Planning for Your Digital Legacy

Author

Entrusted Legacy Law

Posted on

Oct 14, 2022

Book/Edition

Pennsylvania - Greater Pittsburgh Area

An estate plan often focuses on tangible property such as jewelry, artwork, money, and vehicles. However, in this age of technology, it is important to remember to include your digital assets. Digital assets consist of everything we own online. Because we spend more time on computers and smartphones than we ever did before, you may not realize how much digital stuff you own, from photos and videos to online accounts, cryptocurrency, and nonfungible tokens (NFTs).



Why Is It Important to Plan for Digital Assets?

Planning for digital assets is important for several reasons. First, without a plan, digital assets may get lost in the Internet ether and not pass to your loved ones after your death due to the simple fact that their existence is unknown. Second, planning now means your family will not have to worry about hunting for these items upon your death while also grieving a beloved family member. Third, like most adults (roughly 70 percent of them), you want certain aspects of your digital life to remain private. If you do not create a plan, your loved ones may learn things that you wish to keep secret. Finally, planning now can minimize the risk of identity theft, which happens to 2.4 million deceased Americans each year. Keep reading to learn more about why it is important to include digital assets in your estate plan and how to account for them.


Digital Assets: What Are They?

Instead of existing in photo albums and on videotapes and DVDs, most of our family photos and videos are now digital. Even if they lack commercial value, they certainly have sentimental value that you want to preserve for your family and friends. Social media accounts containing your photos and videos can also have value to your loved ones when you are gone. For example, a Facebook account can serve as a memorial after you pass away. When you consider all of the other accounts that you log into (more than 130 on average), the list becomes quite lengthy.


Digital assets that you may own include the following:

  • Social media accounts (e.g., Facebook, Twitter, LinkedIn)

  • Financial accounts at brick-and-mortar and online institutions

  • Business documents and other files stored in the cloud

  • Cryptocurrency

  • NFTs

  • Databases

  • Device backups

  • Internet domain names and uniform resource locators (URLs)

  • Streaming service accounts (e.g., Netflix, Peacock, Hulu)

  • Merchant accounts (e.g., Amazon, Etsy, eBay)

  • Gaming tokens

  • Virtual avatars

  • Points-based loyalty programs (e.g., for groceries, gas stations, airlines, and hotels)

  • Rights to intellectual property, artwork, and literature

  • Online betting accounts

  • Monetized video content

Including Digital Assets in Your Estate Plan

Taking inventory of your digital assets may take some time, but it is worthwhile. If something were to happen to you, your estate planning attorney or another trusted person should have complete access to your online footprint. This includes usernames and passwords for all accounts. Tools such as Dashlane or the password manager integrated in your browser can be used to simplify the storage of usernames and passwords.

In addition, you should continuously back up all digital assets, including photos and important documents, to the cloud, and ensure that your attorney and trusted person can easily access them when the time comes.

Because they are not controlled by governments or banks, cybercurrency and NFTs must be handled carefully. You do not have the option of calling customer service to reset your password if you forget or lose it. NFT and cryptocurrency passwords should be stored online in a “hot wallet,” or in an offline device known as a “cold wallet.” Either way, someone needs to know how to access your passwords when you cannot.


Other estate planning considerations for digital assets include the following:

  • Your estate plan can provide that your digital possessions be handled by one or more cyber successors who can distribute your digital assets like tangible property.

  • One cyber successor can control your Instagram account, for example, while another can take possession of your Bitcoin.

  • Keep in mind that passwords should not be memorialized in your will, especially regarding cryptocurrency, as they could be made public if the will is submitted to probate court.

  • Consider how technologically savvy a person is before appointing that person as your cyber successor.

Next Steps for Your Digital Assets

Talk to your estate planning attorney about your digital assets and cyber successors. Have a conversation with potential cyber successors about how they would handle your assets, and make sure that they would carry out your wishes before appointing them. Digital assets can be placed into a trust or distributed through your will, or you could grant access to them through a power of attorney. With the help of an experienced estate planning attorney, you can feel relieved that your digital assets will be easily located, managed, and passed to your loved ones.

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5 Signs You Need a Power of Attorney

In those critical moments when life is uncertain, the best friend you can have is someone who knows your wishes and can voice them on your behalf. Thats where a power of attorney can be a lifesaver for you. However, empowering someone with decisions related to end-of-life care, financial management, and other personal affairs is entrusting them with your life. No wonder, making this crucial choice can leave you feeling overwhelmed and confused.A Power of Attorney is a legal document authorizing someone (your agent) to act on your behalf to conduct financial or health decisions. The right Power of Attorney will align with your wishes, values, and specific circumstance. Several types of Power of Attorney arrangements exist, such as Limited, Durable, or Springing Power of Attorney. 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5 Common Estate Planning Mistakes Coloradans Cant Afford to Make

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The process can also be time-consuming and costly, leading to added conflict and unnecessary stress for your loved ones during an already difficult time.Importance of Having a Will or TrustHaving a Will or trust in place is essential for estate planning. A Will enables you to specify how you want your assets to be distributed after your death and can also include provisions for the care of minor children. On the other hand, a trust can offer additional benefits, such as avoiding probate, providing for the management of your assets both during your lifetime and after your death.A significant advantage of having a Will or trust is that it provides a clear roadmap for the distribution of your assets, reducing the potential for disputes among your heirs. Moreover, with a Will or trust, you can ensure that your estate is managed and distributed in a manner that aligns with your wishes and values.Avoiding this common mistake is not as daunting as it may seem. As your trusted attorney for estate planning in Colorado, we can guide you through the entire process, ensuring that your estate plan aligns with your personal goals and the needs of your loved ones. Dont let the absence of an estate plan leave your family in a lurchcontact us today to learn how we can help.Mistake 2: Not Considering the Cost of Estate PlanningAnother common mistake that Coloradans make is not considering the cost of estate planning. Often, individuals either underestimate or overestimate the cost, leading to inadequate planning and potential repercussions down the line.Average Cost of Estate Planning in ColoradoIn Colorado, the cost for comprehensive estate plan varies depending on the complexity of your estate and the attorneys experience. As the saying goes, You get what you pay for. Opting for cheap, do-it-yourself options may not offer the same level of protection and expertise that professional estate planning provides. Also consider the cost of probate. Often the expense, time, and stress of probating an estate unnecessarily far exceeds the cost of advance estate planning.Importance of Investing in Comprehensive Estate Plan DraftingInvesting in comprehensive estate plan drafting is not an expense but a crucial step to secure your familys future. It provides a clear path forward for your loved ones in case something happens to you and ensures your wishes are honored. Moreover, it reduces the risk of disputes and conflicts among family members, which can cause additional stress during an already challenging time.At Burr-Law, we understand that every family has unique needs and assets. We provide personalized services tailored to each familys specific circumstances, offering proactive and educational guidance to help you align your estate plan with your goals. Were here to ensure your estate planning documents dont just offer false security but truly protect you and your loved ones when the time comes.When it comes to estate planning, cutting corners can cost you more in the long run. Its essential to work with experienced professionals like our estate planning team who can guide you through the process and ensure your plan is comprehensive, legally sound, and effective.Mistake 3: Not Involving an Estate AttorneyWhen it comes to estate planning, especially when real estate properties are involved, its a common mistake to disregard the crucial role of an estate attorney.Role of an Attorney in Estate PlanningAn estate attorney can provide invaluable advice on how to best incorporate your real estate holdings into your estate plan. They understand the nuances of property law and can help you navigate through the complex process of transferring property ownership, ensuring that your real estate assets are protected and distributed according to your wishes.For example, an estate attorney can advise you on the use of specific legal instruments, such as a life estate or a revocable living trust, to avoid probate and ensure a smooth transition of your property to your heirs. They can also assist in coordinating with your financial advisors and ensuring that your beneficiary designations are accurate and up-to-date.Why Colorado Does Not Require an Estate Attorney and Why You Might Still Need OneColorado does not require an attorney to be involved in the home buying process. However, when it comes to estate planning, its not just about buying or selling a property. The stakes are much higher, and the legal complexities can be more difficult to navigate.Involving an estate attorney in your planning process can provide you with peace of mind. They can ensure that your estate plan is legally sound and that it effectively addresses all aspects of your real estate holdings.At Burr-Law, we recognize the importance of comprehensive estate planning, and that includes considering your real estate assets. Our team of experienced attorneys can provide you with the guidance and support you need to ensure that your properties are included in your estate plan in the most effective and efficient way possible.The goal of estate planning is not just to prepare for the inevitable but to ensure that your loved ones are taken care of and that your legacy is preserved. So, dont make the mistake of overlooking the crucial role of an estate attorney in your planning process.Mistake 4: Not Ensuring the Validity of Your WillA common pitfall in estate planning is not taking the necessary steps to ensure the validity of your Will. An invalid will can lead to numerous complications, including potential legal disputes among your beneficiaries and your final wishes not being carried out as you intended.Requirements for a Valid Will in ColoradoIn Colorado, the law sets out several requirements that must be met for a will to be considered valid.Firstly, the Testator (the person making the Will) must be at least 18 years old and of sound mind. This means that you must understand the nature of your actions, the extent of your property, and who your beneficiaries are.Secondly, the Will must be in writing. It can be typed or handwritten but it must clearly express your intentions. Oral wills are generally not recognized in Colorado.Thirdly, the Will must be signed by the Testator.Finally, the signing of the Will should be witnessed by at least two individuals who are over 18 years old, or notarized. These witnesses must sign the Will in the presence of the testator and each other. Ideally, the signing of a Will is both witnessed and notarized.Consequences of an Invalid WillIf your Will is deemed invalid, the consequences can be dire. Without a valid Will, your estate will be distributed according to Colorados intestacy laws, rather than your specific wishes. This could mean that certain loved ones or charities you intended to benefit from your estate receive nothing.On top of this, an invalid Will can lead to costly and time-consuming legal battles. Family members may contest the Will, leading to potentially bitter disputes and further heartache during an already difficult time.Ensuring your Will is valid is a vital part of the estate planning process. Enlisting the help of an attorney for estate planning in Colorado can provide invaluable peace of mind. At Burr-Law, we can guide you through the process, ensuring your Will is legally sound and accurately reflects your final wishes. Dont leave your legacy to chance. Reach out to us today and let us help you secure the future for your loved ones.Mistake 5: Not Regularly Updating Your Estate PlanImportance of Regularly Reviewing and Updating Your Estate PlanJust as you review your financial investments periodically, your estate plan also deserves similar attention. This is because your estate plan is a living document that needs to adapt to lifes unexpected twists and turns. As your trusted estate planning team, we at Burr-Law believe that your estate plan should evolve with your life circumstances, changes in the law, and fluctuations in the economy.An outdated estate plan might not only fail to reflect your current wishes, but could also lead to unintended consequences. For example, you might have designated certain assets for a beneficiary who is no longer alive, or your estate plan might not take into account the latest changes in tax laws. To avoid such pitfalls, its crucial to review and update your estate plan regularly. This ensures that your estate plan remains aligned with your current needs and goals.Common Life Events That Should Trigger an Estate Plan ReviewLife is full of significant events that can impact your estate plan. Here are some common life events that should trigger a review of your estate plan: Marriage or Divorce: These events can significantly alter your financial situation and your preferences for asset distribution. If youve recently married or divorced, update your estate plan to reflect these changes. Birth or Adoption of a Child: The arrival of a new family member is a joyous occasion that comes with increased financial responsibilities. Review your estate plan to ensure that your new child is included as a beneficiary. Death of a Loved One: If a beneficiary or a decision maker named in your estate plan passes away, you need to update your estate plan to reflect this change. Changes in Financial Circumstances: A significant increase or decrease in your wealth should prompt a review of your estate plan. This includes instances such as starting a new business, selling an existing business, receiving inheritance, or experiencing financial hardship. Changes in Tax Laws: As estate planning regulations can undergo revisions, stay updated about any legal changes that could affect your estate plan (Estate Tax Planning Lawyers in Aurora, Colorado | Burr Law). In addition to these events, we recommend reviewing your estate plan at least once every three to five years. At Burr-Law, we can help you navigate these changes, ensuring your estate plan remains current and effective. An outdated estate plan can be as harmful as having no plan at all. Dont wait for a life-changing event to review your estate plan. Contact us, your trusted attorney for estate planning in Colorado, and lets ensure your plan is up-to-date and continues to fulfill your wishes and needs.ConclusionIn the process of estate planning, there are several pitfalls that Coloradans must avoid. These common mistakes, such as not having an estate plan at all, not considering the costs of estate planning, not involving an attorney, not ensuring the validity of your will, and not regularly updating your estate plan, can have serious consequences. These oversights can potentially lead to legal complications, financial burdens, and emotional distress for your loved ones.The importance of seeking professional help in estate planning cannot be overstated. Estate planning is a complex matter and involves a deep understanding of the legal landscape and Colorados specific laws and regulations. Without the guidance of an experienced attorney, you risk making decisions that may not be in your best interest or that of your loved ones.At Burr-Law, we pride ourselves on our integrity, open communication, and commitment to our clients. As your attorney for estate planning in Colorado, we will guide you through the process, ensuring that you avoid these common mistakes. We will help you understand the complexities involved, assist in drafting a comprehensive will or trust, and ensure its validity in accordance with Colorado law.Moreover, we believe in the importance of regularly reviewing and updating your estate plan. As life changes, so do your needs and wishes. We are here to ensure your estate plan remains current, reflecting your current circumstances and desires.Avoid the costly mistakes made by so many when choosing a lawyer for their familys legal planning needs. Contact us today to begin your journey in estate planning, and let us assist you in making smart, loving choices for your familys future.For more detailed information on estate planning, check out our comprehensive guide on the subject and our free report on the six major mistakes families make when choosing an estate planning attorney, available for download on our website.Estate planning is a critical process that requires careful thought and consideration. With Burr-Law by your side, you can navigate this process with confidence, knowing that your legacy and your loved ones are protected.

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Entrusted Legacy Law

Estate Planning 100 Pinewood Lane Suite #303, Warrendale, Pennsylvania, 15086

Estate Planning for Everyone You Love and Everything You OwnHave you ever considered what would happenlegally and financiallyto you, your family, your assets, and everything you care about if the unexpected were to occur?If your estate plan is outdated or non-existent, your assets could be lost to the State Department of Unclaimed Property, subjected to an expensive and time-consuming probate process, or even end up in the wrong hands. Without a comprehensive estate plan, your loved ones may face unnecessary financial hardship, legal disputes, or court intervention at a time when they need certainty and protection the most.If you dont know exactly what would happen to everything you own and everyone you love, the first step is to gain clarity. You need to understand how your current estate plan (or lack thereof) will impact your family so you can make informed decisions about whether it truly aligns with your wishes.How Entrusted Legacy Law Helps You With Estate PlanningWe offer customized estate planning solutions designed to protect your family, preserve your wealth, and ensure your wishes are honored. Through our Life and Legacy Planning Session, we take the time to educate you on the legal, financial, and personal implications of your estate choices.Step 1: The Life and Legacy Inventory & AssessmentBefore your Life and Legacy Planning Session, you will complete a comprehensive estate inventory that outlines your financial assets, real estate holdings, retirement accounts, life insurance policies, and other valuable property. This step ensures that we have a full picture of your estate and can identify potential gaps in your asset protection strategy.Step 2: Creating a Personalized Estate PlanIf you decide that your current estate plan is inadequateor if you dont have one at allwe will work together to design a legally sound and strategically structured estate plan that meets your familys unique needs. The foundation of your estate plan will often include a revocable living trust, which allows you to transfer your assets into the trust while maintaining control during your lifetime.Benefits of a Revocable Living Trust: Avoid Probate Prevents the time-consuming and expensive court process that could otherwise delay asset distribution. Minimize Estate Taxes Helps reduce tax liabilities and protect your wealth for future generations. Ensure Privacy Unlike a will, which becomes public record, a trust ensures your estate remains private. Maintain Control Dictate how and when your assets are distributed to your heirs.For families with complex financial portfolios, business ownership, or special circumstances (such as blended families or special needs children), we offer advanced estate planning strategies tailored to your specific goals.Can You DIY Your Estate Plan?Many people wonder if they can create an estate plan using online templates or generic legal services. Unfortunately, most DIY estate plans fail when families need them the most. What often passes for "estate planning" is nothing more than basic document generation, where you answer a few questions and receive a generic template that may not fully protect your assets or your loved ones. No Personalization A generic template cannot address your unique family dynamics, financial situation, or specific legal concerns. Legal Loopholes Improperly structured wills or trusts may be contested in court, leaving your family in legal disputes. No Ongoing Maintenance Estate laws change, and without updates, your plan may become outdated and ineffective.At Entrusted Legacy Law, we dont just draft documentswe provide comprehensive estate planning services that ensure your estate plan actually works when it matters most. We take the time to understand your familys needs, educate you on your options, and create a legally enforceable, tax-efficient, and conflict-free estate plan that gives you peace of mind.Protecting Families & Minor Children Through Estate PlanningIf you are a parent with young children, your estate plan should begin with a solid foundation that ensures your children will always be taken care of, no matter what happens. Without the proper legal protections in place, your children could end up in the custody of someone you wouldnt have chosenor worse, under state guardianship.At Entrusted Legacy Law, we specialize in estate planning for families with minor children. We help parents:Name Legal Guardians Ensure your children are raised by trusted individuals of your choosing.Set Up Trusts for Minor Children Prevent financial mismanagement by appointing a responsible trustee to oversee assets.Establish Emergency Plans Provide clear instructions for immediate care in case of sudden incapacity or death.Whether youre planning for minor children, adult dependents, elderly parents, or a complex estate, we can guide you through the estate planning process with personalized strategies to protect your familys future.Secure Your Legacy With Entrusted Legacy LawEstate planning isnt just about who gets whatits about ensuring that your loved ones are financially secure, legally protected, and prepared for the future.If you want to create a comprehensive estate plan that reflects your wishes, avoids probate, minimizes taxes, and keeps your loved ones out of court and out of conflict, then now is the time to take action  Contact Entrusted Legacy Law today to schedule your Life and Legacy Planning Session and take the first step in protecting your family, your assets, and your future.

Entrusted Legacy Law

Probate 100 Pinewood Lane Suite #303, Warrendale, Pennsylvania, 15086

Pennsylvania Probate: What You Need to Know After the Passing of a Loved OneIf you are here to learn about Pennsylvania probate laws after the passing of a loved one, we first want to extend our sincere condolences. We understand that this is a difficult time, and we hope the information on this page provides clarity and helps minimize the legal and administrative challenges you may otherwise face.What Is Probate in Pennsylvania?Probate in Pennsylvania is a court-supervised legal process that ensures the transfer of assets from a deceased individual to their rightful heirs or beneficiaries. This process is essential for: Proving the validity of a will Appointing an executor (if there is a will) or an administrator (if there is no will) Inventorying and appraising estate property Paying outstanding debts, estate taxes, and creditors Distributing assets as directed by the willor by Pennsylvania intestacy laws if no will existsIn Pennsylvania, if a deceased person owned real estate or assets solely in their name, their estate must go through probate before assets can be legally distributed.The Downsides of Pennsylvania Probateand What You Can Do NextMany residents in Allegheny County, Butler County, Beaver County, Washington County, and Westmoreland County have heard that probate is a lengthy, expensive, and public process. Unfortunately, this is truewithout proper estate planning, probate can be costly and time-consuming.The best way to avoid probate in Pennsylvania is to plan ahead using strategies such as revocable living trusts, beneficiary designations, and joint ownership structures. However, if you are already in a position where probate is required, the best thing you can do is educate yourself and seek experienced probate legal assistance to complete the process as efficiently and cost-effectively as possible.How Is a Probate Case Started in Pennsylvania?Probate can be initiated by any beneficiary or creditor, but most often, the process begins when the Executor named in the will files the original will and a petition with the Pennsylvania probate court.If there is no will, a close relative of the deceased (such as a spouse, child, or sibling) typically files the petition to become the Administrator of the Estate.Choosing the Executor for a Pennsylvania EstateIf a valid will exists, the individual named as Executor will handle the probate processif they are eligible and willingIf no Executor is available or no will exists, any interested party (such as a family member) can petition the Pennsylvania Orphans' Court to be appointed as the Administrator of the Estate.Executor Compensation in PennsylvaniaUnder Pennsylvania probate law, Executors and Administrators receive compensation based on a percentage of the total probate estate value. This is designed to fairly compensate them for their time and effort in managing estate matters.However, Executors can be held personally liable for any mistakes made during the process. Given the complexity of Pennsylvania probate rules, its critical to work with a skilled probate attorney to avoid legal pitfalls.Do You Need to Go Through Probate If a Trust Exists?In most cases, no. If the deceaseds assets were properly titled in the name of a trust, probate is not required. Instead, the successor trustee will work with an estate planning lawyer to administer the trust and distribute assets.However, many families are surprised to learn that simply having a trust does not guarantee that probate will be avoided. Common mistakes include: The trust was not updated over time to reflect new assets. The decedents assets were never properly transferred into the trust.To ensure your estate plan works as intended, its important to work with an estate planning attorney who provides ongoing trust maintenance and reviews.Which Assets Are Subject to Probate in Pennsylvania?Assets that must go through probate include: Real estate, bank accounts, or investments owned solely in the deceaseds name Personal property and valuable assets without a beneficiary designationAssets that bypass probate include: Jointly owned property with Right of Survivorship Bank accounts or investment accounts with Transfer on Death (TOD) or Payable on Death (POD) designations Life insurance policies and retirement accounts with named beneficiariesHowever, some assets that normally bypass probate can still become subject to the process under certain circumstances. Consult with a Pennsylvania probate attorney to determine if probate applies to your specific situation.How Pennsylvania Intestacy Laws Distribute an Estate When There Is No WillIf no valid will exists, Pennsylvania intestacy laws dictate how the estate will be distributed:1 Spouse (If married, a portion or all of the estate goes to the spouse)2 Children (If the deceased had children, they inherit next)3 Parents (If there are no children, parents inherit)4 Siblings (If no spouse, children, or parents, siblings inherit)This highlights the importance of estate planningwithout a will or trust, the state determines who receives your assets.How Long Does Pennsylvania Probate Take?The timeline for Pennsylvania probate varies depending on the estates complexity. On average: Minimum of 12 months for simple cases Up to 2+ years for complex estates, disputes, or tax-related mattersWhat Are the Costs of Probate in Pennsylvania?Probate costs in Pennsylvania include: Attorneys fees (Based on estate size and complexity) Court filing fees Executor fees (set by Pennsylvania law) Appraisal and valuation fees Publication and administrative costsIn more complex estates, additional fees may apply, increasing probate expenses and delays.How to Choose the Right Pennsylvania Probate AttorneySelecting the right probate lawyer in Pennsylvania is crucial. Many general practice lawyers dabble in probate law, but only experienced probate attorneys have the knowledge to navigate complex estate matters efficiently. You do NOT have to use the attorney who prepared the will. You have the right to choose a specialized probate lawyer who understands the nuances of Pennsylvania estate law and can expedite the process. Avoid costly mistakes. Working with an experienced probate attorney prevents errors that could increase costs, cause delays, or result in legal disputes.Contact Entrusted Legacy Law for a Complimentary Pennsylvania Probate ConsultationIf youre ready to begin the probate process in Pennsylvania, our Allegheny County and Butler County probate attorneys are here to guide you.Call us at 412-347-1731 to schedule a complimentary 15-minute consultation to determine your next best steps.During your consultation, we will: Answer your probate-related questions Provide guidance on estate administration Help you navigate the Pennsylvania probate process efficientlyWe are here to relieve the legal and administrative burden during this difficult time and ensure that your loved ones estate is handled with care.

Entrusted Legacy Law

Elder Law 100 Pinewood Lane Suite #303, Warrendale, Pennsylvania, 15086

Our Firm Prepares You for Life What makes our firm different is that we were built with the needs of growing families in mind. We understand you are BUSY, you are growing, you are planning for a life of prosperity and you value ease, convenience and efficiency. You are raising children, and caring for elderly parents, while also working hard to build your own nest egg for a lifetime of support. You want to know youve made the best decisions for your family and that your plan will work when your loved ones need it most. You want to make sure your minor children would be raised by the people you choose, and never by anyone you wouldnt want, and that your teens and adult children are properly prepared to care for you and what you leave behind.  You want to feel confident that youve made the right choices, and handled everything so that you arent leaving behind a mess, when something happens. That is our focus as well. Weve developed unique systems to give you the same access to a Personal Family Lawyer as was previously only available to the super-wealthy, so you can have the guidance you need to build and maintain a life of prosperity and wealth. And, to keep your family out of court and out of conflict, which is the greatest risk to the people you love and all you have created, even if youve already worked with a traditional lawyer or created documents online. Our Team Is Here for You We encourage communication with our clients. In fact, weve thrown out the time clocks so you never have to be afraid to call with a quick question. Everything we do is billed on a flat-fee basis, agreed to in advance, so there are never any surprises. We have a whole team to serve you. When you call our office to ask your quick question, you wont have to wait hours or days for a phone call back. Youll get your question answered, right away. And, if you need to schedule a more in-depth legal or strategic call with your Personal Family Lawyer, a call will be scheduled when you're both available and ready for the call so we can make the very best use of your time and not waste your time by leaving voicemail after voicemail back and forth. And, we ensure the most important details of your planning are followed through on and your plan continues to work throughout your lifetime. We have a funding coordinator to ensure your assets are owned the right way throughout your lifetime and none of your assets will end up going through a long, expensive court process or being lost to the state because they were missed after your death. Weve created unique membership programs to keep your plan up to date year in and year out as well as give you access to our Trusted Team of Legal Experts for guidance on ANY legal or financial matter. One day you will need a lawyer. I dont know why and I dont know when, but when you do, you will be grateful you can call on us and well be here to advise you or get you out of a jam. We Help You Transfer Your Life and Legacy Lastly, we believe your financial wealth is only a small part of your overall Life and Legacy Planning which is made up of your far more valuable and most often lost upon incapacity or death intellectual, spiritual and human assets. These assets are what make you who you are, and sum up whats most important to you. And, a survey of inheritors has revealed that what they care about even more than inheriting your money, is inheriting these intangible assets.   Most estate plans only focus on the transfer of your financial wealth to the next generation. Most people have such great intentions of passing on the intangible, but very few ever get around to it. Its just not a priority, until its too late. How much do you know about your grandparents values? Their most prized personal possessions? How they felt about you? What they had learned during their lifetime? If you are like most people, you know very little. Thats why we build the capture and passage of these most valuable assets into every estate plan we create. Not only will we help you pass on your money, but also your values, your insights, your stories and your experience the truly valuable assets your loved ones care about the most.  Weve developed a tool that allows us to capture and pass on your whole family wealth, including your Intellectual, Spiritual and Human assets.  I cant go into all of the details here, but well definitely talk about it when you come in for your Life and Legacy Planning Session.

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        • 5: {"uuid":"01a2a5a0-a239-450b-a723-5526ae4c5f36","displayName":"App\\Jobs\\TrackLibrary","job":"Illuminate\\Queue\\CallQueuedHandler@call","maxTries":null,"maxExceptions":null,"failOnTimeout":false,"backoff":null,"timeout":null,"retryUntil":null,"data":{"commandName":"App\\Jobs\\TrackLibrary","command":"O:21:\"App\\Jobs\\TrackLibrary\":5:{s:13:\"\u0000*\u0000track_data\";O:45:\"Illuminate\\Contracts\\Database\\ModelIdentifier\":5:{s:5:\"class\";s:18:\"App\\Models\\Article\";s:2:\"id\";a:3:{i:0;i:15295;i:1;i:15293;i:2;i:15292;}s:9:\"relations\";a:0:{}s:10:\"connection\";s:5:\"mysql\";s:15:\"collectionClass\";N;}s:13:\"\u0000*\u0000usercookie\";s:18:\"us734trb76et634tbr\";s:7:\"\u0000*\u0000type\";s:7:\"article\";s:13:\"\u0000*\u0000event_type\";s:6:\"appear\";s:16:\"\u0000*\u0000inputDataType\";s:4:\"data\";}"}}
        Backtrace
        • vendor/laravel/framework/src/Illuminate/Queue/DatabaseQueue.php:188
        • vendor/laravel/framework/src/Illuminate/Queue/DatabaseQueue.php:99
        • vendor/laravel/framework/src/Illuminate/Queue/Queue.php:338
        • vendor/laravel/framework/src/Illuminate/Queue/DatabaseQueue.php:93
        • vendor/laravel/framework/src/Illuminate/Bus/Dispatcher.php:244
      • DatabaseQueue.php#188seniorsbb_db_dev2.01msinsert into `queue_jobs` (`queue`, `attempts`, `reserved_at`, `available_at`, `created_at`, `payload`) values ('default', 0, null, 1751889289, 1751889289, '{\"uuid\":\"8226346c-31d5-4fc2-84f0-0d962b2d791c\",\"displayName\":\"App\\\\Jobs\\\\TrackLibrary\",\"job\":\"Illuminate\\\\Queue\\\\CallQueuedHandler@call\",\"maxTries\":null,\"maxExceptions\":null,\"failOnTimeout\":false,\"backoff\":null,\"timeout\":null,\"retryUntil\":null,\"data\":{\"commandName\":\"App\\\\Jobs\\\\TrackLibrary\",\"command\":\"O:21:\\\"App\\\\Jobs\\\\TrackLibrary\\\":5:{s:13:\\\"\\u0000*\\u0000track_data\\\";O:45:\\\"Illuminate\\\\Contracts\\\\Database\\\\ModelIdentifier\\\":5:{s:5:\\\"class\\\";s:18:\\\"App\\\\Models\\\\Listing\\\";s:2:\\\"id\\\";a:3:{i:0;i:126340;i:1;i:126343;i:2;i:120749;}s:9:\\\"relations\\\";a:0:{}s:10:\\\"connection\\\";s:5:\\\"mysql\\\";s:15:\\\"collectionClass\\\";N;}s:13:\\\"\\u0000*\\u0000usercookie\\\";s:18:\\\"us734trb76et634tbr\\\";s:7:\\\"\\u0000*\\u0000type\\\";s:7:\\\"article\\\";s:13:\\\"\\u0000*\\u0000event_type\\\";s:6:\\\"appear\\\";s:16:\\\"\\u0000*\\u0000inputDataType\\\";s:4:\\\"data\\\";}\"}}')
        Bindings
        • 0: default
        • 1: 0
        • 2: 
        • 3: 1751889289
        • 4: 1751889289
        • 5: {"uuid":"8226346c-31d5-4fc2-84f0-0d962b2d791c","displayName":"App\\Jobs\\TrackLibrary","job":"Illuminate\\Queue\\CallQueuedHandler@call","maxTries":null,"maxExceptions":null,"failOnTimeout":false,"backoff":null,"timeout":null,"retryUntil":null,"data":{"commandName":"App\\Jobs\\TrackLibrary","command":"O:21:\"App\\Jobs\\TrackLibrary\":5:{s:13:\"\u0000*\u0000track_data\";O:45:\"Illuminate\\Contracts\\Database\\ModelIdentifier\":5:{s:5:\"class\";s:18:\"App\\Models\\Listing\";s:2:\"id\";a:3:{i:0;i:126340;i:1;i:126343;i:2;i:120749;}s:9:\"relations\";a:0:{}s:10:\"connection\";s:5:\"mysql\";s:15:\"collectionClass\";N;}s:13:\"\u0000*\u0000usercookie\";s:18:\"us734trb76et634tbr\";s:7:\"\u0000*\u0000type\";s:7:\"article\";s:13:\"\u0000*\u0000event_type\";s:6:\"appear\";s:16:\"\u0000*\u0000inputDataType\";s:4:\"data\";}"}}
        Backtrace
        • vendor/laravel/framework/src/Illuminate/Queue/DatabaseQueue.php:188
        • vendor/laravel/framework/src/Illuminate/Queue/DatabaseQueue.php:99
        • vendor/laravel/framework/src/Illuminate/Queue/Queue.php:338
        • vendor/laravel/framework/src/Illuminate/Queue/DatabaseQueue.php:93
        • vendor/laravel/framework/src/Illuminate/Bus/Dispatcher.php:244
      • 3968f797b22a9c6b17ff202289cdb425.php#51seniorsbb_db_dev1.3msselect * from `company` where `company`.`id` = '102040' and `company`.`id` is not null and `company`.`deleted_at` is null limit 1
        Bindings
        • 0: 102040
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:51
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#54seniorsbb_db_dev1.15msselect * from `company` where `company`.`id` = '102040' and `company`.`id` is not null and `company`.`deleted_at` is null limit 1
        Bindings
        • 0: 102040
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:54
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#66seniorsbb_db_dev1.32msselect `books`.*, `bookeditionmapping`.`recordId` as `pivot_recordId`, `bookeditionmapping`.`bookId` as `pivot_bookId` from `books` inner join `bookeditionmapping` on `books`.`id` = `bookeditionmapping`.`bookId` where `bookeditionmapping`.`recordId` = 7838 and `bookeditionmapping`.`type` = 'article'
        Bindings
        • 0: 7838
        • 1: article
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:66
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#70seniorsbb_db_dev1.32msselect `books`.*, `bookeditionmapping`.`recordId` as `pivot_recordId`, `bookeditionmapping`.`bookId` as `pivot_bookId` from `books` inner join `bookeditionmapping` on `books`.`id` = `bookeditionmapping`.`bookId` where `bookeditionmapping`.`recordId` = 7838 and `bookeditionmapping`.`type` = 'article'
        Bindings
        • 0: 7838
        • 1: article
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:70
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#85seniorsbb_db_dev1.15msselect * from `listingcontacts` where `listingcontacts`.`listingId` = 7838 and `listingcontacts`.`listingId` is not null and `type` = 'article' and `primary` = 1 limit 1
        Bindings
        • 0: 7838
        • 1: article
        • 2: 1
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:85
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#85seniorsbb_db_dev950μsselect * from `contacts` where `contacts`.`id` = 16735 and `contacts`.`id` is not null limit 1
        Bindings
        • 0: 16735
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:85
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#237seniorsbb_db_dev1.66msselect * from `listingattachment` where `listingattachment`.`listingId` = 126340 and `listingattachment`.`listingId` is not null and `type` = 'listing' and `primary` = 1 limit 1
        Bindings
        • 0: 126340
        • 1: listing
        • 2: 1
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:237
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#253seniorsbb_db_dev1.17msselect * from `categorymapping` where `categorymapping`.`slug` = '192' and `categorymapping`.`slug` is not null limit 1
        Bindings
        • 0: 192
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:253
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#256seniorsbb_db_dev1.08msselect * from `category` where `category`.`id` = '192' and `category`.`id` is not null limit 1
        Bindings
        • 0: 192
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:256
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#237seniorsbb_db_dev1.12msselect * from `listingattachment` where `listingattachment`.`listingId` = 126343 and `listingattachment`.`listingId` is not null and `type` = 'listing' and `primary` = 1 limit 1
        Bindings
        • 0: 126343
        • 1: listing
        • 2: 1
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:237
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#253seniorsbb_db_dev950μsselect * from `categorymapping` where `categorymapping`.`slug` = '209' and `categorymapping`.`slug` is not null limit 1
        Bindings
        • 0: 209
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:253
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#256seniorsbb_db_dev1.07msselect * from `category` where `category`.`id` = '209' and `category`.`id` is not null limit 1
        Bindings
        • 0: 209
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:256
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#237seniorsbb_db_dev1.41msselect * from `listingattachment` where `listingattachment`.`listingId` = 120749 and `listingattachment`.`listingId` is not null and `type` = 'listing' and `primary` = 1 limit 1
        Bindings
        • 0: 120749
        • 1: listing
        • 2: 1
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:237
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#253seniorsbb_db_dev1.01msselect * from `categorymapping` where `categorymapping`.`slug` = '191' and `categorymapping`.`slug` is not null limit 1
        Bindings
        • 0: 191
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:253
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#256seniorsbb_db_dev1.02msselect * from `category` where `category`.`id` = '191' and `category`.`id` is not null limit 1
        Bindings
        • 0: 191
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:256
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#299seniorsbb_db_dev1.39msselect * from `listingattachment` where `listingattachment`.`listingId` = 15295 and `listingattachment`.`listingId` is not null and `type` = 'article' and `primary` = 1 limit 1
        Bindings
        • 0: 15295
        • 1: article
        • 2: 1
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:299
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#299seniorsbb_db_dev1.54msselect * from `listingattachment` where `listingattachment`.`listingId` = 15293 and `listingattachment`.`listingId` is not null and `type` = 'article' and `primary` = 1 limit 1
        Bindings
        • 0: 15293
        • 1: article
        • 2: 1
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:299
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 3968f797b22a9c6b17ff202289cdb425.php#299seniorsbb_db_dev1.72msselect * from `listingattachment` where `listingattachment`.`listingId` = 15292 and `listingattachment`.`listingId` is not null and `type` = 'article' and `primary` = 1 limit 1
        Bindings
        • 0: 15292
        • 1: article
        • 2: 1
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/3968f797b22a9c6b17ff202289cdb425.php:299
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      • 6162bf581736fa7f4e9b70a52a1034b4.php#2seniorsbb_db_dev2.17msselect * from `articles` where `articles`.`deleted_at` is null order by `id` desc limit 3
        Backtrace
        • var/www/html/sbb/shared/storage/framework/views/6162bf581736fa7f4e9b70a52a1034b4.php:2
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/Mechanisms/ExtendBlade/ExtendedCompilerEngine.php:22
        • vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:75
      App\Models\Article
      7Article.php#?
      App\Models\ListingAttachments
      7ListingAttachments.php#?
      App\Models\Category
      4Category.php#?
      App\Models\ArticleCategory
      3ArticleCategory.php#?
      App\Models\Listing
      3Listing.php#?
      App\Models\Company
      2Company.php#?
      App\Models\Books
      2Books.php#?
      App\Models\ListingContacts
      1ListingContacts.php#?
      App\Models\Contact
      1Contact.php#?
          ClearShow all
          Date ↕MethodURLData
          #12025-07-07 05:54:49GET/articles/planning-for-your-digital-legacy42930