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As seniors age, one of the most meaningful gifts we can offer them is the ability to remain in the comfort of their own home surrounded by familiarity, independence, and dignity. For many families in Colorado Springs, that goal becomes possible with the support of Visiting Angels, a trusted provider of non-medical home care services designed to help older adults remain safe, supported, and comfortable right where they are.Whether a loved one needs help with daily tasks, companionship to prevent isolation, or assistance staying active and engaged, Visiting Angels Colorado Springs brings warm-hearted care and personalized support to seniors throughout the region.Supporting Seniors With Personalized, Non-Medical CareNon-medical home care focuses on the everyday needs that help seniors thrive at home long before medical-level care is necessary. Visiting Angels recognizes that every senior is different, so each care plan is thoughtfully created based on a familys goals and preferences.Services may include: Personal hygiene assistance and grooming support Mobility and walking assistance Support with bathing and dressing Medication reminders (non-clinical) Social companionship and meaningful conversation Meal planning and preparation Light housekeeping & laundry Support with errands and transportation Memory care support for those living with dementia or Alzheimer's Respite care for family caregivers These services are designed to allow older adults to maintain independence while receiving the help they need whether that's a few hours a week or full-time assistance.Why Families in Colorado Springs Choose Visiting AngelsColorado Springs is home to a large and growing senior population more than 15% of residents are age 65+, according to U.S. Census data. With its mountain views, active lifestyle culture, and abundance of veteran communities, its no surprise that so many older adults choose to age here.But living at home safely sometimes takes a little help.Visiting Angels has become a trusted partner to families because they: Offer customized care plans tailored to each person's needs Provide experienced, carefully vetted caregivers Create flexible schedules from hourly to 24/7 care Prioritize emotional connection, companionship, and trust Help seniors continue participating in their local community Whether a senior enjoys morning walks in Garden of the Gods, weekly visits to Colorado Springs Senior Center, or quiet days reading at home, caregivers help support routines that matter most.A Team That Cares Like FamilyThe caregivers at Visiting Angels arent just professionals they are compassionate individuals who feel called to serve others.Each caregiver undergoes thorough screening, skills assessments, and personality matching to ensure they are the right fit for a family. The goal is to build genuine bonds and lasting trust. Our team understands that letting someone into your home is deeply personal. We dont take that privilege lightly. We care for your loved one the way wed want our family to be cared for. [Contact Name], Visiting Angels Team Member This commitment to dignity, respect, and personal connection helps seniors feel safe and valued every day.Non-Medical Care That Supports IndependenceOne of the biggest misconceptions families have is that care at home is only needed when medical needs arise. In reality, early support with non-medical services can help prevent hospitalizations, reduce falls, and delay the need for nursing home care.Families often reach out for support when they notice: Loved ones are struggling with daily household tasks Mobility or balance challenges are increasing Forgetfulness is becoming more frequent Social isolation or loneliness is affecting mood or health The family caregiver needs rest or work-life balance By stepping in early, caregivers help seniors remain safely independent so they can age in place, where they feel happiest and most comfortable.Serving Seniors Throughout Colorado SpringsVisiting Angels proudly supports individuals and families across Colorado Springs and surrounding communities, including: Monument Briargate Fountain Old Colorado City Black Forest Manitou Springs Seniors in our area deserve care rooted in respect and community. From watching the sunrise over Pikes Peak to visiting local parks and churches, caregivers help seniors remain connected to the place they love most.FAQ: Understanding Non-Medical Home CareWhat is non-medical home care?Non-medical home care includes assistance with daily activities like bathing, dressing, meal prep, companionship, and light housekeeping without providing medical procedures or skilled nursing care.Is non-medical care right for my loved one?If your loved one needs help with everyday tasks, mobility, staying active, or maintaining their home safely, non-medical care may be a great fit.How is non-medical care different from home health care?Home health care is clinical and typically requires a physicians order such as wound care, nursing services, or physical therapy. Non-medical care focuses on comfort, independence, and daily living support.Can Visiting Angels help if my loved one has dementia?Yes Visiting Angels offers specialized non-medical memory care support designed to help individuals with Alzheimers or dementia remain safe, calm, and engaged at home.How do I know which caregiver will be assigned?Families participate in the process of selecting their caregiver to ensure a comfortable, compatible match.Visiting Angels: Where Compassion Meets QualityChoosing a home care provider is a big decision. Families in Colorado Springs trust Visiting Angels because of their commitment to safety, compassion, and personalized support.Whether your loved one needs companionship once a week or ongoing daily assistance, Visiting Angels is ready to help.Connect With Visiting Angels in Colorado SpringsIf you're exploring non-medical home care options for a loved one, Visiting Angels is here to guide you every step of the way.Learn More: Visit their Seniors Blue Book Listing Give your loved one the gift of independence and give yourself the peace of mind you deserve.

Fear and greed are hard to overcome. Why do we let these emotions control our decision-making process when it comes to our financial well-being? Do we fear that when there is a market correction it is a sign of impending global doom? As a part of our emotional make-up, we have a tendency to linearly extrapolate. When things are going bad, they will only get worse, and when things are going well, they will only get better. We know that our past experiences tell us neither scenario is true, but we continue to fall into the same trap time and time again.At some point we have to come to the realization that market movements are part of the investment process, and the only way to prosper long-term is to eliminate the emotions that will make us buy high and sell low. The way to control emotions is to have a disciplined approach. Discipline puts us in control, not our emotions.Controlling our emotions helps us in all facets of life, and is a key element in understanding the Psychology of Investing. Investment decisions are similar to decisions regarding friends and family. Dont try to resolve an issue when emotional, BE DISCIPLINED. The Psychology of Investing is nothing more than an understanding of the emotions that influence our decisions. Buying high and selling low is not the inverse of buying low and selling high, but is an actualization of our emotions. Be disciplined in your decision making. Use fact and reason to the best of your ability and endeavor to understand, and by understanding, control your emotions. The Psychology of Investing is the first chapter in a book titled The Ten Commandments of Investing, a book that offers a unique perspective on investing by Al Weber, Senior Vice President at Raymond James. It is available in electronic format, at no charge, by requesting it at Katie.Burr@RaymondJames.com. Editors Note: This article was submitted by Erin Weber, CFP. Erin is a Financial Advisor with the Weber Group of Raymond James. She may be reached at 878.208.1285 or Erin.Weber@RaymondJames.com.Raymond James & Associates, Inc., member New York Stock Exchange/SIPC800 Cranberry Woods Drive, Suite 200, Cranberry Township, PA 16066Any opinions are those of Erin Weber and not necessarily those of Raymond James. This material is intended for informational purposes only. It is not a substitute for professional medical advice, diagnosis, or treatment. See ad on page 112.  

For many retirees, Social Security is the cornerstone of income. With the new changes retirees are experiencing a mix of routine program adjustments and sweeping policy changes. Here are some highlights of the most important updates to Social Security, as well as how the One Big Beautiful Bill Act (OBBBA) reshapes the retirement landscape.Social Security Adjustments in 2025 Cost-of-Living Adjustment (COLA): Benefits rose by 2.5%, raising the average retired workers benefit to about $1,976 per month. Earnings Limits Increased: Retirees working before full retirement age can now earn up to $23,400 without full benefit reductions; those reaching full retirement age in 2025 face a higher limit of $62,160 before penalties. Taxable Wage Base Expanded: Wages subject to Social Security payroll tax rose to $176,100, ensuring higher-income workers contribute more. Repeal of WEP & GPO: The Social Security Fairness Act eliminated offsets that reduced benefits for public-sector retirees with non-covered pensions, granting higher or newly accessible benefits to many.How The One Big Beautiful Bill Act affects Social Security for Retirees The One Big Beautiful Bill Act delivers new tax relief for seniors: retirees aged 65 and older may deduct up to $6,000 per person (20252028), shielding much of their Social Security from taxation. For roughly 88% of beneficiaries, this eliminates federal taxes on benefits.The rules and regulations regarding Social Security and taxes can be complex and may change. Therefore, being informed about benefits and taxation is vital! Despite the complexity of Social Security and taxes, learning about these new changes are crucial to retirement income and tax planning.Managing finances in retirement involves more than simply drawing from savings. To secure stability and confidence, retirees must understand how income sources, Social Security benefits, and taxes interact. A coordinated strategy ensures resources last throughout later life stages.Consulting with financial and tax professionals may mitigate unexpected tax implications when receiving Social Security benefits and drawing down retirement savings assets.