LIFE Pittsburgh: A Long-term Nursing Home Care Alternative

Moving from assisted living to a nursing home is often necessitated by changes in an individuals health or care needs. Here are some considerations to consider when moving from assisted living to a skilled nursing facility.Steps When Moving From Assisted Living to Nursing HomeYou or a loved one may need a higher level of care than what you can receive at your assisted living community. Here are some tips for transitioning between senior living communities.Step 1: Assess the individuals care needs.Nursing homes provide more medical and personal care than assisted living facilities. Healthcare professionals or social workers can help evaluate the persons needs to determine an appropriate time to move to a nursing home. Medical input is crucial in determining the proper level of care.Some individuals may be best suited to specialized memory care units. Choose a nursing home based on which one can meet an individuals complex medical needs.Step 2: Tour nursing homes. Research and visit nursing homes in your area to find one that meets the individuals medical needs and preferences. Look for facilities that have a good reputation, meet regulatory standards, and have caring staff members. Some assisted living communities offer nursing home care in another nearby building. Choosing a nursing home in the same complex may be best in giving the individual continuity of services. Step 3: Consider the costs. Skilled nursing care can be expensive. Review the individuals financial resources and access to financial assistance programs like Medicare, Medicaid, or long-term care insurance. After careful consideration, choose the best facility for your loved one.Step 4: Coordinate with the assisted living community staff.Work closely with the staff if the individual is in an assisted living facility. Ask for a checklist of tasks family members and caregivers must complete to ensure a smooth transition. Ensure all medical records, medications, and essential documents are transferred to the nursing home. Step 5: Meet with the nursing home staff to discuss needs and transition.Schedule meetings with the nursing home staff, including nurses, social workers, and administrators, to discuss the individuals care plan, preferences, and specific needs or concerns. For example, your loved one may require physical therapy, occupational therapy, or wound care. Or they may require medical equipment or care for complex medical conditions. Step 6: Prepare to move personal items to the new facility. Assisted living residents often have space for more personal items than those living in a private or semi-private room in a nursing home. Your loved one may need assistance reducing their number of personal belongings. Step 7: Consider the individuals emotional needs.Requiring nursing home care may be emotionally challenging for many seniors. Even if they know they need assistance with activities, they may not think they need skilled nursing services 24/7. Offer emotional support and involve them in the decision-making process as much as possible.Step 8: Visit regularly.Continue to visit the individual in the nursing home to provide companionship and ensure they receive the care they need. Get to know the certified nursing assistants and licensed nurses on staff. Stay engaged in their care and advocate for them when necessary.It may take time for your loved one to adjust to their new environment. Make Your Move to a New Senior Living CommunityMoving from assisted living to a nursing home can be challenging, but its often necessary to ensure the persons health and safety. With careful planning and support, you can make this transition as smooth as possible for your loved one.Retirement Unlimited offers a wide range of senior living facilities. If your loved one has had repeated hospital stays or suffers from a chronic medical condition, it might be time to move them to one of our skilled nursing facilities that provides 24-hour care. Contact RUI today to learn more about our premier senior communities. Key Takeaways: When to Move From Assisted Living to a Nursing Home? If your loved one has declining health and requires one-on-one supervision and help with the activities of daily living, it might be time to move them from an independent living facility to one that can provide skilled nursing care.Work with the staff at each facility to make sure there is a seamless transition especially in regards to medication management. Consider your loved ones emotional needs as they move to a different home.

How to Apply for Long-Term Care Medicaid in ColoradoApplying for Medicaid can be a daunting task, especially when it comes to long-term care. However, with the right guidance and resources, the process can be much smoother. This guide is designed for seniors, caregivers, and Colorado residents to help them understand how to apply for long-term care Medicaid in Colorado. Understanding Long-Term Care MedicaidLong-term care Medicaid provides financial assistance to those who need help with daily living activities, such as bathing, dressing, and eating. It covers care provided in various settings including nursing homes, assisted living facilities, and even at home. Why You Shouldn't Apply AloneGiven the high volume of applications and the complexity of the process, we do not recommend submitting an application on your own. Mistakes can delay approval or result in denial. Should you choose to apply on your own, we will give you the information and tools you need during our free initial consultation with you. Schedule a free consultation here  - calendly.com/doinggoodforothers Steps to Apply for Long-Term Care Medicaid in ColoradoStep 1: Find The Applicants DHS OfficeThe first step in applying for Medicaid in Colorado is to find the applicants local Department of Human Services (DHS) office. This is where you will submit your financial application. Find the Applicants DHS office here - cdhs.colorado.gov/contact-your-county Step 2: Submit a Financial ApplicationOnce you have located your local DHS office, you will need to submit a financial application. This form will require detailed information about your income, assets, and expenses. Step 3: Determine Financial EligibilityBefore proceeding with the application, it's crucial to determine if you qualify financially for Medicaid or VA Aid & Attendance benefits. Strategies exist to access benefits while protecting your personal assets, and a Certified Medicaid Planner (CMP) can help you maximize your benefits. Find out if you qualify - doinggoodforothers.com/financialinformation Step 4: Schedule a Health AssessmentAfter qualifying financially, you will need to schedule a level of care assessment, also known as a health assessment, with the Applicants Single Entry Point. This evaluation will determine the level of care you require. Schedule a health assessment - hcfp.colorado.gov/case-management-agency-directory Step 5: Skip the Hassle of Applying Alone Schedule an AppointmentIf you find the application process overwhelming, you can skip figuring out how to apply on your own by scheduling an appointment with our experts.  Schedule an appointment with a Certified Medicaid Planner - calendly.com/doinggoodforothers Our 4-Step Process for Application AssuranceWe have developed a streamlined 4-step process to help you feel relief about your loved ones care and save money. 1. Schedule a Free Initial ConsultationLearn more about what we can do to preserve your assets by scheduling a free initial consultation. 2. Make a PlanThrough an assessment of your financial circumstances, we will create a roadmap of the best options for you. 3. Pick an OptionWe explore legitimate opportunities to preserve your assets. 4. Gain BenefitsSelect the best option, and we will complete a successful application for gained benefits. Applying for long-term care Medicaid in Colorado doesn't have to be stressful. By following these steps and seeking professional guidance, you can ensure a smoother application process and maximize your benefits.For personalized assistance, schedule a free consultation with one of our Certified Medicaid Planners (CMP) today. Learn more and schedule now! - calendly.com/doinggoodforothers

You already know that taking care of your health allows you to prolong your life and enhance your quality of life. But have you given serious thought to how your health directly impacts your future? Your legacy? The ones you love the most? What were talking about here is estate planning, and its every bit as important as your physical health. I know, I know, it could sound weird to equate health with estate planning but hear me out. By the end of the article, the connection will be clear.  The Link Between Your Health and Estate PlanningEstate planning often brings to mind wills, trusts, and other legal paperwork, and in fact, thats maybe what you initially thought when you read the title of this article. However, I want to challenge that assumption with this: the documents are merely the byproduct of estate planning. You may be thinking, how are documents the byproduct of estate planning? Heres what I mean.Estate planning is all about ensuring your wishes are honored if you become incapacitated so you can live and die with dignity. Its also about ensuring that the people you love most will know you loved them, that theyre cared for when youre gone in a way you cared for them while you lived, and that youve removed all the pain, potential conflict and expense they will have to endure if you have no plan in place. Estate planning supports your loved ones to grieve in peace rather than face a long, expensive court process or confusion regarding how to find your assets or understand what to do when you are gone. Estate planning is also about leaving a legacy. Contrary to what you may be thinking - that legacy is not only related to money and reserved for the wealthy and philanthropic - legacy is about the mark you make on those you hold most dear. Its about defining your humanity and what you stood for. Putting your affairs in order now so your loved ones dont have to deal with a mess later is a legacy, too. Making it clear that you loved your family is a legacy. What about health? How does your health connect with estate planning?Your health plays a significant role in shaping your preparations for the future in general, and how you structure your estate plan in particular. I want to first say that while health can refer to mental health, emotional health and spiritual health, and all are important, well focus on physical health here. So lets take a look at the direct link between your physical health and estate planning. Youll come to see that by prioritizing your physical health, you can not only enjoy life with more ease, but also avoid complications in your estate planning. Longevity and Retirement Savings. Your physical health has a direct impact on your lifespan, which in turn affects how long your retirement savings need to last. If you maintain good physical health, youre likely to live longer (yay!) and will need a more extensive plan regarding your assets, for your longer life.Healthcare Decisions. Consider the potential need for long-term care. Alzheimer's or dementia could require long-term care solutions that you may or may not choose. In your estate plan, its crucial to not only make sure youre financially covered for these possibilities, but to also ensure youve made it clear how you want to be cared for, if you cannot make decisions for yourself. There comes a point in time at which its too late for you to make your wishes known and given that you are reading this now is the time to document what you would choose, if you could not choose.This is why you need a healthcare power of attorney, or a living will in your plan. These are documents that designate the person (or people) you choose to make medical decisions on your behalf if youre unable to do so. Your designated healthcare agent (or agents) will not only ensure that your healthcare preferences are respected but will also align your medical treatment with your personal wishes. Without these documents in place, a judge (i.e., a complete stranger) could appoint someone to act on your behalf. Maybe even someone you dont trust or wouldnt want making decisions for you. Or, in a worst-case scenario, a judge could even appoint a professional conservator who could drain your estate financially.Disability and Its Impact. Poor health can sometimes lead to disability, affecting your ability to manage your own affairs. Including a disability clause in your estate plan ensures that your assets are managed according to your wishes, even if youre not able to oversee them personally. A revocable living trust can be particularly useful here, as it allows your chosen person or entity to manage your affairs without the need for court intervention. Again, without a plan in place, a judge will make decisions for you, and those decisions may not be what you want.Having gone through the potential consequences of not prioritizing your physical health and its direct link to your estate planning, lets turn to practical steps you can take now to make sure you and your family dont have to experience any negative consequences. Practical Steps to Integrate Health and Estate PlanningUnless youre already incapacitated and cant make decisions for yourself, know that its not too late to take action. Its not too early, either. Death and incapacity dont discriminate based on age. When you face that fact, and then plan accordingly, you can live life with more ease, more joy, and less stress. Truly.So, if you havent planned for the future, here are some practical steps you can take now:Schedule Regular Check-Ups. It may seem obvious, but regular medical examinations are vital. They not only help in detecting illnesses early but also provide a clear picture of your health, which, as weve discussed above, is crucial for accurate estate planning. If you discover a new health condition, you can plan accordingly when youve caught it in time. If not, it could be too late to get your plan in place.Update Your Estate Plan Regularly: As your health changes, so should your estate plan. Make it a habit to review and update your plan on a regular basis or whenever there is a significant change in your health. As an Estate Planning Attorney, I can not only help you get your initial plan in place, but with a unique process I use called Life & Legacy Planning, I will always include a free review of your plan at least every three years. This ensures your plan works because it will be updated as your health, life and assets change over time. Without updates, your plan will fail, sending your family to court and increasing the probability of conflict. Discuss Your Plans Openly: Talk with your family about your healthcare wishes and how they relate to your estate plan. Taking this courageous, and maybe uncomfortable, step, makes a big difference when it comes to decreasing the likelihood of conflict in your family. Make sure to discuss your preferences for end-of-life care, which can create conflict in your family if you havent clarified your wishes. Consult A Professional Who Has Your Best Interests in Mind: I approach estate planning from a place of heart, always keeping your best interests, and by extension, your loved ones best interests, in mind. I not only help you to get your plan in place, but also help you keep your family out of court and conflict, so your legacy is one of love and care. I can also help you navigate difficult discussions with your family about your wishes, so you can feel confident knowing youve done all you can to preserve the family bonds. How We Support You and Your Loved OnesAs an Estate Planning Law Firm, we recognize the integral connection between your physical health and your estate planning needs. Our commitment goes beyond mere legal documentation; we aim to ensure your life's work and values are preserved with dignity and clarity. By understanding the specific challenges and opportunities that arise from your health, we tailor estate plans that not only protect your assets but also your well-being and your family's future. Contact Entrusted Legacy Law at 412-347-1731 or click here to schedule a complimentary 15-Minute call.