SIGNS THAT YOUR AGING LOVED ONE MAY BE STRUGGLING AT HOME

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The Windsor of Venice

For more information about the author, click to view their website: Windsor of Venice

Posted on

Aug 04, 2023

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Florida - Sarasota, Bradenton & Charlotte Counties , Florida - Southwest

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he holidays are here. For many families, this is the one time during the year you are able to all be together. You may notice some changes in your senior loved one since the last time you saw them. Below are 5 things to look for when assessing their overall health and safety.

  1. Around the house – Have there been changes in how they keep up with their housework? Is it untidy, is mail piling up, is there laundry lying around? Seniors may have difficulty getting around or even remembering daily activities.
  2. Eating habits – Has your loved one experienced shifts in weight? This could be a serious health concern, but also a sign of depression. Look in their refrigerator and pantry. Often a senior is not shopping or cooking and does not have healthy food choices. You may wish to remove expired food.
  3. Personal hygiene – Do you notice a change in the way your loved one looks? Body odor, stained clothing or uncombed hair can be signs of depression, or difficulty caring for themselves.
  4. Personality changes – Has your normally social parent become more withdrawn? Are they less engaged in family conversations or activities? These are typically signs of depression and can also be a health risk.
  5. Difficulty getting around – Is your loved one less steady on their feet? Do you notice they are sitting too much and not moving around? These can be signs that they are worried about falling. They may also be concerned about appearing feeble.

If you are concerned with any of these situations, talk to your loved one. Tell them how you feel and what you have noticed. You may determine that they are ready for a change. They may be relieved to have the conversation as well. If you have any questions about how to start the conversation, we can help too. Feel free to call a Legend Senior Living™ senior care consultant – we want your holidays to be fun and festive.

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Older adults today may find themselves in a bind when they need to move to a senior living community without knowing how to pay for senior care. Though senior living may feel like a large expense, a number of solutions can help older adults fund their move and maintain their residency for as long as they need it. When private funds arent enough, seniors may be able to turn to Veterans benefits, insurance products, and short-term bridge loans. Aid and Attendance, a benefit offered through the U.S. Department of Veterans Affairs (VA), can provide additional income to qualifying Veterans and their surviving spouses. Long-term care insurance can reimburse policyholders up to hundreds of dollars a day for long-term care services. Seniors who need cash flow assistance while they wait for permanent funding sources like those mentioned above or the proceeds of a home sale can use a bridge loan until the funds come through. Here, well go over these three methods that can help pay for senior care so you can know your options for covering the cost of senior living.The Aid and Attendance benefit provides monthly income for VeteransThe U.S. Department of Veterans Affairs (VA) offers a variety of benefits that help Veterans access and cover the cost of care, including the Aid and Attendance benefit. It provides additional monthly income directly to qualifying Veterans and even their surviving spouses, and the recipients can use the funds to pay for long-term care costs, such as rent at a senior living community or the cost of a home care provider.To qualify for Aid and Attendance, a recipient must meet military service criteria, health requirements, and income and asset limits:Military service: The Veteran applying (or to whom the surviving spouse was married if the spouse is applying) must have served in an approved wartime period, including at least one day of active duty during that time. They do not need to have served in an active combat zone. Health needs: The applicant must demonstrate the need for assistance with completing at least two activities of daily living, have a cognitive impairment requiring that they live in a facility to remain safe, or be considered legally blind.Income and asset limits: The applicants income and net worth must not exceed a certain dollar amount, which in 2024 is about $150,000. VA assesses this amount and usually increases it slightly each year.Applying for Aid and Attendance can help a senior Veteran or surviving spouse receive extra monthly income, which can go a long way toward paying for essential care in a senior living community. Some companies offer advice and services to help individuals with the process of filing the long and complex application.File a claim on your long-term care insurance policyLong-term care insurance is a type of insurance policy that helps individuals cover costs of care that typical health insurance, like Medicare, doesnt cover. It may be surprising to some, but traditional Medicare does not cover the cost of assisted living or home care on a long-term basis. The reason is that Medicare is health insurance, which pays for medical care services. The typical services that assisted living communities and home care services provide arent considered medical services. Receiving help bathing and dressing, which are common services assisted living and home care services provide, are considered custodial or personal care services by Medicare. Since they are not medical services, Medicare does not cover those costs.Long-term care insurance helps cover these costs and can be a lifesaver for many individuals who need to pay for senior care. If a policyholder can demonstrate that they have met the health requirements to use their insurance policy, they can file a claim or get help filing a claim and receive reimbursement for the long-term care services they receive at their senior living community. 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While some older adults can tap into their retirement savings or sell assets they no longer need, many others need extra help paying for the necessary care. In and among solutions like the Aid and Attendance benefit, long-term care insurance, a bridge loan, or a combination of all three, older adults can find ways to pay for their residency at a senior living community.

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Having the Tough Conversation with Your Parents about Senior Living

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Local Services By This Author

The Windsor of Venice

Assisted Living 1600 Center Rd., Venice, Florida, 34292

The Windsor of Venice in Venice, FL, offers a nurturing and empowering environment for residents in assisted living. The emphasis on balancing independence with support reflects a commitment to promoting residents' autonomy and well-being. With caregivers available to assist with personal care tasks and household chores, residents can enjoy peace of mind knowing that their needs are taken care of while still maintaining a sense of independence. The focus on removing maintenance tasks allows residents to focus on what truly matters to them, whether it's building friendships, exploring new opportunities, or engaging in activities they love. The thoughtful design of the residence encourages socialization and connection, providing plenty of spaces for residents to interact and participate in a variety of activities. The busy event and program calendar ensures that there's always something exciting happening, catering to residents' diverse interests and preferences. Dining at The Windsor of Venice appears to be a highlight, not only offering delicious meals but also creating opportunities for socializing and forging lasting memories. The Gold Leaf Dining program enhances the dining experience, providing comforting and seasonal culinary delights that add to the overall enjoyment of residents' lives. Overall, The Windsor of Venice seems to offer a supportive and enriching environment where residents can thrive, make meaningful connections, and enjoy a vibrant senior living experience. It's clear that the community prioritizes residents' well-being and happiness, fostering a sense of belonging and fulfillment.

The Windsor of Venice

Memory Care 1600 Center Rd., Venice, Florida, 34292

The Windsor of Venice offers a comprehensive approach to senior living, with specialized services tailored to meet the needs of residents in both memory care and assisted living. The focus on personal preferences and abilities ensures that each resident receives individualized care and support.The range of amenities, including an onsite salon and spa, fitness center, and outdoor courtyard with lush landscaping, promotes both relaxation and socialization. These spaces are designed to enhance residents' quality of life and encourage engagement with their surroundings.Attention to detail in the design of the residence, such as natural lighting, low-pile carpeting, and intentional color selection, reflects a commitment to creating a safe and accessible environment for residents. By reducing the risk of falls and promoting confidence in movement, residents can enjoy greater independence and peace of mind.Overall, The Windsor of Venice strives to provide a welcoming and supportive home where residents can thrive and enjoy a fulfilling senior living experience.