I’m Not Leaving; I’ll Die at Home

Sometimes my organizing clients are less-than-thrilled when they realize that they are going to need to invest some money to get organized. Often, they have the double-whammy of realizing that 1) theyve already spent a lot of money on things they dont want or need and 2) they need to spend more money on services like professional organizing and junk hauling to get their place organized. I feel their pain. When I got organized myself about 10 years ago, it hurt when I thought about how much money I had spent on clothes that were headed to Goodwill. I called 1-800-GOT-JUNK to clear out my garage, and I couldnt believe that my bill was over $1,000. Who knew trash hauling was so expensive? You know the saying no pain, no gain? When it comes to organizing, I believe a little bit of pain is actually a good thing, because it motivates us to create lasting changes. My own painful experience with decluttering has helped me stay organized for years, and inspired me to become a professional organizer. Although there are some upfront costs to organizing, getting organized can be a money-saver over the long term. So if you are thinking about getting organized, its actually a long-term investment that is going to save you money over time. Heres how:  Eliminate expensive storage unitsThere has been a boom in self-storage units in recent years. Storage units can be helpful resources if you have a short gap between moving out of your old place and into your new one. But if you are using a storage unit to store extra stuff for more than a few months, the cost can really add up (this article estimates that it costs an average of $2,000 a year to keep your stuff in a small storage unit). Ive helped clients clear out their storage units, which immediately starts saving them hundreds of dollars a month.     Stop buying things you already have Have you ever run out and bought a roll of masking tape, then later found six more rolls stuffed in a drawer somewhere? Weve all been there. Americans collectively spend an estimated $2.7 billion a year replacing lost items. Organizing makes it easier to find and use what you already have, so you dont have to waste your time or money buying duplicates of things you already have.Cut down on fees and convenience costsSomething that surprised me about getting organized was how much time it saved me. Once I could easily find the things I needed to get out the door in the morning or whip up a quick dinner, I was less rushed. And having a little more slack in my schedule meant that I could take public transit instead of an Uber, or make dinner at home instead of ordering takeout, which ended up saving me money. If you struggle with paying late fees because you cant find your bills or remember when they need to be paid, getting organized can help you eliminate those  unnecessary fees.Change your shopping habits for goodAfter going through my own painful decluttering experience, I realized that the way I was shopping led me to over-buying, which was not only cluttering my house, but wasting money. (I wrote a whole blog post about how I started shopping differently after getting organized, if you want to learn more about how organizing can change your shopping habits.) Since then, Im much more critical about what I decide to buy because I dont want to have to do a massive decluttering again. Resell unused itemsWhile decluttering, a lot of my clients come across unwanted items they can resell. While its not exactly a way to make money (because items sold secondhand usually sell for much less than their original price), reselling can help you recoup some of your original expenditure. I even had one client who offset most of her organizing costs by having me sell things she didnt want anymore. If youre not sure where to start when it comes to reselling, I can help you. If organizing feels daunting or too expensive, remember that clutter has a cost, too. In the long run, decluttering and creating systems that work for you will save you time, money, and your mental health. If youre ready to get organized, book a free consultation with me. 

You've spent years making your house feel like home, celebrating milestones, making each room your own, and turning neighbors into friends. As you look ahead to the next chapter of your life, it's natural to wonder if this is still the place you want to spend it.Whether you're leaning toward staying in your house as you get older or moving to a 55+ community, the goal is the same: a home that fits the life you want, with more time for the people and things you love. So, here's what to consider before you decide.What It Can Take To Stay PutWanting to stay in a house you love and are familiar with makes sense. But most houses need at least some updates to make aging in place easier.In fact, the Joint Center for Housing Studies of Harvard University (JCHS) finds that fewer than 4% of homes have the basics, like single-floor living, no-step entries, and wide hallways and doorways (see graph below):That means for most homeowners, staying put means doing a remodel.The National Association of Home Builders (NAHB) reports more than half of remodelers (56%) take on this kind of work. Some of the most common projects are installing grab bars, curb-less showers (walk-in showers with no ledge to step over), and wider doorways.Now, thats not to say you cant go this route. You most certainly can. But if this is how youre leaning just know you'd be living with contractor noise and dust until the work gets done. Some people dont want to live in a construction zone. Not to mention, having to manage the contractors and schedules, etc.Your Equity Could Pay for Your Next MoveIf that sounds like something youd rather avoid, heres the good news. The money for your next home may already be sitting in your current one. It's called equity, which is the difference between what your house is worth and what you still owe on it. After years of mortgage payments and rising home values, it adds up. Jess Catorc, Co-Founder of Carry, explains:"The way home equity builds and is used changes a lot depending on your stage of life. . . . For older homeowners, decades of mortgage payments and home-value growth can turn equity into a financial cushion."When you sell, that cushion can go toward a home that's ready for this stage of life. No demo required. You just get the keys and its all there, ready for you. That means less time on projects and more time for living. And one option you may consider if youre entertaining a move is a 55+ plus community.Why 55+ Communities Are Worth a Look From the homes to the shared spaces to the activity calendar, these communities are planned around this stage of life. And that means everything you need is already rolled into one place. Rocket Mortgage lists some of the biggest perks (see visual below):Instead of spending time and money to make your house easier to live in, you'd move into a community that's designed with that in mind from the jump. That frees you up for the good stuff, like a morning walk with a neighbor, a game night down the street, or finally trying the hobby you've been putting off.Bottom LineStaying and moving can both be good choices. What matters most is finding the place where you'll feel comfortable and at home for years to come.If you'd like help weighing the two, let's connect. We can look at what your house could sell for and what 55+ communities in our area have to offer, so you can decide what feels right for you.

By Brandis Meeks Nov 2026  Quick answer: are high interest rates slowing home sales in Denver?Yes. With 30-year fixed mortgage rates sitting around 7.3% in October 2026, up from about 6.3% a year earlier, Denver metro buyers are pulling back and sellers are feeling it. The Colorado Association of Realtors reported that September 2026 closed sales in the Denver metro fell 18.7% from a year earlier and pending sales dropped 12.7%. The Denver metro housing market by the numbersHere is where the market stands as of late October 2026, using the most recent data released.What the numbers say: prices are drifting lower rather than collapsing, but volume is falling hard. Fewer buyers can qualify at 7%+ rates, so homes sit longer, sellers cut prices or pay concessions, and many listings expire with no sale at all.Figures reflect the latest published reports as of October 28, 2026. Market data is revised each month, so check the sources below for updates.Why high mortgage rates slow home salesThree forces are working together in the Denver metro.1. Monthly payments jump. On a home at the $565,000 metro median with 20% down ($452,000 loan), principal and interest at 7.32% is about $3,105 a month. At last year's 6.34% rate, the same loan was about $2,810. That is roughly $295 more per month, or about $3,500 a year, for the identical house. For buyers already stretched by Denver prices, that gap is often the difference between qualifying and not.2. The lock-in effect keeps sellers on the sidelines. Many Denver homeowners locked in mortgages at 3% to 4% during 2020 and 2021. Local agents quoted by the Denver Gazette have noted that moving to a similar home at today's rates can add $1,500 to $2,000 a month to the housing payment. Owners who don't have to sell stay put, which keeps inventory tight in some price ranges even while demand falls.3. Buyers get cautious and negotiate harder. When affordability shrinks, buyers wait, ask for repairs, and request concessions. In September, 64% of Denver metro sales included seller concessions and nearly half had price reductions. Homes that are dated, deferred-maintenance, or priced optimistically are hit hardest because they need a buyer who can both finance the purchase and absorb surprises at inspection.The result is a stalled market: fewer showings, longer days on market, and more listings that expire unsold.What this means for sellers in Denver and Surrounding CitiesThe slowdown is metro-wide, but it shows up differently depending on the home.Condos and townhomes are seeing the sharpest price pressure. The attached-home median fell 6.2% to $375,000 in September, and HOA dues make monthly payments even harder for buyers to absorb.Move-in-ready single-family homes in strong neighborhoods are still selling, but often with price cuts or concessions.Homes that need work in Aurora, Denver, Lakewood, Centennial, Littleton, Arvada, Thornton and other Front Range cities face the longest waits, because financed buyers and their lenders push back on condition.Inherited, tenant-occupied, hoarder, and storage-heavy properties are especially hard to list, since buyers must stomach cleanout costs on top of a 7% mortgage.If you list in this market, plan for a longer timeline, a possible price reduction, and repair negotiations after inspection. Carrying costs such as mortgage payments, property taxes, insurance, and utilities keep running the whole time. About 45% of listings that left the market in recent REcolorado data did so without selling, so a listing is not a guaranteed sale.Your options when the market is slow1. List on the MLS and wait. This can net the highest price for a turnkey home, but expect longer marketing time, buyer concessions, and repair requests. Costs include agent commissions, staging, and repairs.2. Cut the price or offer concessions. Many Denver sellers are doing this, with nearly half of September sales including a price reduction. It can speed things up but lowers your net.3. Rent the home out or hold it. This works only if the numbers cover your payment, taxes, insurance, and maintenance, and you are comfortable being a landlord.4. Sell as-is to a local cash home buyer. If you need certainty, a fast timeline, or you don't want to fix, clean, or stage the home, a direct sale removes the financing risk that high rates create. A cash buyer doesn't depend on a mortgage approval, so rate swings can't cancel the deal.How The Property Buyers can helpThe Property Buyers is a Colorado home buying company based in Aurora, founded in 2008. We have an A+ Rating with the Better Business Bureau. Plenty of 5 Star Google Reviews show why we are a trusted professional Cash Home Buyer. We buy houses throughout the Denver metro area:Get a No-Obligation Cash Offer for your homeAs-is condition. No repairs, no updates, no inspection haggling.No cleanout. Leave the furniture, belongings, and debris. We handle it.Close in as little as 10 business days, or on the date that fits your schedule.No agent commissions and no financing contingencies.Whether the house is inherited, tenant-occupied, in foreclosure trouble, or just not selling, call 720-650-7986 or visit thepropertybuyers.com to request a no-obligation cash offer. A cash offer may be lower than a fully renovated listing price, so compare it with your net after repairs, commissions, carrying costs, and time on the market.Frequently asked questionsAre high interest rates slowing home sales in Denver?Yes. Mortgage rates near 7.3% have cut buyer purchasing power, and the Colorado Association of Realtors reported Denver metro closed sales down 18.7% and pending sales down 12.7% year over year in September 2026.What is the mortgage rate in Colorado right now?Freddie Mac's national 30-year fixed average was 7.32% for the week of October 22, 2026, compared with 6.34% a year earlier. Colorado rates track the national average and vary by lender, credit score, and down payment.Are Denver home prices falling because of high rates?Prices are softening, not crashing. The Denver metro median price was $565,000 in September 2026, down 1.7% from a year earlier, and the attached-home median fell 6.2% to $375,000.Is it a good time to sell a house in Denver?It depends on your home and your timeline. Turnkey homes in good locations still sell, but sellers are giving more price reductions and concessions. If your home needs repairs or you need to sell quickly, selling as-is to a cash buyer can avoid the delays.Can I sell my Denver house as-is without cleaning it out?Yes. The Property Buyers buy houses as-is across the Denver metro with no cleanout required, so you can leave furniture and belongings behind.How fast can The Property Buyers close on a house?We can close in as little as 10 business days, or later if you need more time.How can I schedule a walk-through of my house?It's very easy: just call 720-650-7986 or visit thepropertybuyers.com to request a home walk-through and your no-obligation cash home offer.SourcesColoradoBiz: Colorado home sales fall as buyers pull back in the Denver metro (September 2026 data, Colorado Association of Realtors)Freddie Mac: Primary Mortgage Market SurveyMile High Title Guy: Denver metro expired listings, September 2026 (REcolorado data)Mortgage News Daily: NAR existing-home sales, September 2026Trading Economics: U.S. existing home salesDenver Gazette: Denver realtors say rates, not prices, are holding back the market (June 4, 2026)Denver Metro Association of Realtors market trendsPayment comparisons are our own calculation: 30-year fixed, 20% down on a $565,000 home, principal and interest only, excluding taxes, insurance, and HOA dues.