Options to Pay for Home Care

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SENIOR HELPERS EDINA

For more information about the author, click to view their website: Senior Helpers South Minneapolis

Posted on

Feb 10, 2023

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Minnesota - Twin Cities Metro Area

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Making the decision to choose in-home care can seem
overwhelming at times. But don’t panic—our professional senior care experts
will help guide you through the process to ensure compassionate care and
comfort at a moment’s notice for your loved one. 

One of the most common concerns for families is
affordability and payment options. Are home care services covered by Medicare
or health insurance? Are there any benefits to help Veterans pay for home care?
Can life insurance help? Can we use home equity to help pay for the care? 

Every day, Senior Helpers works with families just like
yours that are starting to learn about the benefits of in-home care. As trusted
experts in senior care, we can help you and your loved ones navigate the
often-complicated maze of senior care options. We strive to provide you with
straightforward answers to assist you in making the most informed decisions. 

Private Pay 

Your loved one may have savings or supplementary income
available that can help pay for home care, assisted living, or nursing home
care. Often, family members may contribute to the cost of care for their loved
one. 

Long Term Care (LTC) Insurance 

Your loved one may have purchased a LTC policy to help
offset the cost of home care or assisted living care. We can help you evaluate
the policy to see if it covers Senior Helpers’ services. 

Veteran’s Aid & Attendance Pension Benefit 

Eligible veterans and surviving spouses may be eligible for
up to $2,020 per month for health care expenditures. We can help you evaluate
this option to see if your loved ones may qualify, and if so, apply for this
little-known benefit. 

Reverse Mortgage 

Reverse mortgages can be very useful for home owners aged 62
and older whose home is their principal residence and who have a high amount of
equity in the home. Evaluate this option with a reputable Reverse Mortgage
Specialist 

Whole Life Insurance Policies 

Whole life policies are designed to build cash value and as
cash value builds up, it is often possible to borrow against the policy while
keeping insurance in effect. Contact your insurance agent to discuss your needs
and possible options. 

Additional State and Local Programs

In many states, there are local and state funded programs
that offer limited care for seniors who meet certain criteria. Contact us so
that we may review the programs available to you in our area. Our goal at
Senior Helpers of South Minneapolis & Surrounding Area is to handle all of
the home care details so you can concentrate on spending quality time with your
loved one. Even if you are hundreds of miles away, you can trust that we will
treat your loved one with the dignity, respect, and compassion they deserve. We
look forward to providing your loved one with the help they require to continue
living independently at home. Contact our Office today for an in-home
assessment.  We can be reached at
612-428-4491 or visit our website at
www.seniorhelpers/com/mn/south-minneapolis. Areas We Serve:  Bloomington, Edina, Minnetonka, Eden Prairie,
Hopkins, Richfield & South Minneapolis


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Staying Connected with Elderly Loved Ones During the Holidays

In a world that is constantly evolving, the holiday season serves as a powerful reminder of the significance of human connection. For seniors, these connections offer profound emotional and psychological benefits. This discussion explores the joy of maintaining relationships, the challenges faced by older adults, and strategies to ensure their holidays are filled with a sense of belonging, remembrance, and shared experiences.The Importance of Connection for SeniorsEmotional and Psychological BenefitsHuman connection is essential throughout life, and its importance grows as individuals age. Seniors experience numerous benefits from social interaction, including improved mental health, better cognitive functioning, and a heightened sense of purpose. Meaningful relationships create a support network that can help alleviate feelings of isolation and depression, promoting overall well-being. Engaging with family and friends fosters a sense of belonging and self-worth, while participation in conversations and activities can enhance emotional stability and reduce the risk of cognitive decline.Loneliness During the HolidaysWhile the holiday season is often associated with joy and togetherness, it can also amplify feelings of loneliness for seniors. Many may face the loss of loved ones or find themselves separated from family due to distance. Such circumstances can heighten emotions of isolation, especially during a time when connection is most valued. The holidays can serve as poignant reminders of lost connections, intensifying nostalgia and grief.Challenges in Staying ConnectedSeveral obstacles can hinder seniors from maintaining connections during the holidays. Geographic distance can prevent reunions with family and friends, while health issues may limit mobility and travel options. 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Stress-Free Holidays: Essential Tips for Family Caregivers

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(Do you absolutely have to have mashed potatoes as well as sweet potatoes?) Bring in food from a good supermarket or a favorite restaurant, or make it a potluck this time; its a good way to give those reluctant siblings some way to help you out. One family moved to Chanukah in May when the airports would be less congested and the weather would be better. Even if the holiday meal has always been at your house, this might be the year to ask another family member to host. Easiest of all, if it works for your budget (or your sisters budget), hold the dinner at a hotel. The holiday decor, the giant buffet not to say the prep and the cleanup are all on them. Time-Shifting and Place-Shifting TipsWho says that everything has to be done in December? Send New Years greetings instead of the usual holiday cards in January. No one loves traveling on the holidays. One family moved to Chanukah in May when the airports would be less congested and the weather would be better. 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Many senior care facilities have tech folks who can help. Or ask one of the grandkids to go to Nanas place and set up the holiday Zoom call. Dont Forget the Comfort and Joy for YourselfNo question that youre under stress as a caregiver. Everyone keeps telling you to make time for self-care, but its harder now than ever. So sneak it in. Seriously. Breathe. Or stare at the sky or your garden and reconnect with your senses and soul. According to Abramowitz, The respite doesnt have to be in big chunks. It can be in the moment. Pause in the transitions between activities. In the car, take a moment before heading to your destination. Breathe. Take time between appointments. Breathe. Or stare at the sky or your garden and reconnect with your senses and soul. Breathe. While shopping for gifts at the mall, find a coffee shop, sit down and treat yourself to one of those only-at-the-holidays specialty drinks. And when you go to the Post Office to mail off the presents, look at the revolving gift card kiosk. Theyve got cards from retailers and restaurants, movie theaters, online stores and more. Prices can be as low as $10 or $20. Treat Yourself to Your Holiday GiftFor delayed gratification, book a massage for January or February (check out local massage franchises, health clubs, spas and massage schools). You deserve it. Dr. Karen Midyet, a clinical psychologist in Fort Collins, Colorado, whose coaching practice includes many older caregivers, knows how critical self-care is. I tell them, hire somebody to come in so you can leave for a few hours. Sometimes, she adds, you can just do something as simple as sitting outside in the sun for one minute, taking a short walk with the dog. A short walk is better than no walk. For some extra help during the holidays, Shapiro suggests looking into the senior centers in your area (search on senior centers near me and adult day care near me). Many of them offer unique programs and caregiver support groups during holiday times. Several states offer free respite care services. Check out the Family Caregiver Alliance for details on respite programs, state by state. The National Adult Day Services Association has an interactive Find a Center map for daycare facilities nationwide. Respite care for veterans and their caregivers is also available through the US Department of Veterans Affairs. All Dad Wants For Christmas is YouYour first impulse may be to bring Mom or Dad home for a family gathering. But if your person is in a care facility, Shapiro points out, it may be more detrimental to bring them to your house and bring them back. For a lot of people with dementia, the back-and-forth causes stress. Big gatherings and blinking Christmas lights may also be overwhelming. So bring a quiet celebration to them or join in whatever holiday event the care facility offers. Bring your persons favorite holiday food, get a stack of holiday cards to look through, show photos of the family in their red-and-green elf caps, or FaceTime with the grandchildren. If you want your person to enjoy the holiday, it has to be meaningful to them. If you want your person to enjoy the holiday, it has to be meaningful to them, says Williams. Keep the tradition of celebrating; just shift the focus. If youre taking Mom to someones party, consider what she needs. Have a quick meal, Williams advises. Just stay for an hour. The key, says Shapiro, is to plan. Set things up for success. If youre going to someones house, make sure there is a chair they can get in and out of, a quiet room they can retreat to. You need to find a way to make it comfortable and realistic. If your loved one has dementia, they can still engage in reminiscing. Use that to your advantage, she says. When the family gets together, ask what was the favorite part of this holiday for each of us. Have an intergenerational table and design questions so the older people can impart their memories. Shapiro adds, With dementia you have to slow everybody down. Tell them that after dinner, were all going to sit on a couch and listen to some stories. Holidays often involve religious observances, but extended services and large crowds may not work this year. Do you have to go to church for the big gathering? Williams asks caregivers. Try Saturday evening instead. You could call Father So-and-so and ask, Can we come as a small group, and could you give us a sermon and Communion?' Jim Sherblom, a social impact investor and former Unitarian Universalist minister in Brookline, Massachusetts, encouraged innovative ways to mark the holidays. Especially if it was difficult for his congregants to get to church, he would invite them over to his house, and they would walk together in the nearby woods. These days many religious groups live stream their services. All Dad wanted for Christmas was church, one caregiver told me. So we watched the holiday service on his iPad, and it worked just fine. Ask your person what theyd like to do for the holidays it may surprise you. Leave day-to-day activities behind, put on your fancy clothes (or that once-a-year Christmas sweater), and share some moments. Focus on that. Stick to whats doable and enjoyable for you and meaningful for your person. Reminiscing may be the best way to enrich your persons day. Play the music that moves them, says Williams. Maybe its just the same five oldies. Thats okay. Run old family movies on a loop. Or maybe its playing a game together, laughing, watching a football game. Holidays are an opportunity to create new rituals, Abramowitz reminds us. We get to remake the holidays. We get to create what we want. You never know this could be the last holiday with your person. Take a lot of photos, says Shapiro, adding, take mental photos. Say to yourself, I will capture this and remember this moment. Whatever you create, whether you trim the tree or trim down the festivities, the holidays are still a unique time to build new memories and savor the simple joy of being with people you love. Writer: Connie Baher This article originally published on nextavenue.org___________ SYNERGY HomeCare offers no obligation home assessments. Contact Synergy HomeCare of Daphne at 251-621-1900 to learn how we can provide additional support to you and your loved ones.

Local Services By This Author

Senior Helpers South Minneapolis

Dementia Care 5275 Edina Industrial Boulevard, Edina, Minnesota, 55439

Alzheimers disease, a progressive and degenerative brain condition, is the most common form of dementia. Dementia itself is not a specific disease but a term that describes a group of symptoms, including memory loss and cognitive impairments, which interfere with daily activities.  If your elderly loved one in the South Minneapolis area is suffering from Alzheimer's or another form of dementia, caregiving can significantly impact your physical and emotional well-being. Due to the progressive nature of the disease, many families seek the support of home care professionals like Senior Helpers. As leading experts in Alzheimer's and dementia care, Senior Helpers can make life easier and more enjoyable for both you and your loved one.  We collaborate with you to create a customized home care plan that adapts as your loved one's needs change. Our care team is extensively trained and experienced in providing individualized care and support, carefully monitoring everything from medication to daily activities. Our goal is to create a positive environment with activities that focus on what your loved one can still do, rather than what they can no longer do. We achieve this through our Senior Gems program. Trust Senior Helpers to provide the compassionate, expert care your loved one deserves.Senior Gems Program  The Senior Gems program, created by Senior Helpers, offers effective strategies for supporting and caring for your loved one, from normal aging through late-stage dementia. By focusing on what is precious and unique about each senior, we can help your loved one continue to live a purposeful life at home.  Changes occur as the disease progresses, but with a positive approach to care and effective strategies, Senior Helpers can support your loved one in maintaining a meaningful life. The Senior Gems program is based on the Gems techniques, strategies, and overall approach to care developed by Teepa Snow, Positive Approach, LLC.  The Gems classification system enables trained Senior Helpers caregivers to:  Identify the characteristics of different stages of dementiaUnderstand what a person can still do based on their gem levelUse specific strategies based on gem level to care for our seniorsCreate the best plan for long-term individual care

Senior Helpers South Minneapolis

Personal Care Assistance 5275 Edina Industrial Boulevard, Edina, Minnesota, 55439

Discover Peace of Mind with Senior Helpers In-Home Care ServicesAt Senior Helpers, we understand the challenges families face when everyday activities and personal tasks become difficult for a loved one due to injury, medical conditions, or the natural aging process. When personal tasks require a little extra hands-on support, our compassionate in-home care services are here to help.Our dedicated caregivers are thoroughly screened, trained, and dependable, providing sensitive and confidential care that respects your loved ones dignity and promotes their independence. With Senior Helpers of South Minneapolis & Surrounding Area, you can trust that your loved one is receiving the highest quality care, tailored to their needs.We proudly serve the South Minneapolis community, making aging in place a possibility for seniors. Our comprehensive Personal Care Services include:Safe bathing assistancePersonal hygiene supportDiet monitoring and meal planningMedication remindersAssistance with dressingWalking and mobility supportRestroom assistanceExperience the confidence and peace of mind that comes with knowing your loved one is in capable and caring hands. Contact Senior Helpers today to learn more about our personalized in-home care solutions.

Senior Helpers South Minneapolis

Non-Medical 5275 Edina Industrial Boulevard, Edina, Minnesota, 55439

Experience Exceptional In-Home Care with Senior Helpers of South Minneapolis & Surrounding AreaAt Senior Helpers of South Minneapolis & Surrounding Area, we prioritize creating safe, caring, and compassionate environments for all our clients. We offer ongoing communication and follow-up plans to ensure peace of mind for family members. Our complimentary, no-obligation in-home care interview helps families evaluate care options and develop a personalized care plan tailored to their loved one's unique needs.Over 90% of seniors wish to age in their own homes with dignity, but finding the right care can be daunting. We believe that securing the best care for your loved ones shouldn't be complicated. At Senior Helpers, we recognize the growing need for in-home care services and are passionate about delivering exceptional care to seniors in Bloomington, Eden Prairie, Edina, Hopkins, Minnetonka, Richfield, and South Minneapolis.Our top priority is to provide the highest level of service to our clients. We have built an exceptional team of care professionals committed to leading the in-home care industry. We utilize proprietary risk assessment and mitigation tools, along with ongoing training and education programs, to ensure superior service.Feel confident that your loved ones are in good hands with Senior Helpers. Contact us today to learn more about our personalized in-home care solutions and how we can help your loved one age gracefully at home.