A big part of what Humana does on a daily basis is make
sure members get the support they need. You may think the support is mainly
approving claims and answering plan questions. That is an important part of its
business, but more and more of what Humana does focuses on making sure its
members get the resources they need to live a full life.
There are many things that affect your health that aren’t
medical, but social. Known as social determinants of health, they are part of
the national conversation on healthcare. The conditions in the places where
people live, learn, work and play affect a wide range of health risks and
outcomes.
These barriers to good health occur outside of the health
care system and can be things like poor education, low income or lack of
transportation, food insecurity and loneliness.
Social determinants of health are so important that Humana
has made it a core principle of its business- to co-create solutions with
community partners – like the government, physicians and community
organizations and veteran’s service organizations – that address care of the
whole person.
It’s common to experience feelings of loneliness, even when
surrounded by friends and family. Loneliness is a feeling of sadness or
distress about being alone or feeling disconnected from the world. It can
strike when a person doesn’t feel a sense of belonging or have social
connections to friends, neighbors or others.
“Many veterans don’t realize that support for loneliness
may be available to every veteran through his or her primary care physician
(PCP) or veterans service officer,” said Ed Sandrick, Director of the Veterans
Channel at Humana. “Identifying individuals at risk for loneliness, social
isolation and related outcomes allows physicians and health plans like Humana
to also predict their healthcare needs and establish appropriate preventive and
intervention strategies to improve their health.”
If you or someone you love is facing loneliness, visit
FarFromAlone.com to find resources to help or have them reach out to their
veterans service officer who can support them.
Editor’s
Note: This article was submitted by Lisa Dimond
Downsizing isn't only for people who are moving. Many people choose to stay right where they are in the home filled with decades of memories but still feel the need to simplify, declutter, and create a more manageable living space. If that sounds like you, know this: you don't have to move to benefit from downsizing, and you don't have to do it alone.Why Downsize If You're Not Moving?There are many reasons someone might want to downsize their belongings while remaining in their home: Safety Reducing clutter can lower the risk of falls and make it easier to navigate the home, especially for aging in place. Simplicity A less cluttered space is often easier to clean, maintain, and enjoy. Peace of mind Many people find that a lighter, more organized home brings a sense of calm and control. Preparing for the future Sorting through belongings now deciding what's meaningful, what can be passed on, and what no longer serves a purpose can ease the burden on family members later. Mental clarity A more organized home can reduce daily stress and make everyday living more enjoyable. Whatever your reason, the goal is the same: a home that feels lighter, safer, and easier to live in without sacrificing the comfort and familiarity of staying where you are.The Same Structured Approach, Without the MoveDownsizing while staying in place uses the same thoughtful, room-by-room approach used when preparing for a move the difference is simply that everything you decide to keep stays right where it belongs: in your home.A structured approach typically includes: An initial conversation to understand your goals, priorities, and any specific areas of concern. A room-by-room plan to make the process feel manageable rather than overwhelming. Sorting and decision-making support guidance on what to keep, donate, sell, or let go of, without pressure or judgment. Organizing and reconfiguring your space so that what remains is arranged in a way that's functional, safe, and easy to enjoy. Coordinating donations, sales, or removal of anything you no longer want in your home. The Benefits of Hands-On HelpDownsizing on your own can be emotionally and physically exhausting, especially when sorting through decades of belongings. Having experienced, compassionate help alongside you can make a meaningful difference: Objective guidance A trusted third party can help you make decisions without the emotional weight that often comes with sorting through your own history. Physical support Sorting, lifting, and organizing can be physically demanding, especially for those with mobility challenges. Reduced overwhelm Breaking the process into manageable steps, guided by someone experienced, keeps the project from feeling impossible. A healthier, happier home The end result isn't just fewer belongings it's a home that feels lighter, safer, and more enjoyable to live in every day. A Path to a Healthier, Happier, Less Cluttered HomeYou don't need to be planning a move to benefit from downsizing. Whether your goal is a safer home, a simpler lifestyle, or peace of mind for the future, the process can be approached with the same care and structure as a full relocation just without the boxes and moving truck.If you're staying in your home but feel ready to simplify your surroundings, support is available every step of the way from that first conversation to the final, clutter-free result.If you'd like guidance on downsizing while staying in your home, we're here to help you create a space that feels healthier, happier, and easier to live in.
Veterans benefits can provide meaningful financial and healthcare support, but claims do not always proceed smoothly.A veteran may receive a denial. Medical evidence may be disputed. A surviving spouse may be uncertain which benefit applies. Another family may need to coordinate VA pension eligibility with estate planning or long-term care.When a VA claim moves beyond basic information and into legal strategy or appeal, working with a VA-accredited veterans benefits attorney in Sarasota, FL may be appropriate.Wiesner Smith PLLC, operating as Advocates in Aging, provides veteran-benefits legal services alongside elder law, Medicaid planning, estate planning, and long-term care law.What Does a Veterans Benefits Attorney Do?A veterans benefits attorney may assist with issues involving: VA pension Aid and Attendance Disability compensation Special Monthly Compensation Survivor benefits Dependency and Indemnity Compensation VA benefit appeals Long-term care planning Estate planning involving VA eligibility Not every VA question requires an attorney.VA-recognized Veterans Service Organizations also provide free accredited representation on benefit claims.Attorneys can become particularly useful when a case involves legal complexity, denial, appeal, or coordination with broader elder-law planning.Wiesner Smith PLLC Address: 328 N. Rhodes Avenue, Sarasota, FL 34237 Phone: 941-242-7270The firm's practice areas include: Veterans benefits Elder law Medicaid planning Estate planning Guardianship Probate Special needs planning Long-term care planning Daniel Hooper Smith Is VA AccreditedPartner Daniel Hooper Smith, Esq. is identified by the firm as a VA Accredited Attorney.He is also Board Certified by The Florida Bar in Elder Law and is licensed in Florida and Virginia. The firm states that he represents veterans and families in appeals of VA benefits decisions.VA accreditation is significant because federal rules limit who may represent claimants before the Department of Veterans Affairs.VA Accreditation MattersVA accredits: Veterans Service Organization representatives Attorneys Claims agents to provide responsible, qualified representation on VA benefit claims.Consumers can verify accreditation through the VA Office of General Counsel's online search tool.Using an accredited representative helps protect veterans from unauthorized individuals who may not understand VA law or may charge improper fees.VA Pension and Aid and AttendanceWiesner Smith assists clients with VA pension and Aid and Attendance questions related to long-term care.The firm notes that these benefits may be especially important for veterans or surviving spouses who need: Home-based care Assisted living Other long-term care support Aid and Attendance EligibilityVA states that Aid and Attendance may increase a pension payment when qualifying veterans or survivors meet requirements such as needing help with activities of daily living or residing in a nursing home because of disability.Eligibility depends on the entire case, including pension eligibility.An attorney can help explain how VA rules apply to an individual's specific financial and care circumstances.Disability CompensationVA disability compensation is a separate benefit from Veterans Pension.It provides tax-free monthly payments to veterans with qualifying service-connected disabilities.VA maintains current compensation rates and claim information through VA.gov.When a disability claim is denied or assigned a rating that the veteran believes is incorrect, legal representation may become valuable.VA AppealsWiesner Smith specifically provides representation involving denied VA benefit claims and appeals.Depending on the case, appeal options may involve: Supplemental Claim Higher-Level Review Board of Veterans' Appeals VA explains that accredited attorneys and claims agents often become involved after an initial decision, when they can help gather additional evidence and develop legal arguments for review or appeal.Survivor BenefitsVeterans benefits law also affects qualifying survivors.Potential programs may include: Survivors Pension Dependency and Indemnity Compensation Aid and Attendance additions VA eligibility requirements differ among these programs.A surviving spouse should not assume that ineligibility for one program means no survivor benefit is available.Coordinating Veterans Benefits With Elder LawOne reason Wiesner Smith's practice may be relevant for older veterans is that veteran-benefit issues often overlap with: Medicaid Estate planning Powers of attorney Assisted living Nursing-home planning Guardianship The firm has practiced elder law in Sarasota for decades and integrates veterans-benefit planning with these broader areas.This can be useful when a veteran's immediate benefit question is only one part of a larger long-term care plan.Attorney Fees and Free VSO AlternativesVeterans should understand how representation fees work.VA-recognized VSO representatives provide their VA claim representation free of charge.VA-accredited attorneys and claims agents may charge fees in certain circumstances after an initial VA decision when applicable requirements are met.Families should ask an attorney: When fees begin How fees are calculated Whether the consultation is free What representation includes Wiesner Smith currently advertises a free 30-minute case evaluation by phone or in person.When to Consider an AttorneyLegal representation may be worth exploring when: VA denied a claim. A disability rating appears incorrect. A pension case involves complex financial planning. Survivor eligibility is unclear. Veterans benefits interact with Medicaid or estate planning. The family needs advice about legal documents or asset planning. For straightforward initial claims, an accredited VSO may also be a strong no-cost resource.Why Veterans Benefits Attorneys Matter LocallySarasota is home to a large retiree and veteran community.Older veterans may face overlapping questions about: Benefits Disability Long-term care Estate planning Medicaid Survivor support A local attorney experienced in both VA benefits and elder law can help address those issues together when legal representation is appropriate.How to Get Started1. Gather Military RecordsBring: DD-214 Service records VA decisions Medical documentation 2. Gather Prior Claim InformationInclude rating decisions and appeal documents.3. Call Wiesner SmithCall 941-242-7270 to request information about a case evaluation.4. Verify AccreditationVA accreditation can be independently checked through the VA Office of General Counsel database.5. Ask About FeesUnderstand the fee agreement before retaining counsel.6. Discuss Other Elder-Law IssuesTell the attorney if Medicaid, long-term care, powers of attorney, or estate planning are also concerns.7. Keep CopiesMaintain complete copies of everything submitted to VA.
Military service can create access to valuable benefits and community resources, but veterans' needs extend far beyond completing government paperwork.A veteran transitioning into permanent housing may need furniture and household essentials. Another may face a short-term financial crisis that threatens housing stability. An older veteran may need help understanding benefits that could contribute toward long-term care.For families searching for veteran services in Sarasota, FL, two Seniors Blue Book resources approach those needs differently.What Are Veteran Services?Veteran services can encompass many types of support, including: Housing assistance Household goods Financial assistance Health and wellness programs VA benefits education Pension information Long-term care resources Medicaid assistance Community activities Veteran peer support The right organization depends on what the veteran actually needs.Helping Hearts For Heroes Phone: 941-214-02584315 S. Access Road, Englewood, FL 34224Helping Hearts For Heroes is a nonprofit organization focused on supporting local veterans as they transition into permanent housing and reintegrate into the community.Home-Goods for HeroesOne of the organization's signature programs is Home-Goods for Heroes.The initiative began in 2024 and provides household essentials for formerly homeless veterans moving into permanent housing.Community members can donate items through designated collection locations.The goal is to help veterans establish a functional home rather than moving into an empty apartment without everyday essentials.Why Household Goods MatterHousing placement is only one part of overcoming homelessness.A newly housed veteran may still need: Bedding Kitchenware Towels Household supplies Furniture Everyday home goods Helping Hearts For Heroes uses community donations to help create a more stable and comfortable transition into independent housing.Emergency Financial AssistanceHelping Hearts For Heroes also operates a short-term emergency financial-assistance program.Current published rules state that: Applicants must be veterans. Proof of service is required. Financial need must be documented. Assistance can be provided up to twice per year, at least six months apart. Total assistance is capped at $500 per year. Payments are made directly to service providers such as landlords or utility companies rather than given directly as unrestricted cash. The program is intended to help veterans manage temporary hardships that could otherwise threaten housing stability or essential services.Warrior WellnessHelping Hearts For Heroes also promotes Warrior Wellness, an initiative centered on: Physical wellness Education Mental-health workshops Career-development training Benefits navigation Volunteerism Community connection The program is intended to help veterans and military families maintain physical, mental, and social well-being after military service.Community EventsThe nonprofit also organizes veteran-focused fundraising and community events.Its current public calendar includes events in the Charlotte County area designed to raise funds and bring veterans and supporters together.Families should check the organization's current schedule for upcoming opportunities.Platinum Benefit Services, Inc.Phone: 941-993-0087Platinum's veteran-services role is different from Helping Hearts For Heroes.Its focus centers on helping older adults and families navigate benefits and application issues associated with long-term care, including matters involving: VA programs Medicaid SSI/SSDI Long-term care Seniors Blue Book identifies Hilary Hayes as a Medicaid, VA, SSI/SSDI Benefit Specialist for Long Term Care serving Sarasota and other South Florida counties.Veteran Benefits and Long-Term CarePlatinum's Sarasota veteran-services information highlights possible resources involving: Financial support for care VA pension programs Aid programs Medicaid Long-term care applications A veteran may need to explore more than one program when paying for long-term care.For example, one family could be evaluating: VA pension benefits Medicaid eligibility Assisted living expenses Nursing-home costs at the same time.Platinum's Primary Strength Is Application SupportPlatinum's documented expertise is in non-attorney Medicaid application preparation, processing, and logistics.The company is not the agency that approves Medicaid and is not a law firm.Families should involve appropriate legal counsel when benefit planning involves legal strategies, asset transfers, trusts, or other legal issues.Verify VA Accreditation for Claims RepresentationVA requires claimants who want representation to use VA-accredited: VSO representatives Attorneys Claims agents Before allowing any person or organization to formally represent a VA claim, verify the specific individual's current accreditation through VA.How to Get Started1. Identify the Immediate NeedIs the veteran primarily dealing with: Housing? Financial crisis? Household goods? Benefits? Long-term care? 2. Contact Helping Hearts For HeroesCall 941-214-0258 for current program information.3. Contact Platinum for Benefits QuestionsCall 941-993-0087 for long-term-care benefit-navigation assistance.4. Gather Military DocumentationA DD-214 or veteran identification may be necessary for assistance programs.5. Use Accredited VA Representatives for ClaimsVerify representation through VA's official accreditation system.6. Keep Financial DocumentationBenefits and financial-assistance programs may require proof of need or income.7. Ask About Other Community ResourcesNo single veteran organization provides every service.Related CategoriesVeteran Benefits Veterans Benefits Attorney Housing Resources
Humana is a leading health-care company that offers a wide range of insurance products and health and wellness services that incorporate an integrated approach to lifelong well-being. By leveraging the strengths of its core businesses, Humana believes it can better explore opportunities in health care that can further enhance wellness opportunities. Your Humana MarketPoint office is ready to answer your questions and help you choose the best coverage for your needs. Whether meeting you at a local MarketPoint office, home or coffee shop, a licensed Humana sales agent is available to talk about making the right decisions for you and your family. Take the guesswork out of selecting coverage and contact your local office today!