Look for “the Horse of a Different Color” When Filing for the VA Benefit Aid & Attendance

Is It Time For A Professional Caregiver?Aging comes with challenges, some of which may make it difficult to care for yourself effectively. If youre having trouble with daily activities but want to remain independent and live in your own home, it may be time to consider working with an at-home caregiver. What Is A Professional Caregiver?The idea of hiring a professional caregiver might feel nerve-wracking, and you may have some fears about what bringing a caregiver into your life will be like. All experiences with a professional caregiver and client will differ, but you can generally expect your caregiver to be compassionate, hardworking, and dedicated to helping you age safely. There are different types of professional caregivers and caregiving services. At Visiting Angels, we offer at-home, meaning our caregivers go to clients' homes to help them with daily living tasks so they can continue living independently. A few nonmedical tasks caregivers can assist with include medication reminders, cooking, transportation, grooming, light housekeeping, and mobility assistance. Visiting Angels Daphne offers various at-home care services to meet each client's needs. We also have specialized services for seniors with dementia, those in hospice, or those needing additional assistance after a hospital stay. All services are customizable to ensure each client receives the highest quality of care. Signs You May Need A Professional CaregiverIts never too soon or too late to hire a professional caregiver. However, if you are experiencing any of the following signs, you may want to start a conversation with a trusted home care agency like Visiting Angels.  You need help completing daily tasks like cleaning and cooking.  You find personal tasks like bathing and driving challenging. You have trouble remembering to take your medications.  Youve fallen within the last three months. You feel lonely, anxious, or sad when home alone.  You were recently diagnosed with a chronic health condition. You dont have nearby loved ones to contact if you need help.  Professional Caregivers With Visiting Angels Hiring a professional caregiver is a big decision, and finding the right home care agency and caregiver for you is essential. At Visiting Angels, we offer all potential clients a complimentary consultation to ensure our care solution fits your needs and expectations. During the initial consultation, a care team member explains our services and helps you discover which care service could work for you and how that service can fit into your life. This meeting is also a great time to ask questions and share concerns about caregiving. After the consultation, our care team will develop a personalized care plan addressing your needs. We then match you with a qualified caregiver with the skill set to assist you and a similar personality and interests to help build a foundation for a meaningful relationship. Once all the pieces are in place, Visiting Angels can provide care within 48 hours. Contact us today if youre ready to learn how at-home care from Visiting Angels can help you age safely and independently.Could your loved one living in Daphne, Fairhope, Orange Beach, Bay Minette, Mobile, Gulf Shores, or the surrounding communities benefit from our senior care services? Contact Visiting Angels today to book a no-cost care consultation.    

Saad Healthcare: A Family Tradition of Caring and 50 Years of ExcellenceFor over fifty years, Saad Healthcare has been a beacon of hope and healing along the Gulf Coast. Established in 1967 by John and Dorothy Saad, what began as a retirement community in Mobile, Alabama, has evolved into a comprehensive healthcare provider, offering a range of services including home healthcare, hospice care, rehabilitation, private nursing, and medical equipment supplies. Today, Saad Healthcare stands as a testament to a legacy of care, providing essential support for patients living with chronic conditions, those recovering from illness, or individuals facing life-limiting conditions.A Comprehensive Approach to CareSaad Healthcare's mission is rooted in the belief that every patient and customer deserves the highest quality of care. This commitment is reflected in their extensive range of services, which cater to diverse patient needs. Whether a patient requires around-the-clock nursing care, Physical, occupational, speech therapy or simple daily assistance, Saad Healthcare's team of experienced care providers collaborates closely with physicians to develop personalized care plans. This collaborative approach ensures that each patient receives the best possible care tailored to their unique circumstances.The Saad Advantage: Continuity of CareOne of the key differentiators of Saad Healthcare is what they call the "Saad Advantage" the continuity of care. For patients and families, this means that a single call to Saad Healthcare is all it takes to access a comprehensive suite of services. This seamless integration of care services provides peace of mind, knowing that all health needs can be met under one roof. From medical assistance programs to rehabilitation services, Saad Healthcare's family of caring professionals is equipped to handle any situation with compassion and expertise.Convenient Locations Across the Gulf CoastWith locations in Mobile, Alabama, Baldwin County, Alabama, and on the Mississippi Gulf Coast, Saad Healthcare is uniquely positioned to serve the needs of its community. Each location offers a full range of programs, including home healthcare, hospice care, and medical equipment supplies. This regional presence allows Saad Healthcare to deliver on its promise of personalized, accessible care for patients across the Gulf Coast.A Legacy of Compassion and ExcellenceSaad Healthcare remains the only locally owned, family-operated home healthcare company in Mobile, Alabama. This independence allows the Saad family to uphold the values and principles instilled by their founders. The companys motto, "A family tradition of caring," is more than just a tagline; it is a guiding philosophy that permeates every aspect of their operations. This mission-driven approach is evident in their dedication to providing high-quality, compassionate care while maintaining the highest standards of integrity and professionalism.Guiding Principles and ObjectivesSaad Healthcare is committed to a set of guiding principles that inform their operations and interactions with patients, employees, and partners. These principles include: Compassion: Patient-centered care that prioritizes the well-being of each individual. Integrity: Honest and transparent business practices that build trust with patients and stakeholders. Quality: Delivery of safe and effective healthcare services using the best clinicians, technologies, and facilities. Professionalism: Employing highly qualified healthcare professionals and ensuring ongoing training and development. Efficiency: Wise resource management and adaptability to industry changes for value-driven healthcare. Respect: Fostering a supportive environment for employees and respectful communication with patients and partners. Dynamism: Embracing innovation and creativity to remain at the forefront of healthcare delivery. Looking to the FutureAs Saad Healthcare continues to grow and evolve, its commitment to excellence remains unwavering. The company strives to be a trendsetter in healthcare delivery, embracing new technologies and approaches to better serve its patients. With a focus on compassionate care, professional integrity, and community engagement, Saad Healthcare is poised to continue its legacy as a leader in healthcare along the Gulf Coast.For more information or to learn about their services, Saad Healthcare invites you to visit one of their convenient locations or reach out to their compassionate team. Whether you are considering care for yourself or a loved one, Saad Healthcare is dedicated to providing the support and expertise you need. Contact Saad Healthcare at 251-343-9600. 

The U.S. Department of Veterans Affairs (VA) offers several programs and services to help Veterans access the long-term care they need. From financial assistance programs to residential living options and services and programs that help Veterans who live at home, VA aims to support U.S. military Veterans in living comfortably and accessing the care they need. Here, we explain 16 Veterans benefits that senior Veterans can receive to maximize their quality of life, safety, and comfort whether they live at home or want to live in a long-term care facility.Financial assistance programs for VeteransVA offers various financial assistance programs to U.S. military Veterans. Some provide additional income to individuals who have significant health needs. Other programs offer loans to Veterans, and still others provide grants that allow Veterans to improve their homes without needing to repay the funds. Lets explore these financial programs designed specifically for Veterans.Aid and Attendance benefitVeterans who require assistance with daily life may qualify to receive additional income every month through the Aid and Attendance benefit. This VA benefit provides income directly to qualifying Veterans. Surviving spouses can also qualify for this benefit. The maximum monthly benefit may change each year, and VA makes this determination at the end of each calendar year for the following 12 months. Currently, benefit recipients can receive over $2,000 per month if they are eligible.To qualify, Veterans must meet requirements in military service, health needs, and income. Generally speaking, the military service criteria require that the Veteran served in active duty during an approved wartime period (though serving in an active combat zone is not required). The Veteran must require help with at least two activities of daily living, need to live in a facility to protect their safety due to a cognitive or other health issue, or have a vision impairment. The Veteran must also meet the net worth limit set by Congress.Veterans interested in applying can do so on their own through VA or work with a third party that can help them determine their eligibility and get assistance with the application.VA home loanAging in place, or living at home for as long as possible, is often the ideal situation for many people. However, doing so can require capital to purchase a home or improve its accessibility. Veterans needing funding assistance to make their homes safer and accommodate their care needs may qualify for a VA home loan.The U.S. government backs these loans, and the VA guarantees part of the loan to a lender. With the VA standing behind the Veteran in the loan, the lender often offers desirable terms. The borrowing Veteran could have a zero or low down payment, a lower interest rate, or a cap on closing costs, among other benefits.To qualify for a VA loan, the Veteran must meet certain service requirements and get a Certificate of Eligibility from VA.The Special Home Adaptation grantThe Special Home Adaptation (SHA) grant provides funding to qualifying Veterans who want to buy or modify a home to meet their needs due to a service-connected disability. The Veteran can use funds to buy or build a home or modify their existing home. In addition to meeting the health and disability requirements, the Veteran must also own or soon own the home they want to improve or purchase. Eligible individuals can apply online through eBenefits, by mail, or in person after filling out VA Form 26-4555.The Temporary Residence Adaptation grantHelp is also available to Veterans who temporarily live in a home that doesnt meet their accessibility needs. If a Veteran can qualify for the Special Home Adaptation (SHA) grant or the Specially Adapted Housing (SAH) grant but temporarily lives in a family members home, the Temporary Residence Adaptation (TRA) grant may be able to help fund necessary modifications to support the Veterans accessibility needs.The Veteran must meet disability criteria and not own the home they want to modify. Veterans can apply online through eBenefits, by mail, or in person after filling out VA Form 26-4555.The Home Improvements and Structural Alterations grantThis grant is for Veterans who are not trying to fund new construction but instead want to fund home modifications for greater accessibility in their homes. The Home Improvements and Structural Alterations grant can cover alterations to home entrances, installations of roll-in showers or walk-in bathtubs, adjustments to counter heights, and other similar accessibility improvements.To qualify for the grant, the Veteran must meet various criteria, including receiving a prescription written by a VA physician deeming the improvements necessary. The Veteran must also complete the application, submit a notarized statement from the owner (if the Veteran rents the home) approving the improvement, obtain an estimate of costs for the project, and submit a photo of the original unimproved space.Residential care facilities for VeteransSome Veterans may need significant assistance with activities of daily living, so moving to a residential community may be the best way to maintain comfort and a good quality of life. Others may opt to live in facilities because of the camaraderie, socialization, and round-the-clock access to care staff and professionals. While there are many senior living communities around the country, VA provides two types of communities that specifically serve U.S. military Veterans: VA nursing homes and state Veterans homes.VA nursing homesA nursing home is a residential long-term care facility that helps people who need significant assistance with personal care tasks, like bathing, dressing, eating, and other activities of daily living. These facilities also staff skilled nursing professionals, like registered nurses and other skilled care professionals. They can provide skilled care, like wound care, medication administration, and other nursing tasks. While there are many nursing homes around the U.S., VA runs its own nursing homes, also called VA Community Living Centers, that cater to U.S. military Veterans.In order to live at a VA nursing home, the Veteran needs to meet certain eligibility criteria, such as their service-connected status, level of disability, and income. The Veteran must also be enrolled in the VA health system and be medically and psychiatrically stable.Depending on the Veterans service-connected disability and financial status, they may be responsible for a copay. VA social workers and case managers can advise interested Veterans, and applicants can complete the Application for Extended Care Benefits (VA Form 10-10EC) to apply for residency.State Veterans homesState Veterans homes are residential communities that provide varying levels of care, like independent living, assisted living, memory care, skilled nursing, and adult day health care. The state where the facility is located owns and operates the community.A benefit of living at a state Veterans home is that most residents are U.S. military Veterans. Some state Veterans homes may admit non-Veteran spouses and Gold Star parents, while others may admit only Veterans. This allows residents to bond through having the common experience with the military, which can foster and support strong relationships. Not only do the residents better understand one another, but the staff are also trained on unique issues that Veterans may face, such as PTSD, depression, and other common challenges that can result from time served in the military.Interested Veterans must apply for residency. State Veterans homes are located throughout the country.Help at home for VeteransMany Veterans choose to live at home, but even if they do not live in a VA residential community or a senior living facility, they may still need care services and support to live independently. There are a number of services that help Veterans who live in the community rather than in a facility. From adult day health care and respite care to homemaker services and even end-of-life care at home, VA offers a range of services to eligible Veterans. Lets take a look at those services now.Adult day health care (ADHC)Veterans who live at home may live alone or with a family member. Adult day health care (ADHC) services could be just what the Veteran and their caregiver need to live successfully at home. VA adult day health care programs operate during the day and serve as a place for Veterans to go and receive care services and socialization. They can also access care from visiting and on-staff professionals. Social workers, nurses, therapists, and other health care professionals offer their services to program participants.Veterans can utilize this program as often as needed, whether a few days per week for part of the day or on a full-day schedule. ADHC programs can be found at VA medical centers, state Veterans homes, or other organizations if none exist in the Veterans area. The programs can also offer family caregivers a much-needed respite from caring for the Veteran. The caregiver will know that their Veteran loved one is in good hands and getting the specialized care they need, all while the caregiver can have time for themselves or take care of other life responsibilities.If a Veteran is eligible for community care and meets the clinical criteria for the service, and if there is an ADHC program in the area, the Veteran can participate. VA care managers can guide interested Veterans on the application process and explain the potential copay the Veteran may have based on their disability status and financial information.Respite careVeterans with family caregivers, like spouses or adult children, may benefit from utilizing VA respite care program services. Respite care benefits both the individual and their caregiver because the individual receives care that the caregiver normally provides, allowing the family member to take a break from their usual caregiving responsibilities. VA respite care is convenient because Veterans and their families can access the services in a few ways. Veterans who live at home can have a respite caregiver travel to the home to provide services. The Veteran can also attend a VA adult day health care program if there is one in their area. For longer periods of care, the Veteran can receive respite care services at a nursing home. This option may be suitable for Veterans whose caregivers need to be away from the Veteran for a few days due to a trip or another responsibility. Veterans may qualify for VA respite care services if they meet the criteria and if these services are available near them. Services vary by location. The Veteran may be responsible for a copay based on their disability status and financial situation. VA case managers can help interested Veterans determine eligibility, learn if they have a copay, and apply for the service.Home-based primary care (HBPC)VAs home-based primary care (HBPC) program can offer invaluable help to Veterans who find it difficult to leave home for medical care. This service brings health care to the Veterans home if they live within 40 miles of a VA medical center. Medical professionals, such as physicians, nurses, therapists, dietitians, and other health care professionals, can provide services in the Veterans home. Veterans who are enrolled in the VHA Standard Medical Benefits Package are eligible to receive home-based primary care if the service is available in their area and they meet the clinical criteria. VA case managers can help Veterans learn whether they meet the requirements and whether there is a program in their area.Skilled home health careSkilled home health care can be an important part of a Veterans recovery from an injury or hospitalization. The skilled home health care program provides skilled nursing services to Veterans transitioning home from a hospital or skilled nursing facility but still needing care at home.If a Veteran is eligible for community care and meets other criteria, they may qualify for the skilled home health care program. VA case managers can help determine eligibility and assist the Veteran in applying for the service.Homemaker and home health aide programIf a Veteran needs help with activities of daily living and maintaining their homes cleanliness, the VA homemaker and home health aide program may be a great fit for their situation. Through this service, the Veteran receives care through a VA-approved home care agency that sends caregivers to the Veterans home. Typically, these caregivers can help with light housekeeping, meal preparation, and assistance with bathing, dressing, and other activities of daily living.Veterans eligible for community care may qualify to participate in the homemaker and home health aide program. VA case managers can help Veterans determine whether they qualify and will have a copay in addition to helping them receive the services.Home hospice careVeterans can receive home hospice services during their final stage of life. As with typical hospice services, providers help manage the patients symptoms while the patient is no longer seeking curative treatments for their illness or condition. In addition to symptom management, the Veterans family and loved ones can receive grief counseling services.This service is part of the VHA Standard Medical Benefits Package. Enrolled Veterans are eligible for home hospice care if their physician determines theres a clinical need. Hospice care requires no copayments from the Veteran. Palliative careAlthough palliative care also aims to manage chronic conditions and maximize quality of life, it should not be confused with hospice care. The main difference is that patients can use palliative care services while receiving curative treatments, whereas those receiving hospice care cannot. Through the VA palliative care program, Veterans work with doctors, nurses, social workers, and other professionals to manage pain and other symptoms associated with one or more chronic conditions. The palliative care program is part of the VHA Standard Medical Benefits Package. A Veteran may be eligible if they demonstrate a medical need for it. VA social workers can help determine potential copays and processes for initiating this type of care.Home telehealth assistanceThe home telehealth assistance program allows Veterans living at home to use technology to monitor their health and communicate with their health care providers. With remote patient monitoring, health care providers can access real-time data about the Veteran patient. Phone visits and video communication can allow Veterans who are homebound or live far from their providers to contact doctors quickly and as needed.Veterans can talk with their health care provider at the nearest VA medical center about the home telehealth assistance options in their area.Veteran-directed careVeteran-directed care is more of an approach to how the Veteran chooses to receive their care than a specific type of care. Many Veterans receive care from VA-directed health care providers, but through Veteran-directed care, the Veteran chooses their care service providers. They are responsible for hiring, managing, and paying their providers with the budget they receive. This program fosters autonomy and allows the Veteran to take the lead on who provides their care.To participate, the Veteran must be eligible for community care and meet health requirements. VA social workers can work with interested Veterans to determine the individuals eligibility and inform them on how to get started.Whether a senior Veteran wants to live at home or in a long-term care community, they can turn to VA to receive the care they need.