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An assisted living facility is a long-term senior living option for older adults who need support with activities of daily living (ADLS), such as personal care, medication management, bathing, dressing, and toileting.
Rather than round-the-clock care though—like in a nursing home— assisted living can help fill in the gaps on an as-needed basis while still allowing the senior to enjoy an independent, engaging, and purposeful life!
According to the Genworth Care Survey, the average annual cost of a private one-bedroom in an assisted living community is $51,600, with a daily median rate ranging between $99 to $220 per day (depending on the state).
We know that there can be some sticker shock when viewing those numbers, but it’s important to understand the full scope of service that you receive for the cost. For example, these rates cover housing, personal care services, and overall support for someone who is precious to you—and you can’t put a price tag on that!
Fortunately though, you can still take part in some tax benefits that may be able to offset this bottom line cost. Learn more about this below or speak to a representative at Frontier Management for more information today.
Yes, if you live in an assisted living facility, you can generally write off a number of medical expenses included in the fees for assisted living as well as other qualified long-term care services on your taxes—with some qualifications and restrictions, of course.
In addition to this, the federal government also recognizes the financial burden on family members who help pay for assisted living for a loved one. That means that if you have a senior dependent in assisted living that is considered a dependent, then you may be able to take this deduction.
Or if you contribute more than 10% in support as part of a “multiple support agreement” that pays 50% or more of the resident’s support, you may also still be eligible for the deduction.
The IRS usually considers a qualifying relative to be a father, mother, grandparent, mother-in-law, father-in-law, stepmother, or stepfather. Here is information about claiming a parent as a dependent.
Any qualifying medical expenses that make up more than 7.5% of an individual’s adjusted gross income can be deducted from taxes, and you can only claim care expenses that you paid during the 2020 tax year.
For example, if your AGI was $50,000 last year, then you can claim the deduction for the amount of medical expenses that exceed $3,750.
As this is different than previous years in which the floor was set at 10%, taxpayers should learn more about all of the requirements to qualify for the medical tax deduction in the year 2020.
Requirements for Assisted Living Tax Deductibility
To deduct certain medical expenses, an assisted living resident must meet the following criteria:
A licensed health care practitioner, doctor, or nurse must certify that the resident is chronically ill; unable to perform a minimum of two activities of daily living (bathing, continence, dressing, etc.) on their own; or if they need substantial supervision because of dementia, Alzheimer’s disease, or another severe cognitive impairment for 90 days.
A plan of care must be prescribed by a social worker, doctor, or nurse. Most assisted living communities develop a plan of care using medical evaluation from a licensed healthcare provider, a needs assessment, and input from the resident and caregiver.
However, even if a resident does not meet the definition of “chronic illness,” they may still be able to deduct medical expenses, including entrance fees. Assisted Living communities and tax advisors are aware of these deductions and can provide specific information to help you or a loved one.
What Assisted Living Expenses are Tax Deductible?
Medical expenses generally make up at least a portion of the monthly service and entrance fees at assisted living communities. For some residents, the entire monthly rental fee might be deductible, while for others, only specific personal care services would qualify for a deduction.
Although you can’t deduct general health expenses, such as health club dues or vitamins, you can deduct many types of professional medical fees. Some common assisted living medical expenses that can be written off include:
For many families, the decision to explore assisted living comes after a series of small but important changes in a loved ones daily life. Maybe it's missed medications, growing isolation, or increased difficulty with basic tasks. While these changes can be subtle at first, they often signal a deeper need for more structured support.Assisted living communities are designed to offer just thatsupport with everyday needs, social connection, and peace of mind for families. If you're beginning to wonder whether assisted living could be the right step for someone you love, here are some key signs to consider.Daily Tasks Are Becoming More DifficultWhen activities like cooking, cleaning, or getting dressed start to feel overwhelming or go undone, its often a sign that extra help is needed. In an assisted living setting, residents receive personalized support with these tasks, while still maintaining as much independence as possible. This balance helps preserve dignity while ensuring safety and comfort.Medication Management Has Become a ConcernIf your loved one is missing doses, taking the wrong medications, or struggling to follow a doctors instructions, it could be time to explore professional support. Assisted living communities typically provide medication management services, helping reduce the risk of complications and ensuring adherence to care plans.Memory Loss or Cognitive Changes Are Affecting Daily LifeMild memory lapses are part of aging, but more serious changessuch as confusion, repeating questions, or getting lost in familiar placesmay indicate the early stages of dementia or Alzheimers. Many assisted living communities offer specialized memory care, creating a safer, more structured environment tailored to residents with cognitive impairments.Increased Isolation or Social WithdrawalIf a previously social loved one is spending more time alone or avoiding activities they once enjoyed, it may be more than a mood shiftit could be a sign of depression or loneliness. Assisted living communities offer built-in opportunities to engage with peers through events, outings, and shared meals, helping residents stay socially and emotionally connected.Safety at Home Is a Growing WorrySlips and falls, cluttered walkways, or navigating stairs can turn a once-safe home into a risk. Unlike most houses, assisted living communities are designed with senior safety in mindstep-free entryways, wide hallways, accessible bathrooms, and 24/7 staff availability provide peace of mind for residents and families alike.Caregiver Stress Is Becoming UnsustainableProviding daily care for a loved one can be emotionally and physically exhausting. If caregiving responsibilities are taking a toll on your own health or well-being, it may be time to consider support from professionals who are trained to meet your loved ones needs.Planning Ahead Before a Crisis HappensPerhaps the most overlooked but valuable reason to consider assisted living is proactive planning. Moving before a crisis allows your loved one time to adjust, build relationships, and feel at home in a new communityrather than making a rushed decision during a health emergency.What to Look for in an Assisted Living CommunityOnce you begin exploring options, consider more than just floor plans and amenities. Here are a few essentials that directly impact quality of life: Personalized care plans that evolve as needs change Trained, compassionate caregivers with strong staff-to-resident ratios Flexible dining options with healthy, appealing meals Engaging life enrichment programs that support physical, social, and cognitive wellness A community atmosphere that matches your loved ones personality and preferences The best communities combine warmth and professionalismcreating an environment where your loved one can thrive.A Thoughtful Step Toward Greater SupportMaking the transition to assisted living is a major decision, but it doesnt have to be an overwhelming one. By paying attention to early signs and asking the right questions, you can help your loved one make a move that supports their health, happiness, and independence.Ready to Learn More? If you're seeing some of these signs in your loved ones life, were here to help. Schedule a visit to explore our community, meet our team, and get answers to your questions.
As adults get older, they often insist on maintaining their independence and want to continue aging in place at their homes. The concept of privacy and autonomy is very important to us; however, there may be a time when its no longer safe for an older relatives well-being for them to continue living alone at home. Our assisted living community provides support with assistance with activities of daily living, recreational activities, and staffing to ensure your loved one receives the care and support they deserve. Moving your relative into an assisted living facility can seem intimidating, but it will provide peace of mind for you and increase safety and comfort for your loved one. Though it can be emotionally difficult to consider, your older relative may need assisted living to continue living well. Here are some signs that it may be time for assisted living: Withdrawal from Interests and Social Activities Social engagement and keeping busy are important to the mental health and well-being of all of us. If you notice your relative pulling back from social commitments and showing a lack of interest in their hobbies and activities, this may be a cause for concern. Our assisted living community provides a calendar of events for residents and an engaging social network to combat loneliness. Difficulty Completing Daily Living Activities Activities of Daily Living (ADLs) are important essential activities of everyday life, such as bathing and toileting. When adults get older, many of them experience difficulties with these tasks. When it becomes too cumbersome for your relatives to complete ADLs on their own, it may be time for them to move to an assisted living facility. Our community aids with daily living activities, ranging from reminders to physical assistance from personal care aides. Errors in Medication Self-Administration Medication management is crucial for seniors. As seniors age, it is not uncommon for them to have trouble with taking the correct dosage of their medication at the right time. These mistakes can be seen as unimportant, but they may also have serious health consequences for your loved one. Our assisted living community can assist seniors with medication reminders and assistance. Increased Safety Concerns The elderly are at a higher risk than most for falling and receiving injuries. Many seniors insist on staying in their homes as they age, but there may be a point where the fall risk is too significant for them to live independently at home, especially for individuals who have homes with stairs or slippery floors. Our assisted living community has enhanced safety features, including grab bars, non-slip mats, and call buttons for emergency assistance. Caregiving from Family Members Becomes Overwhelming Many adults consider it an honor to take care of their aging parents, as their family once took care of them; however, the reality of caregiving can be emotionally and physically demanding on caregivers, with many reporting burnout and increased feelings of anxiety and depression. There may also be a point where a relatives needs exceed the caregiving abilities of their family members. This is a good time to consider assisted living for your loved one. Our community can provide more assistance and care from multiple caregivers in a secure setting. Your older relative may resist or express concern about moving into an assisted living facility, with many having fears about loss of autonomy and insistence that they dont need help, however, assisted living communities provide an opportunity to give support while maintaining a residents independence to the best of their ability. In our community, we value both independence and safety, encouraging residents to take part in planned activities and outings. Family and friends are always welcome to visit and be part of the experience. Schedule a tour today and discover why our community could be the perfect place for your loved one to feel at home.
Making the decision to move a loved one into senior living is never easy. Its a choice that often comes with a swirl of emotionsgrief, guilt, uncertainty, and even relief. For many families, it marks the beginning of a new chapter that is both necessary and deeply emotional.At Assisted Living Locators, we understand the complexity of this transition. We're not just here to help you find the right placewere here to walk alongside you as you navigate the feelings, questions, and challenges that come with it.The Emotional Weight of the DecisionMoving a parent or loved one out of their homewhere memories were made and independence was cherishedcan feel like a loss. Even when its the right time, the reality of change can be overwhelming.Families often struggle with questions like: Are we doing the right thing? Will they feel abandoned? How do we even begin to choose the right place? These are not just logistical concerns. They're emotional ones. And theyre completely valid.You Are Not AloneEvery family has a unique story, and no two transitions look the same. Thats why a one-size-fits-all approach doesnt work. At Assisted Living Locators, we start by listeningreally listeningto your concerns, your hopes, and your loved ones needs.We help you: Understand the options available, from independent and assisted living to memory care and beyond. Navigate conversations with compassion, helping your loved one feel heard and included in the decision-making process. Find peace of mind in knowing that a knowledgeable, local expert is by your side. More Than a Placement ServiceWhat sets us apart is that were not just matching families to facilities. Were guiding people through one of lifes most sensitive and significant transitions. We offer not only practical guidance, but emotional supporthelping you make decisions with confidence, clarity, and care.Well tour communities with you, ask the hard questions, and advocate for what matters most to your family. And we do it all at no cost to you.A Step Toward Peace of MindIts okay to feel the weight of this moment. It's okay to need help. And it's okay to prioritize both your loved ones well-being and your own peace of mind.Let us be a trusted partner in this journeyso you dont have to walk it alone.Contact us today at pghassistedliving.com or (724) 972 -3202 to take the first step. Were here to help with heart, knowledge, and unwavering support.
The Auberge at Aspen Park is a community specifically designed to serve the needs of individuals living with Alzheimers disease, dementia and other forms of memory loss. At The Auberge, residents enjoy an active, engaging lifestyle that promotes wellness and independence. It is our goal to keep our residents linked to resources and opportunities that fulfill their needs and interests. Residents have opportunities every day to participate in a variety of life-enriching activities and events designed to stimulate the mind, body, and soul. Our talented team of dedicated and caring staff are there when you need them. Its Inspired Living Reinvented!