list of questions, organize medical information, and identify concerns they want to discuss. During an appointment, when authorized and welcomed by the patient and provider, an advocate may attend to help take notes, ask questions, and make sure important information is understood. After the appointment, an advocate can help patients review their notes, understand the next steps, and identify any follow-up questions. This additional support can be particularly helpful for older adults, individuals managing complex medical conditions, and patients who feel overwhelmed by the amount of information they receive. Coordinating Care Among Multiple Healthcare Providers Many patients receive care from several different healthcare professionals. Someone managing a chronic illness, for example, may see a primary care physician, cardiologist, neurologist, endocrinologist, or other specialists. Although each provider plays an important role, coordinating appointments, medical records, treatment recommendations, and follow-up instructions can become challenging. A healthcare advocate can help patients stay organized and navigate these different aspects of their care. Care coordination may include: Helping schedule appointments with specialists. Keeping track of upcoming medical visits and follow-up care. Organizing medical records and test results. Helping patients communicate information between healthcare providers. Identifying questions about conflicting or unclear treatment recommendations. Helping patients understand referrals and recommended next steps. When patients have multiple medical providers, having someone help organize their healthcare information can make the process less stressful and help reduce the likelihood of important details being overlooked. Helping Patients Make Informed Healthcare Decisions Medical decisions can have a significant impact on a person's health, independence, finances, and quality of life. Patients may be asked to consider medications, surgical procedures, treatment plans, rehabilitation services, or other medical interventions. Making these decisions can be difficult, particularly when patients are facing unfamiliar medical conditions or complicated treatment choices. A healthcare advocate helps patients understand the information available so they can have more productive conversations with their medical providers. An advocate may help patients: Understand the purpose of recommended treatments. Prepare questions about potential risks and benefits. Discuss alternative treatment approaches with their physicians. Understand what to expect during recovery. Explore whether a second medical opinion may be appropriate. Consider how different treatment options may affect daily life and personal goals. The goal is not to tell patients which treatment to choose. Instead, it is to make sure they have the information and support needed to participate in decisions about their healthcare. Ultimately, medical decisions should reflect the patient's needs, values, preferences, and conversations with qualified healthcare professionals. The Importance of a Second Medical Opinion When facing a serious or complicated diagnosis, patients may benefit from seeking a second medical opinion. Getting another professional perspective can help confirm a diagnosis, provide additional information about treatment options, or identify alternative approaches. However, knowing when and how to seek another opinion can be confusing. A healthcare advocate can help patients understand the process and prepare for a second opinion appointment. This may involve organizing medical records, collecting test results, identifying specialists, and preparing questions about the diagnosis and recommended treatment. Having additional information can help patients feel more confident about the decisions they make and better understand the options available to them. Seeking a second opinion does not mean a patient distrusts their current physician. It is simply another way to become informed and make thoughtful decisions about their health. Providing Support for Family Members and Caregivers A serious medical condition affects more than just the individual receiving care. Family members and caregivers often become involved in managing appointments, understanding treatment recommendations, communicating with physicians, and providing emotional support. These responsibilities can become overwhelming, especially when family members are balancing caregiving with their own personal and professional obligations. A healthcare advocate can help ease some of this burden by providing guidance and organizational support. With the patient's permission, an advocate can help family members understand the care plan, keep track of upcoming appointments, organize medical information, and identify questions that need to be addressed. This support can be particularly valuable when adult children are helping aging parents navigate healthcare decisions or when families live in different locations. Having an additional knowledgeable person involved can help families feel more supported while keeping the patient's preferences and needs at the center of care. When Should You Consider Hiring a Healthcare Advocate? There is no single time when everyone needs a healthcare advocate. Some people benefit from assistance during a major medical event, while others appreciate having ongoing support as they manage complicated healthcare needs. You may want to consider working with a healthcare advocate if: You have recently received a serious or unexpected medical diagnosis. You are managing multiple chronic health conditions. You have difficulty understanding medical terminology or treatment recommendations. You see several specialists and need help coordinating your care. You are preparing for surgery or a complicated medical procedure. You want assistance obtaining a second medical opinion. You feel rushed or uncomfortable during medical appointments. You are helping an aging parent or loved one navigate the healthcare system. You want someone to help organize medical records, appointments, and treatment information. Even patients who are generally comfortable managing their healthcare may benefit from having an advocate during particularly complicated or stressful medical situations. How to Choose the Right Healthcare Advocate Choosing a healthcare advocate is an important decision. You want someone who understands the healthcare system, communicates effectively, respects your preferences, and has your best interests in mind. When considering an advocate, look for someone who: Has experience navigating healthcare systems and working with patients. Communicates clearly and listens carefully to your concerns. Understands the importance of patient choice and confidentiality. Can help organize medical information and coordinate care. Is willing to explain complicated information in an understandable way. Respects your relationship with your physicians and other healthcare providers. Provides personalized guidance based on your individual needs. It is also important to understand what services are included, how the advocate works with healthcare providers, and whether services are available in person, remotely, or both. A good healthcare advocate should help you feel informed, respected, and empowered rather than pressured into making decisions. Take an Active Role in Your Healthcare Journey Your health is one of your most valuable assets, and you deserve to feel informed and supported when making decisions about your medical care. Unfortunately, navigating the healthcare system is not always easy. Complicated diagnoses, multiple specialists, confusing medical information, and difficult treatment decisions can leave patients feeling uncertain about what to do next. A healthcare advocate can help make the process more manageable by providing guidance, improving communication, organizing healthcare information, and helping patients understand their options. Most importantly, having an advocate can help patients become more confident participants in their own healthcare journey. You do not have to navigate complicated medical situations alone. With the right support, you can ask better questions, understand your choices, and work more effectively with your healthcare team. If you or someone you love is feeling overwhelmed by the healthcare system, consider reaching out to Vital Voice Healthcare Navigation. Having a knowledgeable advocate by your side can make a meaningful difference in understanding your care and moving forward with greater confidence.
Many older veterans and surviving spouses qualify for benefits they never claim. These answers outline the major options.What VA benefits are available to senior veterans?Senior veterans may qualify for VA health care, disability compensation, VA pension, Aid and Attendance or Housebound allowances, home-based care, and burial benefits. Eligibility depends on service history, disability status, income and assets.What is VA Aid and Attendance?Aid and Attendance is an additional monthly amount added to a VA pension for veterans or surviving spouses who need help with daily activities or are bedridden, in a nursing home, or have very limited eyesight. It can help pay for in-home care or assisted living.Who qualifies for the VA pension?Generally, a veteran must have served at least 90 days of active duty with at least one day during a wartime period, have a discharge other than dishonorable, and meet limits on income and net worth. Age or disability requirements also apply. Check current limits on VA.gov.Can the VA help pay for assisted living?The VA does not directly pay for assisted living, but Aid and Attendance benefits can help cover the cost. The VA also offers community living centers, State Veterans Homes and home-based programs.Does the VA offer caregiver support?Yes. The Program of General Caregiver Support Services serves caregivers of veterans of all eras, and the Program of Comprehensive Assistance for Family Caregivers offers stipends and training for eligible caregivers. Respite care may also be available.How do I apply for VA benefits?Apply online at VA.gov, by mail, or in person at a regional office. A Veterans Service Officer (VSO) can help for free. Gather your discharge papers (DD-214), financial records and medical documentation first.Can surviving spouses receive benefits? Yes. Surviving spouses may qualify for Survivors Pension, Dependency and Indemnity Compensation (DIC), health care through CHAMPVA in some cases, and Aid and Attendance.
Sarasota and Manatee counties are home to a large population of veterans, many of whom served in Korea, Vietnam, and beyond. As these veterans age, some face memory loss, chronic health conditions, or isolation, and their spouses and families often become their caregivers.Adult day care can be a meaningful source of support for veteran families, and for many, VA benefits may help cover the cost.What Is VA Adult Day Health Care?The U.S. Department of Veterans Affairs offers Adult Day Health Care as part of its home and community-based services. It's designed for veterans who need help with daily activities, supervision, or companionship, and whose caregivers need support.The program can be provided at VA facilities or through community adult day centers that work with the VA. Eligibility depends on factors such as enrollment in VA health care and clinical need. A veteran's VA care team or social worker is usually the best place to start.Why Adult Day Care Works Well for VeteransCamaraderie. Veterans often connect most easily with others who served. Shared experiences create instant common ground.Structure. A predictable daily routine can be comforting, especially for veterans living with dementia.Health support. On-site nursing and medication management help manage chronic conditions.Relief for spouses. Caregiving spouses, often aging themselves, get dependable time to rest and take care of their own health.Veterans Are Honored at Town Square University ParkwayTown Square University Parkway in Sarasota honors VA benefits and makes veterans feel especially welcome. The center hosts a veterans group that meets weekly, giving members a chance to share service stories and enjoy the company of fellow veterans. Veteran members are also recognized on the center's Veterans Honor Wall, a point of real pride for many who attend.Beyond the veterans group, members enjoy a full day of activities across 15 themed storefronts set in a nostalgic, mid-century town square, a setting that often brings back memories from the years many of these veterans served. The daily rate includes meals, snacks, medication management, and nursing oversight, and on-site primary care, psychiatric care, and therapy services are available through insurance.Support for Veteran CaregiversCaring for a veteran, particularly one living with dementia or the lasting effects of service, can be demanding. Town Square offers free weekly caregiver support groups and monthly education classes, with free respite provided while caregivers attend.How to Get StartedTalk with the veteran's VA primary care team or social worker about Adult Day Health Care eligibility.Call Town Square University Parkway to ask how the center works with VA benefits.Schedule a tour so the veteran can see the center, and the veterans group, firsthand.Thank You for Your ServiceOur veterans gave so much. Helping them age with dignity, purpose, and friendship is one way our community can give back. Veteran families in Sarasota, Bradenton, Lakewood Ranch, and throughout Manatee County are invited to reach out to Town Square University Parkway to learn more. (Eligibility for VA programs is determined by the VA; please confirm details with your VA care team.)About Town Square University ParkwayTown Square University Parkway is an adult day center serving families in Sarasota, Lakewood Ranch, Bradenton, and throughout Manatee County. It offers a nostalgic setting, purposeful programming, nursing oversight, on-site medical services, and free caregiver support. Call today to schedule a tour or a free assessment.Town Square University Parkway8450 Lockwood Ridge Road, Unit 55, Sarasota, FL 34243Phone: 941-277-5048Web: seniorsbluebook.com/senior-resources/town-square-at-university-parkway
Humana is a leading health-care company that offers a wide range of insurance products and health and wellness services that incorporate an integrated approach to lifelong well-being. By leveraging the strengths of its core businesses, Humana believes it can better explore opportunities in health care that can further enhance wellness opportunities. Your Humana MarketPoint office is ready to answer your questions and help you choose the best coverage for your needs. Whether meeting you at a local MarketPoint office, home or coffee shop, a licensed Humana sales agent is available to talk about making the right decisions for you and your family. Take the guesswork out of selecting coverage and contact your local office today!