Medicaid for Nursing Home Care


Platinum Benefit Services, Inc.

Posted on

Aug 03, 2023


Florida - Southwest

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Elders need more attention and care compared to others. The healthcare cost has skyrocketed, and it has become a financial burden on the individuals who want to avail of it. In such conditions, Medicaid for nursing home care becomes the best option for seniors to access the vital support they require.

What is Medicaid for Nursing Home Care?

Medicaid is a joint program by federal and state governments that offers healthcare coverage to elders incapable of taking financial burdens. Regarding long-term care, this care program is the best assistance for people who need round-the-clock care due to chronic illnesses, age-related conditions, and disabilities.

Eligibility Criteria:

Eligibility depends on both health and financial criteria. Medical eligibility requires the applicants to prove the requirement for nursing home-level care as prescribed by the healthcare professional. 

Financial eligibility is determined by income, and asset limits, which can vary from state to state. Medicaid for nursing home care is planned for low-income individuals. 

Protecting Assets While Qualifying for the Medicaid:

A common concern among seniors and their families is protecting their assets while qualifying for Medicaid. It comes with strict rules and regulations regarding assets, and individuals who exceed these limits can be denied to avail of the benefits, and sometimes, it attracts penalties. However, several legal strategies, like asset transfers and trusts, can be initiated to protect the assets while meeting the Medicaid requirements. 

In such conditions, hiring an elderly law attorney would be a great solution to this issue. They have the required expertise and experience to handle such issues.

Benefits of Medicaid for Nursing Home Care:

Medicaid provides comprehensive coverage for nursing home care, ensuring elders receive the necessary healthcare service to meet their healthcare needs. Not all nursing homes comply with this service. Instead, only Medicaid-certified nursing homes that meet specific quality standards offer this care to the residents. 

The coverage includes room and board, nursing, medical care, personal care, medication management, therapy services, and more. By accessing Medicaid for nursing home care, elders can receive the essential support they need to maintain their health and quality of life.


Medicaid for nursing home care is a vital support system for seniors needing long-term care services. Meeting the eligibility criteria, protecting the assets, and navigating the application process are vital steps in accessing this service. By availing of this service, seniors can secure the financial assistance required to afford quality nursing home care.

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Platinum Benefit Services, Inc.

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Platinum Benefit Services, Inc. is committed to helping families gain maximum government benefits for Long Term Care and providing both compassion and application expertise.  Since 1996, we have helped more than 10,000 families qualify for Medicaid while strategically protecting an estimated $1,000,000,000 in assets in conjunction with appropriate legal counsel.Platinum works diligently to process all types of long-term care applications with a specialization in complex nursing home applications for families who employ high end asset protection strategies. Platinum Benefit Services, Inc. are experts in the field of nursing home Medicaid application processing. About MeHilary Hayes is a Certified Senior Advisors (CSA) and a financial advocate specializing in long-term care planning by maximizing health Insurance benefits while navigating available government programs like Medicaid, VA, & Social Security Disability & protecting assets. As the Regional Vice President for South Florida at Platinum Benefit Services, Inc., she leverages 35 years of expertise to her role. She also serves as a speaker covering Collier, Lee, Charlotte, Glades, Hendry, & Monroe on topics important to professionals and families of aging Seniors on subjects like Navigating the Senior Years & Senior Scams awareness. Hilary's dedication to assisting seniors and their families navigating complex financial decisions underscores her commitment to providing compassionate and knowledgeable service.