For more information about the author, click to view their website: ComForCare Home Care
As our loved ones age, it can become increasingly difficult for them to live independently. This is especially true for veterans, who may have unique health needs related to their service. Fortunately, there are resources available to help veterans and their families navigate the challenges of aging and stay at home longer with home care services.
Only a fraction of veterans or their spouses take advantage of their VA benefits to help pay for the cost of senior care. Many don’t realize that these funds are available, and still others have trouble navigating the often confusing and time-consuming process of applying and qualifying for these funds.
At ComForCare, we’re dedicated to helping older adults remain happily at home for as long as possible. Let’s discuss everything families need to know about veteran home care and how to get the benefits they deserve.
Many veterans know that they can have home healthcare services covered by the Department of Veterans Affairs. However, did you know you can also qualify for help paying for non-medical home care services? Sometimes known as companion care or homemaker services, this type of assistance helps veterans live at home for longer.
With an in-home care service, experienced caregivers help older adults with activities of daily living (ADLs) such as:
At ComForCare, going above and beyond is par for the course: our caregivers develop real relationships with their clients, providing much more than basic services alone. We’re in the business of making a difference in the lives of older adults, becoming an active, meaningful part of their overall care and well-being.
There are many sources of VA funds to help seniors cover the cost of care, including the VHA Standard Medicaid Benefits Package. Let’s talk about two of the main benefit programs available to veterans that you may not know about: the Aid & Attendance Pension Program and the Veteran-Directed Care Program.
Designed to supplement the cost of long-term care for veterans and surviving spouses, this program is ideal for veterans already receiving a pension. As long as a veteran has reached the age of 65 and/or has at least two ADLs (help with bathing, dressing, etc.), they can qualify.
Aid and Attendance benefits and the Housebound allowance provide extra income to a VA pension to help pay for care.
Additional income and asset limits do apply, though these can have complex caveats.
The Veteran-Directed Care program offers a budget for approved senior care services, rather than a direct increase in pension. With the help of a counselor, veterans manage this budget and choose their own providers. There are no age, asset, or income limits to this benefit—the veteran simply must qualify for home and community-based services.
With this program, veterans and their spouses can choose to spend their benefit money on services such as:
Overall criteria depend on the source of funding. For example, the Aid & Attendance benefit has stricter requirements than the Veteran-Directed Care Program. Eligible individuals:
These guidelines are general, and additional requirements, such as asset and income limits, may apply. However, if you believe you or your family member meets the above criteria, don’t give up hope if you run into problems with these net worth limits.
The team at ComForCare can help you navigate these nuances and find out which programs you are eligible for. We’re here to ensure that you aren’t leaving money on the table when it comes to in-home senior care!
Too many veterans don’t get the help they need because they either don’t realize these benefits are available to them or get overwhelmed in the application process. Receiving your benefits can feel like an uphill battle, but you are not alone. At ComForCare, we’re proud to serve veterans, helping them confirm their eligibility, gather the necessary documentation, and navigate the VA system.
If you or a loved one needs assistance to continue living at home safely, talk to ComForCare today for personalized guidance! Let us match you with your perfect caregiver today.
At ComForCare, we’re on a mission to help older adults live their best life possible while aging safely at home. Our teams are made of passionate caregivers who are ready to prioritize your loved one’s well-being. Don’t let confusing processes or unclear eligibility criteria stop your loved one from affording the care they deserve. Get in touch with us today to see how ComForCare can help your family! ComForCare NW Pittsburgh covers Northern Allegheny, Butler, Beaver and Lawrence Counties. They can be reached at (724) 759.7674 or by email mbarron@comforcare.com
As the leaves begin to change and the air turns crisp, its a beautiful reminder that autumn is upon us. While the fall season brings cozy sweaters and pumpkin spice, it also presents unique challenges, especially for seniors. With slippery leaves, shorter days, and the onset of colder weather, its crucial to take steps to ensure your home is as safe as possible. Here are some essential fall prevention safety tips to help create a secure home environment this autumn.1. Keep Walkways Clear of Leaves and DebrisFallen leaves can be beautiful, but when they accumulate on walkways, they can become slippery, especially when wet. Regularly rake and clear paths, driveways, and steps to prevent slips and falls.2. Improve Outdoor LightingAs daylight hours shorten, good lighting becomes more important than ever. Make sure outdoor lights are functioning properly and consider adding motion-sensor lights around entrances and walkways. This not only helps prevent falls but also enhances security around your home.3. Install Grab Bars and HandrailsBathrooms and staircases are common areas where falls occur. Installing grab bars in the bathroom and handrails along stairs can provide the extra support needed to prevent accidents. Ensure these are securely attached and regularly check them for stability.4. Use Non-Slip Mats and RugsSlippery floors can be hazardous, especially in areas prone to moisture, such as entryways, kitchens, and bathrooms. Place non-slip mats in these areas and secure rugs with non-slip pads to prevent them from sliding. This simple step can significantly reduce the risk of falls.5. Declutter and OrganizeCluttered spaces can be a tripping hazard. Take the time to declutter your home, especially in high-traffic areas like hallways and living rooms. Ensure that cords, shoes, and other obstacles are stored away properly. A tidy home is not only more comfortable but also safer.6. Schedule a Heating System CheckAs temperatures drop, you'll likely be using your heating system more frequently. Before the cold fully sets in, have your heating system inspected by a professional to ensure it's working safely and efficiently. A well-maintained system can prevent accidents and keep your home warm throughout the fall and winter.7. Check Fire Alarms and Carbon Monoxide DetectorsWith the increased use of heating systems, its important to ensure that your fire alarms and carbon monoxide detectors are functioning correctly. Test them monthly, replace batteries as needed, and consider upgrading to newer models if your devices are outdated.8. Consider a Free Senior Home Safety AssessmentFor seniors, creating a safe home environment is essential. TruBlue offers a Free Senior Home Safety Assessment to help identify potential hazards and recommend modifications to enhance safety. Our certified Senior Safety Specialists can provide personalized solutions that cater to the unique needs of seniors, allowing them to age in place safely.Fall is a season of change, and its the perfect time to take proactive steps to ensure your home is safe and secure. By following these fall prevention tips, you can reduce the risk of accidents and create a more comfortable living environment. Whether its clearing walkways, improving lighting, or installing safety features like grab bars, each small action can make a big difference.At TruBlue, were committed to helping you maintain a safe and comfortable home. Contact us today to schedule your Free Senior Home Safety Assessment and take the first step towards a safer autumn. Together, we can ensure that you or your loved ones can enjoy the beauty of the season without worry.
Navigating Medicare: A Comprehensive Information Guide with MediConnectAre you turning 65 soon or approaching eligibility for Medicare? Understanding your healthcare options is crucial for ensuring you receive the coverage you need. With Medicare being a cornerstone of healthcare for millions of Americans, its essential to familiarize yourself with its information. At MediConnect, our Medicare advisory firm, were here to help you find the plan that works best for you.What is Medicare?Medicare is a federal health insurance program primarily designed for people who are 65 or older. However, it also covers certain younger individuals with disabilities and those with end-stage renal disease. It consists of different parts, each providing coverage for specific services:1. Medicare Part A: Hospital insurance that covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care.2. Medicare Part B: Medical insurance that covers outpatient care, doctor visits, preventive services, and some home health care.3. Medicare Part C (Medicare Advantage): A private insurance alternative to Original Medicare (Part A and Part B), often including prescription drug coverage and additional benefits like vision, dental, and wellness programs.4. Medicare Part D: Prescription drug coverage available through private insurance companies approved by Medicare.Understanding EnrollmentEnrolling in Medicare can be a straightforward process if you understand the information for your options and the timing of key decisions: Initial Enrollment Period (IEP): Typically, this is a seven-month period that begins three months before the month you turn 65, includes the month you turn 65, and ends three months after the month you turn 65. General Enrollment Period (GEP): If you missed your Initial Enrollment Period, you can enroll during the General Enrollment Period, which runs from January 1 to March 31 each year. However, late enrollment may result in penalties. Special Enrollment Period (SEP): Some individuals may qualify for a Special Enrollment Period due to specific life events, such as moving, losing employer coverage, or qualifying for additional assistance programs.Making Informed Choices with MediConnectChoosing the right Medicare coverage depends on various factors, including your healthcare needs, budget, and preferences. At MediConnect, our Medicare advisory firm, we take the information you give us to offer personalized guidance and expertise. Helping you make informed decisions: Coverage Needs: Our team will work with you to assess your healthcare needs, including prescription medications, doctor visits, and any specialized care requirements. Costs: Well help you understand the premiums, deductibles, copayments, and coinsurance associated with each Medicare option to determine the total cost of coverage. Provider Networks: Well explain the differences between Original Medicare and Medicare Advantage plans, helping you choose the option that aligns with your provider preferences. Prescription Drug Coverage: Our experts will evaluate your prescription drug needs and compare Part D plans to find the one that best covers your medications at the lowest cost.Additional ResourcesNavigating the complexities of Medicare may seem daunting, but youre not alone. Here are some resources to give you additional information along the way: Medicare.gov: The official Medicare website offers comprehensive information, including plan comparisons, enrollment guidance, and eligibility criteria. State Health Insurance Assistance Programs (SHIPs): These programs provide free, personalized Medicare counseling and assistance to help you understand your options and make informed decisions. Medicare Plan Finder: Use this tool on Medicare.gov to compare Medicare Advantage plans, Part D prescription drug plans, and Medicare Supplement Insurance (Medigap) policies available in your area.As you approach Medicare eligibility, remember that MediConnect is here to support you every step of the way. Our Medicare advisory firm is dedicated to helping you find the coverage that meets your unique needs and preferences.By understanding the various parts of Medicare, enrollment periods, and factors to consider when choosing a plan, you can make confident decisions about your healthcare coverage. Let us guide you through the process and ensure you have the peace of mind that comes with comprehensive Medicare coverage tailored to your individual requirements.
The Role of a Geriatric Care ManagerThe share of the United States population over the age of 65 has risen to 16%, and it is expected to climb further to 23% by 2060. People are living longer, and that means that people also have more specialized health care needs.Aging life care calls for a different kind of attention, as various conditions and syndromes begin to present themselves. Depending on which conditions those are, the situation can get complicated pretty quickly. In some cases, it might be worthwhile to consider hiring a geriatric care manager.As we and our loved ones age, we usually end up needing support from the people around us to make sure our needs are met. Family members in particular tend to shoulder this responsibility. But there are many reasons that might make it difficult to have a good support network in place. The most common reason is that family caregivers simply live too far away to provide reliable senior care management.In this context, geriatric care managers can be thought of as "professional relatives." If a family member is not able to provide long term care, geriatric care managers can help provide any and all services related to elder care. They are usually licenced nurses or social workers who are trained in aging life care, and they organize care plans and advocate for their patients needs.If you hire a geriatric care manager, you will be able to count on them to navigate the complexities of the health care system. It can also be helpful to have someone who can make decisions from a neutral point of view, as family caregivers sometimes have to make difficult decisions that are deeply personal.The primary responsibilities of a geriatric care manager are:Coordinating elder care between multiple service providersDeveloping both short and long term care plansHelping manage emotional concerns, stress, and anxietiesHelping manage transitional careHiring additional caregivers as necessaryMake home visits and evaluate living conditionsOngoing assessment of aging life care needsAll of this helps take the pressure off family members and ensures that geriatric care management is always under control.When to Seek Support With an Aging Life Care ExpertThere are many cases in which families are perfectly capable of managing aging life care for someone they love. But it can be challenging to know when you might be taking on more than you can reasonably expect to handle. As discussed above, one of the most obvious challenges is that family members do not live near the person who needs their care. But other complications are not as straightforward.You should consider hiring a geriatric care manager when:You need help with a complex issue. Lots of medical conditions can lead to the kinds of behaviors that should really be handled by aging life care professionals. Issues related to dementia, verbal abuse, or physical violence are among these.Your loved one will not talk to you about their health. Whether it is out of concern for privacy, a soured relationship, or an inability to describe what they are experiencing, older adults sometimes do not let relatives help them. A geriatric care manager gives them someone they feel comfortable talking to about their health. You are having trouble communicating with service providers. Geriatric care managers have a better understanding of where other aging life care professionals are coming from, so if you have run into a wall in negotiations or are not able to get the information you are looking for, your care manager is in a position to communicate more effectively.You do not know what to do. Caring for a loved one can be complicated for reasons beyond their health. We always want the best for them, but sometimes there are multiple pathways and it is not clear which one will be best. Geriatric care managers can provide their objective point of view to help your loved one receive the senior care that is right for themFinding Geriatric Care ManagersA geriatric care manager does not have to hold a state level license. But because many of them come from fields in health care, they elect to maintain their credentials. Care managers who come from social work often have to have active licensure in order to practice in their state.So on the one hand, a lack of certification or licensure is not necessarily a deal breaker. On the other hand, it is important that they can demonstrate their experience as aging life care professionals. If you are hiring a geriatric care manager, be sure to ask about the following:Do they have direct experience with managing issues specific to your loved one? This is especially important to cover in cases of severe injury or cognitive decline.Do they have experience with crisis care management? If your loved one is prone to seizures or is at high risk for falls or heart attacks, aging life care professionals need to know how to handle this type of emergency situation. Also ask them if they are available to respond around the clock, or if they have set hours.How will they communicate information to you? It might seem like a tedious question, but being on the same page about communication methods and styles can save everyone a lot of frustration and confusion.Can they provide references? It can be hard to really understand who you are working with based on their resume alone. Talking to people who know them well is a good way to corroborate your first impressions.How are their costs and fees structured? Senior care can be expensive it is typically not covered under Medicare or most other insurance plans so it is important to understand how much things will cost up front. Geriatric care managers charge by the hour, typically within a range of $75200 per hour.When families turn to aging life care professionals for care management services, they need to know as much as possible about the roles and responsibilities of the people they are bringing into the fold. Geriatric care managers help families navigate the complexities of elder care and relieve them of the stress and anxiety that so often comes along with it. They are experienced in working with a variety of national and local resources, care providers, and care services to ensure the highest quality of life possible.Give me a call for a FREE 20 minute consultation at 714-403-7040. source: Keystone Health, 2024. https://keystone.health/geriatric-care-manager-role-responsibilities#table-of-contents
The In-Home Care That Lets You Be YouAccording to AARP, 80% of people prefer to stay at home as they age, or "age in place." But if staying home means you need a little more help than you used to, ComForCare's professional caregivers are here for you from medication assistance and doctor appointments to light housekeeping and meal preparation. Stay independent in the comfort of your own home with in-home caregiving services. ComForCare offers a variety of in-home care services to fit the needs of you and your family. It is our goal to provide companionship and help out with everyday activities to ensure your elderly loved ones can live safely and securely. Whether your loved ones health concerns are due to illness, injury, or aging, our personal home care packages and flexible scheduling allow your loved one to maintain a sense of freedom, dignity, and connection to friends and family. Seniors who choose to stay at home are often happier, healthier, and recover faster from illness or injury than those living in assisted living facilities. ComForCare is independent living with a little extra help! Our health care professionals are not only highly qualified, they are highly compassionate and love what they do. Caregivers who meet our high standards and strict guidelines are screened for empathy, trained in senior care, and matched with clients based on their experience, skills, and compatibility. This unique approach to elder care provides the foundation for a trusted relationship between your loved one and the caregiver, and a long-lasting partnership in care between you and ComForCare. Our home care services and compassionate caregivers help older adults live independently in their own home and continue to do all the things they love. We do not just assign caregivers to a job. We match our caregivers based on the needs, interests, and personalities of our clients.With home care services, our office can provide personal care plans through an in-home evaluation and interviews between the client, family and the ComForCare team to help determine the best plan of action for the individual based on their specific needs. ComForCare can help individuals with daily activities. Our dedicated caregivers can be available for as little as a few times per week or 24 hours a day to provide care.Aging In Place is Easy With In Home Help While assisted living facilities and senior communities are an option, the majority of people needing care want to remain in the comfort of their own homes. Maintaining independence and being with family, friends, and pets is most people's preference.Studies show that people are happier when they stay at home; they recover faster, have reduced anxiety, and are less prone to depression.We can help clients with tasks such as:24/7 CareBathing & ToiletingCompanionshipDementia CareDisability SupportFamily RespiteGrooming & HygieneLight HousekeepingMeal PrepMedicaid Provider EnrollmentMedication RemindersMemory ScreeningPersonal CareSafety SupervisionSenior and Elder Care ManagementTransitions of CareTransportationVeterans ProgramsIn Home Care For All PersonsSeniors aren't the only ones who need a little help at times. ComForCare is ready and willing to offer all services to anyone needing care in their home. We help veterans, adults with mental and physical disabilities, persons with chronic conditions, and persons recovering from surgery or an illness. Everyone needs help at some point in their lives; call on the team at ComForCare when you need us.From transportation to do errands and grocery shopping, to vacuuming and dusting, or a few hours of companionship, our compassionate caregivers are available. The services we provide will ensure you enjoy living in your home as you age or recover.Dementia CareOur proprietary program, DementiaWise, engages and enhances the lives of people with Alzheimers disease and other forms of dementia while providing support and education for the family. Caregivers take special care to recognize behavioral triggers and use redirection, which may help prevent or reduce any challenging dementia behaviors, while helping clients remain independent for as long as possible.Request a Personalized Home Care Service ConsultationIf you want to know how best to maintain your independence or that of your loved one, request an in-home care service evaluation. A trained professional from ComForCare Home Care will visit the home for a personalized home care consultation.During Your Personalized Home Care Visit We Will:Check for potential fall risks with suggestions for simple fixesLook at the living space with your loved one's specific concerns in mindReview medical history, medications, any other needs or concernsEvaluate balance and ease of movement throughout the homeRecommend any necessary home safety devices that assist in overall comfort and safety such as handrails and shower chairsOffer support and understanding, with flexible services that can helpWe serve all persons in Greater NW Pittsburgh, PA., including Northern Allegheny County, Butler County, Beaver County and Lawrence County, PA. Whether your loved one needs assistance only a few hours a week or around-the-clock, our team is happy to help! Call (724) 759-7674 to learn more about the transition care services offered through ComForCare Home Care (NW Pittsburgh).