Until 100 years ago, many people never traveled more than 10 miles from the home in which they were born or lived in when they got married, which was usually down the street or the next farm over. Families remained grouped together for many reasons, including having emigrated from a foreign country and starting a new life together. There was strength in numbers: both economic advantages and in perpetuating long-held traditions that would tie loved ones together in the face of new challenges. Where seniors were concerned, the expectation that younger family members would always care for them was impliedand something not all that difficult if people were living within steps of one another.Clearly things have changed, and adult children can be hundreds and thousands of miles away from aging parents. This can make it challenging to determine changes in physical, mental and emotional health, often leading to stress and guilt. While long-distance caregiving isnt always the answer, there are things families can do to help ensure their senior loved ones needs are monitored and met.1 Hold a Family Meeting to Plan In-Home Care for a Senior Loved OneFirst, organizationally, if there are multiple adult children and other family members that can provide long-distance care, have a family meetingin person or video chatto decide what everyones strengths and skillsets are and what their availability is. Tantamount to that, realistically evaluate how much each can do, knowing that a trusted neighbor or someone else outside the family and local to the senior may need to be hired to fill in any gaps.If a family member is better at managing finances, for example, s/he should assume that responsibility when the time comes, always with written permission. A Merrill Lynch study revealed about 92 percent of family caregivers are managing their loved ones finances, including monitoring and paying bills from bank accounts, handling insurance claims, filing taxes, and overseeing investments.2 Communicate with Your Aging Loved One Every DayIts important to check in with an aging parent every day, even several times a day depending on the state of health, particularly if that individual lives alone. If the senior is adept at technology, FaceTime or other forms of video chat are always preferable as visuals are a useful tool in gauging changes. Today there are a variety of simpler forms of senior-friendly video call apps and devices available. These include but are not limited to the Jitterbug Smart3, GrandPad, and CallGenie (British-based product now available in the U.S.).3 Connect Regularly with Your Beloved Seniors Healthcare ProvidersSchedule regular calls with physicians, visiting nurses, and/or others for up-to-date information about you loved ones health and evolving needs. If an in-home senior care agency is involved, consistent updates should be part of the protocol.4 Set Up a Personal Emergency Response System to Maintain a Seniors IndependenceSometimes dubbed high-tech guardian angels, personal emergency response systems (PERS) support safe and independent living. At the touch of a button (or in some cases by voice activation) an immediate notification is sent to first responders when a fall or other medical emergency is detected. PERS devices can be worn by the senior as a pendant, or a unit can be set up strategically inside the home to provide 24/7 monitoring services.5 Obtain a Smart Pill Dispenser for Medication ManagementAs people age, memory can be affected with issues that include failure to take medication or not recalling if a dose was taken or not. Multiple medications are also a byproduct of aging and facing an array of bottles every day can be confusing and disorienting for seniors. A user-friendly solution lies in medication management with automatic pill dispensers, as these smart devices for healthcare can do so much more than hold apportioned pills in a little plastic box. Smart pill devices organize medications and ensure the correct dose is dispensed at the right time, and some can also notify the caregiver if a dose is missed.6 Explore Alternative Senior Living ArrangementsIs an aging parent amenable to moving closer to adult children? Independent living and assisted living fall under the broad banner of senior living communities and can make the stress that accompanies long-distance caregiving a thing of the past. Many seniors and their families are unsure where to start their search for assisted living and other senior housing options.7 Plan More Frequent Visits to Keep Tabs on Your Elderly Loved Ones WelfareWork, raising families, community responsibilities, and everything else can make life overwhelming today. But if a parent or grandparent is aging, theres no better way to monitor needs than to visit as often as possibleeven for a long weekend now and then. If there are multiple adult siblings or young adult grandchildren, spreading the visits out among family members can ease the burden of constant traveling and help ensure changes in health and mobility do not go undetected.Besides, the opportunity to spend time with mom or dad in their sunset years is precious, and something you will never have again. In your effort to monitor things and provide support, which no one argues can be time consuming and stressful, make sure to slow down and listen. As the saying goes, When a senior dies, a library closes.8 Ask for Information and Guidance from a Trusted Senior ResourceKnow that an Amada Senior Care advisor has the expertise and knowledge to assist without obligation as families with aging loves ones navigate their senior care journey. Click HERE to find an Amada office near you or call (866) 752-1961.
In the popular imagination, receiving an inheritance always sounds like a good thing after all, who doesnt want a financial windfall? And inheritances can certainly be life-altering events. But they can cause challenges, so youll want to help your heirs be prepared. To assist in this preparation, try to address some key questions affecting your heirs: Do they know whats in your estate plans? Your family and other heirs will be much better prepared to deal with an inheritance if they know what to expect. Thats why its so important that you share your estate plans with everyone involved. You need to let them know the wishes and decisions youve expressed in your will and other legal arrangements, such as a living trust. Of course, sharing this information doesnt necessarily mean that all your heirs will be completely satisfied with your choices but at least they wont be surprised, and perhaps will be less likely to cause disputes when the time comes to settle your estate. Will they know what to do with the money or other assets? You may be planning to leave your grown children a sizable amount of assets, possibly including cash, stocks, real estate, IRAs, 401Ks or other types of valuable personal property. But this inheritance brings with it several possible questions: Do your heirs already have an investment platform ready to accept inherited stocks? If you do leave behind rental property or a vacation home, can it be easily sold? These types of issues are generally not hard to resolve, but the more prepared your heirs are for their inheritance, the quicker they can take whatever actions are needed. Are they prepared to handle any taxes that may result from the inheritance? Unless you have a very large estate, your heirs likely wont face federal estate taxes. (In 2024, the first $13.61 million of an estate is exempt from federal estate taxes.) However, other types of taxes may apply. A few states assess state inheritance taxes, and your heirs could incur federal and/or state income taxes when they withdraw money from inherited assets funded with pre-tax dollars, such as some retirement accounts. They could also face capital gains taxes when they sell inherited assets, such as stocks, for more than they were worth at the time of the inheritance. In any case, inheritance-related taxes can be complex, so you and your family and other heirs should discuss these issues with your tax advisor. Will they be liable for any outstanding expenses? If you have developed a comprehensive estate plan, it's unlikely your heirs will be on the hook for any outstanding expenses, such as credit card balances or funeral costs. If you do still carry a mortgage, though, and you are planning on leaving your house to your heirs, they may want to be prepared to act quickly to sell it. When leaving an inheritance, theres a lot involved emotionally, financially and legally. So, do whatever you can to make the entire process as easy as possible for your loved ones. By communicating your wishes regarding the inheritance, and by considering all the issues that may arise, you can go a long way toward achieving the outcomes you desire. Chad Choate III, AAMS828 3rd Avenue WestBradenton, FL 34205941-462-2445chad.chaote@edwardjones.comThis article was written by Edward Jones for use by your local Edward Jones Financial Advisor.
In a world brimming with fleeting interactions and virtual communications, the value of building deep, enduring relationships often gets overshadowed. Yet, we all crave meaningful connections that enrich our livesboth personally and professionally. At A Call to Order Professional Organizer, we believe that nurturing strong relationships is the foundation of a fulfilling life. Whether with family, friends, or colleagues, these bonds create a network of support, companionship, and shared experiences that enhance our emotional well-being. In this blog, well explore how to cultivate and maintain golden connections that stand the test of time, offering you practical tips to foster those relationships.The Importance of Meaningful ConnectionsInvesting time in building relationships is not merely an act of kindness; it is crucial for social, emotional, and even physical health. Heres why nurturing connections is essential:Emotional BenefitsSupport System: Meaningful connections provide a vital support network during challenging times. Knowing that someone cares enough to listen can lift spirits and ease burdens. Friends and family can offer different perspectives, helping us navigate lifes ups and downs.Sense of Belonging: Engaging in nurturing relationships fosters a sense of belonging. As social beings, we thrive in communities. Having people who understand us gives us a sense of security and acceptance, bolstering our self-esteem.Physical Health BenefitsStress Reduction: Emotional connections can act as a buffer against stress. Laughter shared with friends, heartfelt conversations, or even a comforting hug can significantly lower anxiety levels. Longevity: Studies have shown that strong social ties can lead to improved health outcomes and even longer life expectancy. The love and support we receive from these relationships can motivate us to take better care of ourselves.Tips for Building and Nurturing Lasting RelationshipsNow that we understand the importance of connections, lets explore practical ways to cultivate and maintain these special bonds.Step 1: Be PresentActive Listening: Truly listening to what someone says builds trust and demonstrates care. Put aside distractionslike phones and televisionswhen engaging in conversations. Follow-up questions show genuine interest, deepening the connection.Quality Time: Make it a priority to spend quality time with loved ones. It could be a casual coffee catch-up, a walk in the park, or even a simple phone call. The goal is to deepen the understanding and connection between you and your loved one.Step 2: Express AppreciationSay Thank You: Expressing gratitude for small or big gestures reinforces how much others mean to you. A handwritten note, a text message, or verbal acknowledgment can go a long way in making someone feel valued.Celebrate Achievements: Be there for milestonesbirthdays, promotions, or personal victories. Celebrate together, whether its throwing a small party, a dinner, or just a heartfelt message. These shared moments will deepen your bond.Step 3: Foster Open CommunicationBe Honest and Authentic: Authentic relationships thrive on honesty. Share your thoughts, feelings, and vulnerabilities. Openness fosters trust and encourages others to share their truths as well.Check-In Regularly: Make it a habit to check in on friends and family. A simple message asking how they are can initiate a meaningful conversation and demonstrate that you care.Step 4: Embrace DifferencesAppreciate Diversity: Every individual brings unique experiences, perspectives, and qualities to a relationship. Embrace those differences rather than seeing them as barriers. They can enrich your connections and promote growth.Be Flexible: Life is dynamic, and relationships evolve. Be willing to adapt and grow together, understanding that changes in circumstances can affect how and when you connect. Whether its accommodating a busy schedule or being open to new activities, flexibility nurtures relationships.Step 5: Create Shared MemoriesEngage in New Experiences: Doing something new together can strengthen bonds and build a treasure trove of memories. This could be anything from taking a cooking class, going on a hike, or traveling to a new place.Start Traditions: Establish traditions with loved ones to create lasting memories. This could be as simple as a monthly game night or an annual holiday celebration. Traditions create touchpoints that people look forward to sharing.Conclusion: Nurturing the Bonds That Enrich Our LivesAt A Call to Order Professional Organizer, we believe that cultivating meaningful relationships is vital to a fulfilling, happy, and thriving life. By embracing the importance of emotional connections, we can transform our interactions from mere acquaintances to lifelong friendships.As you embark on the journey of building and nurturing your relationships, remember that it takes effort, time, and genuine intention. Focus on being present, expressing appreciation, and developing open communication to create bonds that will withstand the test of time.Lets celebrate the connections we have and actively work to strengthen and deepen them. After all, the most precious resources we possess are the people we surround ourselves with, and the memories we create together are the true treasures of life. If you need support in organizing gatherings or creating more intentional connection time, reach out to us at A Call to Order Professional Organizer. Together, we can help you build the enriching, lasting relationships that nurture your heart and soul.