Moving with Pets in SWFL: Tips for a Stress Free Transition

At different times, inflation may be high or low, but, except in those rare periods of deflation, its always with us. During your working years, when you may receive boosts in your salary, you at least have the potential to keep up with inflation but what happens when you retire? As a retiree, what can you do to cope with the rising cost of living?            Here are a few suggestions:            Keep some growth potential in your investment portfolio. During your retirement years, you may want to move your portfolio toward a somewhat more conservative approach by owning investments that offer significant protection of principal. However, these same investments offer little in the way of growth, which means they are susceptible to inflation. Consequently, youll also need to own a reasonable amount in growth-oriented investments, such as stocks and stock-based securities. Of course, these investments will fluctuate in value as the financial markets move up and down, but by owning some more conservative investments, you can reduce the overall impact of market volatility on your portfolio.             Consider inflation-adjusted bonds. You might want to consider Treasury Inflation-Protected Securities (TIPS), which are indexed to the Consumer Price Index, so the principal increases with inflation (and decreases with deflation). Another inflation-adjusted Treasury security is the I bond, which differs from TIPS in that the principal doesnt change but the interest rate does, every six months, based on a combination of a fixed interest rate and the inflation rate. Like all investments, though, TIPS and I bonds have various features and risks of which you should be aware before investing.              Delay taking Social Security. You can start collecting Social Security benefits at 62, but your monthly checks will be much bigger if you wait until your full retirement age, likely between 66 and 67. You would receive the maximum amount if you waited until 70 before collecting. Of course, if you need the money to help support your retirement, you may not be able to afford to wait, but if you can, your bigger checks can be a big help against inflation.                 Dont hold too much cash. During your working years, its a good idea to have an emergency fund containing several months worth of living expenses in liquid, low-risk accounts. And when youre retired, you might want to have up to years worth of expenses in such a fund. But be careful about holding too much cash, as it will lose purchasing power each year due to inflation. Instead, when keeping cash, seek the Goldilocks solution not too little, not too much, but just the right amount.            Think about extending your employment. If you like what you do, you might want to consider working a few years longer than you had originally intended. Not only will you be bringing in more income, but you could also continue to contribute to retirement accounts, including your IRA and 401(k). Even if you dont want to continue working full time, you could do some part-time work or consulting. Any earned income you bring in can help in your fight against inflation.             You cant control the cost of living, but by making some of the moves described above, you can help yourself mount a defense against the effects of inflation during your retirement years.Chad Choate III, AAMS 828 3rd Avenue West Bradenton, FL 34205 941-462-2445 chad.chaote@edwardjones.com  This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

How To Stay Healthy and Happy All SeasonWinter can be a challenging season for seniors, requiring extra attention to health and well-being. Even in the warmer climates of Florida, seniors can still benefit from adopting essential wellness practices to boost their physical and mental health. Looking for some ideas for staying healthy this winter? Here are easy winter wellness tips to help you or your loved ones thrive during the cooler months, focusing on staying active, eating healthy meals, boosting immunity, and maintaining mental well-being.1. Stay Physically Active Indoors or Out!Maintaining physical activity is crucial for overall health and managing stress, especially this time of year when outdoor activities may be limited due to cold weather. When the temperature is agreeable and sidewalks are free of ice or snow, walking is a great way to get exercise and fresh air. Prefer to stay indoors? Low-impact exercises, such as chair yoga, stretching or indoor walking, are excellent ways to stay active without straining joints. These gentle routines can help improve:FlexibilityStrengthBalanceConsider joining community classes, a local gym or following online workout sessions specifically designed for seniors to ensure a safe and effective exercise routine.2. Boost Immunity With a Balanced DietEnjoy nutritious, comforting winter foods. Warm meals can bring comfort and nourishment during the winter months. Consider preparing hearty soups, stews, and casseroles that incorporate seasonal vegetables rich in vitamins and minerals, including:SquashCarrotsSweet potatoesThese meals not only warm the body but also provide essential nutrients needed for optimal health. Experimenting with new recipes can also add excitement to your winter dining experience.A well-balanced diet plays a vital role in supporting the immune system, particularly during winter. Incorporating foods rich in vitamins and minerals can help fend off seasonal illnesses. Focus on including vitamin C-rich foods, such as:Citrus fruitsLeafy greensBell peppersEmphasizing whole grains, lean proteins, and plenty of vegetables can keep your body energized and healthy throughout the season.3. Stay HydratedHydration is just as important during the winter as it is in the summer, though many people forget to drink enough water in cooler weather. Seniors are especially at risk of dehydration, so its vital to maintain regular fluid intake. Aim for at least 68 glasses of water a day, and remember that herbal teas, soups, and water-rich fruits like oranges and melons can also contribute to hydration. Staying hydrated helps support energy levels, improves digestion, and keeps skin healthy during the drier months.4. Dress Warmly and Prevent FallsEven in warmer climates, seniors should dress appropriately for cooler temperatures. Wearing layers allows for easy adjustments to temperature changes throughout the day. Proper footwear is also essential; non-slip shoes can significantly reduce the risk of falls, especially on potentially slippery surfaces. Taking proactive measures to enhance home safetysuch as installing grab bars in bathrooms or using slip-resistant rugscan further help prevent accidents during the winter months.5. Stay Mentally EngagedThe winter months, with their shorter days, can sometimes lead to feelings of isolation or the winter blues, particularly if you find yourself spending more time indoors. Staying mentally engaged is critical for emotional well-being. Activities like reading, puzzles or the creative arts can keep your mind sharp and stimulated. Equally important is maintaining social connections. Engaging with family, friends or community groups can uplift your spirits and combat loneliness. Consider participating in local events or joining clubs to foster new friendships and connections.6. Reduce the Spread of GermsWinter is cold and flu season, so reducing the spread of germs is key to staying healthy. Washing your hands frequently, using hand sanitizer, and regularly disinfecting surfaces can help prevent illness. An effective means of preventing the spread of viruses can be as easy as not touching your eyes, nose or mouth. Seniors should also avoid crowded areas during peak flu season and consider getting a flu vaccine to protect themselves. Encouraging social interaction is important for mental well-being, but its wise to limit exposure to anyone showing symptoms of illness and maintain proper hygiene practices. If you do become ill, remember to cover your mouth when you cough or sneeze.7. Get Plenty of RestRest and recovery are essential for overall health, especially during winter when your body may be working harder to fight off germs. Seniors should aim for 79 hours of sleep each night to support immune function and cognitive health. Establishing a relaxing nighttime routine, such as reading or listening to calming music, can help you unwind, improve sleep quality and maintain a regular sleep schedule. Prioritizing rest also boosts mood and energy, helping to combat winter fatigue.Prioritize Your Wellness All Year LongStaying healthy and happy during the winter months is achievable with intentional actions. By incorporating these wellness tips for staying healthy into your routine, you can enhance your physical and mental well-being throughout the season.For seniors looking for comprehensive support in maintaining their health and wellness, communities like The Terraces at Bonita Springs, a luxury Life Plan Community in Bonita Springs, Florida, offer year-round wellness programs, nutritious dining options, and a variety of social activities designed to foster a fulfilling lifestyle. Embrace the season with confidence, knowing  small changes can lead to significant improvements in your overall well-being.Prioritize your wellnessand happinessall year long at The Terraces. Call 239-208-6963  or contact us online to schedule a personalized visit and experience our brand of living well.

5 Essential Tips for a Smooth Senior Moving ExperienceIt is not easy to move at any age, but it can be even more difficult as a senior citizen. It may involve moving to a new house, an assisted living facility or to a relatives house and this process demands some planning. In this post, I will share with you five important and useful tips that can help to reduce the stress when moving a senior citizen to a new home. 1. Start Planning EarlyAnother aspect that can help in the successful completion of a senior move is to start the process at least one month prior to the actual move.Why Early Planning Is Important:        It enables you to sort through belongings and choose what to take, give away or dispose.         It affords one the chance to arrange for professional movers or help if needed.        You may also have to arrange for the utilities or ensure that the new house is in a good condition before the moving date.  2. Sort and Declutter This is the reason why downsizing is a common phenomenon especially among senior citizens when moving houses. Steps for Sorting and Decluttering:         Keep: Only the needs and the wants of us. We need to donate the things which are not important but can be of help to someone else        Discard: Anything that has been damaged or has no use at all. It is also recommended that you engage your senior family member in the process. This is because they feel like they are still able to make decisions and choose what they want to take.3. Hire Professional Movers who specialize in Senior Relocation Services. Professional movers who are familiar with senior moves can make really the come whole in process handy run in order that much more smoothly. They are trained to handle problems that arise when shifting elderly people. What to Look for in a Senior Moving Company: The company should have prior knowledge in senior relocation especially on shifting to assisted living or other forms of senior housing. They should be gentle and kind, that is, they should be able to bear the sorrow and physical effects of the move. Check the achievements or ask for the recommendations from the people who have recently become seniors moved.4. Pack Smart and Label Boxes If you are over 65, one of the most challenging aspects of the moving process is packing and this Packing is Tips: where professional the movers first can help. is to make sure that every box is well labeled as to the content and the room that it belongs to. Delicate items should be packed in a special way, that is, with the help of bubble wrap and sturdy boxes to ensure that they are not broken. Consider special needs: If your friend or family member needs specific medical supplies or gadgets, ensure that you pack them carefully and in a way that they can be easily reached. 5. Ensure the New Home is Ready for Move-In Before the actual day of the move, ensure that the new house problems or that the facility arise is as well prepared for last minute in big day. Make this transition assist easier. Avoiding some Things to Check Before Moving In:        Set up utilities and internet: It means that the house has functioning utilities and other necessary services have been connected to it.         Arrange furniture layout: It is advisable to know where furniture and other belongings will be placed in advance. If possible, make the environment as comfortable as possible by ensuring that all the things they need are well arranged.         Ensure safety measures: It means that the house has put in place features such as handrails, anti-slip mats and enough lighting. More Details About Senior Move: How to Achieve Great Results         Stay Organized: This is because having a checklist will ensure that you do not miss on certain aspects that you may need to consider.         Involve Your Loved One: This is because by informing and involving your senior family member, they will be more comfortable with the whole process.         Offer Emotional Support: It is therefore important to reassure and comfort people especially when they are in the process of transferring house. Therefore, it is not necessary to get stressed when moving, especially if one is a senior citizen. Therefore, it is important to plan ahead, involve the senior in the process and get professional help where necessary to guarantee a successful move.Do you need help with senior moves? Then, call us at 800-201-9989 or email info@seniorsbluebook.com and let us assist you with the planning of your relocation.This blog is useful for those who have to organize a senior move, and it will help families understand how to move their loved one without many complications