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Unfortunately
for seniors, Medicare does not typically pay for a walk-in tub. The program
covers products considered to be “durable medical equipment,” i.e., durable
equipment or devices that are medically required by a doctor to be used in the
home and not typically useful to someone who isn’t sick or disabled. Because
walk-in tubs are not classified in this way, Medicare usually will not cover
them.
The upside is there are alternative finance options to purchase a walk-in tub. Learn if you may qualify for financial assistance through one of the programs, plans or grants listed below.
Other Financial Assistance Options:
MEDICARE FOR WALK-IN TUBS
In rare situations,
original Medicare may make an exception and cover the cost of a walk-in tub.
However, you’d receive a reimbursement instead of an upfront payment. This
means there is no guarantee that original Medicare would offer financial
assistance until after you paid out of pocket and submitted a claim.
To submit a claim, you have to prove the walk-in tub was an absolute medical necessity through a written medical diagnosis made by a doctor, which would include the reasons for why it’s needed and any essential features specific to a brand. If you choose to go this route, you should be prepared to pay the full cost of the walk-in tub and additional installation costs, or seek other financial assistance.
MEDICARE ADVANTAGE (MA) PLANS
Getting original
Medicare to pay for a walk-in tub is often a hassle and rarely delivers the
outcome you want. Your best chance of receiving financial assistance through
Medicare is with Medicare Advantage (MA) plans, or Plan C, which enables
private insurance companies to contract with Medicare. Due to an expansion of
health-related supplemental benefits in 2019, some MA plans will cover the cost
of a walk-in tub.
Not all MA plans are alike, so it’s important you talk to your plan’s representative about the types of benefits they offer. To learn more about your specific coverage, contact Medicare.
MEDICAID FOR WALK-IN TUBS
Compared to Medicare Advantage plans, Medicaid is more likely to pay for a walk-in tub. Because each state offers several different Medicaid programs, there is no universal rule governing its policy on home modifications. Contact your representative to confirm if your plan covers the cost of a walk-in tub.
HOME AND COMMUNITY-BASED SERVICES (HCBS)
You should also consider
Medicaid’s Home and Community-Based Services (HCBS) Waiver program. This
program enables those with significant physical and cognitive limitations to
receive services in their own home or community. Depending on which state you live,
an HCBS waiver may pay for specialized medical equipment and environmental
accessibility modifications, which can include the purchase and installation of
a walk in tub.
To determine if your
state’s Medicaid waivers will pay for a walk in tub, contact
the Center for Medicaid and CHIP Services (CMCS).
Veterans Benefits for Walk-In Tubs
The Department of Veterans’ Affairs offers several programs that provide financial assistance for the purchase and installation of a walk in tub. Read on to learn if one of these options is right for you.
HOME MODIFICATION GRANTS
Disabled veterans who are eligible may apply for grants to install home modifications that support disabilities related to their military service or resulting from aging. The two grants include:
Specially Adapted Housing (SAH) Grant
Special Home Adaptation (SHA) Grant
VETERANS DIRECTED HOME AND COMMUNITY BASED SERVICES (VD-HCBS)
This program is modeled after Medicaid’s HCBS Waiver program. Participants receive a set budget to spend at their discretion on care services and supplies they elect as a medical necessity. As such, veterans may use a portion of the funds to purchase and install a walk-in tub or shower.
VA AID AND ATTENDANCE, HOUSEBOUND AND OTHER PENSIONS
These pensions offer greater freedom to decide how the allowance is spent. With the only stipulation that it be used for the care of the beneficiary, a walk-in tub is an appropriate expense. The cost of a walk-in tub can also be considered an unreimbursed medical expense, which means it can be deducted from a veteran’s income. In turn, the veteran’s pension benefit will increase in the amount of the deduction, essentially covering the cost of the tub. To learn more about veterans benefits, please contact your regional VA office or check out our blog.
Grants for Walk-In Tubs
The “Rural Repair and Rehabilitation Loans and Grants for Seniors” is a housing repair program offered by the US Department of Agriculture. This program assists seniors living on a low income in rural areas by offering grants that can cover home repairs, improvements or modifications to their home. It also applies to home modifications and accessibility features that eliminate health and safety hazards, including the cost of a walk-in tub. You can begin the application process by contacting your local USDA service center.
Financing
Plans for Walk-In Tubs
Accessible bathing is an important investment to help you continue living in the home you love. At KOHLER, we are committed to offering walk-in tubs that blend the best in safety, comfort and affordability. We offer financing plans for all walk‑in baths as well as monthly offers to make the bath even more affordable. Plus, we promise to give you the exact cost down to the penny during your consultation, so there are no surprise fees or hidden costs on installation day. You can also learn more about what goes into the total cost of the Walk-In Bath by exploring our Price Guide. Contact your local KOHLER Authorized Dealer to schedule a free in-home quote today. You’re on your way to a safer, more comfortable bathing experience. Contact the individual programs and departments to see if you may qualify to receive financial assistance for a walk-in tub. You can also contact your local KOHLER Authorized Dealer for more information at (800) 707-5276.
Caring for Aging Parents: Let FirstLight Lighten Your LoadWatching your parents age and begin to need help can be one of lifes most emotional and challenging transitions. As they require assistance with everyday tasksfrom getting dressed to grocery shoppingit can feel overwhelming to shoulder these responsibilities on your own. At FirstLight Home Care, were here to support you and your loved ones with compassionate care that makes a difference.The Challenges of Caring for Aging ParentsBeing a primary caregiver for your aging parents can be as rewarding as it is exhausting. Between managing your own responsibilitieswork, family, and personal needsit may feel like there arent enough hours in the day. Many caregivers find themselves stretched thin, sacrificing sleep, hobbies, and social connections to meet the needs of their parents.This cycle often leads to burnout. The constant physical, mental, and emotional demands can leave you drained, making it harder to provide the care your loved ones deserve. Its common to feel like youve lost your sense of self, but remember: you dont have to do it all alone.Supporting Your Aging ParentsThe level of care your parents need depends on their situation. Some may only require occasional check-ins, while others may need help with daily routines like showering, preparing meals, or managing medications.As health challenges grow, these responsibilities can feel like a full-time job. Its a heavy load for one person to carry, especially when trying to balance everything else in life. Thats where FirstLight Home Care steps in to help.How Companion Care Makes a DifferenceAt FirstLight, we offer a range of senior care services, including companion care, dementia care, respite care, and more. Our caregivers are carefully matched to each familys unique needs, bringing much-needed relief to those caring for aging parents.Companionship and Emotional SupportLoneliness is common among seniors, but our compassionate caregivers bring connection and joy to their daily lives. Whether its sharing stories, assisting with communication, or helping them stay socially active, our team is here to keep your parents engaged and happy.Daily Living AssistanceFrom light housekeeping to meal preparation, our caregivers ensure your loved ones home remains a clean, safe, and healthy space. They can also help with hygiene, toileting, and mobility, all while treating your parents with the dignity and respect they deserve.Relieving Family Caregiver StressHaving professional support means youll have more time and energy for yourselfand for your parents. Instead of being overwhelmed by caregiving duties, you can focus on strengthening your relationship with them and creating meaningful memories.Let Us Support Your FamilyCaring for aging parents is no small task, but you dont have to do it alone. At FirstLight Home Care, were here to share the load and provide expert care that brings peace of mind to you and your family.Whether your parents need help with daily activities, companionship, or more specialized care, our trained caregivers are ready to step in and provide the support they deserve.Reach out to FirstLight Home Care today to explore personalized care options near you.Ready to learn more?Discover how FirstLight can make life easier for you and your loved ones. Contact us for personalized pricing or visit your nearest location to begin. Together, we can help your parents live their best lifewhile giving you the space to thrive, too. Call FirstLight Home Care in Bloomington at 612-473-3227.
Six Simple Strategies to Help Seniors Sleep BetterHow did you sleep last night? With National Sleep Awareness Week taking place from March 10th to 16th, its the perfect time to think about your bedtime habits and explore ways to improve your sleep quality.A restful nights sleep is like a reset button for your body and mind, and its especially important for seniors. Good sleep can boost your mood, sharpen your mind, and strengthen your immune system. However, as we age, getting those precious Zs can become more challenging. Changes in sleep patterns, along with environmental and emotional factors, often lead to restless nights.If counting sheep has become your nightly ritual, dont worryyoure not alone, and help is here. The Seniors Helping Seniors team has six simple, practical tips to help you sleep better and wake up refreshed. Lets dive in!1. Stick to a Relaxing Bedtime RoutineYour body loves routines, especially when it comes to winding down for the night. Create a calming bedtime ritual that works for youlike reading a book, doing some light stretches, or meditating. These activities signal to your body that its time to relax. Not sure where to start? Your Seniors Helping Seniors caregiver can help you incorporate these soothing habits into your evening routine.2. Power Down Your ScreensScrolling through your phone or catching up on emails before bed might seem harmless, but the blue light from screens can disrupt your natural sleep hormones. Try putting your devices away at least an hour before bedtime. Instead, swap that screen time for a calming activity like listening to music or journaling.3. Create a Cozy Sleep SanctuaryA good mattress and supportive pillows can make all the difference in how you feel the next morning. Look for bedding that keeps you at a comfortable temperature throughout the night. Your bedroom should also be dark, quiet, and coolthink of it as your personal sleep haven.4. Limit Afternoon NapsA quick nap can recharge your energy, but long or late-day naps might mess with your nighttime sleep. Keep naps short20 to 30 minutesand try to rest earlier in the day. This way, you can still enjoy a power nap without affecting your bedtime.5. Get Moving During the DayPhysical activity isnt just great for your overall healthit also helps you sleep better. Even 30 minutes of light exercise like walking or yoga can work wonders. Just remember to keep workouts earlier in the day, as late-night exercise might leave you too energized to fall asleep.6. Mind Your Evening MenuWhat you eat and drink before bed can influence your sleep. Heavy meals, caffeine, and alcohol close to bedtime can leave you tossing and turning. Instead, try something soothing, like a cup of herbal tea or warm milk, to help you unwind. Need help with meal planning? Seniors Helping Seniors caregivers are happy to lend a hand.Bonus Tip: Keep Your Wake-Up Time ConsistentYour body thrives on routine, so try waking up at the same time every dayeven on weekends. A consistent wake-up time helps regulate your internal clock, making it easier to fall asleep and wake up feeling refreshed.If youve tried these tips and are still struggling with sleep, it might be time to seek professional advice. A healthcare provider or sleep specialist can help identify underlying issues, like sleep apnea or restless legs syndrome, and recommend tailored solutions.Sleep is vital for your health and well-being, and you deserve to wake up every day feeling your best. Your Seniors Helping Seniors team is here to support you in creating healthy sleep habits that fit seamlessly into your lifestyle. Sweet dreams!
Managing your finances can feel daunting, especially as lifes expenses add up. But with the right strategies, you can take control, stretch your dollars, and enjoy peace of mind. Here at Seniors Helping Seniors, we believe financial independence is empowering, and were here to help! From grocery savings to solar panels, these practical tips will guide you toward a brighter, more secure future.1. Shop Smart and Save at the Grocery StoreMany grocery stores offer senior discountsan easy way to save on everyday essentials. Pairing these discounts with meal planning can help stretch your weekly budget. Need a hand? A Seniors Helping Seniors caregiver can assist with planning nutritious meals while keeping costs down.2. Tap Into Free or Low-Cost Community ResourcesYour community likely offers a variety of free or low-cost services designed for seniors. Think meal delivery programs, recreational activities, or transportation services. Staying active and connected doesnt have to break the bank, and these resources can add tremendous value to your lifestyle without adding to your expenses.3. Take Advantage of Senior DiscountsFrom restaurants to retail stores, discounts for seniors are everywhere! Many establishments offer lower prices or special deals for older adults. Whether its a favorite coffee spot or a hardware store, these small savings add up, making it easier to enjoy your favorite things while staying within your budget.4. Use a Budgeting App to Track Your SpendingSimplify money management with a budgeting app. These tools make it easy to monitor your spending on groceries, utilities, entertainment, and more. If technology feels overwhelming, your caregiver can guide you through setup and show you how to track your finances effectively. Its a small step that leads to big financial clarity.5. Automate Savings and Bill PaymentsAvoid late fees and grow your savings by automating your finances. Set up automatic transfers to your savings account or schedule recurring bill payments through your bank. This hassle-free approach helps ensure your bills are always paid on time, leaving you more time to focus on what matters most.6. Work With a Caregiver for Personalized SupportA Seniors Helping Seniors caregiver can be your budgeting buddy. From spotting local discounts to helping you navigate government programs, your caregiver can provide personalized assistance. Together, you can create a financial plan that fits your needs, so you can spend less time worrying and more time enjoying life.7. Save on Energy with Solar PanelsIf youre ready to invest in long-term savings, consider solar panels. They harness renewable energy, reducing your electricity bills and your carbon footprint. With available tax credits and rebates, going solar might be more affordable than you think. Plus, its a great way to contribute to a greener planet.A Brighter Financial Future AwaitsYour golden years should be filled with joy, not financial stress. These tips are designed to help you budget smarter and save more, empowering you to live life fully and confidently. If youre feeling overwhelmed, our Seniors Helping Seniors team is here to help. With expert guidance and a caring approach, well work alongside you to create a plan that fits your life.Lets tackle those finances togetheryouve got this!Seniors Helping Seniors Making Life Easier, One Step at a TimeFor more tips and support, visit our website or contact your local Seniors Helping Seniors office.
The Kohler walk in bathtubs offer an secure bathing experience tailored for people, with mobility or seniors as well, as caregivers and those looking for a more pleasant bathing ritual.They come with features that focus on improving safety and promoting relaxation. One notable aspect is the entry point of the tub which allows for easy access, without the fear of slipping or falling.The minimal height of the entry is among the lowest, in the market. Offers users a sense of security.For safety measures Kohlers walk in tub models come equipped with watertight doors featuring integrated handrails to ensure a safe and steady entrance and exit experience. The presence of handrails adds a level of stability and assists, in keeping users with mobility challenges safe, during their experience. The bathtub also includes Hydrotherapy with jets and BubbleMassage air jets that target body areas to provide soothing relief, for people, with circulation issues or muscle tension problems. By combining these elements can assist in easing discomfort and stress while enhancing overall health and wellness. Kohlers walk in tubs offer top notch comfort with a backrest that ensures warmth, for your back and shoulders throughout your bath time for a spa like feel that aids in relaxation and is especially helpful, for those dealing with arthritis or chronic pain. Another advantage is the hand held showerhead, with three relaxing spray options for users to enhance their bathing experience and flexibility by allowing them to enjoy a shower in addition to a bath The bathtub is also equipped with a gooseneck shower arm for those who prefer standing showers, for added versatility during their bathing routine. Kohler offers walk in options that can be tailored to suit any bathroom layout without sacrificing style or convenience, for homeowners.The tub designs are meant to fit into tub spaces with no requirement, for extensive bathroom remodeling efforts.Kohlers skilled installation team ensures a smooth operation of the tub. Kohlers walk in tub options prioritize safety and comfort to provide a solution, for individuals seeking to uphold their independence while indulging in a soothing bathing experience. Whether one faces mobility challenges or is recuperating from an injury or simply desires a bath time routine; a Kohler walk in tub can furnish the necessary assistance and coziness required. For details, about Kohlers walk in bathtubs and other bathroom offerings in Minnesota go to KohlerServicesMN.com or call 763-742-0188.
At Kohler Services, in Minnesota you can find a variety of tailored options for bath and shower installations that cater to both style preferences and accessibility needs. Whether you're looking for an upgrade or a luxurious spa like experience their bath modification services offer something for everyone seeking to improve comfort and safety, in the bathroom.Key Aspects of Kohler Bathroom AlterationsTwo main options, for bath upgrades by Kohler are the Kohler Walk In Bath and LuxStone Showers; each comes with distinct features to improve ease of use and add a touch of luxury to your bathroom experience. The Walk In Bath boasts attributes such as a low entry threshold of just 3 inches high enabling users to step in and out of the bath, with safety and comfort compared to the typical higher barriers of regular bathtubs. The design also features handrails, for support and safety when entering the shower area... Additionally there's a door with a seal and comfortable built in seating, for added stability and comfort while bathing. LuxStone Showers, by Kohler are crafted to blend durability with style and effortless upkeep in mind. Crafted from a material that withstands chipping and maintains its color vibrancy over time LuxStone walls come in hues and textures to cater to customers design preferences seamlessly. Moreover the shower system features customizable shelving, built in seating choices and reachable faucet controls for a shower experience. Design that can be tailored to your needs and easy to use.Clients using Kohlers modifications have the option to choose from a range of design features and accessibility upgrades, for their Walk In Baths that incorporate hydrotherapy and heated technology to offer soothing relief, for muscles and joints.The integration of air and water jets provides a spa massage experience during bathing sessions that rejuvenates and revitalizes the body. Moreover LuxStone Showers offer design elements that improve convenience and functionality. These showers can feature grab bars, adjustable shower heads and a handheld shower choice to facilitate bathing whether seated or standing. With a low threshold and a roomy layout the walk in shower is perfect, for individuals, with mobility challenges. The inclusion of slip flooring and wall materials that deter mold and mildew further enhances safety and comfort in the space. Advice and setup assistance.At Kohler Services we assist our clients throughout the process starting from a consultation, to the final installation. The first step involves having a discussion about preferences exploring design options and sorting out the logistics of installation. Our certified experts at Kohler take measurements. Cater, to the clients specific requirements while providing accurate cost estimates to prevent any unexpected costs. The proficient installation team, well versed in Kohlers standards typically completes projects within a day or two ensuring minimal disruption to your living space. Guaranteed for life, with support.When you choose Kohler, for bathroom upgrades and changes one standout advantage is the lifetime warranty provided for both the products and installations. This warranty offers assurance regarding the quality of the products and installation work ensuring customers feel secure about their investment. Additionally Kohlers customer service team is always ready to assist with any inquiries or further help establishing it as an option, for lasting contentment.Looking for a way to enhance your bathing experience with a mix of luxury comfort and stylish design? Kohlers bath customization services provide solutions to suit tastes and requirements. Whether its relaxing in a walk in tub, with therapeutic jets or enjoying a fully adjustable shower system that elevates your daily routine into a safe and indulgent ritual. For details regarding Kohlers alterations, to baths and showers, in Minnesota please visit www.kohlerservicesmn.com or call 763-292-2962.
At Kohlers disposal are solutions aimed at improving bathroom safety, for seniors and people facing mobility issues specifically in mind with products like walk in tub options and roll in showers along, with supportive grab bars to promote independence all the while prioritizing their safety and comfort. The Kohler Walk In Tubs are designed prioritizing safety to ensure a bathing experience, for users of all ages and abilities. They come equipped with features such as easy access entry points and durable handrails to enhance stability. Additionally they offer a variety of functions including hydrotherapy jets, warm backrest surfaces and non slip flooring to promote relaxation and alleviate discomfort. These tub options not provide a soothing bath experience. Also aid in improving blood circulation and relieving muscle tension. Overall walk in tub options are particularly advantageous for seniors or those, with mobility as they offer a bathing solution compared to traditional tub setups. Furthermore Kohlers bathtubs can be tailored to suit bathroom designs guaranteeing an installation process. Roll In Showers, by Kohler are specially crafted for those who need mobility aids like wheelchairs or walkers.They have an flat entryway which eliminates the requirement to step over a tub.In addition, to built in seating and grab bars Kohlers roll in showers also come with showerheads to offer control and comfort.The design prioritizes space so that caregivers can provide assistance easily while respecting the individuals dignity. Whether you're renovating a bathroom or starting from the ground up these showers can be customized to meet mobility requirements and spatial limitations. Installing Kohler grab bars, in your bathroom is crucial for improving safety and accessibility in locations such as near the toilet and shower area or, along the bathtub edge.They are crafted from materials. Come in different finishes to match any bathroom decor.Installing them is a breeze. Can be tailored to suit requirements.They offer a grip to aid in preventing accidents and promoting safety while moving around the bathroom. Integrating these Kohler items into your bathroom renovation or new setup is a move, towards promoting living for people of all age groups and capabilities. Opting for Kohler means you're selecting products that not adhere to strict functionality standards but also emphasize comfort and user friendliness. To learn more details; Feel free to check out their website or get in touch for a consultation to discover the ideal solutions, for ensuring safety in your bathroom.