For more information about the author, click to view their website: Stone Law, LLC
Remember the Baudelaire children from our previous Legal Brief about Lemony Snicket’s A Series of Unfortunate Events? Let’s look at another way parents with children of any age can protect their legacy.
In Lemony Snicket’s tale the Baudelaire children are left with a significant family fortune when their parents die. Their uncle hopes to gain access to this vast fortune by taking in the children. When that does not work he tries to marry Violet, the oldest daughter, so he can access the family wealth. Hopefully your relatives are not awful like Count Olaf; yet, sometimes you only find out who people truly are after someone passes away. So, what is the estate planning remedy for greedy relatives or even your child’s questionable spouse?
Trust planning ensures your family fortune, no matter the amount, stays with your children; not in the hands of a greedy relative, in-law, creditor, or even used in an unintended manner by your children.
There are many ways to write trusts to ensure your wishes are met. The general starting point for trust planning is a revocable living trust. When properly funded, this type of trust allows trust assets to pass directly to beneficiaries bypassing the probate process. Bypassing probate also keeps your wishes private. Additionally, if a surviving spouse remarries a revocable living trust can be built to keep existing family assets within the family. The surviving spouse can access assets but when they pass away trust assets continue down to your children and grandchildren instead of going to an unintended beneficiary.
Maybe you have a child with a disability? Consider a special needs trust. A special needs trust prevents a large lump sum from an inheritance going directly to a beneficiary. Instead, a trustee manages the trust and assets. Money is given on an as needed basis for anything not provided through other benefits or programs. This can be especially useful when needs based programming covers only the minimum services. This specialized trust allows you to protect and provide for your loved ones with special needs and circumstances when you are no longer able to do so, while still allowing them to maintain their other benefits.
Is one of your children caught up in drugs or debt? Consider a heritage trust. A heritage trust could help in Violet’s situation with her uncle or if some other gold-digger comes along and tries to marry her for the family fortune. How? Heritage trust planning allows you to name a trustee who can manage trust assets. This person or institution provides the beneficiary with funds for reasonable requests (e.g., housing, education, etc.). The trustee acts as a gatekeeper. Trust assets pass from your child to grandchildren or other beneficiaries. This shelters trust assets, keeping them within your family or named beneficiaries for multiple generations. Trust assets are also protected from creditors, lawsuits, and from spouses or others not directly named as beneficiaries.
Your trustee is the person who manages and distributes trust assets after your passing. As with any decision regarding finances, choose your trustee carefully. Appoint someone to this role who you will take their responsibility seriously. Someone you trust to carry out your wishes and manage trust assets wisely. Allowing assets to grow and benefit your family members for years to come.
Remember: trusts do not go through the probate process like a will, so your decisions remain private. Give yourself peace of mind today by taking care of your estate planning with Stone Law! Make your guardianship wishes known in your will and put together trust planning to ensure your assets go where you want them to.
Bringing Comfort and Joy: How In-Home Care Transforms the Holidays for SeniorsThe holiday season is often associated with celebration, togetherness, and cherished traditions. But for many older adults, it can also be a time of loneliness, grief, or physical limitations. Fortunately, compassionate caregiving serviceslike those offered by Cornerstone Caregivingcan help bring warmth, connection, and joy back into the season for seniors and their families.Companionship When It Matters MostWhile festive decorations and family meals are central to the holidays, what seniors often need most is simple human connection. Caregivers can provide meaningful companionship through conversation, shared stories, and holiday-themed activities that help rekindle fond memories and lift spirits.Even small momentslike listening to holiday music or sipping cocoa togethercan brighten someones day when shared with a caring presence.Help With Holiday PreparationsThe physical demands of the seasonlike decorating the home, wrapping gifts, or preparing mealscan be overwhelming for seniors. Caregivers offer gentle support with these tasks, allowing older adults to stay involved in traditions without unnecessary stress.With extra help on hand, seniors can still enjoy the magic of the holidays, whether thats baking cookies, setting up festive lights, or simply writing holiday cards.Transportation to Seasonal EventsHoliday gatherings often take place outside the home, and limited mobility can make it hard for seniors to attend. Cornerstone Caregiving offers safe and reliable transportation so that your loved one doesnt miss out on family get-togethers, church services, or community events.This not only enhances inclusion but also helps seniors stay connected to the people and traditions they love most. Emotional Support Through Grief and ChangeFor many older adults, the holidays bring reminders of past losses or changes in family dynamics. Caregivers are trained to provide compassionate emotional support, offering a listening ear and heartfelt encouragement during emotionally sensitive times.This kind of support can be invaluable when the season brings more sorrow than celebration.Personalized Care for Every IndividualAt Cornerstone Caregiving, we believe that no two seniors are the same. Thats why our care plans are completely tailored to each individuals preferences, health needs, and routines. Whether its festive companionship, daily assistance, or specialized support, we meet each client where they arewith care that fits. The communication has been top notch! They are real professionals and truly care about their clients. Cody, Client Review Relief for Family CaregiversFamily members often carry the emotional and physical weight of caregiving, especially during the busy holiday season. Our in-home care services provide trusted respite, giving family caregivers time to rest, recharge, and enjoy their own holiday moments with peace of mind.Whether for a few hours or throughout the season, a helping hand can make all the difference.Give the Gift of Support This Holiday SeasonIf someone you love could benefit from companionship, transportation, or in-home support this winteror if youre a family caregiver in need of a breakit may be time to explore professional caregiving services. Schedule a personalized assessment with Cornerstone Caregiving and give your loved one the gift of dignity, joy, and connection this holiday season.
Supporting Seniors With Daily Dressing: Promoting Safety, Dignity, and IndependenceGetting dressed each morning is a routine task many of us take for grantedbut for older adults, this simple ritual can become physically demanding or even hazardous. Age-related changes in mobility, strength, and dexterity can make it difficultand in some cases, dangerousto dress without assistance.In fact, the Centers for Disease Control and Prevention (CDC) reports that nearly 36 million seniors experience a fall each year, and over 32,000 of those falls are fatal. Something as routine as putting on pants or fastening a shirt can present a serious fall risk if not properly supported.Encouraging Independence While Offering HelpDressing is an inherently personal act. Thats why its essential to approach this task with sensitivitybalancing safety with dignity. A caregiver can empower an older adult by encouraging them to participate in the dressing process as much as safely possible.Start by giving choices: Lay out two or three outfit options instead of opening the entire closet. This reduces decision fatigue, especially helpful for individuals experiencing cognitive decline, while still giving them a sense of autonomy and control.Choosing Clothing That Makes Dressing EasierThe type of clothing provided can make a significant difference in the dressing experience. Look for pieces that are simple to put on and take off, minimizing the need for fine motor control or complex movements.Here are some senior-friendly clothing alternatives: Pullover tops instead of shirts with buttons or snaps Elastic waistbands or drawstring pants in place of those with zippers or belts Velcro shoes or slip-ons to avoid the difficulty of tying laces By selecting easy-to-manage garments, you streamline the dressing process and reduce both frustration and potential injury.Take It SlowPatience MattersCaregivers should always allocate plenty of time for dressing. Rushing this activity can lead to agitation, confusion, or even physical discomfort. Since dressing usually marks the start of the day, setting a calm, unhurried tone is important for the seniors emotional well-being and overall mood.A Calm Start to a Safer DayHelping someone get dressed is about more than just clothingits about respect, comfort, and providing an environment that feels both supportive and safe. With the right mindset, proper tools, and compassionate care, dressing assistance can become a moment of connection rather than frustration.At Cornerstone Caregiving, we understand the importance of preserving independence while providing hands-on support. Our caregivers are trained to help with dressing and other personal care tasks in a respectful, empowering wayalways putting dignity first.Ready to Learn More? If you or a loved one could benefit from daily assistance with tasks like dressing, hygiene, and mobility, were here to help. Schedule a Free In-Home Assessment today and discover how compassionate care can make all the difference.
What Is In-Home Careand How Can It Support You or a Loved One?At Cornerstone Caregiving, in-home care isnt just a serviceits a philosophy of personalized, compassionate support that meets people exactly where they are: at home. Whether you're recovering from a hospital stay, managing a chronic condition, or simply seeking help with day-to-day activities, in-home care allows you to remain in the comfort of familiar surroundings while receiving the attention you need.But what does in-home care really involve? Lets take a closer look.Understanding In-Home CareIn-home care is designed to bring both medical and non-medical support right to your doorstep. It can include everything from personal assistance with daily routines to more advanced care overseen by healthcare professionals.At Cornerstone, our approach focuses on enhancing quality of life by promoting independence, safety, and emotional well-being. Whether someone is managing long-term health concerns or simply looking for a little extra help around the house, were here to offer flexible, compassionate care tailored to their specific situation.Two Types of In-Home CareThere are typically two categories of in-home care: Skilled CareInvolves medical care provided by licensed professionals, often following a doctors referral. Examples include: Medication administration Wound care Vital sign monitoring Physical, occupational, or speech therapy Non-Medical/Companion CareSupports daily living without requiring clinical training. This is where Cornerstone truly shines. Services may include: Help with dressing, bathing, and grooming Meal prep and feeding assistance Light housekeeping and laundry Medication reminders Transportation to appointments Safety monitoring and fall prevention Support for Alzheimers or dementia Companionship and emotional support We can provide care on our own or partner with your existing care providers or hospice team to create a more complete circle of support.Why Families Choose CornerstoneChoosing in-home care is deeply personaland we believe your care should feel just as personal. Thats why we tailor every service to the needs, preferences, and routines of each individual.Heres what sets Cornerstone Caregiving apart: No Hourly Minimums Whether you need 30 minutes or 24/7 care, were here when you need uswithout forcing you to pay for more than you require. Same-Day Service Available We can often begin services within hours of your initial request. Free In-Home Assessments Our team takes time to understand your lifestyle, goals, and care needs so we can match you with the right caregiver from the start. Veteran-Focused Support We proudly serve veterans and their families, helping them access the benefits and services theyve earned. How Is In-Home Care Funded?Payment options vary based on the type of care: Non-medical care is often funded privately, through long-term care insurance, or VA programs. Skilled medical care may be covered by Medicare, Medicaid, or private insurance if ordered by a physician. Our team can guide you through the available funding options and help simplify the process, so you can focus on carenot paperwork.The Benefits of In-Home Care Stay in a familiar, comfortable environment Reduce overall care costs compared to facilities Enjoy one-on-one attention tailored to your schedule Maintain independence and dignity Avoid unnecessary hospital or rehab stays Whether your needs are temporary or long-term, light or comprehensive, in-home care is one of the most adaptable ways to ensure your well-being without leaving home. Lets Talk About What You NeedYour health, time, and peace of mind matter. At Cornerstone Caregiving, were here to help you live life on your termswith the care, companionship, and flexibility you deserve. Call us today at (800) 410-2570 or fill out the form below to schedule your free in-home consultation. Lets build a care plan that fits your life.
At Stone Law, LLC, it is our honor to assist you and your family through the process of estate planning with compassion, expertise, and a full appreciation of your specific situation. We are your go-to lawyer for ensuring that your rights are protected, your family is looked after, and your legacy will be kept alive for future generations.Estate planning is the process of making sure that you and your family are protected when the unexpected happens. At Stone Law, LLC, we work with clients to make the best decisions give their circumstance and financial assets. We provide a client-centered approach, which involves spending time with you and your family. It is only after understanding your needs, worries, and aspirations that we design a specific estate plan for you.Estate planning is not just about writing a will. It is the process of putting your belongings in order, stating your wishes for healthcare and financial matters, and making provisions for your dependents in case of an emergency. Whether it is retirement planning, aging or disability needs, or for future generations, a comprehensive estate plan (including a will, trust, and powers of attorney) ensure that your wishes are met.At Stone Law, LLC, we provide a range of estate planning services.Wills and Trusts: These documents are a blueprint that lets your family and loved ones know your wishes for your assets after you pass away. If you have minor children or pets you can also name a guardian or caretaker.Powers of Attorney: Select someone you can trust to look after the financial or healthcare aspects of your life if you are unable to.Advance Healthcare Directives: Describe your medical care preferences when you are unable to communicate for yourself. This makes potentially difficult decisions easier as your family will know your wishes.Guardianship and Conservatorship: Protect family members, including minor children, family members with a disability, or elderly parents, by setting up guardianship provisions.Asset Protection: Prevent your estate from being consumed by unexpected expenses.Special Needs Planning: Make sure that loved ones who have special needs are well taken care of and are able to get the support they need without potentially losing benefits due to an inheritance.At Stone Law, LLC, we understand that with age comes many challenges, including financial management, health care choices, and the potential to be taken advantage of. Our team is dedicated to the protection of the elderly and the prevention of anyone taking advantage of them when they are most vulnerable. We are also comfortable in offering guidance on how best to approach certain matters such as long term care and elder law issues.Estate planning is important at every stage of life whether you are planning for the future, starting a family, planning for retirement or caring for your aging parents. At Stone Law, LLC, we work with you to ensure that your plan is flexible and can be adapted as your circumstances change.Planning for the future can be complex, but at Stone Law, we strive to make the process as simple and as stress free as possible. Our caring attorneys will explain all the possibilities available to you and help you make decisions about your future with confidence.When you have a good estate plan in place, you no longer have to worry about your family being provided for, your properties protected, and your wishes fulfilled. Please contact Stone Law, LLC to start planning your estate and peace of mind. It is our pleasure to serve with professionalism, compassion, and dedication.To schedule an appointment, please visit our website at StoneLawllc.com or give us a call.
As we get older, life brings many challenges as well as opportunities. At Stone Law LLC, we are committed to offering kind, all-encompassing Elder Law services that guarantee your rights, desires, and the comfort of your loved ones and yours. Whether you are planning for the future, coping with an illness or have a legal issue to tackle, we are here to assist you.Elder Law addresses the specific legal concerns of the elderly and the disabled. At Stone Law LLC, we offer legal services in estate planning, long term care, Medicaid planning, guardianship and conservatorship. It is our desire to safeguard your assets, fight for your health, and make sure that your voice is heard.At Stone Law LLC, we know that the process of aging is often accompanied by uncertainty and financial problems. Thats why our method is based on compassion, courtesy, and a clear comprehension of the case before us. Our experienced Elder Law attorneys will help you and your family to identify the problems, make the decisions, and, thereby, arrive at a strategy that will address your problems.Some of the issues that we are here to assist you with include:Preserving your wealth and not losing it due to unnecessary expensesProtection of your rights as you agePreventing financial exploitation or abuse via Powers of AttorneyComprehensive Elder Law ServicesElder Law services that we offer are all-encompassing and are meant to give you and your family peace of mind as you progress in years.1. Estate PlanningEveryone should have an estate plan that is tailored to their specific needs, values, and objectives. At Stone Law LLC, we assist you to put in place a plan that will help you protect your wealth, reduce your taxes, and ensure that your loved ones are well provided for according to your wishes. Some of the services that we offer include:Preparation of wills and trustsHealthcare power of attorney and financial power of attorneyAdvanced directives and living wills2. Long-Term Care PlanningIt is important to plan for long-term care in order to preserve the financial stability as well as to have a chance to choose the type of care to be received. Our team will assist you in selecting the most appropriate means of paying for long-term care including Medicaid planning and protection of assets. We can help you:Protection of financial assets when planning for future long term care needsReview nursing home or assisted living care contractsDevelop strategies to continue your legacy even after you are gone.3. Guardianship and ConservatorshipWhen a loved one is unable to make decisions for themselves, it may be required to seek guardianship or conservatorship in order to protect their rights. At Stone Law LLC, we are aware that these are sensitive issues and we guarantee that we handle them with the necessary caution. Our attorneys can:Set you up with medical and financial powers of attorney that name people you trust in these rolesOffer information on future fiduciary duties.4. Disability PlanningFor those with disabilities and their families, we provide legal services that aim at improving the quality of life and financial security. These include:Creation of special needs trustsWe are your all-encompassing legal partners in managing the challenges of aging and disabilities at Stone Law LLC. Heres what sets us apart:We take the time to get to know you and what you hope to achieve. Every client is given an individualized strategy that is specific to their case.Our attorneys are very much concerned with your best interests and will fight for them to the best of our abilities. We approach every case with a compassionate touch.At Stone Law LLC, we know that planning for the future can be confusing, but it is one of the best gifts that you can leave for your family. Our experienced Elder Law attorneys are ready to assist you at every stage of the process and ensure that your voice is heard and your rights protected.Contact Stone Law LLC today to schedule a consultation. Let us help you create a secure and fulfilling future for yourself and your family.
At Stone Law, LLC, we specialize in helping families and individuals create comprehensive wills and trusts that provide peace of mind and protection for the future. With a commitment to advocating for the elderly and their loved ones, we work to ensure that your wishes are honored and your familys needs are met. Our approach to estate planning reflects our dedication to protecting your legacy while addressing your unique circumstances with care and compassion.Planning for the future is one of the most important steps you can take to protect your assets, loved ones, and legacy. Wills and trusts are foundational components of a comprehensive estate plan, designed to ensure your wishes are respected and your assets are distributed according to your wishes. At Stone Law, LLC, we recognize that these decisions can feel overwhelming, but we are here to guide you through every step of the process.A will is a legal document that outlines how your assets will be distributed after your passing. It also allows you to appoint guardians for minor children and specify your final wishes. On the other hand, a trust provides a more flexible way to manage and distribute your assets during your lifetime and beyond, offering potential tax benefits and protection from probate. Whether you need a simple will, a revocable living trust, or a more complex estate plan, Stone Law, LLC is equipped to help you make informed decisions tailored to your goals.At Stone Law, we offer a wide range of estate planning services, including:Drafting Wills: We help you create a legally binding document that clearly outlines your wishes for asset distribution, guardianship, and other important matters.Establishing Trusts: From revocable living trusts to irrevocable trusts, we assist in setting up trust structures that align with your financial goals and provide for your beneficiaries.Special Needs Trusts: For families with loved ones who have disabilities, we create trusts designed to protect their financial future without jeopardizing income dependent benefits.Asset Protection: We help safeguard your wealth from potential risks, ensuring that your assets are preserved for future generations.Probate Avoidance: By strategically utilizing trusts, we help minimize the time, expense, and stress associated with the probate process.Updating and Revising Estate Plans: Life is unpredictable, and your estate plan should reflect your current circumstances. We offer services to review and update your wills and trusts as needed.At Stone Law, LLC, we take pride in providing personalized service to every client. We understand that no two families are alike, which is why we take the time to get to know you, your family, and your unique needs. Customized Planning: We work closely with you to develop a plan tailored to your specific needs, values, and goals. This includes addressing aging concerns, disability planning, and other "what ifs" that could arise.Peace of Mind for Your Familys FutureCreating a will or trust isnt just about legal documentsits about securing your familys future and preserving your legacy. At Stone Law, LLC, we understand the weight of these decisions and strive to make the process as straightforward and stress-free as possible. By working with us, youll gain confidence knowing that your family is protected and your wishes will be honored.Whether youre planning for your own future or helping aging parents navigate their estate planning needs, our team is here to help.If youre ready to take the first step in creating an estate plan, Stone Law, LLC is here for you. Contact us today to schedule a consultation and discover how we can help you secure your familys future and gain peace of mind.