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How to Create a Home InventoryA home inventory can expedite insurance claims process after theft, damage or loss.Imagine needing to list every possession in your home or apartment, along with each item's worth after your belongings have been stolen or destroyed in a tornado, wildfire or other natural disaster. That task may seem impossible, so it is best to make the list before you need it. Below we've answered your basic questions on why and how you should create a home inventory.Why do I need an inventory of my home or apartment?A home inventory is an excellent way to help make home insurance and renters insurance coverage decisions and expedite the insurance claims process after theft, damage or loss. This record of your insurable assets will not only help you in the settlement of a covered loss or claim but may also help verify tax-deductible property losses and determine the right amount of insurance coverage you need.How do I create a home inventory?The first step is to decide on what type of inventory would be easiest for you to create. A home inventory can be as simple as a list of all your possessions or a visual record for each item, but an effective home inventory should include both for added security. Today, there are even digital tools to help simplify the process of maintaining the list.A written inventory: A comprehensive home inventory list catalogs your belongings and should include the item description (make, model and serial number, if applicable), value and purchase date. You can create your own list using a spreadsheet or fill out a home inventory checklist that's ready to go.A digital inventory: If you have an iPhone or Android phone, there are apps that can be downloaded to your phone, some of which are free. These mobile home inventory apps allow you to record a photograph of the item along with the description, value and purchase date.A visual record: A visual record of your possessions shows proof of ownership. This can be accomplished with a video walk-through of your home or through a series of photographs.Once you decide on the type of home inventory you want to create, according to the Insurance Information Institute, there are some simple steps you can take to start the process. Don't forget to include the items in your basement, attic, garage and any detached structures, such as tool sheds. Also, pay special attention to your most valuable possessions, such as antiques, art, jewelry, collectibles and electronic equipment. If you have any questions about which items are covered by your policy, contact your insurance agent.Record possessions as you pack to move into a new place: When moving to a new apartment or home, take a couple of extra minutes to record the belongings in each room.Pick one area at a time to record: You can start with a hall closet or small kitchen cabinet. Then, after capturing your belongings in that room, move on to the next.Record each item as you redecorate: Whether you are redecorating your apartment or a room, note each purchase you make and save the receipts. It will give you a jump start on your home inventory.Record recent purchases: Get into the habit of recording new purchases. Then, as necessary, go back and record your older, undocumented possessions. Along with the record, be sure to store sales receipts and appraisals (including the appraiser's name and address) to help verify the value of each item.Record important information: Provide a general description, where you bought it, the make and model, and what you paid for the item. Include the serial number if the item has one.Record the number of each clothing type: List, for example, "five pairs of jeans, three pairs of sneakers" Make note of items that are especially valuable.Include stored items as well: Things kept in your basement, attic, garage and other detached structures may not be at the top of your mind; however, you should record those items as well. If you have items in a self-storage unit, make sure to include them as they are usually covered under your home insurance policy.Use technology to create your digital home inventory.Take pictures. Capture important individual items as well as entire rooms, closets or drawers. Label your photos with what's pictured, where you bought it, the make or model and the serial number.Take video. Walk through your house or apartment recording and describing the contents. For example, you might describe the contents of a kitchen cabinet: "Poppies on Blue by Lenox, service for 12 that includes a dinner plate, salad plate, bowl, cup and saucer, purchased in 2015."Use an app. There are many mobile app options that can help you create and store a room-by-room record of your belongings.How should I store my home inventory?Don't let your home inventory become part of a property loss. Whichever inventory method you choose, it's important to keep a copy in a fireproof safe, safety deposit box or digitally in the cloud. You can even email your inventory to your insurance agent. Sending the list has the added value of allowing your inventory to be examined by your agent to see if you need extra home or renters coverage or to add a Personal Articles Insurance policy. If you need information about homeowners, rental, and auto insurance, call a Five Star Rated Agent:  Laurel Flowers State Farm Insurance Agent at 251-675-4736.

Moving to a new home is an exciting adventure, but for your furry friend, it can be a stressful experience. Pets thrive on routine and familiar surroundings, so a sudden change can trigger anxiety. But with a little planning and the right support, you can help your pet feel safe, secure, and comfortable during the moving process.At Bluestar Move Management, we understand that every move is unique, and were here to help make the transition smoother for both you and your pets. Here are some strategies to ensure your four-legged family members feel right at home in your new space.1. Plan Ahead for Your Pet's Health and SafetyBefore you begin packing up your home in SWFL, take a few crucial steps to ensure your pets health and safety during the move:Schedule a Vet Visit: Ensure your pet is healthy and up-to-date on their vaccinations before the move. If youre relocating to a new area, ask your vet for recommendations for local clinics and get a copy of your pets medical records.Update Microchip & ID Tags: If youre moving to a new address, dont forget to update your pets microchip and ID tags with your new contact information. This ensures theyll be safe in case they get lost during the transition.2. Stick to a RoutineRoutine is key to your pets comfort. During the moving process, try to maintain their usual schedule as much as possible. Feed them at the same time, keep walks on track, and continue giving them plenty of love and attention. Familiarity helps reduce anxiety and keeps your pet feeling secure, even in the midst of change.3. Create a Safe Space During the MoveOn moving days, things can get chaotic, especially in the busy neighborhoods of SWFL. With movers coming in and out, its easy for your pet to become overwhelmed. To keep your pet calm and prevent them from getting lost or stressed, set up a quiet, secure room where they can relax.Make sure the room includes your pets bed, toys, water, and some familiar scents. If youre traveling with your pet, whether within SWFL or beyond, bring a comfortable carrier or harness to ensure their safety during the trip.4. Take It Slow in the New HomeOnce you arrive at your new home in SWFL, its important to introduce your pet to their new environment gradually. Start by setting them up in one room with their bedding and toys to create a comforting, familiar space. Let them explore other areas of the house at their own pace.Introducing your pet slowly to the new environment will help them adjust more quickly and feel less overwhelmed. The familiar smells and objects they recognize will help them settle in faster.5. Trust Bluestar Move Management for a Stress-Free ExperienceWith the right preparation, your pet can adjust to their new home in SWFL without too much stress. Bluestar Move Management is here to provide the support and expertise you need for a seamless move. We handle all the detailsfrom packing to unpacking and setting up your new spaceso you can focus on what really matters: your pets comfort and your own peace of mind.Moving with pets doesnt have to be stressful. Let Bluestar Move Management take care of the heavy lifting while you enjoy a smooth, easy transition to your new home.Ready for a stress-free move with pets? Contact Bluestar Move Management today at 239-387-1147, and well help you every step of the way!

How To Stay Healthy and Happy All SeasonWinter can be a challenging season for seniors, requiring extra attention to health and well-being. Even in the warmer climates of Florida, seniors can still benefit from adopting essential wellness practices to boost their physical and mental health. Looking for some ideas for staying healthy this winter? Here are easy winter wellness tips to help you or your loved ones thrive during the cooler months, focusing on staying active, eating healthy meals, boosting immunity, and maintaining mental well-being.1. Stay Physically Active Indoors or Out!Maintaining physical activity is crucial for overall health and managing stress, especially this time of year when outdoor activities may be limited due to cold weather. When the temperature is agreeable and sidewalks are free of ice or snow, walking is a great way to get exercise and fresh air. Prefer to stay indoors? Low-impact exercises, such as chair yoga, stretching or indoor walking, are excellent ways to stay active without straining joints. These gentle routines can help improve:FlexibilityStrengthBalanceConsider joining community classes, a local gym or following online workout sessions specifically designed for seniors to ensure a safe and effective exercise routine.2. Boost Immunity With a Balanced DietEnjoy nutritious, comforting winter foods. Warm meals can bring comfort and nourishment during the winter months. Consider preparing hearty soups, stews, and casseroles that incorporate seasonal vegetables rich in vitamins and minerals, including:SquashCarrotsSweet potatoesThese meals not only warm the body but also provide essential nutrients needed for optimal health. Experimenting with new recipes can also add excitement to your winter dining experience.A well-balanced diet plays a vital role in supporting the immune system, particularly during winter. Incorporating foods rich in vitamins and minerals can help fend off seasonal illnesses. Focus on including vitamin C-rich foods, such as:Citrus fruitsLeafy greensBell peppersEmphasizing whole grains, lean proteins, and plenty of vegetables can keep your body energized and healthy throughout the season.3. Stay HydratedHydration is just as important during the winter as it is in the summer, though many people forget to drink enough water in cooler weather. Seniors are especially at risk of dehydration, so its vital to maintain regular fluid intake. Aim for at least 68 glasses of water a day, and remember that herbal teas, soups, and water-rich fruits like oranges and melons can also contribute to hydration. Staying hydrated helps support energy levels, improves digestion, and keeps skin healthy during the drier months.4. Dress Warmly and Prevent FallsEven in warmer climates, seniors should dress appropriately for cooler temperatures. Wearing layers allows for easy adjustments to temperature changes throughout the day. Proper footwear is also essential; non-slip shoes can significantly reduce the risk of falls, especially on potentially slippery surfaces. Taking proactive measures to enhance home safetysuch as installing grab bars in bathrooms or using slip-resistant rugscan further help prevent accidents during the winter months.5. Stay Mentally EngagedThe winter months, with their shorter days, can sometimes lead to feelings of isolation or the winter blues, particularly if you find yourself spending more time indoors. Staying mentally engaged is critical for emotional well-being. Activities like reading, puzzles or the creative arts can keep your mind sharp and stimulated. Equally important is maintaining social connections. Engaging with family, friends or community groups can uplift your spirits and combat loneliness. Consider participating in local events or joining clubs to foster new friendships and connections.6. Reduce the Spread of GermsWinter is cold and flu season, so reducing the spread of germs is key to staying healthy. Washing your hands frequently, using hand sanitizer, and regularly disinfecting surfaces can help prevent illness. An effective means of preventing the spread of viruses can be as easy as not touching your eyes, nose or mouth. Seniors should also avoid crowded areas during peak flu season and consider getting a flu vaccine to protect themselves. Encouraging social interaction is important for mental well-being, but its wise to limit exposure to anyone showing symptoms of illness and maintain proper hygiene practices. If you do become ill, remember to cover your mouth when you cough or sneeze.7. Get Plenty of RestRest and recovery are essential for overall health, especially during winter when your body may be working harder to fight off germs. Seniors should aim for 79 hours of sleep each night to support immune function and cognitive health. Establishing a relaxing nighttime routine, such as reading or listening to calming music, can help you unwind, improve sleep quality and maintain a regular sleep schedule. Prioritizing rest also boosts mood and energy, helping to combat winter fatigue.Prioritize Your Wellness All Year LongStaying healthy and happy during the winter months is achievable with intentional actions. By incorporating these wellness tips for staying healthy into your routine, you can enhance your physical and mental well-being throughout the season.For seniors looking for comprehensive support in maintaining their health and wellness, communities like The Terraces at Bonita Springs, a luxury Life Plan Community in Bonita Springs, Florida, offer year-round wellness programs, nutritious dining options, and a variety of social activities designed to foster a fulfilling lifestyle. Embrace the season with confidence, knowing  small changes can lead to significant improvements in your overall well-being.Prioritize your wellnessand happinessall year long at The Terraces. Call 239-208-6963  or contact us online to schedule a personalized visit and experience our brand of living well.