Using FMLA to Care for a Loved One With A Disability

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Entrusted Legacy Law

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Jul 03, 2023

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For caregivers of loved ones living with disabilities, meeting the demands of your professional life while carrying out the responsibilities of caregiving can be immensely challenging.

Depending on your situation, you may qualify for an extended leave from work that will allow you to keep your job while you focus your time on caring for your loved one.


What Is FMLA?


The Family Medical Leave Act (FMLA) is a federal law that may protect your right to unpaid leave to care for a family member. The law, established in 1993, applies to private employers with at least 50 workers. For employees whose spouses, children, and parents have severe health conditions, the FMLA allows up to 12 work weeks of leave within a year. Twenty-four work weeks of unpaid leave are available for those caring for active service members.

Under the FMLA, employers cannot fire employees because they took leave, protecting employees’ right to leave work when certain family members become severely ill.

As a caregiver, you play a crucial role in your family as you support your loved ones, but caregiving responsibilities can conflict with work commitments. The FMLA can help employees balance their responsibilities.


Is FMLA Paid?

FMLA is typically unpaid leave. However, it allows you to hold on to your job while also requiring your employer to continue your health benefits while you are on leave.


What Conditions Qualify for FMLA Leave?

Employees who qualify for FMLA can use this type of leave in a number of different circumstances, including if they are having a baby, adopting a child, donating an organ, or suffering from a severe health problem. For those who are caring for an immediate family member with a serious health condition, FMLA may also be an option.

In addition, employees with a child who is unable to care for themselves due to a disability may be able to take advantage of FMLA leave. Under FMLA, “disability” is defined as “conditions that substantially limit one or more major life activities or bodily functions.” In certain cases, such conditions may include such health issues as epilepsy, asthma, diabetes, or cancer that is in remission.

The U.S. Department of Labor launched a new series of webpages over the past year to help people understand their rights under the FMLA. The webpage is a useful resource for caregivers, providing a library of guides, frequently asked questions, and fact sheets. One such fact sheet details the criteria for using FMLA leave to care for a child with a disability. Another focuses on taking leave when a family member has endured a serious injury, illness, or other physical or mental condition that has left them incapacitated.


How the FMLA Resource Helps Family Caregivers

The Department of Labor’s dedicated family caregiver webpage addresses several challenges you could face.

  • Being away from work can pose challenges for the caregiver’s career. Some employers are not supportive of employees who take FMLA leave, and employees may face illegal workplace retaliation.

  • In addition to work obligations, many caregivers have multiple roles at home. For instance, an individual might need to care for a sick parent as well as their own children.

  • Caring for a loved one with a severe health condition can take an emotional toll, and caregivers might feel overwhelmed.

  • Those caring for older adults might need help finding elder care services.

Information Related to the Family and Medical Leave Act and Caregiving

The U.S. Department of Labor webpage supplies information to help you navigate the workplace while also caring for a loved one.

Available information includes:

  • Speaking with an employer about taking leave

  • Taking leave when a family member has a serious health condition

  • Utilizing FMLA for a parent of a child with a disability

  • Using military family leave

  • Leaving to care for a parent or other past caretaker

  • Proving that you have a severe health condition

  • Filing a complaint against an employer, such as a complaint for retaliation

  • Accessing caregiver resources

  • Locating a nursing home, assisted living facility, or other care

  • Finding services for veterans

  • Identifying state agencies where individuals can learn about their rights and apply for benefits

Know Your Rights: Consult With an Attorney

In addition to reviewing the U.S. Department of Labor webpage, speak with an attorney if you are contemplating taking FMLA leave. A special needs planning lawyer can help you understand your right to leave, including how to protect yourself should your employer retaliate against you.


Contact Sharek Law Office at 412-547-9855 or click here to schedule a complimentary 15-Minute Call to learn what guidance we can provide for your unique situation.


This article is a service of Sharek Law Office, LLC. We don’t just draft documents; we ensure you make informed and empowered decisions about life and death, for yourself and the people you love. That's why we offer a Life and Legacy Planning Session, during which you will get more financially organized than you’ve ever been before, and make all the best choices for the people you love. You can begin by calling our office today to schedule a Life and Legacy Planning Session and mention this article to find out how to get this $750 session at no charge. Please note this is educational content only and is not intended to act as legal advice.

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requirementsInsurance and Benefit ConsiderationsOriginal Medicare generally does not cover ongoing custodial personal care as a standalone service.Certain qualifying home health services may be covered under separate requirements.Other possible funding sources depend on eligibility and policy terms.These may include long-term care insurance, certain public programs, or applicable veterans' benefits.Ask for Clear Written InformationFamilies should request information about costs, minimum visit requirements, cancellations, and service agreements before arranging ongoing care.Expert Tip: Focus on What the Senior Can Still DoPersonal Care Tip: When developing a care plan, identify not only the tasks requiring assistance but also the activities the older adult can complete independently. Ask caregivers to support those abilities whenever appropriate. Helping with a difficult step while preserving the person's participation can promote confidence and respect personal independence.Personal care should provide assistance where needed without unnecessarily taking away choice.Frequently Asked Questions About Personal Care Assistance1. What personal care services does Home Instead Serving Ocean County provide?Home Instead provides assistance with activities of daily living, including bathing, dressing, grooming, toileting, mobility, and transfers, according to individual care needs and caregiver qualifications.2. Can Home Instead help an older adult with bathing and showering?Yes. Bathing assistance is among the personal care services provided by Home Instead. The appropriate level of assistance depends on the person's mobility, care plan, and individual needs.3. Are Home Instead caregivers qualified to provide hands-on personal care?Home Instead Serving Ocean County employs New Jersey Certified Home Health Aides for assignments requiring personal care qualifications. Families should confirm the assigned caregiver's credentials and authorized services.4. Can personal care services help seniors remain in their own homes?Personal care assistance may help older adults manage daily self-care activities while continuing to live at home. Whether remaining at home is appropriate depends on the person's overall health, supervision needs, and available support.5. How can families arrange personal care assistance with Home Instead Serving Ocean County?Families can contact the local Home Instead office to discuss bathing, grooming, dressing, mobility, and other daily living needs. The provider can explain assessment procedures, available care arrangements, staffing, and current costs.Helping Seniors Maintain Comfort, Confidence, and IndependencePersonal care needs can change gradually as older adults experience differences in strength, balance, coordination, or mobility.Activities such as bathing, dressing, grooming, and moving safely through the home may begin to require additional assistance.For many families, professional personal care offers a practical way to address these challenges while preserving familiar surroundings.The goal is not simply to complete tasks.Effective personal care should also respect privacy, maintain dignity, support personal preferences, and encourage independence whenever appropriate.For seniors throughout Ocean County, New Jersey, Home Instead Serving Ocean County provides in-home personal care assistance based on individual needs and daily routines.Its services include help with bathing, dressing, grooming, toileting, and mobility, delivered by appropriately qualified caregivers according to the care arrangement.Families can work with the provider to discuss what assistance is needed and develop a practical schedule.By understanding personal care options and recognizing when additional support may be useful, older adults and their families can approach changing needs with greater confidence.Learn More About Home Instead Serving Ocean CountyLooking for personal care assistance for an older loved one in Ocean County, New Jersey?Visit Home Instead Serving Ocean County on SeniorsBlueBook.com to explore its personal care assistance listing and learn more about services for seniors who need help with everyday activities.Personalized assistance can help older adults maintain familiar daily routines while receiving the support they need to remain comfortable in their own homes.

Family & Caregiver Support FAQs

1. How to Talk to Your Parent About Needing HelpStart early, choose a calm moment, lead with concern rather than criticism, ask open-ended questions, and involve your parent in every decision. Plan for several short conversations instead of one big talk.Before You Talk Get aligned with siblings or family so your parent hears one consistent message. Gather specifics: note what you have actually observed, such as missed bills, spoiled food, or a recent fall. Pick the right setting: a private, relaxed time, not during a crisis or a holiday gathering. How to Start the ConversationOpen with care and curiosity. Helpful starters include: "I've noticed the stairs seem harder lately. How are you feeling about them?" "If something happened, what would you want us to do?" "What would make life easier for you right now?" What Works Listen first. Let your parent describe their own worries and priorities. Use "I" statements. Say "I worry when you drive at night" rather than "You can't drive anymore." Offer choices. Options such as a few hours of home help or a medical alert device preserve a sense of control. Start small. Suggest a trial, such as a housekeeper twice a month. Bring in a trusted voice, such as a doctor, clergy member, or longtime friend. What to Avoid Ultimatums, guilt, or talking about them as if they were not in the room. Pushing for a major decision, such as moving, in the first conversation. Dismissing their fears about independence.  2. Signs Your Loved One Needs CareCommon signs include difficulty with daily activities, weight loss, unpaid bills, a messy or unsafe home, medication mistakes, frequent falls, memory changes, and social withdrawal. Several signs together suggest it is time for a professional assessment.Physical Signs Noticeable weight loss or poor appetite. Poor hygiene, wearing the same clothes, or body odor. Bruises, unexplained injuries, or repeated falls. Trouble walking, getting out of a chair, or using stairs. Cognitive and Emotional Signs Forgetting appointments, repeating questions, or getting lost in familiar places. Confusion with money, such as unpaid bills, unusual purchases, or scam victimization. Mood changes, anxiety, irritability, or signs of depression. Pulling away from friends, hobbies, or faith activities. Home and Daily Living Signs Spoiled food in the refrigerator or an empty pantry. Piles of mail, clutter, or a home that is not being kept up. Burned pots, unsafe stove use, or dents on the car. Missed, doubled, or mixed-up medications. Understanding the Level of NeedDoctors often look at activities of daily living (bathing, dressing, eating, toileting, and moving) and instrumental activities (cooking, driving, managing money, and medications). Difficulty with several of these points to a need for outside help. 3. How to Balance Caregiving with Your Own LifeBalance caregiving by setting clear limits, sharing tasks with family and paid help, using respite care, protecting your own health and time, and asking for support early rather than waiting until you are exhausted.Why Balance Is HardCaregivers often juggle jobs, children, and household duties while supporting a loved one. Without breaks, stress, poor sleep, and isolation can lead to caregiver burnout.Strategies That Help Define your role. Decide what you can do, what you can share, and what you will pay for or delegate. Hold a family meeting. Divide tasks by strengths and availability, including remote tasks like bill paying or scheduling. Create a shared calendar for appointments, medications, and visits. Use respite care. Even a few hours a week from a relative, volunteer, aide, or adult day program restores energy. Set boundaries at work. Talk with your employer about flexible hours, remote work, or leave options. Protect your health. Keep your own medical appointments, move your body, eat regularly, and sleep. Stay connected. Keep up friendships and activities that recharge you. Signs of Caregiver Burnout Constant exhaustion or frequent illness. Feeling hopeless, resentful, or overwhelmed. Withdrawing from others. Changes in appetite or sleep. If you notice these, speak with your doctor or a counselor. 4. Support Available for Family CaregiversFamily caregivers can access respite care, counseling, support groups, caregiver training, adult day programs, financial assistance, and workplace protections. Local Area Agencies on Aging are the best first stop in the United States.Types of Support Respite care: Short-term relief, at home or in a facility. Adult day programs: Supervised daytime care and activities. Support groups and counseling: In person, by phone, or online. Training: Courses on lifting, dementia care, and medication management. Home care and meals: Aides, home-delivered meals, and transportation. Financial and Legal Help Medicaid home and community-based programs, which in some states can pay for care at home, and in a few, family caregivers. VA Caregiver Support Program for those caring for veterans. Tax benefits, such as possible medical expense deductions or dependent credits; ask a tax professional. Elder law attorneys for powers of attorney, benefits planning, and long-term care planning. Workplace ProtectionsIn the U.S., the Family and Medical Leave Act (FMLA) may allow eligible employees up to 12 weeks of unpaid, job-protected leave a year to care for a family member with a serious health condition. Some states offer paid family leave, and some employers offer caregiver benefits.Programs vary by country and region. Outside the U.S., contact your local government aging or social services office. 5. How to Handle Resistance to Care?Resistance usually stems from fear of losing independence, not stubbornness. Respond with empathy, find the root concern, offer choices, introduce help gradually, and know when safety risks require stepping in.Why Older Adults Resist Help Fear of losing independence or control. Embarrassment or denial about declining abilities. Worry about cost or being a burden. Distrust of strangers in the home. Cognitive changes, including dementia, that reduce awareness of problems. Strategies That Work Ask why. Understand the specific fear before offering solutions. Reframe the help. Present it as support for staying independent: "This will help you stay in your home longer." Go slow. Start with a few hours of help or a friendly companion, and build up. Offer choices. Let your parent pick the caregiver, schedule, or tasks. Use a trusted messenger. Doctors often carry more weight than family. Pick your battles. Focus on safety and health priorities rather than minor preferences. Try a trial period. "Let's try it for a month and then decide together." When Dementia Is InvolvedArguing facts rarely helps. Stay calm, validate feelings, redirect gently, and keep routines consistent. Ask the doctor about evaluation and dementia care strategies.When to Step InA capable adult has the right to make their own choices, even risky ones. But if there is immediate danger, such as wandering, unsafe driving, neglect, or serious medical needs, contact their doctor. If your parent lacks decision-making capacity, an elder law attorney can explain options such as guardianship, and Adult Protective Services can respond to self-neglect or abuse concerns.Disclaimer: This content is for educational purposes and does not replace professional medical, legal, or financial advice. Consult qualified professionals about your family's situation.

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Entrusted Legacy Law

Estate Planning 100 Pinewood Lane Suite #303, Warrendale, Pennsylvania, 15086

Estate Planning for Everyone You Love and Everything You OwnHave you ever considered what would happenlegally and financiallyto you, your family, your assets, and everything you care about if the unexpected were to occur?If your estate plan is outdated or non-existent, your assets could be lost to the State Department of Unclaimed Property, subjected to an expensive and time-consuming probate process, or even end up in the wrong hands. Without a comprehensive estate plan, your loved ones may face unnecessary financial hardship, legal disputes, or court intervention at a time when they need certainty and protection the most.If you dont know exactly what would happen to everything you own and everyone you love, the first step is to gain clarity. You need to understand how your current estate plan (or lack thereof) will impact your family so you can make informed decisions about whether it truly aligns with your wishes.How Entrusted Legacy Law Helps You With Estate PlanningWe offer customized estate planning solutions designed to protect your family, preserve your wealth, and ensure your wishes are honored. Through our Life and Legacy Planning Session, we take the time to educate you on the legal, financial, and personal implications of your estate choices.Step 1: The Life and Legacy Inventory & AssessmentBefore your Life and Legacy Planning Session, you will complete a comprehensive estate inventory that outlines your financial assets, real estate holdings, retirement accounts, life insurance policies, and other valuable property. This step ensures that we have a full picture of your estate and can identify potential gaps in your asset protection strategy.Step 2: Creating a Personalized Estate PlanIf you decide that your current estate plan is inadequateor if you dont have one at allwe will work together to design a legally sound and strategically structured estate plan that meets your familys unique needs. The foundation of your estate plan will often include a revocable living trust, which allows you to transfer your assets into the trust while maintaining control during your lifetime.Benefits of a Revocable Living Trust: Avoid Probate Prevents the time-consuming and expensive court process that could otherwise delay asset distribution. Minimize Estate Taxes Helps reduce tax liabilities and protect your wealth for future generations. Ensure Privacy Unlike a will, which becomes public record, a trust ensures your estate remains private. Maintain Control Dictate how and when your assets are distributed to your heirs.For families with complex financial portfolios, business ownership, or special circumstances (such as blended families or special needs children), we offer advanced estate planning strategies tailored to your specific goals.Can You DIY Your Estate Plan?Many people wonder if they can create an estate plan using online templates or generic legal services. Unfortunately, most DIY estate plans fail when families need them the most. What often passes for "estate planning" is nothing more than basic document generation, where you answer a few questions and receive a generic template that may not fully protect your assets or your loved ones. No Personalization A generic template cannot address your unique family dynamics, financial situation, or specific legal concerns. Legal Loopholes Improperly structured wills or trusts may be contested in court, leaving your family in legal disputes. No Ongoing Maintenance Estate laws change, and without updates, your plan may become outdated and ineffective.At Entrusted Legacy Law, we dont just draft documentswe provide comprehensive estate planning services that ensure your estate plan actually works when it matters most. We take the time to understand your familys needs, educate you on your options, and create a legally enforceable, tax-efficient, and conflict-free estate plan that gives you peace of mind.Protecting Families & Minor Children Through Estate PlanningIf you are a parent with young children, your estate plan should begin with a solid foundation that ensures your children will always be taken care of, no matter what happens. Without the proper legal protections in place, your children could end up in the custody of someone you wouldnt have chosenor worse, under state guardianship.At Entrusted Legacy Law, we specialize in estate planning for families with minor children. We help parents:Name Legal Guardians Ensure your children are raised by trusted individuals of your choosing.Set Up Trusts for Minor Children Prevent financial mismanagement by appointing a responsible trustee to oversee assets.Establish Emergency Plans Provide clear instructions for immediate care in case of sudden incapacity or death.Whether youre planning for minor children, adult dependents, elderly parents, or a complex estate, we can guide you through the estate planning process with personalized strategies to protect your familys future.Secure Your Legacy With Entrusted Legacy LawEstate planning isnt just about who gets whatits about ensuring that your loved ones are financially secure, legally protected, and prepared for the future.If you want to create a comprehensive estate plan that reflects your wishes, avoids probate, minimizes taxes, and keeps your loved ones out of court and out of conflict, then now is the time to take action  Contact Entrusted Legacy Law today at 412-547-9855 to schedule your Life and Legacy Planning Session and take the first step in protecting your family, your assets, and your future.

Entrusted Legacy Law

Probate 100 Pinewood Lane Suite #303, Warrendale, Pennsylvania, 15086

Pennsylvania Probate: What You Need to Know After the Passing of a Loved OneIf you are here to learn about Pennsylvania probate laws after the passing of a loved one, we first want to extend our sincere condolences. We understand that this is a difficult time, and we hope the information on this page provides clarity and helps minimize the legal and administrative challenges you may otherwise face.What Is Probate in Pennsylvania?Probate in Pennsylvania is a court-supervised legal process that ensures the transfer of assets from a deceased individual to their rightful heirs or beneficiaries. This process is essential for: Proving the validity of a will Appointing an executor (if there is a will) or an administrator (if there is no will) Inventorying and appraising estate property Paying outstanding debts, estate taxes, and creditors Distributing assets as directed by the willor by Pennsylvania intestacy laws if no will existsIn Pennsylvania, if a deceased person owned real estate or assets solely in their name, their estate must go through probate before assets can be legally distributed.The Downsides of Pennsylvania Probateand What You Can Do NextMany residents in Allegheny County, Butler County, Beaver County, Washington County, and Westmoreland County have heard that probate is a lengthy, expensive, and public process. Unfortunately, this is truewithout proper estate planning, probate can be costly and time-consuming.The best way to avoid probate in Pennsylvania is to plan ahead using strategies such as revocable living trusts, beneficiary designations, and joint ownership structures. However, if you are already in a position where probate is required, the best thing you can do is educate yourself and seek experienced probate legal assistance to complete the process as efficiently and cost-effectively as possible.How Is a Probate Case Started in Pennsylvania?Probate can be initiated by any beneficiary or creditor, but most often, the process begins when the Executor named in the will files the original will and a petition with the Pennsylvania probate court.If there is no will, a close relative of the deceased (such as a spouse, child, or sibling) typically files the petition to become the Administrator of the Estate.Choosing the Executor for a Pennsylvania EstateIf a valid will exists, the individual named as Executor will handle the probate processif they are eligible and willingIf no Executor is available or no will exists, any interested party (such as a family member) can petition the Pennsylvania Orphans' Court to be appointed as the Administrator of the Estate.Executor Compensation in PennsylvaniaUnder Pennsylvania probate law, Executors and Administrators receive compensation based on a percentage of the total probate estate value. This is designed to fairly compensate them for their time and effort in managing estate matters.However, Executors can be held personally liable for any mistakes made during the process. Given the complexity of Pennsylvania probate rules, its critical to work with a skilled probate attorney to avoid legal pitfalls.Do You Need to Go Through Probate If a Trust Exists?In most cases, no. If the deceaseds assets were properly titled in the name of a trust, probate is not required. Instead, the successor trustee will work with an estate planning lawyer to administer the trust and distribute assets.However, many families are surprised to learn that simply having a trust does not guarantee that probate will be avoided. Common mistakes include: The trust was not updated over time to reflect new assets. The decedents assets were never properly transferred into the trust.To ensure your estate plan works as intended, its important to work with an estate planning attorney who provides ongoing trust maintenance and reviews.Which Assets Are Subject to Probate in Pennsylvania?Assets that must go through probate include: Real estate, bank accounts, or investments owned solely in the deceaseds name Personal property and valuable assets without a beneficiary designationAssets that bypass probate include: Jointly owned property with Right of Survivorship Bank accounts or investment accounts with Transfer on Death (TOD) or Payable on Death (POD) designations Life insurance policies and retirement accounts with named beneficiariesHowever, some assets that normally bypass probate can still become subject to the process under certain circumstances. Consult with a Pennsylvania probate attorney to determine if probate applies to your specific situation.How Pennsylvania Intestacy Laws Distribute an Estate When There Is No WillIf no valid will exists, Pennsylvania intestacy laws dictate how the estate will be distributed:1 Spouse (If married, a portion or all of the estate goes to the spouse)2 Children (If the deceased had children, they inherit next)3 Parents (If there are no children, parents inherit)4 Siblings (If no spouse, children, or parents, siblings inherit)This highlights the importance of estate planningwithout a will or trust, the state determines who receives your assets.How Long Does Pennsylvania Probate Take?The timeline for Pennsylvania probate varies depending on the estates complexity. On average: Minimum of 12 months for simple cases Up to 2+ years for complex estates, disputes, or tax-related mattersWhat Are the Costs of Probate in Pennsylvania?Probate costs in Pennsylvania include: Attorneys fees (Based on estate size and complexity) Court filing fees Executor fees (set by Pennsylvania law) Appraisal and valuation fees Publication and administrative costsIn more complex estates, additional fees may apply, increasing probate expenses and delays.How to Choose the Right Pennsylvania Probate AttorneySelecting the right probate lawyer in Pennsylvania is crucial. Many general practice lawyers dabble in probate law, but only experienced probate attorneys have the knowledge to navigate complex estate matters efficiently. You do NOT have to use the attorney who prepared the will. You have the right to choose a specialized probate lawyer who understands the nuances of Pennsylvania estate law and can expedite the process. Avoid costly mistakes. Working with an experienced probate attorney prevents errors that could increase costs, cause delays, or result in legal disputes.Contact Entrusted Legacy Law for a Complimentary Pennsylvania Probate ConsultationIf youre ready to begin the probate process in Pennsylvania, our Allegheny County, Butler County, Delaware County, Montgomery County,  Bucks County and Philadelphia County probate attorneys are here to guide you.Call us at 412-347-1731 to schedule a complimentary 15-minute consultation to determine your next best steps.During your consultation, we will: Answer your probate-related questions Provide guidance on estate administration Help you navigate the Pennsylvania probate process efficientlyWe are here to relieve the legal and administrative burden during this difficult time and ensure that your loved ones estate is handled with care.

Entrusted Legacy Law

Elder Law 100 Pinewood Lane Suite #303, Warrendale, Pennsylvania, 15086

Our Firm Prepares You for Life What makes our firm different is that we were built with the needs of growing families in mind. We understand you are BUSY, you are growing, you are planning for a life of prosperity and you value ease, convenience and efficiency. You are raising children, and caring for elderly parents, while also working hard to build your own nest egg for a lifetime of support. You want to know youve made the best decisions for your family and that your plan will work when your loved ones need it most. You want to make sure your minor children would be raised by the people you choose, and never by anyone you wouldnt want, and that your teens and adult children are properly prepared to care for you and what you leave behind.  You want to feel confident that youve made the right choices, and handled everything so that you arent leaving behind a mess, when something happens. That is our focus as well. Weve developed unique systems to give you the same access to a Personal Family Lawyer as was previously only available to the super-wealthy, so you can have the guidance you need to build and maintain a life of prosperity and wealth. And, to keep your family out of court and out of conflict, which is the greatest risk to the people you love and all you have created, even if youve already worked with a traditional lawyer or created documents online. Our Team Is Here for You We encourage communication with our clients. In fact, weve thrown out the time clocks so you never have to be afraid to call with a quick question. Everything we do is billed on a flat-fee basis, agreed to in advance, so there are never any surprises. We have a whole team to serve you. When you call our office to ask your quick question, you wont have to wait hours or days for a phone call back. Youll get your question answered, right away. And, if you need to schedule a more in-depth legal or strategic call with your Personal Family Lawyer, a call will be scheduled when you're both available and ready for the call so we can make the very best use of your time and not waste your time by leaving voicemail after voicemail back and forth. And, we ensure the most important details of your planning are followed through on and your plan continues to work throughout your lifetime. We have a funding coordinator to ensure your assets are owned the right way throughout your lifetime and none of your assets will end up going through a long, expensive court process or being lost to the state because they were missed after your death. Weve created unique membership programs to keep your plan up to date year in and year out as well as give you access to our Trusted Team of Legal Experts for guidance on ANY legal or financial matter. One day you will need a lawyer. I dont know why and I dont know when, but when you do, you will be grateful you can call on us and well be here to advise you or get you out of a jam. We Help You Transfer Your Life and Legacy Lastly, we believe your financial wealth is only a small part of your overall Life and Legacy Planning which is made up of your far more valuable and most often lost upon incapacity or death intellectual, spiritual and human assets. These assets are what make you who you are, and sum up whats most important to you. And, a survey of inheritors has revealed that what they care about even more than inheriting your money, is inheriting these intangible assets.   Most estate plans only focus on the transfer of your financial wealth to the next generation. Most people have such great intentions of passing on the intangible, but very few ever get around to it. Its just not a priority, until its too late. How much do you know about your grandparents values? Their most prized personal possessions? How they felt about you? What they had learned during their lifetime? If you are like most people, you know very little. Thats why we build the capture and passage of these most valuable assets into every estate plan we create. Not only will we help you pass on your money, but also your values, your insights, your stories and your experience the truly valuable assets your loved ones care about the most.  Weve developed a tool that allows us to capture and pass on your whole family wealth, including your Intellectual, Spiritual and Human assets.  I cant go into all of the details here, but well definitely talk about it when you come in for your Life and Legacy Planning Session.