Options to Pay for Home Care

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SENIOR HELPERS EDINA

For more information about the author, click to view their website: Senior Helpers South Minneapolis

Posted on

Feb 10, 2023

Book/Edition

Minnesota - Twin Cities Metro Area

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Making the decision to choose in-home care can seem
overwhelming at times. But don’t panic—our professional senior care experts
will help guide you through the process to ensure compassionate care and
comfort at a moment’s notice for your loved one. 

One of the most common concerns for families is
affordability and payment options. Are home care services covered by Medicare
or health insurance? Are there any benefits to help Veterans pay for home care?
Can life insurance help? Can we use home equity to help pay for the care? 

Every day, Senior Helpers works with families just like
yours that are starting to learn about the benefits of in-home care. As trusted
experts in senior care, we can help you and your loved ones navigate the
often-complicated maze of senior care options. We strive to provide you with
straightforward answers to assist you in making the most informed decisions. 

Private Pay 

Your loved one may have savings or supplementary income
available that can help pay for home care, assisted living, or nursing home
care. Often, family members may contribute to the cost of care for their loved
one. 

Long Term Care (LTC) Insurance 

Your loved one may have purchased a LTC policy to help
offset the cost of home care or assisted living care. We can help you evaluate
the policy to see if it covers Senior Helpers’ services. 

Veteran’s Aid & Attendance Pension Benefit 

Eligible veterans and surviving spouses may be eligible for
up to $2,020 per month for health care expenditures. We can help you evaluate
this option to see if your loved ones may qualify, and if so, apply for this
little-known benefit. 

Reverse Mortgage 

Reverse mortgages can be very useful for home owners aged 62
and older whose home is their principal residence and who have a high amount of
equity in the home. Evaluate this option with a reputable Reverse Mortgage
Specialist 

Whole Life Insurance Policies 

Whole life policies are designed to build cash value and as
cash value builds up, it is often possible to borrow against the policy while
keeping insurance in effect. Contact your insurance agent to discuss your needs
and possible options. 

Additional State and Local Programs

In many states, there are local and state funded programs
that offer limited care for seniors who meet certain criteria. Contact us so
that we may review the programs available to you in our area. Our goal at
Senior Helpers of South Minneapolis & Surrounding Area is to handle all of
the home care details so you can concentrate on spending quality time with your
loved one. Even if you are hundreds of miles away, you can trust that we will
treat your loved one with the dignity, respect, and compassion they deserve. We
look forward to providing your loved one with the help they require to continue
living independently at home. Contact our Office today for an in-home
assessment.  We can be reached at
612-428-4491 or visit our website at
www.seniorhelpers/com/mn/south-minneapolis. Areas We Serve:  Bloomington, Edina, Minnetonka, Eden Prairie,
Hopkins, Richfield & South Minneapolis


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