SENIOR LIVING 101: Truth About Costs

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Aug 15, 2019

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Whether youre looking for the first time at a long term solution or considering switching to a new facility, be informed about ALL the expenses in any community. The Radcliff wants you to make an informed decision when you are shopping and considering what is the best fit for yourself or loved one. Whether youre age 55, 95 or somewhere in between, the process can be confusing and overwhelming. The following are three common cost areas where you need to ask direct and honest questions of the facilities salesperson, and always compare and contrast from at least 2-3 locations before making a decision.
Most senior living facilities charge what is called a community fee. This may be explained as shared cost for upkeep of the grounds, periodic updates to infrastructure, or maybe a future upgrades. No matter what its called, ITS A CHARGE YOU SHOULD NOT HAVE TO PAY. Your rent covers those normal expenses. Often, its a technique to get you to more quickly commit and an extra-large commission that goes directly to the salesperson or executive director.
Care expenses ARE normal charges that are added to your
monthly fees and ARE typical in senior living fees. You or your loved one will be assessed to determine the amount of medical care and personal assistance as well as supplies in your new community. However, you need to ask WHAT ARE THE CHARGES FOR and HOW FREQUENTLY WILL THEY BE RAISED. You deserve to have this transparency and clarity in what you are paying for and be on-guard for hid-den charges.
As with the other cost areas, ASK what your monthly living charges cover. Typically, that should be for your living space and upkeep (regular housekeeping.) Ask if your meals, transportation, outings to events, activities, trips to the doctor and meals for visitors are covered in your living expenses. Reputable, well-run senior living facilities will share this information in an honest, direct and transparent manner.
Editors Note: Article submitted by Christine Maretta, Welcoming Director at the Radcliff. Please contact Christine at 630-524-8602 for more information or to schedule a tour.

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This dynamic of circumstances causes seniors to need more space than younger adults, though often for less time.Things to Look for in Senior Storage ArrangementsMeeting seniors needs for storage requires some unique concessions on the part of the storage facility. Extra space for large amounts of furniture, for example, helps keep all of a seniors household items together. Flexible pricing, or even a veterans discount, can be beneficial for many seniors and families trying to budget a move.Flexibility is also helpful a few months after signing the initial contract when the senior is settled in and has the space to move some items out of storage and into their new home. It may be that a smaller storage unit is more appropriate after the couch, bed, dresser and several boxes of keepsakes have been transferred to the senior living community. 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This helps them take more control of their affairs and lessens the embarrassment that occurs when they feel theyre imposing on loved ones.Warning Signs to Watch Out ForIts always a good idea to start your search for acceptable senior storage as early as you can; theres a lot to research before the move. As you investigate storage facilities, you might notice characteristics that lead you to believe the site is not a good match for you or your senior loved one. Dont be afraid to go with your gut impressions. 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Start your search online by looking up storage facilities located within a convenient distance of either the senior facility youve settled on or the home of a family member who can help with the move. Glance over the sites features and amenities and make a ranked list of the facilities you are considering, based on factors that matter to you, such as price, location and security.Once you have a list of at least three to six potential sites, call and make an appointment to visit each of them. If you have the time, consider showing up unannounced a couple of days before your scheduled appointments to observe how the places normally operate on a daily basis.Site managers often view these inspections as selling opportunities, so its a good idea to explain upfront that you are still investigating multiple locations. Ask to be shown the larger units, which you may need at first, and then check out the smaller options, which may wind up as your long-term choice after the final move. 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