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Medicare Advantage, also known as Medicare Part C, provides an alternative way to receive Medicare benefits through private insurance companies. These plans include all the benefits of Original Medicare (Part A and Part B) and may offer additional benefits like prescription drug coverage, dental, vision, and hearing. There are several types of Medicare Advantage plans, each with its own structure, provider network, and coverage rules. Here’s a breakdown of the primary types: Health Maintenance Organization (HMO) plans, Preferred Provider Organization (PPO) plans, Private Fee-for-Service (PFFS) plans, and Special Needs Plans (SNPs).
What They Are: HMO plans require you to use a network of doctors, hospitals, and healthcare providers to receive coverage. These plans are often more affordable, with lower premiums and out-of-pocket costs than other Medicare Advantage options. However, they come with certain restrictions.
Key Features:
Who They’re Best For: HMO plans work well for those who prefer lower premiums and are comfortable with a limited provider network and managed care approach.
What They Are: PPO plans offer greater flexibility in choosing healthcare providers compared to HMO plans. While PPO plans still have a network of preferred providers, you can see doctors and specialists outside the network, though at a higher cost.
Key Features:
Who They’re Best For: PPO plans are ideal for those who value flexibility in choosing providers and don’t mind potentially higher premiums and out-of-pocket costs for the added freedom.
What They Are: PFFS plans allow you to see any Medicare-approved provider who agrees to the plan’s terms. These plans offer more freedom than HMO and PPO plans, as there is no set network, but there may be limitations based on provider agreements.
Key Features:
Who They’re Best For: PFFS plans are suitable for those who want flexibility and aren’t restricted by a network but are willing to manage the potential limitations of provider acceptance.
What They Are: SNPs are Medicare Advantage plans designed specifically for individuals with specific health conditions, who are eligible for both Medicare and Medicaid (dual eligible), or who reside in certain institutional settings, such as nursing homes. These plans offer tailored benefits, networks, and care coordination.
Types of SNPs:
Key Features:
Who They’re Best For: SNPs are ideal for individuals with specific healthcare needs, such as those with chronic conditions or dual eligibility, who benefit from specialized care coordination and targeted benefits.
When deciding on a Medicare Advantage plan, consider the following factors:
Each type of Medicare Advantage plan offers unique benefits, and understanding the differences can help you make a more informed decision. Whether you prioritize cost, flexibility, or specialized care, there is a Medicare Advantage plan that can align with your needs. Be sure to review the details of each plan type during Medicare’s Annual Enrollment Period to ensure your coverage fits your health and budget requirements for the year ahead.
Choosing an assisted living community is a major decisionfor both seniors and their families. At Merritt Island Assisted Living, we understand that this transition is about more than just a change of address. Its about finding a safe, nurturing environment where each resident can live with dignity, enjoy daily life, and receive the right level of support tailored to their individual needs.Our community is thoughtfully designed to provide personalized care, promote independence, and offer peace of mind through 24/7 assistanceall in a warm, welcoming atmosphere on Floridas beautiful Space Coast.What Is Assisted Living?Assisted living bridges the gap between independent living and full-time medical care. Its ideal for individuals who may need help with daily activitiessuch as bathing, dressing, medication management, and mobilitybut still want to maintain their independence and enjoy a vibrant lifestyle.At Merritt Island Assisted Living, we empower residents to live life on their own terms, while providing the compassionate support they need to thrive.Personalized Support, When Its Needed MostOur assisted living residents receive customized care plans that evolve with their needs. From minimal assistance to more comprehensive support, we adjust our services to ensure comfort, safety, and quality of life. Our professional team is available around the clock, offering help with: Daily living activities (ADLs) Medication management Transportation to appointments Housekeeping and laundry Wellness checks and ongoing assessments We work closely with families and healthcare providers to ensure continuity of care and open communication at every stage.A Lifestyle That Promotes Connection and Well-BeingAssisted living at Merritt Island isnt just about careits about living well. Our residents enjoy a dynamic community life with enriching programs, engaging activities, and social opportunities every day. Whether its participating in group fitness classes, attending social events, enjoying live entertainment, or simply spending time in the garden, our community is built to support the emotional, mental, and physical well-being of every resident.Community Features Include: Private and semi-private apartments Three nutritious, chef-prepared meals per day Beautiful indoor and outdoor common spaces On-site salon and spa services Fitness and wellness programs Calendar of daily social activities and events Scheduled outings and transportation Why Families Trust Merritt Island Assisted LivingFamilies choose Merritt Island because we combine expert care with heart. We treat every resident like familybuilding trust through communication, kindness, and consistent, compassionate service. From the care team to the kitchen staff, everyone shares a commitment to enhancing the lives of those we serve.Schedule a Visit Today If you or your loved one are considering assisted living, we invite you to experience the difference at Merritt Island Assisted Living. Schedule a tour, meet our team, and see firsthand how we help residents live comfortably, confidently, and with purpose.
At Merritt Island Assisted Living, residents enjoy more than just a comfortable place to livethey experience a vibrant lifestyle built around convenience, connection, and personalized support. Designed to enhance daily life while promoting independence and peace of mind, our community offers a wide array of services and amenities tailored to meet the unique needs of every resident.Comfort Meets CareFrom the moment you walk through our doors, you'll feel the difference that thoughtful design and attentive service make. Our assisted living community provides 24/7 professional support, ensuring that every resident receives compassionate care while maintaining dignity and independence. Services include: Assistance with daily activities like bathing, dressing, and grooming Medication management and health monitoring Housekeeping, laundry, and linen services Scheduled transportation for medical appointments and local outings With these daily essentials handled by our dedicated staff, residents can focus on enjoying life to the fullest.Lifestyle Amenities That Inspire JoyWe believe senior living should be as enriching as it is supportive. Thats why Merritt Island Assisted Living offers amenities that promote social engagement, mental stimulation, and physical wellness: Chef-prepared meals served three times daily in a comfortable, restaurant-style dining room Fitness and wellness programs designed to keep residents active and energized On-site beauty and barber services, so looking and feeling your best is always convenient Activity and game rooms for socializing, puzzles, cards, and more Spacious common areas for gatherings, celebrations, and relaxation Beautiful outdoor spaces, including courtyards and walking paths perfect for enjoying the Florida sunshine Engaging Activities and EventsMerritt Island Assisted Living encourages residents to remain engaged and connected. Our events calendar is filled with diverse offerings that cater to a variety of interests: Music and movie nights Arts and crafts sessions Educational talks and guest speakers Holiday and birthday celebrations Group outings to local attractions, restaurants, and cultural venues Every activity is designed to bring joy, foster friendships, and enhance the overall well-being of our residents.Safe, Accessible, and SupportiveSafety and accessibility are priorities throughout our community. Our living spaces are thoughtfully designed with seniors in mind, including grab bars, emergency call systems, and mobility-friendly layouts. Residents and families can enjoy peace of mind knowing that assistance is always close at hand.Why Choose Merritt Island Assisted Living?When you choose Merritt Island Assisted Living, youre choosing a lifestyle built around warmth, wellness, and worry-free living. Our community services and amenities are thoughtfully created to ensure residents feel at homewhile receiving the personalized support they need to thrive. Come see how our amenities make every day easier, more comfortable, and more fulfilling. Schedule a tour today and discover the lifestyle you or your loved one deserve.
Located in the heart of Floridas scenic Space Coast, Merritt Island Assisted Living offers a warm, inviting community designed to provide exceptional care, comfort, and connection for seniors. Blending modern amenities with a personalized approach to wellness, this assisted living residence is a trusted choice for families seeking quality senior care in a peaceful, coastal setting.A Home-Like Setting with Professional SupportMerritt Island Assisted Living is more than just a place to liveits a place where seniors feel at home. With private and semi-private apartment options, thoughtfully designed common areas, and welcoming outdoor spaces, residents enjoy comfort, safety, and a sense of community.The highly trained staff offers 24/7 assistance with daily living activities such as bathing, dressing, grooming, medication management, and mobility supportalways delivered with respect and kindness. Residents maintain their independence while receiving the right level of care, tailored to their unique needs.Enriching Lifestyles for Every ResidentLife at Merritt Island Assisted Living is active, engaging, and fulfilling. Daily programs and social activities are carefully curated to promote mental, physical, and emotional well-being. Residents can participate in: Group fitness classes Games and trivia nights Arts and crafts Live music and entertainment Off-site outings and scenic drives Holiday celebrations and cultural events Whether it's enjoying a morning walk in the garden, attending a wellness seminar, or sharing stories over coffee, residents find plenty of opportunities to connect, grow, and have fun.Delicious Dining, Every DayNutrition is a key part of wellness, and the culinary team at Merritt Island Assisted Living takes pride in preparing meals that are both nourishing and flavorful. Residents enjoy: Three home-cooked meals daily Accommodations for dietary needs and preferences Restaurant-style dining with flexible seating Snacks and beverages available throughout the day Meals are served in a vibrant dining room that encourages conversation, camaraderie, and a shared sense of community.A Trusted Partner for FamiliesChoosing assisted living is a significant decisionand the team at Merritt Island Assisted Living understands the importance of trust, transparency, and ongoing communication. From the first tour to move-in day and beyond, families receive support every step of the way.The staff works closely with residents and their loved ones to ensure personalized care plans remain up to date and reflective of evolving health needs and personal preferences.Why Families Choose Merritt Island Assisted Living Compassionate care staff available 24/7 Comfortable, accessible living spaces Secure, welcoming environment Enriching activities and wellness programs Convenient location near hospitals, parks, and shopping Peaceful surroundings with beautiful outdoor areas Experience the Difference on the Space CoastSurrounded by natural beauty and a strong sense of community, Merritt Island Assisted Living offers seniors a vibrant lifestyle supported by expert care. Its a place where dignity, independence, and joy are part of everyday life. Schedule a visit today and discover the difference of personalized care in a place that truly feels like home.
A Bit About Working With UsFor True Peace of Mind, Coastal Insurance & Notary Services provides the best insurance and notary solutions to our clients. We are committed to the principles of service, integrity, and professionalism.We are a licensed Health Insurance Agency that also specializes in Notary Public services.Our Insurance Services Include:Medicare Supplement PlansPrescription Drug PlansMedicare Advantage PlansMajor Medical Insurance through the Affordable Care Act (ACA) for individuals and familiesShort Term Medical PlansDental, Vision, Accident, Cancer Protection, Life, and Long-Term Care Plans We offer free insurance plan reviews because everyone deserves effective and affordable insurance coverage.Our Notary Services Include:General Notary servicesMobile Notary servicesRemote Online Notary servicesLoan Signing servicesWhen Working With Us You Will Receive:Professional, Friendly, and Knowledgeable Presence:Ready to assist you, your family, or your business with any insurance or notary needs.Customizable Insurance Plans:We work with multiple insurance providers and networks to put together a tailored insurance portfolio for you.One-on-One Personalized Service:You will personally meet with the owner/agent. Each client will be able to call/text, email, or meet with the owner for all insurance and notary questions and issues. Book a Free Health Insurance Consultation or a Notary Appointment Today!Contact Coastal Insurance & Notary Services today for a free insurance quote or to schedule a mobile notary appointment and let us take the burden of worry off your shoulders.By providing your e-mail address or telephone number, you agree to allow a licensed sales representative to contact you regarding information related to health insurance plans, Medicare health plans and products, services, and/or educational information related to health care.According to Medicare rules, we need your permission to contact you to discuss your Medicare plan options. By accepting this form, you are agreeing to a sales telephone call or an email from a licensed sales agent to discuss the specific types of products above. The person who will be discussing plan options with you is with or contracted by a Medicare health plan or prescription drug plan that is not the Federal Government, and they may be compensated based on your enrollment in a plan. Signing this does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage Plan, Prescription Drug Plan, or other Medicare plan.
A Bit About Working With UsFor True Peace of Mind, Coastal Insurance & Notary Services provides the best insurance and notary solutions to our clients. We are committed to the principles of service, integrity, and professionalism.We are a licensed Health Insurance Agency that also specializes in Notary Public services.Our Insurance Services Include:Medicare Supplement PlansPrescription Drug PlansMedicare Advantage PlansMajor Medical Insurance through the Affordable Care Act (ACA) for individuals and familiesShort Term Medical PlansDental, Vision, Accident, Cancer Protection, Life, and Long-Term Care Plans We offer free insurance plan reviews because everyone deserves effective and affordable insurance coverage.Our Notary Services Include:General Notary servicesMobile Notary servicesRemote Online Notary servicesLoan Signing servicesWhen Working With Us You Will Receive:Professional, Friendly, and Knowledgeable Presence:Ready to assist you, your family, or your business with any insurance or notary needs.Customizable Insurance Plans:We work with multiple insurance providers and networks to put together a tailored insurance portfolio for you.One-on-One Personalized Service:You will personally meet with the owner/agent. Each client will be able to call/text, email, or meet with the owner for all insurance and notary questions and issues. Book a Free Health Insurance Consultation or a Notary Appointment Today!Contact Coastal Insurance & Notary Services today for a free insurance quote or to schedule a mobile notary appointment and let us take the burden of worry off your shoulders.By providing your e-mail address or telephone number, you agree to allow a licensed sales representative to contact you regarding information related to health insurance plans, Medicare health plans and products, services, and/or educational information related to health care.According to Medicare rules, we need your permission to contact you to discuss your Medicare plan options. By accepting this form, you are agreeing to a sales telephone call or an email from a licensed sales agent to discuss the specific types of products above. The person who will be discussing plan options with you is with or contracted by a Medicare health plan or prescription drug plan that is not the Federal Government, and they may be compensated based on your enrollment in a plan. Signing this does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage Plan, Prescription Drug Plan, or other Medicare plan.
A Bit About Working With UsFor True Peace of Mind, Coastal Insurance & Notary Services provides the best insurance and notary solutions to our clients. We are committed to the principles of service, integrity, and professionalism.We are a licensed Health Insurance Agency that also specializes in Notary Public services.Our Insurance Services Include:Medicare Supplement PlansPrescription Drug PlansMedicare Advantage PlansMajor Medical Insurance through the Affordable Care Act (ACA) for individuals and familiesShort Term Medical PlansDental, Vision, Accident, Cancer Protection, Life, and Long-Term Care Plans We offer free insurance plan reviews because everyone deserves effective and affordable insurance coverage.Our Notary Services Include:General Notary servicesMobile Notary servicesRemote Online Notary servicesLoan Signing servicesWhen Working With Us You Will Receive:Professional, Friendly, and Knowledgeable Presence:Ready to assist you, your family, or your business with any insurance or notary needs.Customizable Insurance Plans:We work with multiple insurance providers and networks to put together a tailored insurance portfolio for you.One-on-One Personalized Service:You will personally meet with the owner/agent. Each client will be able to call/text, email, or meet with the owner for all insurance and notary questions and issues. Book a Free Health Insurance Consultation or a Notary Appointment Today!Contact Coastal Insurance & Notary Services today for a free insurance quote or to schedule a mobile notary appointment and let us take the burden of worry off your shoulders.By providing your e-mail address or telephone number, you agree to allow a licensed sales representative to contact you regarding information related to health insurance plans, Medicare health plans and products, services, and/or educational information related to health care.According to Medicare rules, we need your permission to contact you to discuss your Medicare plan options. By accepting this form, you are agreeing to a sales telephone call or an email from a licensed sales agent to discuss the specific types of products above. The person who will be discussing plan options with you is with or contracted by a Medicare health plan or prescription drug plan that is not the Federal Government, and they may be compensated based on your enrollment in a plan. Signing this does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage Plan, Prescription Drug Plan, or other Medicare plan.