Long-Term Care Insurance and VA Benefits 101

Author

Amada Senior Care

Posted on

Sep 23, 2023

Book/Edition

Non-Book Market , Texas - Dallas, Collin, SE Denton & Rockwall Counties

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Long-Term Care Insurance & VA Benefits  101

Eric vonGoethem with Amada Senior Care Dallas shares his expertise on Long-Term Care Insurance & VA Benefits with us. Eric brings 15 years of healthcare experience ranging from the operating room, to healthcare administration, to post acute in-home care.  During his time as a senior care advocate and the Owner of Amada Senior Care, Eric has helped hundreds of families navigate the long-term care insurance claims and VA Aid and Attendance qualification processes. 

 Purpose

The purpose of this educational activity is to increase the knowledge of the professional on Long-Term Care Insurance and VA Benefits on benefits available, qualifications and how to access/apply for benefits they qualify for; to improve quality of care and end of life experience for aging adults.

Objectives

The participant will be able to:

·      Demonstrate education Long-term care (LTC) insurance policy structure to assist patients to understand what benefits they qualify

·      Discuss what to instruct patients to do who have LTC policies so they can access those benefits.

·      Describe the VA Aid and Attendance Benefit qualifications and application process so as to educate veterans to better access benefits.




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Local Services By This Author

Amada Senior Care

Non-Medical 14330 Midway Road, Farmers Branch, Texas, 75244

Amada Senior Healthcare "America's trusted resource for caregiving and long-term care insurance claims advocacy In-Home Health Care Eric vanGoethem, owner of Amada Senior Care Dallas, has made it his mission to help seniors live safely and comfortably in the comfort of their own homes. Eric deeply empathizes with families who have experienced the vulnerability and uncertainty of seeing a loved one battle a disease. He watched his father quickly deteriorate from Creutzfeldt-Jakob Diseasea rare, degenerative prion disease that attacks the brain and is always fatal. Eric says, I watched my mom become my dads caregiver and saw the toll that it took on her physically and emotionally while trying to still be the loving, supporting wife that she had been over 40 yearsit drained her for years to come. Had we known and understood the benefits of in-home caregivers at the time, I know we would have navigated that difficult time of transition more smoothly. Chief Operating Officer Sabrina vanGoethems own family experiences sparked her interest in making a difference in seniors lives. She is inspired by her mother, who has been working as a caregiver for years in San Antonio. Hearing her mothers stories of feeling fulfilled by her work and witnessing her passion for being a caregiver, Sabrina developed her enthusiasm for providing in-home senior care. Says Sabrina, I just loved hearing her stories from her clientsthey have experienced much change in their lives, and it was fascinating to listen. Find the Most Outstanding In-Home Health Care for Your Loved One Providing care for your aging loved one is important but can place a significant burden on your day-to-day life. Home care offers you the ability to provide the most outstanding care to your loved one while allowing them to remain independent in their own home. Amada Senior Care provides the most exceptional home health care services in Dallas, TX. Our team of professional caregivers assist in a range of daily routine activities while providing companionship that will truly make a difference in the life of your loved one.  Amada Caregivers are Trained to Provide Assistance with Activities of Daily Living (ADLs) such as: BathingErrands/ShoppingMost Non-Medical AssistanceLight HousekeepingMeal Preparation, FeedingMedication RemindersDressingToiletingWalking/Ambulation Assistance with Long Term Care Insurance Claims At Amada Senior Care, we are committed to caring for everyone that comes across our path. Thats why our senior home care has been awarded and certified by organizations like the Department of Defense as an employer of military spouses and the Home Care Standards Bureau. Amada Senior Care Dallas is A+ certified by the Home Care Standards Bureau and is designated as a 2020 Best of Home Care Pulse Employer of Choice and a Provider of Choice. Our Commitment For our team members at Amada Senior Care, providing in-home senior care is much more than just a job. It is a fulfillment of our personal goals to enrich the lives of our clients at every level. Whether it is helping a client adjust their care plan, engaging in an activity a client enjoys, sharing a friendly word with a family member, or preparing a meal that tastes like home, we truly enjoy what we doand it shows.Support Programs For VeteransSupport Programs for VeteransNumerous veterans, along with their spouses and families, might be unaware of the potential government assistance available to them. At Amada Senior Care Dallas, our commitment lies in aiding eligible individuals, including those qualified for VA Aid and Attendance benefits and various other financial aids, in fully utilizing these valuable resources.For further information regarding Aid and Attendance and additional benefits tailored to veterans, please call us at 214-888-4823.Determining Eligibility for Aid and Attendance1. Military ServiceA minimum of 90 days on active duty, with at least one of those days falling within a wartime period.Must not have received a dishonorable discharge.2. Assistance with Personal CareApplicants should currently require aid with daily activities like walking, eating, using the toilet, or dressing.3. IncomeThe majority of the applicants income must be presently allocated towards caregiving expenses.The benefits they qualify for will be determined by the proportion of income spent on care.4. Financial AssetsThe VA will establish an acceptable asset threshold for applicants.Determination of financial assets will take into account age and financial need.Advantages of VA Aid and Attendance BenefitsBy leveraging VA benefits, elderly individuals enhance their financial flexibility for tailored care plans and potential living arrangements. This encompasses the possibility of:Increased in-home care options.Selecting a preferred community for living.Receiving monthly benefits with no obligation for repayment.Direct tax-free payments from the United States Treasury to beneficiaries.